Last update: Oct 2026

Cost of Living Comparison Between Oshawa and Utrecht

For one person, living is cheaper in Oshawa: $2,370 a month against $2,939 in Utrecht, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Oshawa
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Oshawa Living Index
142

Cost of Living Index in Utrecht
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Utrecht Living Index

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Oshawa

🇨🇦 Canada

$2,370

/mo nomad

Utrecht

🇳🇱 Netherlands

$2,939

/mo nomad

Monthly Cost of Living

How much you'll spend in Oshawa and in Utrecht

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oshawa and in Utrecht actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,370 in Oshawa versus $2,939 in Utrecht.

Oshawa $2,370
Utrecht $2,939

Estimated couple costs with rent: $3,414 in Oshawa versus $4,216 in Utrecht.

Oshawa $3,414
Utrecht $4,216

Monthly costs for a family of three with rent: $4,457 in Oshawa versus $5,494 in Utrecht.

Oshawa $4,457
Utrecht $5,494

Living in Oshawa costs roughly 19% less than in Utrecht, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Oshawa 75% above, Utrecht 117% above.

Meal at Budget Restaurant

$14.25 CA$19.90

$22.91 €20.41

-37.80%

Three-Course Dinner for Two, Mid-Range

$63.6 CA$88.7

$83.2 €74.1

-23.61%

Fast Food Meal (McDonalds, etc)

$8.33 CA$11.63

$13.23 €11.78

-37.04%

Cappuccino

$3.54 CA$4.95

$4.77 €4.25

-25.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 CA$2.47

$3.85 €3.43

-54.03%

Water (0.33 liter bottle)

$1.36 CA$1.90

$3.25 €2.89

-58.15%

Local Beer (0.5 liter draught)

$4.86 CA$6.79

$6.78 €6.04

-28.32%

Imported Beer (0.33 liter bottle)

$6.04 CA$8.43

$7.12 €6.34

-15.17%

Milk (1 liter)

$2.91 CA$4.06

$1.53 €1.36

90.20%

White Bread (500g)

$2.91 CA$4.06

$2.87 €2.56

1.39%

Rice (white) (1kg)

$4.12 CA$5.75

$2.47 €2.20

66.80%

Eggs

$2.97 CA$4.14

$4.64 €4.14

-35.99%

Local Cheese (1kg)

$10.14 CA$14.15

$13.59 €12.11

-25.39%

Chicken Fillets (1kg)

$13.74 CA$19.19

$13.98 €12.45

-1.72%

Beef Round Steak (1kg)

$16.60 CA$23.17

$19.01 €16.93

-12.68%

Apples (1kg)

$4.20 CA$5.87

$2.80 €2.49

50.00%

Banana (1kg)

$1.22 CA$1.70

$2.40 €2.14

-49.17%

Oranges (1kg)

$2.94 CA$4.10

$2.16 €1.92

36.11%

Tomato (1kg)

$3.84 CA$5.36

$3.71 €3.30

3.50%

Potato (1kg)

$3.36 CA$4.69

$1.74 €1.55

93.10%

Onion (1kg)

$2.57 CA$3.59

$1.86 €1.66

38.17%

Lettuce (1 head)

$2.35 CA$3.28

$1.57 €1.40

49.68%

Water (1.5 liter bottle)

$1.73 CA$2.41

$1.38 €1.23

25.36%

Cigarettes 20 Pack (Marlboro, Camel)

$14.29 CA$19.95

$14.76 €13.15

-3.18%

Wine (Bottle)

$12.63 CA$17.63

$6.78 €6.04

86.28%

Local Beer (0.5 liter bottle)

$3.53 CA$4.92

$1.39 €1.24

153.96%

Imported Beer (0.33 liter bottle)

$3.49 CA$4.87

$2.74 €2.44

27.37%

One-way Ticket (Public Transport)

$2.82 CA$3.94

$3.67 €3.27

-23.16%

Public Transport Monthly Pass (Regular Price)

$87.1 CA$122

$133 €118

-34.26%

Taxi Start (Normal Tariff)

$2.74 CA$3.82

$4.30 €3.83

-36.28%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.00

$3.62 €3.22

-60.22%

Taxi 1hour Waiting (Normal Tariff)

$19.58 CA$27.33

$44.49 €39.63

-55.99%

Gasoline (1 liter)

