😐Monthly costs for one person with rent: $2,150 in Owen Sound versus $1,378 in Ubud, Bali.
😐Estimated couple costs with rent: $3,207 in Owen Sound versus $2,327 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,263 in Owen Sound versus $3,275 in Ubud, Bali.
🌍Living in Owen Sound is roughly 56% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Owen Sound56% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Owen Sound
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.74CA$20.44
$3.33Rp 58.7K
342.64%
Three-Course Dinner for Two, Mid-Range
$48.18CA$66.8
$35.82Rp 630.7K
34.51%
Fast Food Meal(McDonalds, etc)
$9.66CA$13.40
$5.63Rp 99.1K
71.58%
Cappuccino
$3.65CA$5.06
$2.82Rp 49.7K
29.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.03CA$2.81
$1.75Rp 30.8K
16.00%
Water(0.33 liter bottle)
$1.67CA$2.32
$0.80Rp 14.0K
108.75%
Local Beer(0.5 liter draught)
$4.46CA$6.18
$3.04Rp 53.6K
46.71%
Imported Beer(0.33 liter bottle)
$5.74CA$7.96
$4.30Rp 75.7K
33.49%
🛒 Groceries & Markets
Owen Sound
Ubud, Bali
Difference
Milk(1 liter)
$2.51CA$3.49
$1.61Rp 28.3K
55.90%
White Bread(500g)
$2.83CA$3.92
$2.27Rp 39.9K
24.67%
Rice(white)(1kg)
$3.46CA$4.80
$1.17Rp 20.6K
195.73%
Eggs
$4.46CA$6.19
$2.17Rp 38.2K
105.53%
Local Cheese(1kg)
$9.70CA$13.45
$17.63Rp 310.5K
-44.98%
Chicken Fillets(1kg)
$16.37CA$22.71
$4.05Rp 71.4K
304.20%
Beef Round Steak(1kg)
$24.09CA$33.42
$12.18Rp 214.5K
97.78%
Apples(1kg)
$7.24CA$10.04
$3.62Rp 63.7K
100.00%
Banana(1kg)
$1.88CA$2.60
$1.64Rp 28.8K
14.63%
Oranges(1kg)
$3.62CA$5.03
$2.31Rp 40.6K
56.71%
Tomato(1kg)
$3.05CA$4.23
$1.96Rp 34.5K
55.61%
Potato(1kg)
$2.56CA$3.56
$1.84Rp 32.5K
39.13%
Onion(1kg)
$3.33CA$4.61
$2.37Rp 41.7K
40.51%
Lettuce(1 head)
$2.27CA$3.15
$1.05Rp 18.5K
116.19%
Water(1.5 liter bottle)
$1.35CA$1.87
$0.54Rp 9,560
150.00%
Cigarettes 20 Pack(Marlboro, Camel)
$13.70CA$19.00
$2.30Rp 40.6K
495.65%
Wine(Bottle)
$16.42CA$22.78
$23.08Rp 406.4K
-28.86%
Local Beer(0.5 liter bottle)
$4.52CA$6.26
$2.34Rp 41.2K
93.16%
Imported Beer(0.33 liter bottle)
$5.13CA$7.11
$3.07Rp 54.0K
67.10%
🚌 Getting Around
Owen Sound
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.23CA$3.10
$0.25Rp 4,365
792.00%
Public Transport Monthly Pass(Regular Price)
$62.9CA$87.3
$9.42Rp 165.9K
568.05%
Taxi Start(Normal Tariff)
$4.73CA$6.56
$0.49Rp 8,631
865.31%
Taxi(Normal Tariff)(1km)
-
$0.47Rp 8,349
-
Taxi 1hour Waiting(Normal Tariff)
$25.76CA$35.73
$5.60Rp 98.6K
360.00%
Gasoline(1 liter)
$1.06CA$1.48
$0.81Rp 14.2K
30.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4KCA$38.0K
$25.0KRp 440.3M
9.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2KCA$26.7K
$31.1KRp 547.0M
-38.13%
🧾 Monthly Utilities & Internet
Owen Sound
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$99.8CA$138
$82.7Rp 1.5M
20.70%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$30.17CA$41.85
$6.49Rp 114.2K
364.87%
Internet(50+ Mbps, Unlimited Data)
$49.28CA$68.4
$18.79Rp 330.8K
162.27%
🎉 Sport & Entertainment
Owen Sound
Ubud, Bali
Difference
Gym Membership(Monthly)
$114CA$158
$55.2Rp 972.6K
106.52%
Tennis Court(1 Hour on Weekend)
$41.35CA$57.3
$18.21Rp 320.6K
127.07%
Cinema Ticket
$7.90CA$10.96
$4.30Rp 75.7K
83.72%
🧸 Childcare & Education
Owen Sound
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$485CA$672
$494Rp 8.7M
-1.95%
International Primary School, 1 Child(Yearly)
$7,169CA$9,942
$5,917Rp 104.2M
21.15%
👕👟 Clothing & Footwear
Owen Sound
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$36.54CA$50.7
$46.28Rp 814.8K
-21.05%
Summer Dress(H&M, Zara, etc)
$28.09CA$38.96
$36.44Rp 641.6K
-22.91%
Sport Shoes(Adidas, Nike)
$89.9CA$125
$80.7Rp 1.4M
11.39%
Men's Leather Business Shoes
$108CA$150
$78.8Rp 1.4M
37.12%
🏠 Accommodation & Living
Owen Sound
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,341CA$1,859
$1,114Rp 19.6M
20.34%
1-bedroom Apartment, Outside City Center(Monthly)
$925CA$1,283
$693Rp 12.2M
33.41%
3-bedroom Apartment, City Center(Monthly)
$2,253CA$3,125
$3,639Rp 64.1M
-38.07%
3-bedroom Apartment, Outside City Center(Monthly)
$1,613CA$2,237
$1,712Rp 30.1M
-5.81%
Buy Apartment in City Center(m2)
-
$2,761Rp 48.6M
-
Buy Apartment Outside City Center(m2)
-
$2,293Rp 40.4M
-
💵 Salaries & Financials
Owen Sound
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,039CA$4,215
$167Rp 2.9M
1718.70%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.39
13.78
-60.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Owen Sound: September 8, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,341 in Owen Sound and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Owen Sound pays 1719% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $48.00 in Owen Sound vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $451 vs $294 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Owen Sound vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Owen Sound?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear, Monthly Utilities & Internet. The 56% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Owen Sound or Ubud, Bali?
Average pay runs 1719% higher in Owen Sound, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Owen Sound and Ubud, Bali?
Rent for a central apartment: $1,341 in Owen Sound versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Owen Sound or in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $48.00 in Owen Sound. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Owen Sound and in Ubud, Bali?
All in, you'll spend $2,150 per month in Owen Sound versus $1,378 in Ubud, Bali – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Owen Sound or in Ubud, Bali?
At $1,378 in Ubud, Bali versus $2,150 in Owen Sound, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Owen Sound. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Owen Sound or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Owen Sound, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Owen Sound or Ubud, Bali?
Safety-wise, Owen Sound and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 56% less than in Owen Sound. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Owen Sound vs other spots: cost of living compared