Last update: Oct 2026

Cost of Living Comparison Between Cebu and Pabianice

For one person, living is cheaper in Cebu: $918 a month against $1,324 in Pabianice, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
64

Cost of Living Index in Pabianice
Learn more

Pabianice Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Pabianice

🇵🇱 Poland

$1,324

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Pabianice

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Pabianice actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,324 in Pabianice.

Cebu $918
Pabianice $1,324

Estimated couple costs with rent: $1,409 in Cebu versus $1,972 in Pabianice.

Cebu $1,409
Pabianice $1,972

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,621 in Pabianice.

Cebu $1,900
Pabianice $2,621

Living in Cebu costs roughly 31% less than in Pabianice, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Pabianice 2% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.85 zł 38.27

-68.63%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$46.90 zł 182

-48.36%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.12 zł 35.44

-57.02%

Cappuccino

$2.51 ₱158

$3.54 zł 13.75

-29.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.02 zł 7.83

-21.29%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.57 zł 6.11

-66.24%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.59 zł 10.06

-31.27%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.00 zł 15.53

-45.75%

Milk (1 liter)

$1.92 ₱121

$0.91 zł 3.55

110.99%

White Bread (500g)

$1.36 ₱85.4

$1.05 zł 4.08

29.52%

Rice (white) (1kg)

$1.01 ₱63.5

$1.32 zł 5.14

-23.48%

Eggs

$2.03 ₱128

$2.88 zł 11.18

-29.51%

Local Cheese (1kg)

$9.86 ₱621

$7.71 zł 29.96

27.89%

Chicken Fillets (1kg)

$4.39 ₱277

$6.00 zł 23.31

-26.83%

Beef Round Steak (1kg)

$7.60 ₱479

$11.75 zł 45.66

-35.32%

Apples (1kg)

$3.30 ₱208

$1.08 zł 4.19

205.56%

Banana (1kg)

$1.39 ₱87.8

$1.60 zł 6.23

-13.13%

Oranges (1kg)

$2.33 ₱147

$1.57 zł 6.12

48.41%

Tomato (1kg)

$1.50 ₱94.3

$2.89 zł 11.23

-48.10%

Potato (1kg)

$2.36 ₱149

$0.79 zł 3.07

198.73%

Onion (1kg)

$1.90 ₱119

$0.94 zł 3.64

102.13%

Lettuce (1 head)

$1.19 ₱74.9

$1.38 zł 5.37

-13.77%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.52 zł 2.04

21.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.60 zł 17.88

-34.78%

Wine (Bottle)

$6.03 ₱379

$6.57 zł 25.53

-8.22%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.16 zł 4.51

6.03%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.75 zł 6.78

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.05 zł 4.09

-76.19%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$30.64 zł 119

-58.75%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.05 zł 7.98

-62.44%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.55 zł 2.13

-58.18%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$6.52 zł 25.33

-31.60%

Gasoline (1 liter)

$1.31 ₱82.8

$1.53 zł 5.95

-14.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.9K zł 116.0K

-28.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.9K zł 104.5K

-28.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$183 zł 711

-34.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.34 zł 32.40

67.87%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$16.63 zł 64.6

65.60%

Gym Membership (Monthly)

$32.33 ₱2,035

$43.33 zł 168

-25.39%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$18.86 zł 73.3

-64.74%

Cinema Ticket

$5.65 ₱356

$7.44 zł 28.92

-24.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$245 zł 952

12.40%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,111 zł 19.9K

54.93%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$74.3 zł 288

-33.56%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$39.03 zł 152

-35.33%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$81.5 zł 316

-5.52%

Men's Leather Business Shoes

$57.2 ₱3,601

$97.6 zł 379

-41.40%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$615 zł 2,390

-18.79%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$503 zł 1,956

-38.64%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$988 zł 3,839

9.09%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$828 zł 3,217

-25.69%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,847 zł 11.1K

1.38%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,243 zł 8,715

-14.56%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$987 zł 3,835

-64.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.21

15.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Pabianice: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Pabianice

$503 38% 63% $194

Groceries & Markets

Cebu

$206 22.4%

Pabianice

$199 15% 3.3% $6.8

Monthly Utilities & Internet

Cebu

$162 17.6%

Pabianice

$208 15.7% 28.6% $46

Clothing & Footwear

Cebu

$94 10.2%

Pabianice

$132 9.9% 40.1% $38

Eating Out

Cebu

$88 9.6%

Pabianice

$184 13.9% 108% $96

Sport & Entertainment

Cebu

$44 4.8%

Pabianice

$58 4.4% 33.4% $15

Getting Around

Cebu

$16 1.7%

Pabianice

$40 3% 155% $24

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $615 in Pabianice. Housing cost is often the main lever when comparing two cities.

Pabianice pays 185% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $47.00 in Pabianice. Groceries flip the comparison at $206 vs $199, with Pabianice cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Pabianice

🕒 Local time

06:52 6:52 AM

00:52 12:52 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

63,479

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Pabianice 10,090 km ≈ 13 h nonstop flight

From you

Cebu
Pabianice

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Pabianice: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 44% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 185% lower in Pabianice. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $615 in Pabianice. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,324 in Pabianice – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 142% less than in Pabianice. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,324 in Pabianice, a $1,500 budget is realistic in Cebu but tight or insufficient in Pabianice. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Pabianice, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Pabianice are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 44% less than in Pabianice. Beyond cost, consider language, visa policies, and how big the international community is in each city.