Last update: Oct 2026

Cost of Living Comparison Between Owen Sound and Montreal

For one person, living costs are similar in Owen Sound and in Montreal: $2,042 and $2,064 a month, rent and utilities included.

99

Cost of Living Index in Owen Sound
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Owen Sound Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Owen Sound

🇨🇦 Canada

$2,042

/mo nomad

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Owen Sound and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Owen Sound and in Montreal actually costs, broken down by who's living it.

A single person spends $2,042 per month in Owen Sound vs $2,064 in Montreal, rent included.

Owen Sound $2,042
Montreal $2,064

A couple spends around $3,127 per month in Owen Sound vs $3,156 in Montreal, rent included.

Owen Sound $3,127
Montreal $3,156

A family of three spends $4,212 per month in Owen Sound vs $4,247 in Montreal, rent included.

Owen Sound $4,212
Montreal $4,247

Owen Sound and Montreal have comparable living costs – the differences are in the details.

Both Owen Sound and Montreal sit above the global median – Owen Sound by 50%, Montreal by 52%.

Meal at Budget Restaurant

$14.32 CA$20.09

$18.98 CA$26.64

-24.55%

Three-Course Dinner for Two, Mid-Range

$47.61 CA$66.8

$73.0 CA$102

-34.76%

Fast Food Meal (McDonalds, etc)

$9.19 CA$12.90

$10.88 CA$15.27

-15.53%

Cappuccino

$3.58 CA$5.02

$3.81 CA$5.35

-6.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$2.98

$1.94 CA$2.72

9.28%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.58 CA$2.22

10.76%

Local Beer (0.5 liter draught)

$4.33 CA$6.07

$6.37 CA$8.94

-32.03%

Imported Beer (0.33 liter bottle)

$5.76 CA$8.09

$7.26 CA$10.20

-20.66%

Milk (1 liter)

$2.43 CA$3.41

$2.23 CA$3.13

8.97%

White Bread (500g)

$2.75 CA$3.87

$3.17 CA$4.45

-13.25%

Rice (white) (1kg)

$3.51 CA$4.93

$3.31 CA$4.64

6.04%

Eggs

$4.36 CA$6.12

$3.63 CA$5.09

20.11%

Local Cheese (1kg)

$9.87 CA$13.85

$13.16 CA$18.47

-25.00%

Chicken Fillets (1kg)

$16.08 CA$22.57

$11.56 CA$16.22

39.10%

Beef Round Steak (1kg)

$23.97 CA$33.64

$13.71 CA$19.25

74.84%

Apples (1kg)

$3.36 CA$4.72

$3.29 CA$4.62

2.13%

Banana (1kg)

$1.85 CA$2.60

$1.46 CA$2.05

26.71%

Oranges (1kg)

$3.25 CA$4.56

$3.37 CA$4.73

-3.56%

Tomato (1kg)

$2.84 CA$3.98

$3.15 CA$4.42

-9.84%

Potato (1kg)

$2.39 CA$3.35

$1.89 CA$2.65

26.46%

Onion (1kg)

$2.63 CA$3.69

$1.79 CA$2.52

46.93%

Lettuce (1 head)

$2.18 CA$3.06

$2.47 CA$3.47

-11.74%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.58 CA$2.22

-18.99%

Cigarettes 20 Pack (Marlboro, Camel)

$13.67 CA$19.19

$11.28 CA$15.84

21.19%

Wine (Bottle)

$13.75 CA$19.30

$10.49 CA$14.73

31.08%

Local Beer (0.5 liter bottle)

$4.58 CA$6.43

$2.34 CA$3.28

95.73%

Imported Beer (0.33 liter bottle)

$4.88 CA$6.85

$2.91 CA$4.09

67.70%

One-way Ticket (Public Transport)

$2.10 CA$2.95

$2.61 CA$3.66

-19.54%

Public Transport Monthly Pass (Regular Price)

$62.0 CA$87.0

$79.1 CA$111

-21.65%

Taxi Start (Normal Tariff)

