Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Paeroa

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,838 in Paeroa, rent and utilities included – about $5,600 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
90

Cost of Living Index in Paeroa
Learn more

Paeroa Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Paeroa

🇳🇿 New Zealand

$1,838

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Paeroa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Paeroa actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,838 in Paeroa, rent included.

Ubud, Bali $1,368
Paeroa $1,838

A couple spends around $2,314 per month in Ubud, Bali vs $2,712 in Paeroa, rent included.

Ubud, Bali $2,314
Paeroa $2,712

A family of three spends $3,260 per month in Ubud, Bali vs $3,586 in Paeroa, rent included.

Ubud, Bali $3,260
Paeroa $3,586

Ubud, Bali is about 26% cheaper than Paeroa, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Paeroa sit above the global median – Ubud, Bali by 1%, Paeroa by 36%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$12.36 NZ$21.86

-73.06%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$70.9 NZ$125

-50.41%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.71 NZ$15.41

-33.41%

Cappuccino

$2.73 Rp 49.1K

$2.81 NZ$4.97

-2.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.18 NZ$3.85

-24.77%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.99 NZ$3.53

-58.29%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$6.08 NZ$10.75

-55.59%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.76 NZ$10.18

-25.35%

Milk (1 liter)

$1.50 Rp 27.1K

$1.80 NZ$3.18

-16.67%

White Bread (500g)

$2.30 Rp 41.4K

$2.01 NZ$3.55

14.43%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.73 NZ$3.07

-31.79%

Eggs

$2.14 Rp 38.6K

$5.79 NZ$10.24

-63.04%

Local Cheese (1kg)

$17.48 Rp 314.6K

$8.09 NZ$14.31

116.07%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$9.11 NZ$16.11

-55.76%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.11 NZ$24.95

-13.32%

Apples (1kg)

$3.55 Rp 63.9K

$2.66 NZ$4.71

33.46%

Banana (1kg)

$1.57 Rp 28.3K

$2.21 NZ$3.90

-28.96%

Oranges (1kg)

$2.24 Rp 40.2K

$3.07 NZ$5.42

-27.04%

Tomato (1kg)

$1.93 Rp 34.7K

$5.49 NZ$9.72

-64.85%

Potato (1kg)

$1.88 Rp 33.9K

$1.96 NZ$3.46

-4.08%

Onion (1kg)

$2.29 Rp 41.3K

$1.46 NZ$2.59

56.85%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.07 NZ$3.65

-52.17%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.11 NZ$1.96

-52.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$26.07 NZ$46.11

-91.25%

Wine (Bottle)

$23.01 Rp 414.2K

$8.81 NZ$15.58

161.18%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.29 NZ$5.82

-28.88%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.32 NZ$5.87

-12.35%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.76 NZ$3.11

-86.36%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$71.9 NZ$127

-87.73%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.41 NZ$4.26

-80.08%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.83 NZ$3.24

-74.86%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$30.08 NZ$53.2

-81.88%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.72 NZ$3.05

-48.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$22.8K NZ$40.4K

7.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$24.0K NZ$42.4K

30.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$110 NZ$194

-24.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$27.93 NZ$49.40

-76.91%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$50.5 NZ$89.4

-63.26%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$41.68 NZ$73.7

33.93%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$10.54 NZ$18.64

-58.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$665 NZ$1,176

-25.87%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$16.9K NZ$29.8K

-65.89%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$57.8 NZ$102

-20.10%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$39.74 NZ$70.3

-11.10%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$88.9 NZ$157

-11.03%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$97.0 NZ$172

-19.21%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$978 NZ$1,729

16.85%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$834 NZ$1,474

-18.95%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$879 NZ$1,554

298.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,253 NZ$2,215

35.69%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$4,878 NZ$8,626

-42.93%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,829 NZ$5,004

-20.81%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Paeroa: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Paeroa

$834 45.4% 23.4% $158

Groceries & Markets

Ubud, Bali

$290 21.2%

Paeroa

$318 17.3% 9.4% $27

Eating Out

Ubud, Bali

$109 8%

Paeroa

$217 11.8% 99.8% $109

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Paeroa

$188 10.3% 74.3% $80

Clothing & Footwear

Ubud, Bali

$108 7.9%

Paeroa

$128 6.9% 18.6% $20

Sport & Entertainment

Ubud, Bali

$65 4.7%

Paeroa

$63 3.4% 2.8% $1.8

Getting Around

Ubud, Bali

$13 0.9%

Paeroa

$91 4.9% 621% $78

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $978 in Paeroa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $71.0 in Paeroa. Monthly groceries follow the same trend: $290 vs $318 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Paeroa

🕒 Local time

05:12 5:12 AM

10:12 10:12 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

4,000

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Paeroa 6,830 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Paeroa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Paeroa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,838 in Paeroa – roughly 34% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,757 in Paeroa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $665 in Paeroa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 9% more in Paeroa, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Paeroa at $1,838. In Ubud, Bali it covers expenses comfortably, while in Paeroa it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,838 in Paeroa. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Paeroa makes more sense. Both are solid long-term options with distinct trade-offs.