Cost of Living Comparison Between Oamaru and Ubud, Bali Cost of Living Comparison Between Oamaru and Ubud, Bali

😐 Solo nomad: Oamaru is 28% more expensive than Ubud, Bali without rent, and 24.8% more expensive with rent.

😐 Family of 3: Oamaru is 29.1% more expensive than Ubud, Bali without rent, and 0.3% more expensive with rent.

Meal at Budget Restaurant

$16.64 NZ$28.30

$3.48 Rp 59.7K

378.16%

Three-Course Dinner for Two, Mid-Range

$71.9 NZ$122

$32.88 Rp 563.6K

118.55%

Fast Food Meal (McDonalds, etc)

$9.63 NZ$16.38

$5.09 Rp 87.3K

89.19%

Cappuccino

$3.49 NZ$5.94

$2.75 Rp 47.1K

26.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.40 NZ$4.08

$1.38 Rp 23.7K

73.91%

Water (0.33 liter bottle)

$2.03 NZ$3.45

$0.71 Rp 12.2K

185.92%

Local Beer (0.5 liter draught)

$7.31 NZ$12.43

$2.88 Rp 49.3K

153.82%

Imported Beer (0.33 liter bottle)

$7.05 NZ$11.99

$3.87 Rp 66.3K

82.17%

Milk (1 liter)

$1.78 NZ$3.02

$1.79 Rp 30.7K

-0.56%

White Bread (500g)

$1.10 NZ$1.86

$2.45 Rp 41.9K

-55.10%

Rice (white) (1kg)

$1.20 NZ$2.04

$1.21 Rp 20.7K

-0.83%

Eggs

$3.96 NZ$6.73

$2.39 Rp 40.9K

65.69%

Local Cheese (1kg)

$8.33 NZ$14.17

$14.70 Rp 252.0K

-43.33%

Chicken Fillets (1kg)

$9.49 NZ$16.14

$4.24 Rp 72.7K

123.82%

Beef Round Steak (1kg)

$13.08 NZ$22.24

$12.08 Rp 207.0K

8.28%

Apples (1kg)

$2.45 NZ$4.17

$3.66 Rp 62.8K

-33.06%

Banana (1kg)

$1.83 NZ$3.12

$1.61 Rp 27.5K

13.66%

Oranges (1kg)

$3.10 NZ$5.27

$2.72 Rp 46.6K

13.97%

Tomato (1kg)

$5.64 NZ$9.58

$2.27 Rp 38.9K

148.46%

Potato (1kg)

$1.47 NZ$2.51

$1.90 Rp 32.6K

-22.63%

Onion (1kg)

$1.20 NZ$2.04

$2.30 Rp 39.4K

-47.83%

Lettuce (1 head)

$1.85 NZ$3.14

$1.02 Rp 17.4K

81.37%

Water (1.5 liter bottle)

$1.45 NZ$2.47

$0.78 Rp 13.3K

85.90%

Cigarettes 20 Pack (Marlboro, Camel)

$23.75 NZ$40.38

$3.24 Rp 55.6K

633.02%

Wine (Bottle)

$5.72 NZ$9.72

$24.06 Rp 412.4K

-76.23%

Local Beer (0.5 liter bottle)

$3.72 NZ$6.32

$2.84 Rp 48.7K

30.99%

Imported Beer (0.33 liter bottle)

$5.01 NZ$8.51

$2.79 Rp 47.8K

79.57%

One-way Ticket (Public Transport)

$2.09 NZ$3.56

$0.27 Rp 4,607

674.07%

Public Transport Monthly Pass (Regular Price)

$63.6 NZ$108

$8.24 Rp 141.3K

671.72%

Taxi Start (Normal Tariff)

$2.65 NZ$4.50

$0.45 Rp 7,702

488.89%

Taxi (Normal Tariff) (1km)

$1.64 NZ$2.78

$0.43 Rp 7,300

281.40%

Taxi 1hour Waiting (Normal Tariff)

$29.70 NZ$50.5

$6.02 Rp 103.2K

393.36%

Gasoline (1 liter)

$1.65 NZ$2.81

$0.86 Rp 14.7K

91.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K NZ$45.8K

$26.1K Rp 446.8M

3.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K NZ$33.9K

$31.7K Rp 543.3M

-37.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 NZ$197

$78.3 Rp 1.3M

47.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.81 NZ$30.28

$4.00 Rp 68.5K

345.25%

Internet (50+ Mbps, Unlimited Data)

$48.54 NZ$82.5

$24.35 Rp 417.5K

99.34%

Gym Membership (Monthly)

$36.56 NZ$62.2

$95.8 Rp 1.6M

-61.83%

Tennis Court (1 Hour on Weekend)

$11.85 NZ$20.15

$6.46 Rp 110.7K

83.44%

Cinema Ticket

$10.68 NZ$18.15

$4.01 Rp 68.7K

166.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$647 NZ$1,099

$302 Rp 5.2M

114.44%

International Primary School, 1 Child (Yearly)

$9,200 NZ$15.6K

$6,545 Rp 112.2M

40.58%

Jeans (Levis 501 Or Similar)

$60.5 NZ$103

$53.4 Rp 915.7K

13.18%

Summer Dress (H&M, Zara, etc)

$17.79 NZ$30.24

$38.55 Rp 660.8K

-53.85%

Sport Shoes (Adidas, Nike)

$48.23 NZ$82.0

$89.1 Rp 1.5M

-45.85%

Men's Leather Business Shoes

$53.5 NZ$91.0

$78.9 Rp 1.4M

-32.15%

1-bedroom Apartment, City Center (Monthly)

$955 NZ$1,623

$1,016 Rp 17.4M

-6.04%

1-bedroom Apartment, Outside City Center (Monthly)

$780 NZ$1,325

$672 Rp 11.5M

15.99%

3-bedroom Apartment, City Center (Monthly)

$1,579 NZ$2,684

$3,368 Rp 57.7M

-53.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,428 NZ$2,427

$2,108 Rp 36.1M

-32.27%

Buy Apartment in City Center (m2)

$5,004 NZ$8,507

$3,001 Rp 51.4M

66.71%

Buy Apartment Outside City Center (m2)

$3,881 NZ$6,598

$2,337 Rp 40.1M

66.12%

Average Monthly Net Salary (After Tax)

$2,031 NZ$3,452

$178 Rp 3.0M

1044.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-54.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oamaru: April 13, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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