$1.24 CA$1.74

$2.50 €2.22

-50.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K CA$40.2K

$40.7K €36.2K

-29.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K CA$32.0K

$38.7K €34.5K

-40.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$194

$246 €219

-43.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.94 CA$53.0

$21.97 €19.57

72.69%

Internet (50+ Mbps, Unlimited Data)

$54.3 CA$75.9

$47.25 €42.09

15.01%

Gym Membership (Monthly)

$22.91 CA$31.98

$43.19 €38.47

-46.96%

Tennis Court (1 Hour on Weekend)

$29.28 CA$40.87

$32.16 €28.65

-8.96%

Cinema Ticket

$10.86 CA$15.17

$15.21 €13.55

-28.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$922 CA$1,287

$3,178 €2,831

-71.00%

International Primary School, 1 Child (Yearly)

$8,083 CA$11.3K

$7,609 €6,778

6.23%

Jeans (Levis 501 Or Similar)

$58.3 CA$81.4

$95.8 €85.4

-39.14%

Summer Dress (H&M, Zara, etc)

$57.7 CA$80.5

$51.9 €46.26

11.05%

Sport Shoes (Adidas, Nike)

$107 CA$150

$103 €91.9

3.86%

Men's Leather Business Shoes

$129 CA$180

$126 €112

2.28%

1-bedroom Apartment, City Center (Monthly)

$1,400 CA$1,954

$1,967 €1,752

-28.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,207 CA$1,685

$1,501 €1,337

-19.56%

3-bedroom Apartment, City Center (Monthly)

$2,003 CA$2,795

$3,203 €2,853

-37.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,824 CA$2,546

$2,283 €2,034

-20.12%

Buy Apartment in City Center (m2)

$5,158 CA$7,200

$7,380 €6,574

-30.11%

Buy Apartment Outside City Center (m2)

$10.3K CA$14.4K

$5,047 €4,496

104.71%

Average Monthly Net Salary (After Tax)

$3,049 CA$4,256

$4,436 €3,952

-31.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

3.16

43.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oshawa: October 31, 2026

Last update for Utrecht: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oshawa

$1.2K 50.9%

Utrecht

$1.5K 51.1% 24.3% $294

Groceries & Markets

Oshawa

$390 16.5%

Utrecht

$354 12% 9.3% $36

Monthly Utilities & Internet

Oshawa

$231 9.8%

Utrecht

$315 10.7% 36.2% $84

Eating Out

Oshawa

$230 9.7%

Utrecht

$357 12.1% 54.8% $126

Clothing & Footwear

Oshawa

$158 6.7%

Utrecht

$170 5.8% 7.1% $11

Getting Around

Oshawa

$108 4.6%

Utrecht

$170 5.8% 56.6% $61

Sport & Entertainment

Oshawa

$45 1.9%

Utrecht

$74 2.5% 64.9% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,400 in Oshawa and $1,967 in Utrecht. Housing cost is often the main lever when comparing two cities.

Utrecht pays 46% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Oshawa vs $83 in Utrecht. Groceries flip the comparison at $390 vs $354, with Utrecht cheaper for home cooking.

Good to know

🇨🇦 Oshawa

🇳🇱 Utrecht

🕒 Local time

22:03 10:03 PM

04:03 4:03 AM

6 h ahead of Oshawa

🌤 Weather

👥 Population

159,458

367,947

💱 Currency

Canadian Dollar CAD $

Euro EUR €

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.891 EUR (1 EUR = 1.12 USD).

USD to CAD in detail →

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Between locations

Oshawa Utrecht 5,960 km ≈ 8 h nonstop flight

From you

Oshawa
Utrecht

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oshawa vs Utrecht: Cost of Living - Frequently Asked Questions

Oshawa wins on cost – living expenses run 19% lower than in Utrecht. Housing and daily spending are where you’ll feel the difference most, making Oshawa the obvious pick if budget is a priority.

On paper, salaries run 31% lower in Oshawa. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,400 in Oshawa versus $1,967 in Utrecht. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oshawa – a meal for two runs $64 versus $83 in Utrecht. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,370 per month in Oshawa versus $2,939 in Utrecht – Oshawa is about 19% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Oshawa is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Oshawa wins on affordability, Utrecht on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.