Last update: Oct 2026

Cost of Living Comparison Between Owen Sound and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,042 in Owen Sound, rent and utilities included – about $8,300 less a year. Other living expenses account for most of the difference.

99

Cost of Living Index in Owen Sound
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Owen Sound Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Owen Sound

🇨🇦 Canada

$2,042

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Owen Sound and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Owen Sound and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,042 in Owen Sound versus $1,349 in Ubud, Bali.

Owen Sound $2,042
Ubud, Bali $1,349

Estimated couple costs with rent: $3,127 in Owen Sound versus $2,305 in Ubud, Bali.

Owen Sound $3,127
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,212 in Owen Sound versus $3,261 in Ubud, Bali.

Owen Sound $4,212
Ubud, Bali $3,261

Living in Owen Sound is roughly 51% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$14.32 CA$20.02

$3.32 Rp 60.4K

331.33%

Three-Course Dinner for Two, Mid-Range

$47.61 CA$66.6

$35.64 Rp 648.1K

33.59%

Fast Food Meal (McDonalds, etc)

$9.19 CA$12.86

$5.53 Rp 100.6K

66.18%

Cappuccino

$3.58 CA$5.01

$2.72 Rp 49.4K

31.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$2.97

$1.70 Rp 30.9K

24.71%

Water (0.33 liter bottle)

$1.75 CA$2.45

$0.76 Rp 13.8K

130.26%

Local Beer (0.5 liter draught)

$4.33 CA$6.05

$2.65 Rp 48.3K

63.40%

Imported Beer (0.33 liter bottle)

$5.76 CA$8.06

$4.38 Rp 79.7K

31.51%

Milk (1 liter)

$2.43 CA$3.40

$1.49 Rp 27.1K

63.09%

White Bread (500g)

$2.75 CA$3.85

$2.28 Rp 41.4K

20.61%

Rice (white) (1kg)

$3.51 CA$4.92

$1.19 Rp 21.6K

194.96%

Eggs

$4.36 CA$6.10

$2.04 Rp 37.0K

113.73%

Local Cheese (1kg)

$9.87 CA$13.80

$17.70 Rp 321.9K

-44.24%

Chicken Fillets (1kg)

$16.08 CA$22.49

$3.96 Rp 72.1K

306.06%

Beef Round Steak (1kg)

$23.97 CA$33.52

$12.19 Rp 221.7K

96.64%

Apples (1kg)

$3.36 CA$4.70

$3.66 Rp 66.5K

-8.20%

Banana (1kg)

$1.85 CA$2.59

$1.52 Rp 27.6K

21.71%

Oranges (1kg)

$3.25 CA$4.54

$2.23 Rp 40.5K

45.74%

Tomato (1kg)

$2.84 CA$3.97

$1.97 Rp 35.9K

44.16%

Potato (1kg)

$2.39 CA$3.34

$1.85 Rp 33.6K

29.19%

Onion (1kg)

$2.63 CA$3.68

$2.42 Rp 44.1K

8.68%

Lettuce (1 head)

$2.18 CA$3.05

$0.99 Rp 18.0K

120.20%

Water (1.5 liter bottle)

$1.28 CA$1.78

$0.51 Rp 9,336

150.98%

Cigarettes 20 Pack (Marlboro, Camel)

$13.67 CA$19.13

$2.22 Rp 40.4K

515.77%

Wine (Bottle)

$13.75 CA$19.24

$22.24 Rp 404.4K

-38.17%

Local Beer (0.5 liter bottle)

$4.58 CA$6.41

$2.26 Rp 41.1K

102.65%

Imported Beer (0.33 liter bottle)

$4.88 CA$6.83

$2.97 Rp 54.0K

64.31%

One-way Ticket (Public Transport)

$2.10 CA$2.94

$0.25 Rp 4,564

740.00%

Public Transport Monthly Pass (Regular Price)

$62.0 CA$86.7

$7.82 Rp 142.3K

692.84%

Taxi Start (Normal Tariff)

