Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ostroda

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,466 in Ostroda, rent and utilities included – about $1,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
70

Cost of Living Index in Ostroda
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Ostroda Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Ostroda

🇵🇱 Poland

$1,466

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ostroda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ostroda actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,466 in Ostroda, rent included.

Ubud, Bali $1,331
Ostroda $1,466

A couple spends around $2,255 per month in Ubud, Bali vs $2,063 in Ostroda, rent included.

Ubud, Bali $2,255
Ostroda $2,063

A family of three spends $3,180 per month in Ubud, Bali vs $2,660 in Ostroda, rent included.

Ubud, Bali $3,180
Ostroda $2,660

Ubud, Bali is about 9% cheaper than Ostroda, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Ostroda is 8% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$10.12 zł 39.66

-66.60%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$35.92 zł 141

-3.54%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$7.68 zł 30.12

-27.47%

Cappuccino

$2.62 Rp 47.3K

$2.99 zł 11.71

-12.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.06 zł 8.07

-25.24%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.48 zł 5.79

-56.76%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$3.54 zł 13.87

-24.58%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.60 zł 14.11

18.33%

Milk (1 liter)

$1.46 Rp 26.4K

$0.91 zł 3.57

60.44%

White Bread (500g)

$2.29 Rp 41.4K

$1.24 zł 4.86

84.68%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.29 zł 5.07

-13.95%

Eggs

$2.10 Rp 37.9K

$3.13 zł 12.28

-32.91%

Local Cheese (1kg)

$15.94 Rp 287.7K

$7.58 zł 29.72

110.29%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$6.19 zł 24.27

-37.32%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$11.48 zł 45.00

-0.70%

Apples (1kg)

$3.55 Rp 64.1K

$0.80 zł 3.13

343.75%

Banana (1kg)

$1.54 Rp 27.7K

$1.03 zł 4.05

49.51%

Oranges (1kg)

$2.23 Rp 40.2K

$1.25 zł 4.91

78.40%

Tomato (1kg)

$1.97 Rp 35.6K

$1.25 zł 4.91

57.60%

Potato (1kg)

$1.86 Rp 33.5K

$0.79 zł 3.08

135.44%

Onion (1kg)

$2.42 Rp 43.6K

$0.73 zł 2.87

231.51%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.24 zł 4.86

-17.74%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.53 zł 2.10

-1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$4.86 zł 19.06

-54.73%

Wine (Bottle)

$21.79 Rp 393.2K

$6.52 zł 25.55

234.20%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.04 zł 4.07

124.04%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.55 zł 6.07

91.61%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$1.04 zł 4.08

-75.96%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$29.20 zł 114

-72.02%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$2.25 zł 8.84

-80.44%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$1.04 zł 4.06

-54.81%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$12.79 zł 50.2

-56.22%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.60 zł 6.25

-48.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$29.9K zł 117.3K

-18.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$28.4K zł 111.3K

11.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$296 zł 1,160

-73.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$10.30 zł 40.37

-40.39%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$18.32 zł 71.8

3.28%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$37.77 zł 148

35.00%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$22.21 zł 87.1

-17.83%

Cinema Ticket

$4.38 Rp 79.1K

$8.65 zł 33.90

-49.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$376 zł 1,472

31.13%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$5,524 zł 21.7K

121.23%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$92.9 zł 364

-51.38%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$40.44 zł 159

-13.72%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$104 zł 408

-24.82%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$106 zł 415

-26.51%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$594 zł 2,328

81.43%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$527 zł 2,066

26.18%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$969 zł 3,797

262.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$796 zł 3,122

109.80%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$2,909 zł 11.4K

-19.56%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$2,206 zł 8,646

1.39%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,276 zł 5,001

-86.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.6

108.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ostroda: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Ostroda

$527 36% 20.8% $138

Groceries & Markets

Ubud, Bali

$279 21%

Ostroda

$185 12.6% 33.7% $94

Clothing & Footwear

Ubud, Bali

$106 8%

Ostroda

$155 10.5% 45.4% $48

Eating Out

Ubud, Bali

$106 8%

Ostroda

$179 12.2% 69.2% $73

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Ostroda

$324 22.1% 216% $222

Sport & Entertainment

Ubud, Bali

$60 4.5%

Ostroda

$55 3.8% 7.9% $4.7

Getting Around

Ubud, Bali

$12 0.9%

Ostroda

$41 2.8% 241% $29

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $594 in Ostroda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ostroda are about 7.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $36 in Ostroda. Groceries tell a different story – $279 in Ubud, Bali vs $185 in Ostroda – so Ostroda wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Ostroda

🕒 Local time

11:58 11:58 AM

04:58 4:58 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

32,547

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ostroda 11,120 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Ostroda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ostroda: Cost of Living - Frequently Asked Questions

Yes – Ostroda is pricier by about 10%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,199 in Ostroda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ostroda, especially for central apartments: a one-bedroom in the center costs $594 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,466 in Ostroda. That makes Ubud, Bali about 9% cheaper.

Public transport costs about 72% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,466 in Ostroda. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,466 in Ostroda. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ostroda makes more sense. Both are solid long-term options with distinct trade-offs.