🙂Monthly costs for one person with rent: $997 in Nuku'alofa versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,864 in Nuku'alofa versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,731 in Nuku'alofa versus $3,732 in Ubud, Bali.
🙂Living in Nuku'alofa costs roughly 31% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊The two cities straddle the global median: Nuku'alofa is 26% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Nuku'alofa
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.47TOP 19.98
$3.57Rp 61.6K
137.25%
Three-Course Dinner for Two, Mid-Range
$61.2TOP 144
$32.58Rp 562.6K
87.88%
Fast Food Meal(McDonalds, etc)
$10.26TOP 24.20
$5.07Rp 87.5K
102.37%
Cappuccino
$2.83TOP 6.68
$2.83Rp 48.8K
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.86TOP 6.75
$1.34Rp 23.1K
113.43%
Water(0.33 liter bottle)
$2.42TOP 5.71
$0.69Rp 12.0K
250.72%
Local Beer(0.5 liter draught)
$3.24TOP 7.64
$2.99Rp 51.6K
8.36%
Imported Beer(0.33 liter bottle)
$4.85TOP 11.45
$3.85Rp 66.4K
25.97%
🛒 Groceries & Markets
Nuku'alofa
Ubud, Bali
Difference
Milk(1 liter)
$1.59TOP 3.75
$1.74Rp 30.1K
-8.62%
White Bread(500g)
$1.07TOP 2.52
$2.54Rp 43.8K
-57.87%
Rice(white)(1kg)
$2.08TOP 4.91
$1.19Rp 20.6K
74.79%
Eggs
$5.17TOP 12.21
$2.43Rp 41.9K
112.76%
Local Cheese(1kg)
$9.10TOP 21.47
$14.66Rp 253.2K
-37.93%
Chicken Fillets(1kg)
$5.82TOP 13.75
$4.18Rp 72.1K
39.23%
Beef Round Steak(1kg)
$7.76TOP 18.30
$11.94Rp 206.1K
-35.01%
Apples(1kg)
$2.84TOP 6.71
$3.69Rp 63.6K
-23.04%
Banana(1kg)
$2.70TOP 6.37
$1.61Rp 27.7K
67.70%
Oranges(1kg)
$2.85TOP 6.73
$2.69Rp 46.4K
5.95%
Tomato(1kg)
$3.83TOP 9.04
$2.33Rp 40.2K
64.38%
Potato(1kg)
$3.24TOP 7.65
$1.91Rp 32.9K
69.63%
Onion(1kg)
$2.62TOP 6.18
$2.19Rp 37.7K
19.63%
Lettuce(1 head)
$2.16TOP 5.09
$1.06Rp 18.3K
103.77%
Water(1.5 liter bottle)
$1.42TOP 3.35
$0.72Rp 12.5K
97.22%
Cigarettes 20 Pack(Marlboro, Camel)
$10.13TOP 23.90
$3.13Rp 54.1K
223.64%
Wine(Bottle)
$16.85TOP 39.77
$23.49Rp 405.6K
-28.27%
Local Beer(0.5 liter bottle)
$3.22TOP 7.61
$2.74Rp 47.3K
17.52%
Imported Beer(0.33 liter bottle)
$3.41TOP 8.04
$2.88Rp 49.7K
18.40%
🚌 Getting Around
Nuku'alofa
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.04TOP 4.81
$0.29Rp 5,010
603.45%
Public Transport Monthly Pass(Regular Price)
$41.19TOP 97.2
$8.17Rp 141.0K
404.16%
Taxi Start(Normal Tariff)
$2.05TOP 4.84
$0.45Rp 7,834
355.56%
Taxi(Normal Tariff)(1km)
-
$0.42Rp 7,278
-
Taxi 1hour Waiting(Normal Tariff)
$41.69TOP 98.4
$6.16Rp 106.3K
576.79%
Gasoline(1 liter)
$1.43TOP 3.38
$0.84Rp 14.5K
70.24%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$5,728TOP 13.5K
$26.2KRp 453.1M
-78.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$8,199TOP 19.4K
$32.5KRp 560.8M
-74.75%
🧾 Monthly Utilities & Internet
Nuku'alofa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$190TOP 448
$78.4Rp 1.4M
141.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.90TOP 51.7
$3.95Rp 68.2K
454.43%
Internet(50+ Mbps, Unlimited Data)
$123TOP 289
$24.40Rp 421.4K
402.30%
🎉 Sport & Entertainment
Nuku'alofa
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.25TOP 73.7
$96.5Rp 1.7M
-67.63%
Tennis Court(1 Hour on Weekend)
$41.47TOP 97.9
$6.35Rp 109.6K
553.07%
Cinema Ticket
$42.05TOP 99.2
$4.04Rp 69.7K
940.84%
🧸 Childcare & Education
Nuku'alofa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$157TOP 370
$303Rp 5.2M
-48.26%
International Primary School, 1 Child(Yearly)
$249TOP 588
$6,523Rp 112.6M
-96.18%
👕👟 Clothing & Footwear
Nuku'alofa
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$14.56TOP 34.36
$53.8Rp 929.5K
-72.96%
Summer Dress(H&M, Zara, etc)
$17.82TOP 42.05
$37.98Rp 655.8K
-53.08%
Sport Shoes(Adidas, Nike)
$20.37TOP 48.08
$86.8Rp 1.5M
-76.52%
Men's Leather Business Shoes
$28.55TOP 67.4
$78.9Rp 1.4M
-63.80%
🏠 Accommodation & Living
Nuku'alofa
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$629TOP 1,486
$1,012Rp 17.5M
-37.81%
1-bedroom Apartment, Outside City Center(Monthly)
-
$674Rp 11.6M
-
3-bedroom Apartment, City Center(Monthly)
$825TOP 1,946
$3,390Rp 58.5M
-75.67%
3-bedroom Apartment, Outside City Center(Monthly)
$546TOP 1,289
$2,098Rp 36.2M
-73.97%
Buy Apartment in City Center(m2)
$416TOP 982
$2,985Rp 51.5M
-86.06%
Buy Apartment Outside City Center(m2)
$252TOP 595
$2,339Rp 40.4M
-89.22%
💵 Salaries & Financials
Nuku'alofa
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$677TOP 1,597
$173Rp 3.0M
290.79%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.28
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nuku'alofa: April 26, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $629 in Nuku'alofa and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Nuku'alofa pays 291% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $61.0 in Nuku'alofa vs $33.00 in Ubud, Bali. Groceries flip the comparison at $294 vs $298, with Nuku'alofa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nuku'alofa vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nuku'alofa and Ubud, Bali?
Nuku'alofa and Ubud, Bali differ by about 44% in total monthly costs ($997 vs $1,438 including rent). Nuku'alofa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Nuku'alofa or Ubud, Bali?
Nuku'alofa pays 291% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Nuku'alofa and Ubud, Bali?
Rent for a central apartment: $629 in Nuku'alofa versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Nuku'alofa – a meal for two runs $61.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Nuku'alofa or Ubud, Bali?
All in, you'll spend $997 per month in Nuku'alofa versus $1,438 in Ubud, Bali – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $997 in Nuku'alofa versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Nuku'alofa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nuku'alofa the clear choice for anyone on this budget.
How does quality of life compare between Nuku'alofa and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nuku'alofa or Ubud, Bali safer for residents?
Safety-wise, Nuku'alofa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Nuku'alofa or Ubud, Bali?
Expats usually find Nuku'alofa gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Nuku'alofa vs other spots: cost of living compared