Last update: Oct 2026

Cost of Living Comparison Between Paeroa and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,001 in Paeroa, rent and utilities included – about $7,800 less a year. Rent and utilities account for about half of the difference.

96

Cost of Living Index in Paeroa
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Paeroa Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Paeroa

🇳🇿 New Zealand

$2,001

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Paeroa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Paeroa and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,001 per month in Paeroa vs $1,349 in Ubud, Bali, rent included.

Paeroa $2,001
Ubud, Bali $1,349

A couple spends around $2,977 per month in Paeroa vs $2,305 in Ubud, Bali, rent included.

Paeroa $2,977
Ubud, Bali $2,305

A family of three spends $3,953 per month in Paeroa vs $3,261 in Ubud, Bali, rent included.

Paeroa $3,953
Ubud, Bali $3,261

Paeroa costs about 48% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.03 NZ$28.57

$3.32 Rp 60.4K

382.83%

Three-Course Dinner for Two, Mid-Range

$73.6 NZ$131

$35.64 Rp 647.8K

106.40%

Fast Food Meal (McDonalds, etc)

$7.80 NZ$13.90

$5.53 Rp 100.6K

41.05%

Cappuccino

$3.35 NZ$5.97

$2.72 Rp 49.4K

23.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 NZ$3.32

$1.70 Rp 30.9K

9.41%

Water (0.33 liter bottle)

$1.75 NZ$3.11

$0.76 Rp 13.8K

130.26%

Local Beer (0.5 liter draught)

$5.93 NZ$10.57

$2.65 Rp 48.2K

123.77%

Imported Beer (0.33 liter bottle)

$5.86 NZ$10.45

$4.38 Rp 79.6K

33.79%

Milk (1 liter)

$1.78 NZ$3.18

$1.49 Rp 27.1K

19.46%

White Bread (500g)

$2.00 NZ$3.57

$2.28 Rp 41.4K

-12.28%

Rice (white) (1kg)

$1.71 NZ$3.04

$1.19 Rp 21.6K

43.70%

Eggs

$5.92 NZ$10.55

$2.04 Rp 37.0K

190.20%

Local Cheese (1kg)

$8.33 NZ$14.85

$17.70 Rp 321.7K

-52.94%

Chicken Fillets (1kg)

$9.41 NZ$16.77

$3.96 Rp 72.0K

137.63%

Beef Round Steak (1kg)

$14.57 NZ$25.96

$12.19 Rp 221.6K

19.52%

Apples (1kg)

$2.56 NZ$4.57

$3.66 Rp 66.4K

-30.05%

Banana (1kg)

$2.19 NZ$3.90

$1.52 Rp 27.6K

44.08%

Oranges (1kg)

$3.05 NZ$5.44

$2.23 Rp 40.5K

36.77%

Tomato (1kg)

$5.43 NZ$9.68

$1.97 Rp 35.9K

175.63%

Potato (1kg)

$2.01 NZ$3.59

$1.85 Rp 33.6K

8.65%

Onion (1kg)

$1.52 NZ$2.71

$2.42 Rp 44.1K

-37.19%

Lettuce (1 head)

$2.32 NZ$4.14

$0.99 Rp 18.0K

134.34%

Water (1.5 liter bottle)

$1.10 NZ$1.96

$0.51 Rp 9,332

115.69%

Cigarettes 20 Pack (Marlboro, Camel)

$23.25 NZ$41.44

$2.22 Rp 40.4K

947.30%

Wine (Bottle)

$9.26 NZ$16.50

$22.24 Rp 404.2K

-58.36%

Local Beer (0.5 liter bottle)

$3.37 NZ$6.01

$2.26 Rp 41.1K

49.12%

Imported Beer (0.33 liter bottle)

$3.83 NZ$6.82

$2.97 Rp 54.0K

28.96%

One-way Ticket (Public Transport)

$1.81 NZ$3.23

$0.25 Rp 4,562

624.00%

Public Transport Monthly Pass (Regular Price)

$92.0 NZ$164

$7.82 Rp 142.2K

1076.73%

Taxi Start (Normal Tariff)

