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Cost of Living Comparison Between Oamaru and Ubud, Bali Cost of Living Comparison Between Oamaru and Ubud, Bali

😐 Solo nomad: Oamaru is 68.4% more expensive than Ubud, Bali without rent, and 145% more expensive with rent.
😐 Family of 3: Oamaru is 84.4% more expensive than Ubud, Bali without rent, and 131.1% more expensive with rent.
Currency
🍽 Eating Out
Oamaru
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.83 NZ$27.76
$2.91 Rp 47.2K
478.35%
Three-Course Dinner for Two, Mid-Range
$72.9 NZ$120
$12.09 Rp 196.2K
502.56%
Fast Food Meal (McDonalds, etc)
$9.49 NZ$15.65
$3.28 Rp 53.3K
189.33%
Cappuccino
$3.47 NZ$5.73
$2.33 Rp 37.8K
48.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 NZ$3.73
$1.11 Rp 18K
103.60%
Water (0.33 liter bottle)
$1.99 NZ$3.29
$0.26 Rp 4,204
665.38%
Local Beer (0.5 liter draught)
$7.36 NZ$12.14
$2.52 Rp 40.9K
192.06%
Imported Beer (0.33 liter bottle)
$7.3 NZ$12.05
$3.18 Rp 51.6K
129.56%
🛒 Groceries & Markets
Oamaru
Ubud, Bali
Difference
Milk (1 liter)
$1.86 NZ$3.07
$1.49 Rp 24.2K
24.83%
White Bread (500g)
$1.1 NZ$1.81
$1.67 Rp 27.2K
-34.13%
Rice (white) (1kg)
$1.19 NZ$1.96
$1.1 Rp 17.9K
8.18%
Eggs
$3.78 NZ$6.24
$2.24 Rp 36.4K
68.75%
Local Cheese (1kg)
$8.43 NZ$13.91
$13.68 Rp 222.1K
-38.38%
Chicken Fillets (1kg)
$9.37 NZ$15.46
$4.04 Rp 65.6K
131.93%
Beef Round Steak (1kg)
$12.94 NZ$21.35
$11.48 Rp 186.3K
12.72%
Apples (1kg)
$2.38 NZ$3.93
$3.47 Rp 56.4K
-31.41%
Banana (1kg)
$1.86 NZ$3.07
$1.54 Rp 25K
20.78%
Oranges (1kg)
$2.93 NZ$4.83
$2.56 Rp 41.5K
14.45%
Tomato (1kg)
$5.84 NZ$9.63
$1.33 Rp 21.6K
339.10%
Potato (1kg)
$1.47 NZ$2.42
$1.59 Rp 25.9K
-7.55%
Onion (1kg)
$1.23 NZ$2.02
$2.17 Rp 35.2K
-43.32%
Lettuce (1 head)
$1.8 NZ$2.96
$1.02 Rp 16.6K
76.47%
Water (1.5 liter bottle)
$1.4 NZ$2.31
$0.56 Rp 9,057
150.00%
Cigarettes 20 Pack (Marlboro, Camel)
$24.37 NZ$40.19
$2.26 Rp 36.7K
978.32%
Wine (Bottle)
$5.83 NZ$9.61
$14.88 Rp 241.5K
-60.82%
Local Beer (0.5 liter bottle)
$3.84 NZ$6.33
$2.5 Rp 40.6K
53.60%
Imported Beer (0.33 liter bottle)
$4.81 NZ$7.93
$2.74 Rp 44.5K
75.55%
🚌 Getting Around
Oamaru
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.12 NZ$3.5
$0.32 Rp 5,227
562.50%
Public Transport Monthly Pass (Regular Price)
$65.2 NZ$108
$9.6 Rp 155.9K
579.38%
Taxi Start (Normal Tariff)
$2.73 NZ$4.5
$0.46 Rp 7,454
493.48%
Taxi (Normal Tariff) (1km)
$1.66 NZ$2.74
$0.34 Rp 5,564
388.24%
Taxi 1hour Waiting (Normal Tariff)
$30.13 NZ$49.69
$6.23 Rp 101K
383.63%
Gasoline (1 liter)
$1.71 NZ$2.82
$0.7 Rp 11.4K
144.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K NZ$43.9K
$26.1K Rp 423.3M
2.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K NZ$32.7K
$32K Rp 520.1M
-38.19%
🧾 Monthly Utilities & Internet
Oamaru
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 NZ$189
$63.6 Rp 1M
80.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.13 NZ$29.9
$4.01 Rp 65.1K
352.12%
Internet (50+ Mbps, Unlimited Data)
$47.47 NZ$78.3
$24.09 Rp 390.9K
97.05%
🎉 Sport & Entertainment
Oamaru
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.47 NZ$60.2
$23.22 Rp 376.9K
57.06%
Tennis Court (1 Hour on Weekend)
$11.96 NZ$19.72
$6.09 Rp 98.8K
96.39%
Cinema Ticket
$11.02 NZ$18.18
$3.31 Rp 53.8K
232.93%
🧸 Childcare & Education
Oamaru
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$650 NZ$1,073
$95.1 Rp 1.5M
584.19%
International Primary School, 1 Child (Yearly)
$9,355 NZ$15.4K
$5,914 Rp 96M
58.19%
👕👟 Clothing & Footwear
Oamaru
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$59.9 NZ$98.8
$52.2 Rp 847.9K
14.67%
Summer Dress (H&M, Zara, etc)
$17.87 NZ$29.47
$24.19 Rp 392.6K
-26.13%
Sport Shoes (Adidas, Nike)
$48.85 NZ$80.6
$82.2 Rp 1.3M
-40.55%
Men's Leather Business Shoes
$55.1 NZ$90.9
$73 Rp 1.2M
-24.49%
🏠 Accommodation & Living
Oamaru
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$953 NZ$1,571
$262 Rp 4.2M
263.96%
1-bedroom Apartment, Outside City Center (Monthly)
$783 NZ$1,291
$156 Rp 2.5M
400.60%
3-bedroom Apartment, City Center (Monthly)
$1,568 NZ$2,586
$588 Rp 9.5M
166.61%
3-bedroom Apartment, Outside City Center (Monthly)
$1,429 NZ$2,357
$340 Rp 5.5M
320.80%
Buy Apartment in City Center (m2)
$4,182 NZ$6,898
$997 Rp 16.2M
319.69%
Buy Apartment Outside City Center (m2)
$3,375 NZ$5,566
$835 Rp 13.6M
303.99%
💵 Salaries & Financials
Oamaru
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,993 NZ$3,287
$178 Rp 2.9M
1022.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
6
13.28
-54.82%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oamaru: November 3, 2025

Last update for Ubud, Bali: November 4, 2025

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