Last update: Oct 2026

Cost of Living Comparison Between Ostersund and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,729 in Ostersund, rent and utilities included – about $9,700 less a year. Other living expenses account for most of the difference.

Ostersund
🇸🇪 Sweden
$1,729
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Ostersund and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ostersund and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,729 in Ostersund versus $918 in Cebu.

  • Ostersund $1,729
  • Cebu $918

Estimated couple costs with rent: $2,687 in Ostersund versus $1,409 in Cebu.

  • Ostersund $2,687
  • Cebu $1,409

Monthly costs for a family of three with rent: $3,644 in Ostersund versus $1,900 in Cebu.

  • Ostersund $3,644
  • Cebu $1,900

Living in Ostersund is roughly 88% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ostersund is 28% above, Cebu is 32% below.

Currency
🍽 Eating Out
Ostersund
Cebu
Difference
Meal at Budget Restaurant
$13.35 SEK 132
$3.09 ₱194
332.04%
Three-Course Dinner for Two, Mid-Range
$75.1 SEK 744
$24.22 ₱1,525
210.07%
Fast Food Meal (McDonalds, etc)
$10.07 SEK 99.8
$3.92 ₱247
156.89%
Cappuccino
$4.53 SEK 44.86
$2.51 ₱158
80.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.56 SEK 25.38
$1.59 ₱100
61.01%
Water (0.33 liter bottle)
$2.16 SEK 21.42
$0.53 ₱33.43
307.55%
Local Beer (0.5 liter draught)
$7.03 SEK 69.7
$1.78 ₱112
294.94%
Imported Beer (0.33 liter bottle)
$6.97 SEK 69.0
$2.17 ₱137
221.20%
🛒 Groceries & Markets
Ostersund
Cebu
Difference
Milk (1 liter)
$1.43 SEK 14.16
$1.92 ₱121
-25.52%
White Bread (500g)
$2.94 SEK 29.16
$1.36 ₱85.4
116.18%
Rice (white) (1kg)
$4.58 SEK 45.43
$1.01 ₱63.5
353.47%
Eggs
$3.22 SEK 31.91
$2.03 ₱128
58.62%
Local Cheese (1kg)
$13.29 SEK 132
$9.86 ₱621
34.79%
Chicken Fillets (1kg)
$11.28 SEK 112
$4.39 ₱277
156.95%
Beef Round Steak (1kg)
$14.94 SEK 148
$7.60 ₱479
96.58%
Apples (1kg)
$4.11 SEK 40.73
$3.30 ₱208
24.55%
Banana (1kg)
$2.77 SEK 27.49
$1.39 ₱87.8
99.28%
Oranges (1kg)
$3.53 SEK 34.95
$2.33 ₱147
51.50%
Tomato (1kg)
$3.87 SEK 38.37
$1.50 ₱94.3
158.00%
Potato (1kg)
$1.61 SEK 15.96
$2.36 ₱149
-31.78%
Onion (1kg)
$1.55 SEK 15.38
$1.90 ₱119
-18.42%
Lettuce (1 head)
$2.20 SEK 21.82
$1.19 ₱74.9
84.87%
Water (1.5 liter bottle)
$1.40 SEK 13.87
$0.63 ₱39.71
122.22%
Cigarettes 20 Pack (Marlboro, Camel)
$7.85 SEK 77.8
$3.00 ₱189
161.67%
Wine (Bottle)
$10.11 SEK 100
$6.03 ₱379
67.66%
Local Beer (0.5 liter bottle)
$1.96 SEK 19.38
$1.23 ₱77.7
59.35%
Imported Beer (0.33 liter bottle)
$2.21 SEK 21.91
$1.75 ₱110
26.29%
🚌 Getting Around
Ostersund
Cebu
Difference
One-way Ticket (Public Transport)
$3.33 SEK 32.96
$0.25 ₱15.86
1232.00%
Public Transport Monthly Pass (Regular Price)
$76.5 SEK 758
$12.64 ₱796
505.14%
Taxi Start (Normal Tariff)
$5.85 SEK 57.9
$0.77 ₱48.62
659.74%
Taxi (Normal Tariff) (1km)
$1.70 SEK 16.80
$0.23 ₱14.53
639.13%
Taxi 1hour Waiting (Normal Tariff)
$58.8 SEK 583
$4.46 ₱281
1219.28%
Gasoline (1 liter)
$1.81 SEK 17.94
$1.31 ₱82.8
38.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3K SEK 329.5K
$21.2K ₱1.3M
56.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K SEK 317.8K
$19.1K ₱1.2M
67.54%
🧾 Monthly Utilities & Internet
Ostersund
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$104 SEK 1,031
$120 ₱7,569
-13.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.74 SEK 235
$14.00 ₱882
69.57%
Internet (50+ Mbps, Unlimited Data)
$38.74 SEK 384
$27.54 ₱1,734
40.67%
🎉 Sport & Entertainment
Ostersund
Cebu
Difference
Gym Membership (Monthly)
$37.10 SEK 368
$32.33 ₱2,035
