Cost of Living Comparison Between Ubud, Bali and Osh Cost of Living Comparison Between Ubud, Bali and Osh

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $715 in Osh, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,151 in Osh, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,588 in Osh, rent included.

Ubud, Bali costs about 91% more than Osh, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Osh is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$4.55 KGS 397

-24.40%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$22.76 KGS 1,990

59.53%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.25 KGS 809

-38.27%

Cappuccino

$2.67 Rp 47.3K

$1.90 KGS 166

40.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.82 KGS 71.4

113.41%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.28 KGS 24.55

210.71%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.11 KGS 96.8

165.77%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.24 KGS 109

264.52%

Milk (1 liter)

$1.62 Rp 28.7K

$0.89 KGS 77.9

82.02%

White Bread (500g)

$2.33 Rp 41.3K

$0.35 KGS 30.21

565.71%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.21 KGS 106

-8.26%

Eggs

$2.20 Rp 39.0K

$1.44 KGS 126

52.78%

Local Cheese (1kg)

$17.69 Rp 313.3K

$4.78 KGS 418

270.08%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.41 KGS 298

20.23%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$7.73 KGS 676

57.57%

Apples (1kg)

$3.71 Rp 65.6K

$0.68 KGS 59.6

445.59%

Banana (1kg)

$1.59 Rp 28.1K

$1.53 KGS 134

3.92%

Oranges (1kg)

$2.28 Rp 40.4K

$2.21 KGS 193

3.17%

Tomato (1kg)

$1.95 Rp 34.6K

$1.19 KGS 104

63.87%

Potato (1kg)

$1.91 Rp 33.7K

$0.48 KGS 41.90

297.92%

Onion (1kg)

$2.33 Rp 41.3K

$0.46 KGS 40.52

406.52%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.63 KGS 55.0

60.32%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.68 KGS 59.8

-19.12%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.10 KGS 184

6.19%

Wine (Bottle)

$23.07 Rp 408.6K

$5.13 KGS 449

349.71%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.16 KGS 102

108.62%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.64 KGS 144

82.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.22 KGS 19.18

22.73%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$11.83 KGS 1,034

-24.09%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.24 KGS 21.05

100.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.33 KGS 29.18

30.30%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$7.74 KGS 677

-27.13%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.96 KGS 83.8

-16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$18.0K KGS 1.6M

38.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$17.1K KGS 1.5M

85.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$39.76 KGS 3,476

104.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$5.07 KGS 443

28.01%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$9.35 KGS 817

100.75%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$45.62 KGS 3,988

24.66%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$19.86 KGS 1,736

-5.69%

Cinema Ticket

$4.54 Rp 80.4K

$3.49 KGS 305

30.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$165 KGS 14.4K

192.18%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,884 KGS 164.7K

203.15%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$18.90 KGS 1,652

140.85%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$36.08 KGS 3,155

-0.55%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$53.9 KGS 4,710

49.23%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$50.9 KGS 4,451

54.50%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$359 KGS 31.4K

210.55%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$272 KGS 23.8K

156.06%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$926 KGS 80.9K

292.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$580 KGS 50.7K

199.52%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,240 KGS 108.4K

124.62%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,011 KGS 88.4K

126.52%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$303 KGS 26.5K

-44.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Osh: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $359 in Osh. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Osh, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $23.00 in Osh. Monthly groceries follow the same trend: $295 vs $137 – making Osh the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osh: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 91% more than Osh, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,073 in Osh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osh, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $715 in Osh. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 32% less in Osh. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Osh, where all-in costs run around $715, than in Ubud, Bali at $1,368. In Osh it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Osh costs $715 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osh. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.