Last update: Oct 2026

Cost of Living Comparison Between Montreal and Owen Sound

For one person, living costs are similar in Montreal and in Owen Sound: $2,064 and $2,042 a month, rent and utilities included.

99

Cost of Living Index in Montreal
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Montreal Living Index
99

Cost of Living Index in Owen Sound
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Owen Sound Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Owen Sound

🇨🇦 Canada

$2,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Owen Sound

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Owen Sound actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $2,042 in Owen Sound, rent included.

Montreal $2,064
Owen Sound $2,042

A couple spends around $3,156 per month in Montreal vs $3,127 in Owen Sound, rent included.

Montreal $3,156
Owen Sound $3,127

A family of three spends $4,247 per month in Montreal vs $4,212 in Owen Sound, rent included.

Montreal $4,247
Owen Sound $4,212

Montreal and Owen Sound have comparable living costs – the differences are in the details.

Both Montreal and Owen Sound sit above the global median – Montreal by 52%, Owen Sound by 50%.

Meal at Budget Restaurant

$18.98 CA$26.55

$14.32 CA$20.02

32.54%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$47.61 CA$66.6

53.29%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.22

$9.19 CA$12.86

18.39%

Cappuccino

$3.81 CA$5.34

$3.58 CA$5.01

6.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.71

$2.12 CA$2.97

-8.49%

Water (0.33 liter bottle)

$1.58 CA$2.21

$1.75 CA$2.45

-9.71%

Local Beer (0.5 liter draught)

$6.37 CA$8.91

$4.33 CA$6.05

47.11%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.16

$5.76 CA$8.06

26.04%

Milk (1 liter)

$2.23 CA$3.11

$2.43 CA$3.40

-8.23%

White Bread (500g)

$3.17 CA$4.44

$2.75 CA$3.85

15.27%

Rice (white) (1kg)

$3.31 CA$4.63

$3.51 CA$4.92

-5.70%

Eggs

$3.63 CA$5.08

$4.36 CA$6.10

-16.74%

Local Cheese (1kg)

$13.16 CA$18.40

$9.87 CA$13.80

33.33%

Chicken Fillets (1kg)

$11.56 CA$16.17

$16.08 CA$22.49

-28.11%

Beef Round Steak (1kg)

$13.71 CA$19.18

$23.97 CA$33.52

-42.80%

Apples (1kg)

$3.29 CA$4.60

$3.36 CA$4.70

-2.08%

Banana (1kg)

$1.46 CA$2.04

$1.85 CA$2.59

-21.08%

Oranges (1kg)

$3.37 CA$4.71

$3.25 CA$4.54

3.69%

Tomato (1kg)

$3.15 CA$4.40

$2.84 CA$3.97

10.92%

Potato (1kg)

$1.89 CA$2.64

$2.39 CA$3.34

-20.92%

Onion (1kg)

$1.79 CA$2.51

$2.63 CA$3.68

-31.94%

Lettuce (1 head)

$2.47 CA$3.46

$2.18 CA$3.05

13.30%

Water (1.5 liter bottle)

$1.58 CA$2.21

$1.28 CA$1.78

23.44%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.78

$13.67 CA$19.13

-17.48%

Wine (Bottle)

$10.49 CA$14.68

$13.75 CA$19.24

-23.71%

Local Beer (0.5 liter bottle)

$2.34 CA$3.27

$4.58 CA$6.41

-48.91%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.07

$4.88 CA$6.83

-40.37%

One-way Ticket (Public Transport)

$2.61 CA$3.65

$2.10 CA$2.94

24.29%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

$62.0 CA$86.7

27.63%

Taxi Start (Normal Tariff)

$3.26 CA$4.56

$4.54 CA$6.35

-28.19%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.01

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.76

$25.08 CA$35.07

33.29%

Gasoline (1 liter)

$1.33 CA$1.86

$1.12 CA$1.56

18.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.0K

$26.8K CA$37.5K

6.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.5K

$21.7K CA$30.4K

-2.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$89.7 CA$125

-10.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$47.98

$29.11 CA$40.72

17.83%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$59.9

$47.43 CA$66.3

-9.66%

Gym Membership (Monthly)

$31.14 CA$43.56

$116 CA$162

-73.04%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.14

$41.66 CA$58.3

-53.41%

Cinema Ticket

$11.23 CA$15.71

$7.77 CA$10.87

44.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$734

$478 CA$669

9.74%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.8K

$7,258 CA$10.2K

124.99%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.1

$35.42 CA$49.55

63.75%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.3

$27.63 CA$38.65

37.93%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$86.9 CA$122

7.48%

Men's Leather Business Shoes

$110 CA$154

$108 CA$151

2.16%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,797

$1,341 CA$1,876

-4.17%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,366

$903 CA$1,264

8.12%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,176

$2,200 CA$3,077

3.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,329

$1,634 CA$2,286

1.87%

Buy Apartment in City Center (m2)

$5,139 CA$7,188

Buy Apartment Outside City Center (m2)

$3,834 CA$5,363

Average Monthly Net Salary (After Tax)

$3,002 CA$4,199

$2,971 CA$4,155

1.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.26

-14.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Owen Sound: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Owen Sound

$903 44.2% 7.5% $73

Groceries & Markets

Montreal

$351 17%

Owen Sound

$417 20.4% 18.7% $66

Eating Out

Montreal

$291 14.1%

Owen Sound

$234 11.4% 19.6% $57

Monthly Utilities & Internet

Montreal

$157 7.6%

Owen Sound

$166 8.1% 5.8% $9

Clothing & Footwear

Montreal

$135 6.5%

Owen Sound

$116 5.7% 14% $19

Getting Around

Montreal

$100 4.9%

Owen Sound

$75 * 3.7% 25.1% $25

Sport & Entertainment

Montreal

$54 2.6%

Owen Sound

$131 6.4% 145% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $1,341 in Owen Sound. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73 in Montreal versus $48 in Owen Sound. Groceries tell a different story – $351 in Montreal vs $417 in Owen Sound – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇨🇦 Owen Sound

🕒 Local time

20:15 8:15 PM

Same time as Montreal

🌤 Weather

👥 Population

1,762,949

21,341

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

Exchange rates and currency converter

On the map

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Between locations

Montreal Owen Sound 590 km ≈ 1 h 15 min nonstop flight

From you

Montreal
Owen Sound

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Owen Sound: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $3,096 per month in Montreal and $3,064 in Owen Sound. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,285 in Montreal and $1,341 in Owen Sound. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $73 in Montreal and $48 in Owen Sound. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 22% less in Owen Sound. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 covers both cities comfortably – all-in costs are $2,064 in Montreal and $2,042 in Owen Sound, leaving budget for savings and extras in both cases.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,042 in Owen Sound to $2,064 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.