14.75%
Tennis Court (1 Hour on Weekend)
$26.47 SEK 262
$6.65 ₱419
298.05%
Cinema Ticket
$14.80 SEK 147
$5.65 ₱356
161.95%
🧸 Childcare & Education
Ostersund
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$124 SEK 1,231
$275 ₱17.3K
-54.87%
International Primary School, 1 Child (Yearly)
$5,033 SEK 49.9K
$7,918 ₱498.5K
-36.43%
👕👟 Clothing & Footwear
Ostersund
Cebu
Difference
Jeans (Levis 501 Or Similar)
$91.7 SEK 909
$49.33 ₱3,106
85.95%
Summer Dress (H&M, Zara, etc)
$40.11 SEK 397
$25.24 ₱1,589
58.91%
Sport Shoes (Adidas, Nike)
$91.3 SEK 905
$77.0 ₱4,846
18.62%
Men's Leather Business Shoes
$138 SEK 1,366
$57.2 ₱3,601
140.96%
🏠 Accommodation & Living
Ostersund
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$803 SEK 7,957
$500 ₱31.5K
60.77%
1-bedroom Apartment, Outside City Center (Monthly)
$615 SEK 6,094
$309 ₱19.4K
99.16%
3-bedroom Apartment, City Center (Monthly)
$1,324 SEK 13.1K
$1,078 ₱67.9K
22.85%
3-bedroom Apartment, Outside City Center (Monthly)
$1,013 SEK 10.0K
$615 ₱38.7K
64.63%
Buy Apartment in City Center (m2)
$3,940 SEK 39.0K
$2,886 ₱181.7K
36.51%
Buy Apartment Outside City Center (m2)
$2,776 SEK 27.5K
$1,917 ₱120.7K
44.87%
💵 Salaries & Financials
Ostersund
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.45
7.2
-52.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ostersund: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ostersund
$615
Cebu
$309 49.8% $306
Groceries & Markets
Ostersund
$355
Cebu
$206 42% $149
Eating Out
Ostersund
$259
Cebu
$88 66% $171
Monthly Utilities & Internet
Ostersund
$167
Cebu
$162 2.9% $4.8
Clothing & Footwear
Ostersund
$162
Cebu
$94 42.2% $69
Getting Around
Ostersund
$104
Cebu
$16 85% $89
Sport & Entertainment
Ostersund
$67
Cebu
$44 34.6% $23

Cost Breakdown

A one-bedroom apartment in the center runs $803 in Ostersund and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $75.0 in Ostersund vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $355 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇸🇪 Ostersund
🇵🇭 Cebu
🕒 Local time
03:23 3:23 AM
09:23 9:23 AM
6 h ahead of Ostersund
🌤 Weather
👥 Population
44,000
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

Swedish Krona exchange rates as of October 19, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Ostersund Cebu 9,920 km ≈ 13 h nonstop flight
From you
  • Ostersund
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ostersund vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Ostersund?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 88% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,593 in Ostersund and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ostersund and Cebu?
Rent for a central apartment: $803 in Ostersund versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ostersund and in Cebu?
All in, you'll spend $1,729 per month in Ostersund versus $918 in Cebu – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 505% less than in Ostersund. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Ostersund or in Cebu?
At $918 in Cebu versus $1,729 in Ostersund, a $1,500 budget is realistic in Cebu but tight or insufficient in Ostersund. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Ostersund or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ostersund, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ostersund or Cebu?
Safety-wise, Ostersund and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 88% less than in Ostersund. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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