🙂Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $2,095 in Owen Sound.
🙂Estimated couple costs with rent: $2,540 in Ubud, Bali versus $3,157 in Owen Sound.
🙂Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $4,218 in Owen Sound.
🙂Living in Ubud, Bali costs roughly 32% less than in Owen Sound, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali6% above, Owen Sound56% above.
Currency
🍽 Eating Out
Ubud, Bali
Owen Sound
Difference
Meal at Budget Restaurant
$3.56Rp 63.9K
$14.85CA$20.63
-76.03%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 586.8K
$54.7CA$76.0
-40.16%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.7K
$10.17CA$14.14
-51.33%
Cappuccino
$2.71Rp 48.6K
$3.13CA$4.34
-13.42%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.1K
$2.12CA$2.94
-36.79%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$1.65CA$2.29
-57.58%
Local Beer(0.5 liter draught)
$2.92Rp 52.3K
$4.38CA$6.08
-33.33%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.9K
$5.84CA$8.12
-32.19%
🛒 Groceries & Markets
Ubud, Bali
Owen Sound
Difference
Milk(1 liter)
$1.81Rp 32.4K
$1.73CA$2.40
4.62%
White Bread(500g)
$2.52Rp 45.1K
$2.87CA$3.98
-12.20%
Rice(white)(1kg)
$1.16Rp 20.8K
$4.69CA$6.51
-75.27%
Eggs
$2.46Rp 44.1K
$3.39CA$4.71
-27.43%
Local Cheese(1kg)
$14.71Rp 263.7K
$6.82CA$9.48
115.69%
Chicken Fillets(1kg)
$4.32Rp 77.4K
$16.95CA$23.55
-74.51%
Beef Round Steak(1kg)
$12.14Rp 217.5K
$20.96CA$29.12
-42.08%
Apples(1kg)
$3.84Rp 68.8K
$4.12CA$5.73
-6.80%
Banana(1kg)
$1.56Rp 27.9K
$1.74CA$2.42
-10.34%
Oranges(1kg)
$2.83Rp 50.8K
$2.85CA$3.96
-0.70%
Tomato(1kg)
$2.33Rp 41.7K
$4.12CA$5.73
-43.45%
Potato(1kg)
$1.91Rp 34.3K
$2.41CA$3.35
-20.75%
Onion(1kg)
$2.20Rp 39.5K
$2.91CA$4.04
-24.40%
Lettuce(1 head)
$1.01Rp 18.2K
$3.05CA$4.23
-66.89%
Water(1.5 liter bottle)
$0.78Rp 13.9K
$1.34CA$1.86
-41.79%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.4K
$13.49CA$18.74
-75.39%
Wine(Bottle)
$23.74Rp 425.5K
$16.68CA$23.17
42.33%
Local Beer(0.5 liter bottle)
$2.79Rp 50.0K
$5.01CA$6.95
-44.31%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.3K
$2.26CA$3.14
26.55%
🚌 Getting Around
Ubud, Bali
Owen Sound
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,819
$2.24CA$3.11
-87.95%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.9K
$50.3CA$69.9
-84.03%
Taxi Start(Normal Tariff)
$0.46Rp 8,181
$4.76CA$6.61
-90.34%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,068
$2.19CA$3.05
-79.45%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.3K
$14.70CA$20.43
-58.50%
Gasoline(1 liter)
$0.79Rp 14.2K
$1.09CA$1.51
-27.52%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 468.8M
$28.0KCA$39.0K
-6.75%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 575.8M
$22.4KCA$31.2K
43.25%
🧾 Monthly Utilities & Internet
Ubud, Bali
Owen Sound
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$144CA$200
-44.57%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.9K
$43.61CA$60.6
-90.69%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 421.6K
$59.7CA$82.9
-60.58%
🎉 Sport & Entertainment
Ubud, Bali
Owen Sound
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$84.7CA$118
16.53%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.8K
$59.6CA$82.8
-88.87%
Cinema Ticket
$4.15Rp 74.3K
$8.82CA$12.25
-52.95%
🧸 Childcare & Education
Ubud, Bali
Owen Sound
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$587CA$815
-48.21%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.5M
$18.1KCA$25.2K
-63.47%
👕👟 Clothing & Footwear
Ubud, Bali
Owen Sound
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 995.6K
$43.40CA$60.3
27.97%
Summer Dress(H&M, Zara, etc)
$38.31Rp 686.7K
$40.02CA$55.6
-4.27%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$80.2CA$111
10.47%
Men's Leather Business Shoes
$77.9Rp 1.4M
$113CA$157
-31.25%
🏠 Accommodation & Living
Ubud, Bali
Owen Sound
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$1,062CA$1,476
-5.26%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$869CA$1,207
-22.28%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.7M
$1,642CA$2,281
109.66%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.6M
$1,593CA$2,214
28.00%
Buy Apartment in City Center(m2)
$2,841Rp 50.9M
-
-
Buy Apartment Outside City Center(m2)
$2,264Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Owen Sound
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$3,068CA$4,263
-94.61%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.83
94.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Owen Sound: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $1,062 in Owen Sound. Housing cost is often the main lever when comparing two cities.
💰Owen Sound pays 1757% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $33.00 in Ubud, Bali vs $55.0 in Owen Sound for a mid-range dinner for two. Groceries echo the gap at $302 vs $414 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Owen Sound: Cost of Living - Frequently Asked Questions
Is Owen Sound cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 48% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Owen Sound?
On paper, Owen Sound earns 1757% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Owen Sound?
Rent for a central apartment: $1,006 in Ubud, Bali versus $1,062 in Owen Sound. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or Owen Sound?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $55.0 in Owen Sound. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali vs Owen Sound?
All in, you'll spend $1,419 per month in Ubud, Bali versus $2,095 in Owen Sound – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for Ubud, Bali or Owen Sound?
At $1,419 in Ubud, Bali versus $2,095 in Owen Sound, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Owen Sound. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Owen Sound more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Owen Sound, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Owen Sound?
Safety-wise, Ubud, Bali and Owen Sound are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Owen Sound. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared