Last update: Nov 2026

Cost of Living Comparison Between Ostroda and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,466 in Ostroda, rent and utilities included – about $1,600 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Ostroda
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Ostroda Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ostroda

🇵🇱 Poland

$1,466

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Ostroda and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ostroda and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,466 per month in Ostroda vs $1,331 in Ubud, Bali, rent included.

Ostroda $1,466
Ubud, Bali $1,331

A couple spends around $2,063 per month in Ostroda vs $2,255 in Ubud, Bali, rent included.

Ostroda $2,063
Ubud, Bali $2,255

A family of three spends $2,660 per month in Ostroda vs $3,180 in Ubud, Bali, rent included.

Ostroda $2,660
Ubud, Bali $3,180

Ostroda costs about 10% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Ostroda sits 8% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.12 zł 39.66

$3.38 Rp 60.9K

199.41%

Three-Course Dinner for Two, Mid-Range

$35.92 zł 141

$34.65 Rp 625.4K

3.67%

Fast Food Meal (McDonalds, etc)

$7.68 zł 30.12

$5.57 Rp 100.6K

37.88%

Cappuccino

$2.99 zł 11.71

$2.62 Rp 47.3K

14.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 zł 8.07

$1.54 Rp 27.8K

33.77%

Water (0.33 liter bottle)

$1.48 zł 5.79

$0.64 Rp 11.6K

131.25%

Local Beer (0.5 liter draught)

$3.54 zł 13.87

$2.67 Rp 48.1K

32.58%

Imported Beer (0.33 liter bottle)

$3.60 zł 14.11

$4.26 Rp 76.9K

-15.49%

Milk (1 liter)

$0.91 zł 3.57

$1.46 Rp 26.4K

-37.67%

White Bread (500g)

$1.24 zł 4.86

$2.29 Rp 41.4K

-45.85%

Rice (white) (1kg)

$1.29 zł 5.07

$1.11 Rp 20.0K

16.22%

Eggs

$3.13 zł 12.28

$2.10 Rp 37.9K

49.05%

Local Cheese (1kg)

$7.58 zł 29.72

$15.94 Rp 287.7K

-52.45%

Chicken Fillets (1kg)

$6.19 zł 24.27

$3.88 Rp 70.1K

59.54%

Beef Round Steak (1kg)

$11.48 zł 45.00

$11.40 Rp 205.8K

0.70%

Apples (1kg)

$0.80 zł 3.13

$3.55 Rp 64.1K

-77.46%

Banana (1kg)

$1.03 zł 4.05

$1.54 Rp 27.7K

-33.12%

Oranges (1kg)

$1.25 zł 4.91

$2.23 Rp 40.2K

-43.95%

Tomato (1kg)

$1.25 zł 4.91

$1.97 Rp 35.6K

-36.55%

Potato (1kg)

$0.79 zł 3.08

$1.86 Rp 33.5K

-57.53%

Onion (1kg)

$0.73 zł 2.87

$2.42 Rp 43.6K

-69.83%

Lettuce (1 head)

$1.24 zł 4.86

$1.02 Rp 18.5K

21.57%

Water (1.5 liter bottle)

$0.53 zł 2.10

$0.52 Rp 9,427

1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.86 zł 19.06

$2.20 Rp 39.7K

120.91%

Wine (Bottle)

$6.52 zł 25.55

$21.79 Rp 393.2K

-70.08%

Local Beer (0.5 liter bottle)

$1.04 zł 4.07

$2.33 Rp 42.0K

-55.36%

Imported Beer (0.33 liter bottle)

$1.55 zł 6.07

$2.97 Rp 53.6K

-47.81%

One-way Ticket (Public Transport)

$1.04 zł 4.08

$0.25 Rp 4,519

316.00%

Public Transport Monthly Pass (Regular Price)

$29.20 zł 114

$8.17 Rp 147.5K

257.41%

Taxi Start (Normal Tariff)

$2.25 zł 8.84

$0.44 Rp 7,901

411.36%

Taxi (Normal Tariff) (1km)

$1.04 zł 4.06

$0.47 Rp 8,446

121.28%

Taxi 1hour Waiting (Normal Tariff)

