Last update: Oct 2026

Cost of Living Comparison Between Pabianice and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,324 in Pabianice, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Pabianice
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Pabianice Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Pabianice

🇵🇱 Poland

$1,324

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Pabianice and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pabianice and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,324 in Pabianice versus $918 in Cebu.

Pabianice $1,324
Cebu $918

Estimated couple costs with rent: $1,972 in Pabianice versus $1,409 in Cebu.

Pabianice $1,972
Cebu $1,409

Monthly costs for a family of three with rent: $2,621 in Pabianice versus $1,900 in Cebu.

Pabianice $2,621
Cebu $1,900

Living in Pabianice is roughly 44% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Pabianice 2% lower, Cebu 32% lower.

Meal at Budget Restaurant

$9.85 zł 38.27

$3.09 ₱194

218.77%

Three-Course Dinner for Two, Mid-Range

$46.90 zł 182

$24.22 ₱1,525

93.64%

Fast Food Meal (McDonalds, etc)

$9.12 zł 35.44

$3.92 ₱247

132.65%

Cappuccino

$3.54 zł 13.75

$2.51 ₱158

41.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 zł 7.83

$1.59 ₱100

27.04%

Water (0.33 liter bottle)

$1.57 zł 6.11

$0.53 ₱33.43

196.23%

Local Beer (0.5 liter draught)

$2.59 zł 10.06

$1.78 ₱112

45.51%

Imported Beer (0.33 liter bottle)

$4.00 zł 15.53

$2.17 ₱137

84.33%

Milk (1 liter)

$0.91 zł 3.55

$1.92 ₱121

-52.60%

White Bread (500g)

$1.05 zł 4.08

$1.36 ₱85.4

-22.79%

Rice (white) (1kg)

$1.32 zł 5.14

$1.01 ₱63.5

30.69%

Eggs

$2.88 zł 11.18

$2.03 ₱128

41.87%

Local Cheese (1kg)

$7.71 zł 29.96

$9.86 ₱621

-21.81%

Chicken Fillets (1kg)

$6.00 zł 23.31

$4.39 ₱277

36.67%

Beef Round Steak (1kg)

$11.75 zł 45.66

$7.60 ₱479

54.61%

Apples (1kg)

$1.08 zł 4.19

$3.30 ₱208

-67.27%

Banana (1kg)

$1.60 zł 6.23

$1.39 ₱87.8

15.11%

Oranges (1kg)

$1.57 zł 6.12

$2.33 ₱147

-32.62%

Tomato (1kg)

$2.89 zł 11.23

$1.50 ₱94.3

92.67%

Potato (1kg)

$0.79 zł 3.07

$2.36 ₱149

-66.53%

Onion (1kg)

$0.94 zł 3.64

$1.90 ₱119

-50.53%

Lettuce (1 head)

$1.38 zł 5.37

$1.19 ₱74.9

15.97%

Water (1.5 liter bottle)

$0.52 zł 2.04

$0.63 ₱39.71

-17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$4.60 zł 17.88

$3.00 ₱189

53.33%

Wine (Bottle)

$6.57 zł 25.53

$6.03 ₱379

8.96%

Local Beer (0.5 liter bottle)

$1.16 zł 4.51

$1.23 ₱77.7

-5.69%

Imported Beer (0.33 liter bottle)

$1.75 zł 6.78

$1.75 ₱110

One-way Ticket (Public Transport)

$1.05 zł 4.09

$0.25 ₱15.86

320.00%

Public Transport Monthly Pass (Regular Price)

$30.64 zł 119

$12.64 ₱796

142.41%

Taxi Start (Normal Tariff)

$2.05 zł 7.98

$0.77 ₱48.62

166.23%

Taxi (Normal Tariff) (1km)

$0.55 zł 2.13

$0.23 ₱14.53

139.13%

Taxi 1hour Waiting (Normal Tariff)

$6.52 zł 25.33

$4.46 ₱281

46.19%

Gasoline (1 liter)