$4.54 CA$6.35

$0.44 Rp 7,992

931.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

Taxi 1hour Waiting (Normal Tariff)

$25.08 CA$35.07

$5.41 Rp 98.4K

363.59%

Gasoline (1 liter)

$1.12 CA$1.56

$0.82 Rp 15.0K

36.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K CA$37.5K

$23.8K Rp 433.5M

12.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.4K

$31.7K Rp 577.3M

-31.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.7 CA$125

$79.1 Rp 1.4M

13.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.11 CA$40.72

$6.45 Rp 117.2K

351.32%

Internet (50+ Mbps, Unlimited Data)

$47.43 CA$66.3

$18.58 Rp 337.8K

155.27%

Gym Membership (Monthly)

$116 CA$162

$49.48 Rp 899.8K

133.45%

Tennis Court (1 Hour on Weekend)

$41.66 CA$58.3

$17.65 Rp 320.9K

136.03%

Cinema Ticket

$7.77 CA$10.87

$4.27 Rp 77.7K

81.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$478 CA$669

$491 Rp 8.9M

-2.46%

International Primary School, 1 Child (Yearly)

$7,258 CA$10.2K

$5,674 Rp 103.2M

27.91%

Jeans (Levis 501 Or Similar)

$35.42 CA$49.55

$44.64 Rp 811.7K

-20.65%

Summer Dress (H&M, Zara, etc)

$27.63 CA$38.65

$34.95 Rp 635.6K

-20.94%

Sport Shoes (Adidas, Nike)

$86.9 CA$122

$79.9 Rp 1.5M

8.77%

Men's Leather Business Shoes

$108 CA$151

$79.4 Rp 1.4M

35.80%

1-bedroom Apartment, City Center (Monthly)

$1,341 CA$1,876

$1,125 Rp 20.5M

19.22%

1-bedroom Apartment, Outside City Center (Monthly)

$903 CA$1,264

$671 Rp 12.2M

34.53%

3-bedroom Apartment, City Center (Monthly)

$2,200 CA$3,077

$3,565 Rp 64.8M

-38.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,634 CA$2,286

$1,723 Rp 31.3M

-5.17%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$2,971 CA$4,155

$164 Rp 3.0M

1713.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.26

13.78

-61.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owen Sound: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Owen Sound

$903 44.2%

Ubud, Bali

$672 49.8% 25.7% $232

Groceries & Markets

Owen Sound

$417 20.4%

Ubud, Bali

$288 21.4% 30.8% $129

Eating Out

Owen Sound

$234 11.4%

Ubud, Bali

$108 8% 53.9% $126

Monthly Utilities & Internet

Owen Sound

$166 8.1%

Ubud, Bali

$104 7.7% 37.4% $62

Sport & Entertainment

Owen Sound

$131 6.4%

Ubud, Bali

$58 4.3% 55.7% $73

Clothing & Footwear

Owen Sound

$116 5.7%

Ubud, Bali

$108 8% 7.3% $8.5

Getting Around

Owen Sound

$75 * 3.7%

Ubud, Bali

$11 0.9% 84.8% $64

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,341 in Owen Sound and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Owen Sound pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Owen Sound vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $417 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Owen Sound

🇮🇩 Ubud, Bali

🕒 Local time

01:28 1:28 AM

13:28 1:28 PM

12 h ahead of Owen Sound

🌤 Weather

👥 Population

21,341

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.715 USD). 1 EUR = 1.56 CAD (1 CAD = 0.642 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Between locations

Owen Sound Ubud, Bali 15,710 km ≈ 20 h nonstop flight

From you

Owen Sound
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Owen Sound vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 34% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Owen Sound is about 18 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,341 in Owen Sound versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $48 in Owen Sound. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,042 per month in Owen Sound versus $1,349 in Ubud, Bali – Ubud, Bali is about 34% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Owen Sound and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Owen Sound. Beyond cost, consider language, visa policies, and how big the international community is in each city.