$2.22 NZ$3.96

$0.44 Rp 7,989

404.55%

Taxi (Normal Tariff) (1km)

$1.71 NZ$3.05

$0.43 Rp 7,817

297.67%

Taxi 1hour Waiting (Normal Tariff)

$30.91 NZ$55.1

$5.41 Rp 98.3K

471.35%

Gasoline (1 liter)

$1.70 NZ$3.03

$0.82 Rp 15.0K

107.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K NZ$49.0K

$23.8K Rp 433.3M

15.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K NZ$38.8K

$31.7K Rp 577.0M

-31.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 NZ$197

$79.1 Rp 1.4M

39.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.69 NZ$51.1

$6.45 Rp 117.2K

344.81%

Internet (50+ Mbps, Unlimited Data)

$50.8 NZ$90.6

$18.58 Rp 337.7K

173.47%

Gym Membership (Monthly)

$42.33 NZ$75.4

$49.48 Rp 899.4K

-14.45%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$12.78 NZ$22.78

$4.27 Rp 77.7K

199.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$600 NZ$1,069

$491 Rp 8.9M

22.23%

International Primary School, 1 Child (Yearly)

$17.7K NZ$31.5K

$5,674 Rp 103.1M

211.19%

Jeans (Levis 501 Or Similar)

$53.2 NZ$94.8

$44.64 Rp 811.4K

19.15%

Summer Dress (H&M, Zara, etc)

$31.57 NZ$56.3

$34.95 Rp 635.3K

-9.67%

Sport Shoes (Adidas, Nike)

$97.7 NZ$174

$79.9 Rp 1.5M

22.27%

Men's Leather Business Shoes

$98.4 NZ$175

$79.4 Rp 1.4M

23.86%

1-bedroom Apartment, City Center (Monthly)

$1,011 NZ$1,801

$1,125 Rp 20.4M

-10.15%

1-bedroom Apartment, Outside City Center (Monthly)

$935 NZ$1,666

$671 Rp 12.2M

39.18%

3-bedroom Apartment, City Center (Monthly)

$863 NZ$1,539

$3,565 Rp 64.8M

-75.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,474 NZ$2,627

$1,723 Rp 31.3M

-14.47%

Buy Apartment in City Center (m2)

$4,379 NZ$7,805

$2,732 Rp 49.6M

60.32%

Buy Apartment Outside City Center (m2)

$3,427 NZ$6,107

$2,284 Rp 41.5M

50.03%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.83

13.78

-57.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Paeroa: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Paeroa

$935 46.7%

Ubud, Bali

$672 49.8% 28.2% $263

Groceries & Markets

Paeroa

$324 16.2%

Ubud, Bali

$288 21.4% 11% $36

Eating Out

Paeroa

$248 12.4%

Ubud, Bali

$108 8% 56.5% $140

Monthly Utilities & Internet

Paeroa

$190 9.5%

Ubud, Bali

$104 7.7% 45.2% $86

Clothing & Footwear

Paeroa

$126 6.3%

Ubud, Bali

$108 8% 14.9% $19

Getting Around

Paeroa

$110 5.5%

Ubud, Bali

$11 0.9% 89.6% $99

Sport & Entertainment

Paeroa

$68 3.4%

Ubud, Bali

$58 4.3% 14.5% $9.9

Cost Breakdown

A central one-bedroom costs $1,011 in Paeroa versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74 in Paeroa versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $324 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇳🇿 Paeroa

🇮🇩 Ubud, Bali

🕒 Local time

12:13 12:13 PM

07:13 7:13 AM

5 h behind Paeroa

🌤 Weather

👥 Population

4,000

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.561 USD

1 NZD = 0.504 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to NZD in detail →

On the map

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Highest

Between locations

Paeroa Ubud, Bali 6,830 km ≈ 9 h nonstop flight

From you

Paeroa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Paeroa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,001 in Paeroa, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 33% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,001 per month in Paeroa and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Paeroa, especially for central apartments: a one-bedroom in the center costs $1,011 there versus $1,125 in Ubud, Bali.

Kindergarten costs $600 per month in Paeroa and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 12% more in Paeroa, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,001 in Paeroa and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,001 in Paeroa. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.