$1.53 zł 5.95

$1.31 ₱82.8

16.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K zł 116.0K

$21.2K ₱1.3M

40.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.5K

$19.1K ₱1.2M

40.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 zł 711

$120 ₱7,569

52.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.34 zł 32.40

$14.00 ₱882

-40.43%

Internet (50+ Mbps, Unlimited Data)

$16.63 zł 64.6

$27.54 ₱1,734

-39.62%

Gym Membership (Monthly)

$43.33 zł 168

$32.33 ₱2,035

34.02%

Tennis Court (1 Hour on Weekend)

$18.86 zł 73.3

$6.65 ₱419

183.61%

Cinema Ticket

$7.44 zł 28.92

$5.65 ₱356

31.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 zł 952

$275 ₱17.3K

-11.03%

International Primary School, 1 Child (Yearly)

$5,111 zł 19.9K

$7,918 ₱498.5K

-35.46%

Jeans (Levis 501 Or Similar)

$74.3 zł 288

$49.33 ₱3,106

50.52%

Summer Dress (H&M, Zara, etc)

$39.03 zł 152

$25.24 ₱1,589

54.64%

Sport Shoes (Adidas, Nike)

$81.5 zł 316

$77.0 ₱4,846

5.85%

Men's Leather Business Shoes

$97.6 zł 379

$57.2 ₱3,601

70.65%

1-bedroom Apartment, City Center (Monthly)

$615 zł 2,390

$500 ₱31.5K

23.13%

1-bedroom Apartment, Outside City Center (Monthly)

$503 zł 1,956

$309 ₱19.4K

62.98%

3-bedroom Apartment, City Center (Monthly)

$988 zł 3,839

$1,078 ₱67.9K

-8.33%

3-bedroom Apartment, Outside City Center (Monthly)

$828 zł 3,217

$615 ₱38.7K

34.57%

Buy Apartment in City Center (m2)

$2,847 zł 11.1K

$2,886 ₱181.7K

-1.36%

Buy Apartment Outside City Center (m2)

$2,243 zł 8,715

$1,917 ₱120.7K

17.04%

Average Monthly Net Salary (After Tax)

$987 zł 3,835

$346 ₱21.8K

185.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

7.2

-13.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pabianice: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pabianice

$503 38%

Cebu

$309 33.6% 38.6% $194

Monthly Utilities & Internet

Pabianice

$208 15.7%

Cebu

$162 17.6% 22.3% $46

Groceries & Markets

Pabianice

$199 15%

Cebu

$206 22.4% 3.4% $6.8

Eating Out

Pabianice

$184 13.9%

Cebu

$88 9.6% 52% $96

Clothing & Footwear

Pabianice

$132 9.9%

Cebu

$94 10.2% 28.6% $38

Sport & Entertainment

Pabianice

$58 4.4%

Cebu

$44 4.8% 25.1% $15

Getting Around

Pabianice

$40 3%

Cebu

$16 1.7% 60.7% $24

Cost Breakdown

A one-bedroom apartment in the center runs $615 in Pabianice and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Pabianice pays 185% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Pabianice vs $24.00 in Cebu. Groceries flip the comparison at $199 vs $206, with Pabianice cheaper for home cooking.

Good to know

🇵🇱 Pabianice

🇵🇭 Cebu

🕒 Local time

01:38 1:38 AM

07:38 7:38 AM

6 h ahead of Pabianice

🌤 Weather

👥 Population

63,479

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Pabianice Cebu 10,090 km ≈ 13 h nonstop flight

From you

Pabianice
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pabianice vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 44% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 185% higher in Pabianice, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $615 in Pabianice versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,324 per month in Pabianice versus $918 in Cebu – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 142% less than in Pabianice. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,324 in Pabianice, a $1,500 budget is realistic in Cebu but tight or insufficient in Pabianice. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Pabianice, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Pabianice and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 44% less than in Pabianice. Beyond cost, consider language, visa policies, and how big the international community is in each city.