😐Monthly costs for one person with rent: $2,040 in Owen Sound versus $1,408 in Ubud, Bali.
😐Estimated couple costs with rent: $3,175 in Owen Sound versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,309 in Owen Sound versus $3,763 in Ubud, Bali.
🌍Living in Owen Sound is roughly 45% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Owen Sound53% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Owen Sound
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.01CA$21.12
$3.45Rp 62.1K
335.07%
Three-Course Dinner for Two, Mid-Range
$55.9CA$78.6
$32.34Rp 581.1K
72.82%
Fast Food Meal(McDonalds, etc)
$10.11CA$14.22
$4.84Rp 87.1K
108.88%
Cappuccino
$3.23CA$4.54
$2.75Rp 49.4K
17.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.03CA$2.86
$1.38Rp 24.9K
47.10%
Water(0.33 liter bottle)
$1.67CA$2.35
$0.75Rp 13.5K
122.67%
Local Beer(0.5 liter draught)
$4.38CA$6.17
$2.99Rp 53.8K
46.49%
Imported Beer(0.33 liter bottle)
$5.81CA$8.17
$3.85Rp 69.2K
50.91%
🛒 Groceries & Markets
Owen Sound
Ubud, Bali
Difference
Milk(1 liter)
$1.78CA$2.51
$1.74Rp 31.2K
2.30%
White Bread(500g)
$2.91CA$4.09
$2.46Rp 44.2K
18.29%
Rice(white)(1kg)
$4.50CA$6.33
$1.17Rp 21.0K
284.62%
Eggs
$3.40CA$4.78
$2.43Rp 43.7K
39.92%
Local Cheese(1kg)
$6.83CA$9.61
$14.50Rp 260.6K
-52.90%
Chicken Fillets(1kg)
$17.06CA$24.01
$4.35Rp 78.2K
292.18%
Beef Round Steak(1kg)
$21.28CA$29.94
$11.98Rp 215.3K
77.63%
Apples(1kg)
$4.07CA$5.72
$3.72Rp 66.8K
9.41%
Banana(1kg)
$1.82CA$2.55
$1.63Rp 29.2K
11.66%
Oranges(1kg)
$2.91CA$4.09
$2.74Rp 49.3K
6.20%
Tomato(1kg)
$4.13CA$5.82
$2.24Rp 40.3K
84.37%
Potato(1kg)
$2.51CA$3.53
$1.92Rp 34.5K
30.73%
Onion(1kg)
$3.06CA$4.30
$2.28Rp 40.9K
34.21%
Lettuce(1 head)
$3.09CA$4.35
$1.06Rp 19.1K
191.51%
Water(1.5 liter bottle)
$1.34CA$1.88
$0.72Rp 12.9K
86.11%
Cigarettes 20 Pack(Marlboro, Camel)
$13.53CA$19.03
$3.29Rp 59.0K
311.25%
Wine(Bottle)
$16.23CA$22.84
$23.19Rp 416.8K
-30.01%
Local Beer(0.5 liter bottle)
$5.07CA$7.13
$2.78Rp 49.9K
82.37%
Imported Beer(0.33 liter bottle)
$2.32CA$3.26
$2.73Rp 49.1K
-15.02%
🚌 Getting Around
Owen Sound
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.22CA$3.13
$0.27Rp 4,786
722.22%
Public Transport Monthly Pass(Regular Price)
$51.0CA$71.8
$8.11Rp 145.7K
529.35%
Taxi Start(Normal Tariff)
$4.67CA$6.57
$0.48Rp 8,675
872.92%
Taxi(Normal Tariff)(1km)
$2.10CA$2.95
$0.42Rp 7,545
400.00%
Taxi 1hour Waiting(Normal Tariff)
$14.59CA$20.53
$6.22Rp 111.8K
134.57%
Gasoline(1 liter)
$1.13CA$1.60
$0.81Rp 14.6K
39.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5KCA$40.2K
$26.6KRp 478.2M
7.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3KCA$31.4K
$32.2KRp 578.5M
-30.65%
🧾 Monthly Utilities & Internet
Owen Sound
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$142CA$199
$78.4Rp 1.4M
80.65%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.95CA$60.4
$4.07Rp 73.1K
955.28%
Internet(50+ Mbps, Unlimited Data)
$59.0CA$83.0
$24.33Rp 437.1K
142.42%
🎉 Sport & Entertainment
Owen Sound
Ubud, Bali
Difference
Gym Membership(Monthly)
$83.7CA$118
$98.6Rp 1.8M
-15.14%
Tennis Court(1 Hour on Weekend)
$58.0CA$81.6
$6.34Rp 113.9K
814.35%
Cinema Ticket
$9.09CA$12.79
$3.99Rp 71.6K
127.82%
🧸 Childcare & Education
Owen Sound
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$574CA$807
$305Rp 5.5M
88.06%
International Primary School, 1 Child(Yearly)
$18.2KCA$25.6K
$6,642Rp 119.4M
173.95%
👕👟 Clothing & Footwear
Owen Sound
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$43.22CA$60.8
$54.1Rp 972.9K
-20.17%
Summer Dress(H&M, Zara, etc)
$40.61CA$57.1
$37.81Rp 679.4K
7.41%
Sport Shoes(Adidas, Nike)
$81.1CA$114
$86.8Rp 1.6M
-6.56%
Men's Leather Business Shoes
$110CA$155
$76.4Rp 1.4M
43.86%
🏠 Accommodation & Living
Owen Sound
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,091CA$1,535
$992Rp 17.8M
10.00%
1-bedroom Apartment, Outside City Center(Monthly)
$872CA$1,227
$673Rp 12.1M
29.66%
3-bedroom Apartment, City Center(Monthly)
$1,678CA$2,361
$3,375Rp 60.7M
-50.29%
3-bedroom Apartment, Outside City Center(Monthly)
$1,555CA$2,188
$2,050Rp 36.8M
-24.15%
Buy Apartment in City Center(m2)
-
$2,805Rp 50.4M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 40.0M
-
💵 Salaries & Financials
Owen Sound
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,949CA$4,150
$167Rp 3.0M
1666.42%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.83
13.28
-48.57%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Owen Sound: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,091 in Owen Sound and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Owen Sound pays 1666% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $56.0 in Owen Sound vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $416 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Owen Sound vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Owen Sound?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 45% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Owen Sound or Ubud, Bali?
Average pay runs 1666% higher in Owen Sound, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Owen Sound and Ubud, Bali?
Rent for a central apartment: $1,091 in Owen Sound versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Owen Sound or in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $56.0 in Owen Sound. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Owen Sound and in Ubud, Bali?
All in, you'll spend $2,040 per month in Owen Sound versus $1,408 in Ubud, Bali – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Owen Sound or in Ubud, Bali?
At $1,408 in Ubud, Bali versus $2,040 in Owen Sound, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Owen Sound. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Owen Sound or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Owen Sound, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Owen Sound or Ubud, Bali?
Safety-wise, Owen Sound and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 45% less than in Owen Sound. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Owen Sound vs other spots: cost of living compared