$4.54 CA$6.37

$3.26 CA$4.57

39.26%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

Taxi 1hour Waiting (Normal Tariff)

$25.08 CA$35.19

$33.43 CA$46.92

-24.98%

Gasoline (1 liter)

$1.12 CA$1.57

$1.33 CA$1.87

-15.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K CA$37.6K

$28.6K CA$40.2K

-6.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.5K

$21.1K CA$29.6K

3.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.7 CA$126

$80.1 CA$112

12.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.11 CA$40.85

$34.30 CA$48.14

-15.13%

Internet (50+ Mbps, Unlimited Data)

$47.43 CA$66.6

$42.85 CA$60.1

10.69%

Gym Membership (Monthly)

$116 CA$162

$31.14 CA$43.71

270.94%

Tennis Court (1 Hour on Weekend)

$41.66 CA$58.5

$19.41 CA$27.24

114.63%

Cinema Ticket

$7.77 CA$10.91

$11.23 CA$15.76

-30.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$478 CA$672

$525 CA$737

-8.88%

International Primary School, 1 Child (Yearly)

$7,258 CA$10.2K

$16.3K CA$22.9K

-55.55%

Jeans (Levis 501 Or Similar)

$35.42 CA$49.71

$58.0 CA$81.4

-38.93%

Summer Dress (H&M, Zara, etc)

$27.63 CA$38.78

$38.11 CA$53.5

-27.50%

Sport Shoes (Adidas, Nike)

$86.9 CA$122

$93.4 CA$131

-6.96%

Men's Leather Business Shoes

$108 CA$151

$110 CA$155

-2.11%

1-bedroom Apartment, City Center (Monthly)

$1,341 CA$1,882

$1,285 CA$1,803

4.35%

1-bedroom Apartment, Outside City Center (Monthly)

$903 CA$1,268

$977 CA$1,371

-7.51%

3-bedroom Apartment, City Center (Monthly)

$2,200 CA$3,087

$2,271 CA$3,187

-3.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,634 CA$2,293

$1,665 CA$2,336

-1.84%

Buy Apartment in City Center (m2)

$5,139 CA$7,212

Buy Apartment Outside City Center (m2)

$3,834 CA$5,381

Average Monthly Net Salary (After Tax)

$2,971 CA$4,169

$3,002 CA$4,213

-1.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.26

4.48

17.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owen Sound: October 25, 2026

Last update for Montreal: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Owen Sound

$903 44.2%

Montreal

$977 47.3% 8.1% $73

Groceries & Markets

Owen Sound

$417 20.4%

Montreal

$351 17% 15.8% $66

Eating Out

Owen Sound

$234 11.4%

Montreal

$291 14.1% 24.4% $57

Monthly Utilities & Internet

Owen Sound

$166 8.1%

Montreal

$157 7.6% 5.4% $9

Sport & Entertainment

Owen Sound

$131 6.4%

Montreal

$54 2.6% 59.1% $77

Clothing & Footwear

Owen Sound

$116 5.7%

Montreal

$135 6.5% 16.2% $19

Getting Around

Owen Sound

$75 * 3.7%

Montreal

$100 4.9% 33.5% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,341 in Owen Sound versus $1,285 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $48 in Owen Sound versus $73 in Montreal. Groceries tell a different story – $417 in Owen Sound vs $351 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Owen Sound

🇨🇦 Montreal

🕒 Local time

17:51 5:51 PM

Same time as Owen Sound

🌤 Weather

👥 Population

21,341

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

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Between locations

Owen Sound Montreal 590 km ≈ 1 h 15 min nonstop flight

From you

Owen Sound
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Owen Sound vs Montreal: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $3,064 per month in Owen Sound and $3,096 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,341 in Owen Sound and $1,285 in Montreal. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $48 in Owen Sound and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 22% less in Owen Sound. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 covers both cities comfortably – all-in costs are $2,042 in Owen Sound and $2,064 in Montreal, leaving budget for savings and extras in both cases.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,042 in Owen Sound to $2,064 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.