Last update: Oct 2026

Cost of Living Comparison Between Osh and Ubud, Bali

For one person, living is cheaper in Osh: $705 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Osh
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Osh Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Osh

🇰🇬 Kyrgyzstan

$705

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Osh and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osh and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $705 per month in Osh vs $1,349 in Ubud, Bali, rent included.

Osh $705
Ubud, Bali $1,349

A couple spends around $1,140 per month in Osh vs $2,305 in Ubud, Bali, rent included.

Osh $1,140
Ubud, Bali $2,305

A family of three spends $1,575 per month in Osh vs $3,261 in Ubud, Bali, rent included.

Osh $1,575
Ubud, Bali $3,261

Osh is about 48% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.55 KGS 398

$3.32 Rp 60.3K

37.05%

Three-Course Dinner for Two, Mid-Range

$22.74 KGS 1,989

$35.64 Rp 646.5K

-36.20%

Fast Food Meal (McDonalds, etc)

$8.99 KGS 786

$5.53 Rp 100.4K

62.57%

Cappuccino

$1.97 KGS 172

$2.72 Rp 49.3K

-27.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 KGS 72.4

$1.70 Rp 30.9K

-51.18%

Water (0.33 liter bottle)

$0.26 KGS 22.51

$0.76 Rp 13.8K

-65.79%

Local Beer (0.5 liter draught)

$1.15 KGS 101

$2.65 Rp 48.1K

-56.60%

Imported Beer (0.33 liter bottle)

$1.23 KGS 108

$4.38 Rp 79.5K

-71.92%

Milk (1 liter)

$0.91 KGS 79.4

$1.49 Rp 27.0K

-38.93%

White Bread (500g)

$0.37 KGS 32.65

$2.28 Rp 41.3K

-83.77%

Rice (white) (1kg)

$1.21 KGS 105

$1.19 Rp 21.6K

1.68%

Eggs

$1.46 KGS 128

$2.04 Rp 36.9K

-28.43%

Local Cheese (1kg)

$4.91 KGS 430

$17.70 Rp 321.1K

-72.26%

Chicken Fillets (1kg)

$3.54 KGS 310

$3.96 Rp 71.9K

-10.61%

Beef Round Steak (1kg)

$7.82 KGS 684

$12.19 Rp 221.1K

-35.85%

Apples (1kg)

$0.62 KGS 54.4

$3.66 Rp 66.3K

-83.06%

Banana (1kg)

$1.53 KGS 134

$1.52 Rp 27.5K

0.66%

Oranges (1kg)

$2.24 KGS 196

$2.23 Rp 40.4K

0.45%

Tomato (1kg)

$1.16 KGS 102

$1.97 Rp 35.8K

-41.12%

Potato (1kg)

$0.47 KGS 41.23

$1.85 Rp 33.5K

-74.59%

Onion (1kg)

$0.43 KGS 37.72

$2.42 Rp 44.0K

-82.23%

Lettuce (1 head)

$0.63 KGS 55.0

$0.99 Rp 18.0K

-36.36%

Water (1.5 liter bottle)

$0.68 KGS 59.8

$0.51 Rp 9,313

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 KGS 182

$2.22 Rp 40.3K

-6.31%

Wine (Bottle)

$5.00 KGS 438

$22.24 Rp 403.4K

-77.52%

Local Beer (0.5 liter bottle)

$1.16 KGS 102

$2.26 Rp 41.0K

-48.67%

Imported Beer (0.33 liter bottle)

$1.73 KGS 151

$2.97 Rp 53.9K

-41.75%

One-way Ticket (Public Transport)

$0.22 KGS 19.12

$0.25 Rp 4,553

-12.00%

Public Transport Monthly Pass (Regular Price)

$11.95 KGS 1,045

$7.82 Rp 141.9K

52.81%

Taxi Start (Normal Tariff)

$0.22 KGS 19.22

$0.44 Rp 7,972

-50.00%

Taxi (Normal Tariff) (1km)

$0.34 KGS 29.51

$0.43 Rp 7,801

-20.93%

Taxi 1hour Waiting (Normal Tariff)

$7.83 KGS 685

$5.41 Rp 98.1K

44.73%

Gasoline (1 liter)

$0.97 KGS 85.2

$0.82 Rp 15.0K

18.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.0K KGS 1.6M

$23.8K Rp 432.4M

-24.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.1K KGS 1.5M

$31.7K Rp 575.9M

-46.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.07 KGS 3,417

$79.1 Rp 1.4M

-50.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.14 KGS 449

$6.45 Rp 116.9K

-20.31%

Internet (50+ Mbps, Unlimited Data)