$12.79 zł 50.2

$5.60 Rp 101.1K

128.39%

Gasoline (1 liter)

$1.60 zł 6.25

$0.83 Rp 14.9K

92.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K zł 117.3K

$24.4K Rp 441.3M

22.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K zł 111.3K

$31.7K Rp 572.1M

-10.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 zł 1,160

$77.5 Rp 1.4M

281.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.30 zł 40.37

$6.14 Rp 110.9K

67.75%

Internet (50+ Mbps, Unlimited Data)

$18.32 zł 71.8

$18.92 Rp 341.4K

-3.17%

Gym Membership (Monthly)

$37.77 zł 148

$51.0 Rp 920.4K

-25.93%

Tennis Court (1 Hour on Weekend)

$22.21 zł 87.1

$18.25 Rp 329.4K

21.70%

Cinema Ticket

$8.65 zł 33.90

$4.38 Rp 79.1K

97.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$376 zł 1,472

$492 Rp 8.9M

-23.74%

International Primary School, 1 Child (Yearly)

$5,524 zł 21.7K

$12.2K Rp 220.6M

-54.80%

Jeans (Levis 501 Or Similar)

$92.9 zł 364

$45.16 Rp 815.1K

105.67%

Summer Dress (H&M, Zara, etc)

$40.44 zł 159

$34.89 Rp 629.7K

15.91%

Sport Shoes (Adidas, Nike)

$104 zł 408

$78.3 Rp 1.4M

33.01%

Men's Leather Business Shoes

$106 zł 415

$77.9 Rp 1.4M

36.07%

1-bedroom Apartment, City Center (Monthly)

$594 zł 2,328

$1,078 Rp 19.4M

-44.88%

1-bedroom Apartment, Outside City Center (Monthly)

$527 zł 2,066

$665 Rp 12.0M

-20.75%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,797

$3,510 Rp 63.4M

-72.41%

3-bedroom Apartment, Outside City Center (Monthly)

$796 zł 3,122

$1,671 Rp 30.2M

-52.34%

Buy Apartment in City Center (m2)

$2,909 zł 11.4K

$2,340 Rp 42.2M

24.32%

Buy Apartment Outside City Center (m2)

$2,206 zł 8,646

$2,236 Rp 40.4M

-1.37%

Average Monthly Net Salary (After Tax)

$1,276 zł 5,001

$166 Rp 3.0M

666.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ostroda: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ostroda

$527 36%

Ubud, Bali

$665 50% 26.2% $138

Monthly Utilities & Internet

Ostroda

$324 22.1%

Ubud, Bali

$103 7.7% 68.4% $222

Groceries & Markets

Ostroda

$185 12.6%

Ubud, Bali

$279 21% 50.8% $94

Eating Out

Ostroda

$179 12.2%

Ubud, Bali

$106 8% 40.9% $73

Clothing & Footwear

Ostroda

$155 10.5%

Ubud, Bali

$106 8% 31.2% $48

Sport & Entertainment

Ostroda

$55 3.8%

Ubud, Bali

$60 4.5% 8.5% $4.7

Getting Around

Ostroda

$41 2.8%

Ubud, Bali

$12 0.9% 70.7% $29

Cost Breakdown

A central one-bedroom costs $594 in Ostroda versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ostroda are about 7.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ostroda versus $35 in Ubud, Bali. Groceries tell a different story – $185 in Ostroda vs $279 in Ubud, Bali – so Ostroda wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Ostroda

🇮🇩 Ubud, Bali

🕒 Local time

04:05 4:05 AM

11:05 11:05 AM

7 h ahead of Ostroda

🌤 Weather

👥 Population

32,547

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Ostroda Ubud, Bali 11,120 km ≈ 14 h nonstop flight

From you

Ostroda
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ostroda vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ostroda is pricier by about 10%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,199 per month in Ostroda and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ostroda, especially for central apartments: a one-bedroom in the center costs $594 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,466 in Ostroda and $1,331 in Ubud, Bali. That makes Ubud, Bali about 9% cheaper.

Public transport costs about 72% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,466 in Ostroda and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,466 in Ostroda. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ostroda makes more sense. Both are solid long-term options with distinct trade-offs.