😐Monthly costs for one person with rent: $629 in Oyo versus $397 in Port Harcourt.
😐Estimated couple costs with rent: $1,147 in Oyo versus $819 in Port Harcourt.
😐Monthly costs for a family of three with rent: $1,666 in Oyo versus $1,242 in Port Harcourt.
🌍Living in Oyo is roughly 58% more expensive than in Port Harcourt, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: Oyo53% lower, Port Harcourt70% lower.
Currency
🍽 Eating Out
Oyo
Port Harcourt
Difference
Meal at Budget Restaurant
$3.85₦5,099
$2.04₦2,696
88.73%
Three-Course Dinner for Two, Mid-Range
$50.7₦67.1K
$29.89₦39.6K
69.62%
Fast Food Meal(McDonalds, etc)
$7.69₦10.2K
$4.70₦6,222
63.62%
Cappuccino
$2.88₦3,809
$1.66₦2,195
73.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.42₦551
$0.61₦812
-31.15%
Water(0.33 liter bottle)
$0.11₦151
$0.63₦830
-82.54%
Local Beer(0.5 liter draught)
$0.36₦481
$1.46₦1,933
-75.34%
Imported Beer(0.33 liter bottle)
$0.52₦683
$2.95₦3,907
-82.37%
🛒 Groceries & Markets
Oyo
Port Harcourt
Difference
Milk(1 liter)
$3.11₦4,113
$2.70₦3,581
15.19%
White Bread(500g)
$0.52₦683
$0.97₦1,287
-46.39%
Rice(white)(1kg)
$0.95₦1,257
$3.24₦4,286
-70.68%
Eggs
$2.30₦3,042
$1.80₦2,383
27.78%
Local Cheese(1kg)
$3.55₦4,704
-
-
Chicken Fillets(1kg)
$3.97₦5,262
$1.93₦2,554
105.70%
Beef Round Steak(1kg)
$4.45₦5,892
-
-
Apples(1kg)
$1.65₦2,183
$2.56₦3,394
-35.55%
Banana(1kg)
$1.26₦1,671
$2.21₦2,925
-42.99%
Oranges(1kg)
$1.10₦1,458
$1.86₦2,465
-40.86%
Tomato(1kg)
$1.33₦1,756
$3.10₦4,109
-57.10%
Potato(1kg)
$1.32₦1,751
$2.28₦3,024
-42.11%
Onion(1kg)
$1.36₦1,800
$1.47₦1,946
-7.48%
Lettuce(1 head)
$0.83₦1,100
-
-
Water(1.5 liter bottle)
$0.29₦382
$0.64₦853
-54.69%
Cigarettes 20 Pack(Marlboro, Camel)
$0.59₦782
-
-
Wine(Bottle)
$2.71₦3,594
$5.39₦7,141
-49.72%
Local Beer(0.5 liter bottle)
$0.36₦479
$0.74₦980
-51.35%
Imported Beer(0.33 liter bottle)
$0.47₦621
$1.55₦2,059
-69.68%
🚌 Getting Around
Oyo
Port Harcourt
Difference
One-way Ticket(Public Transport)
$0.40₦524
-
-
Public Transport Monthly Pass(Regular Price)
$15.16₦20.1K
-
-
Taxi Start(Normal Tariff)
$0.70₦921
$0.39₦521
79.49%
Taxi(Normal Tariff)(1km)
$0.92₦1,214
-
-
Taxi 1hour Waiting(Normal Tariff)
$2.17₦2,877
-
-
Gasoline(1 liter)
$0.82₦1,083
$0.54₦714
51.85%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.4K₦15.0M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$13.8K₦18.3M
-
-
🧾 Monthly Utilities & Internet
Oyo
Port Harcourt
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$14.88₦19.7K
$29.83₦39.5K
-50.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.33₦21.6K
$3.82₦5,054
327.49%
Internet(50+ Mbps, Unlimited Data)
$32.64₦43.2K
-
-
🎉 Sport & Entertainment
Oyo
Port Harcourt
Difference
Gym Membership(Monthly)
$15.00₦19.9K
$14.14₦18.7K
6.08%
Tennis Court(1 Hour on Weekend)
$4.71₦6,233
-
-
Cinema Ticket
$4.86₦6,433
$4.03₦5,342
20.60%
🧸 Childcare & Education
Oyo
Port Harcourt
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$676₦895.0K
$24.76₦32.8K
2629.97%
International Primary School, 1 Child(Yearly)
$20.0K₦26.5M
$799₦1.1M
2406.63%
👕👟 Clothing & Footwear
Oyo
Port Harcourt
Difference
Jeans(Levis 501 Or Similar)
$6.18₦8,189
$6.88₦9,108
-10.17%
Summer Dress(H&M, Zara, etc)
$18.39₦24.3K
$11.94₦15.8K
54.02%
Sport Shoes(Adidas, Nike)
$14.96₦19.8K
-
-
Men's Leather Business Shoes
$10.49₦13.9K
$15.28₦20.2K
-31.35%
🏠 Accommodation & Living
Oyo
Port Harcourt
Difference
1-bedroom Apartment, City Center(Monthly)
$442₦585.6K
$154₦203.8K
187.32%
1-bedroom Apartment, Outside City Center(Monthly)
$261₦345.9K
$107₦141.9K
143.67%
3-bedroom Apartment, City Center(Monthly)
$1,115₦1.5M
$1,147₦1.5M
-2.84%
3-bedroom Apartment, Outside City Center(Monthly)
$681₦901.4K
$502₦664.6K
35.62%
Buy Apartment in City Center(m2)
$754₦998.8K
-
-
Buy Apartment Outside City Center(m2)
$189₦250.3K
-
-
💵 Salaries & Financials
Oyo
Port Harcourt
Difference
Average Monthly Net Salary(After Tax)
$34.61₦45.8K
$56.2₦74.4K
-38.43%
20-Year Fixed Mortgage Interest Rate(Annual %)
10
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Oyo: October 4, 2026
Last update for Port Harcourt: October 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $442 in Oyo and $154 in Port Harcourt. Housing cost is often the main lever when comparing two cities.
💰Port Harcourt pays 62% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $51.0 in Oyo vs $30.00 in Port Harcourt. Groceries flip the comparison at $142 vs $151, with Oyo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oyo vs Port Harcourt: Cost of Living - Frequently Asked Questions
Is Port Harcourt cheaper than Oyo?
Port Harcourt is cheaper overall, especially in Eating Out, Monthly Utilities & Internet, Sport & Entertainment, Clothing & Footwear, Getting Around. The 58% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Oyo or Port Harcourt?
On paper, salaries run 62% lower in Port Harcourt. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Oyo and Port Harcourt?
Rent for a central apartment: $442 in Oyo versus $154 in Port Harcourt. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Oyo and in Port Harcourt?
Shoppers in Oyo pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Oyo and in Port Harcourt?
All in, you'll spend $629 per month in Oyo versus $397 in Port Harcourt – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,200 enough for either Oyo or Port Harcourt?
Either city works on $1,200 a month, though Port Harcourt gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Oyo or in Port Harcourt?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Port Harcourt gentler on the wallet – expenses run 58% less than in Oyo. Beyond cost, consider language, visa policies, and how big the international community is in each city.