$9.37 KGS 820

$18.58 Rp 337.0K

-49.57%

Gym Membership (Monthly)

$45.04 KGS 3,939

$49.48 Rp 897.5K

-8.97%

Tennis Court (1 Hour on Weekend)

$19.70 KGS 1,723

$17.65 Rp 320.1K

11.61%

Cinema Ticket

$3.49 KGS 305

$4.27 Rp 77.5K

-18.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$168 KGS 14.7K

$491 Rp 8.9M

-65.77%

International Primary School, 1 Child (Yearly)

$1,886 KGS 164.9K

$5,674 Rp 102.9M

-66.76%

Jeans (Levis 501 Or Similar)

$19.23 KGS 1,682

$44.64 Rp 809.7K

-56.92%

Summer Dress (H&M, Zara, etc)

$36.24 KGS 3,169

$34.95 Rp 634.0K

3.69%

Sport Shoes (Adidas, Nike)

$54.3 KGS 4,749

$79.9 Rp 1.4M

-32.04%

Men's Leather Business Shoes

$50.8 KGS 4,441

$79.4 Rp 1.4M

-36.06%

1-bedroom Apartment, City Center (Monthly)

$355 KGS 31.1K

$1,125 Rp 20.4M

-68.43%

1-bedroom Apartment, Outside City Center (Monthly)

$275 KGS 24.0K

$671 Rp 12.2M

-59.11%

3-bedroom Apartment, City Center (Monthly)

$922 KGS 80.6K

$3,565 Rp 64.7M

-74.15%

3-bedroom Apartment, Outside City Center (Monthly)

$573 KGS 50.2K

$1,723 Rp 31.3M

-66.72%

Buy Apartment in City Center (m2)

$1,219 KGS 106.6K

$2,732 Rp 49.5M

-55.39%

Buy Apartment Outside City Center (m2)

$1,044 KGS 91.3K

$2,284 Rp 41.4M

-54.31%

Average Monthly Net Salary (After Tax)

$302 KGS 26.4K

$164 Rp 3.0M

84.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osh: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osh

$275 38.9%

Ubud, Bali

$672 49.8% 145% $397

Groceries & Markets

Osh

$139 19.7%

Ubud, Bali

$288 21.4% 108% $150

Eating Out

Osh

$100 14.1%

Ubud, Bali

$108 8% 8.2% $8.1

Clothing & Footwear

Osh

$72 10.2%

Ubud, Bali

$108 8% 48.8% $35

Monthly Utilities & Internet

Osh

$54 7.6%

Ubud, Bali

$104 7.7% 94.3% $51

Sport & Entertainment

Osh

$52 7.4%

Ubud, Bali

$58 4.3% 11.6% $6

Getting Around

Osh

$15 2.1%

Ubud, Bali

$11 0.9% 22.5% $3.3

Cost Breakdown

A central one-bedroom costs $355 in Osh versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 84% higher in Osh, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23 in Osh versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $139 vs $288 – making Osh the more affordable choice for daily food spending.

Good to know

🇰🇬 Osh

🇮🇩 Ubud, Bali

🕒 Local time

10:55 10:55 AM

12:55 12:55 PM

2 h ahead of Osh

🌤 Weather

👥 Population

270,347

74,800

💱 Currency

Kyrgyzstani Som KGS сом

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 KGS = 1.14 USD

100 KGS = 1.02 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KGS – Kyrgyzstani Som Converter

🇺🇸 United States Dollar ($)

🇰🇬 Kyrgyzstani Som (сом)

Kyrgyzstani Som exchange rates as of November 2, 2026: 1 USD = 87.46 KGS (100 KGS = 1.14 USD). 1 EUR = 97.66 KGS (100 KGS = 1.02 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to KGS in detail →

On the map

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Highest

Between locations

Osh Ubud, Bali 6,970 km ≈ 9 h nonstop flight

From you

Osh
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osh vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 91% more than Osh, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,058 per month in Osh and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osh, especially for central apartments: a one-bedroom in the center costs $355 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $705 in Osh and $1,349 in Ubud, Bali. That makes Osh about 48% cheaper.

Public transport costs about 35% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Osh, where all-in costs run around $705, than in Ubud, Bali at $1,349. In Osh it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Osh – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.