Cost of Living Comparison Between Ubud, Bali and Oamaru Cost of Living Comparison Between Ubud, Bali and Oamaru

🙂 Solo nomad: Ubud, Bali is 22.7% cheaper than Oamaru without rent, and 20.5% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 31.6% cheaper than Oamaru without rent, and 3.3% more expensive with rent.

Meal at Budget Restaurant

$3.59 Rp 61.0K

$16.98 NZ$29.71

-78.86%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 556.3K

$72.4 NZ$127

-54.80%

Fast Food Meal (McDonalds, etc)

$4.94 Rp 83.9K

$9.43 NZ$16.50

-47.61%

Cappuccino

$2.83 Rp 48.1K

$3.33 NZ$5.83

-15.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 Rp 23.8K

$2.30 NZ$4.02

-39.13%

Water (0.33 liter bottle)

$0.71 Rp 12.0K

$1.95 NZ$3.42

-63.59%

Local Beer (0.5 liter draught)

$2.94 Rp 49.9K

$7.34 NZ$12.85

-59.95%

Imported Beer (0.33 liter bottle)

$3.92 Rp 66.6K

$7.10 NZ$12.43

-44.79%

Milk (1 liter)

$1.75 Rp 29.7K

$1.86 NZ$3.25

-5.91%

White Bread (500g)

$2.54 Rp 43.2K

$1.16 NZ$2.03

118.97%

Rice (white) (1kg)

$1.19 Rp 20.2K

$1.18 NZ$2.06

0.85%

Eggs

$2.42 Rp 41.1K

$3.88 NZ$6.78

-37.63%

Local Cheese (1kg)

$14.57 Rp 247.6K

$8.07 NZ$14.12

80.55%

Chicken Fillets (1kg)

$4.15 Rp 70.5K

$9.42 NZ$16.49

-55.94%

Beef Round Steak (1kg)

$12.15 Rp 206.5K

$13.10 NZ$22.92

-7.25%

Apples (1kg)

$3.82 Rp 64.8K

$2.42 NZ$4.24

57.85%

Banana (1kg)

$1.62 Rp 27.5K

$1.78 NZ$3.11

-8.99%

Oranges (1kg)

$2.80 Rp 47.6K

$2.97 NZ$5.19

-5.72%

Tomato (1kg)

$2.30 Rp 39.2K

$5.55 NZ$9.72

-58.56%

Potato (1kg)

$1.94 Rp 32.9K

$1.55 NZ$2.71

25.16%

Onion (1kg)

$2.30 Rp 39.1K

$1.24 NZ$2.17

85.48%

Lettuce (1 head)

$1.06 Rp 18.0K

$1.76 NZ$3.08

-39.77%

Water (1.5 liter bottle)

$0.73 Rp 12.3K

$1.41 NZ$2.46

-48.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 Rp 55.5K

$23.78 NZ$41.61

-86.29%

Wine (Bottle)

$24.47 Rp 416.0K

$5.82 NZ$10.18

320.45%

Local Beer (0.5 liter bottle)

$2.77 Rp 47.0K

$3.64 NZ$6.37

-23.90%

Imported Beer (0.33 liter bottle)

$2.74 Rp 46.5K

$4.87 NZ$8.53

-43.74%

One-way Ticket (Public Transport)

$0.29 Rp 4,931

$2.06 NZ$3.61

-85.92%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 136.5K

$65.2 NZ$114

-87.68%

Taxi Start (Normal Tariff)

$0.48 Rp 8,219

$2.69 NZ$4.71

-82.16%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,149

$1.72 NZ$3.01

-75.58%

Taxi 1hour Waiting (Normal Tariff)

$6.12 Rp 104.1K

$30.44 NZ$53.3

-79.89%

Gasoline (1 liter)

$0.82 Rp 13.9K

$1.62 NZ$2.84

-49.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K Rp 436.4M

$27.3K NZ$47.8K

-6.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 557.0M

$20.1K NZ$35.2K

62.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.2 Rp 1.3M

$115 NZ$201

-31.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.15 Rp 70.5K

$18.08 NZ$31.64

-77.05%

Internet (50+ Mbps, Unlimited Data)

$24.25 Rp 412.2K

$47.46 NZ$83.1

-48.90%

Gym Membership (Monthly)

$98.9 Rp 1.7M

$36.11 NZ$63.2

173.77%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 107.8K

$12.28 NZ$21.49

-48.37%

Cinema Ticket

$4.12 Rp 70.0K

$11.03 NZ$19.29

-62.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 Rp 5.1M

$643 NZ$1,125

-53.45%

International Primary School, 1 Child (Yearly)

$6,730 Rp 114.4M

$9,217 NZ$16.1K

-26.98%

Jeans (Levis 501 Or Similar)

$55.0 Rp 934.6K

$59.7 NZ$104

-7.88%

Summer Dress (H&M, Zara, etc)

$38.46 Rp 653.7K

$17.80 NZ$31.16

116.07%

Sport Shoes (Adidas, Nike)

$87.9 Rp 1.5M

$48.59 NZ$85.0

80.98%

Men's Leather Business Shoes

$78.8 Rp 1.3M

$53.3 NZ$93.3

47.77%

1-bedroom Apartment, City Center (Monthly)

$983 Rp 16.7M

$964 NZ$1,687

1.95%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.4M

$775 NZ$1,357

-13.11%

3-bedroom Apartment, City Center (Monthly)

$3,456 Rp 58.7M

$1,556 NZ$2,722

122.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,092 Rp 35.6M

$1,400 NZ$2,450

49.41%

Buy Apartment in City Center (m2)

$2,983 Rp 50.7M

$4,950 NZ$8,663

-39.73%

Buy Apartment Outside City Center (m2)

$2,325 Rp 39.5M

$3,732 NZ$6,531

-37.70%

Average Monthly Net Salary (After Tax)

$173 Rp 2.9M

$2,033 NZ$3,558

-91.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

121.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 28, 2026

Last update for Oamaru: March 29, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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