Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Osh

For one person, living is cheaper in Osh: $705 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in Osh
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Osh Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Osh

🇰🇬 Kyrgyzstan

$705

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Osh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Osh actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $705 in Osh, rent included.

Ubud, Bali $1,349
Osh $705

A couple spends around $2,305 per month in Ubud, Bali vs $1,140 in Osh, rent included.

Ubud, Bali $2,305
Osh $1,140

A family of three spends $3,261 per month in Ubud, Bali vs $1,575 in Osh, rent included.

Ubud, Bali $3,261
Osh $1,575

Ubud, Bali costs about 91% more than Osh, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$4.55 KGS 398

-27.03%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$22.74 KGS 1,989

56.73%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.99 KGS 786

-38.49%

Cappuccino

$2.72 Rp 49.3K

$1.97 KGS 172

38.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.83 KGS 72.4

104.82%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.26 KGS 22.51

192.31%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.15 KGS 101

130.43%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.23 KGS 108

256.10%

Milk (1 liter)

$1.49 Rp 27.0K

$0.91 KGS 79.4

63.74%

White Bread (500g)

$2.28 Rp 41.3K

$0.37 KGS 32.65

516.22%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.21 KGS 105

-1.65%

Eggs

$2.04 Rp 36.9K

$1.46 KGS 128

39.73%

Local Cheese (1kg)

$17.70 Rp 321.1K

$4.91 KGS 430

260.49%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.54 KGS 310

11.86%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$7.82 KGS 684

55.88%

Apples (1kg)

$3.66 Rp 66.3K

$0.62 KGS 54.4

490.32%

Banana (1kg)

$1.52 Rp 27.5K

$1.53 KGS 134

-0.65%

Oranges (1kg)

$2.23 Rp 40.4K

$2.24 KGS 196

-0.45%

Tomato (1kg)

$1.97 Rp 35.8K

$1.16 KGS 102

69.83%

Potato (1kg)

$1.85 Rp 33.5K

$0.47 KGS 41.23

293.62%

Onion (1kg)

$2.42 Rp 44.0K

$0.43 KGS 37.72

462.79%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.63 KGS 55.0

57.14%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.68 KGS 59.8

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.08 KGS 182

6.73%

Wine (Bottle)

$22.24 Rp 403.4K

$5.00 KGS 438

344.80%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.16 KGS 102

94.83%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.73 KGS 151

71.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.22 KGS 19.12

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$11.95 KGS 1,045

-34.56%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.22 KGS 19.22

100.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.34 KGS 29.51

26.47%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$7.83 KGS 685

-30.91%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.97 KGS 85.2

-15.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$18.0K KGS 1.6M

32.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$17.1K KGS 1.5M

86.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$39.07 KGS 3,417

102.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$5.14 KGS 449

25.49%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$9.37 KGS 820

98.29%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$45.04 KGS 3,939

9.86%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$19.70 KGS 1,723

-10.41%

Cinema Ticket

$4.27 Rp 77.5K

$3.49 KGS 305

22.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$168 KGS 14.7K

192.16%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,886 KGS 164.9K

200.86%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$19.23 KGS 1,682

132.14%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$36.24 KGS 3,169

-3.56%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$54.3 KGS 4,749

47.15%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$50.8 KGS 4,441

56.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$355 KGS 31.1K

216.76%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$275 KGS 24.0K

144.53%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$922 KGS 80.6K

286.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$573 KGS 50.2K

200.51%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,219 KGS 106.6K

124.17%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,044 KGS 91.3K

118.85%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$302 KGS 26.4K

-45.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Osh: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Osh

$275 38.9% 59.1% $397

Groceries & Markets

Ubud, Bali

$288 21.4%

Osh

$139 19.7% 51.9% $150

Eating Out

Ubud, Bali

$108 8%

Osh

$100 14.1% 7.6% $8.1

Clothing & Footwear

Ubud, Bali

$108 8%

Osh

$72 10.2% 32.8% $35

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Osh

$54 7.6% 48.5% $51

Sport & Entertainment

Ubud, Bali

$58 4.3%

Osh

$52 7.4% 10.4% $6

Getting Around

Ubud, Bali

$11 0.9%

Osh

$15 2.1% 29% $3.3

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $355 in Osh. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 84% higher in Osh, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $23 in Osh. Monthly groceries follow the same trend: $288 vs $139 – making Osh the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇰🇬 Osh

🕒 Local time

15:31 3:31 PM

13:31 1:31 PM

2 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

270,347

💱 Currency

Indonesian Rupiah IDR Rp

Kyrgyzstani Som KGS сом

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 KGS = 1.14 USD

100 KGS = 1.02 EUR

Exchange rates and currency converter

KGS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Kyrgyzstani Som exchange rates as of November 2, 2026: 1 USD = 87.46 KGS (100 KGS = 1.14 USD). 1 EUR = 97.6 KGS (100 KGS = 1.02 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Osh 6,970 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Osh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osh: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 91% more than Osh, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,058 in Osh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osh, especially for central apartments: a one-bedroom in the center costs $355 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $705 in Osh. That makes Osh about 48% cheaper.

Public transport costs about 35% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Osh, where all-in costs run around $705, than in Ubud, Bali at $1,349. In Osh it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Osh – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.