🙂Monthly costs for one person with rent: $1,013 in Nuku'alofa versus $1,392 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,825 in Nuku'alofa versus $2,557 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,638 in Nuku'alofa versus $3,723 in Ubud, Bali.
🌍Living in Nuku'alofa costs roughly 27% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊The two cities straddle the global median: Nuku'alofa is 24% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Nuku'alofa
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.47TOP 19.99
$3.57Rp 64.6K
137.25%
Three-Course Dinner for Two, Mid-Range
$61.9TOP 146
$32.32Rp 584.4K
91.62%
Fast Food Meal(McDonalds, etc)
$10.49TOP 24.76
$5.01Rp 90.5K
109.38%
Cappuccino
$2.95TOP 6.97
$2.82Rp 51.1K
4.61%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.89TOP 6.81
$1.35Rp 24.4K
114.07%
Water(0.33 liter bottle)
$2.44TOP 5.75
$0.73Rp 13.2K
234.25%
Local Beer(0.5 liter draught)
$3.37TOP 7.96
$2.93Rp 53.0K
15.02%
Imported Beer(0.33 liter bottle)
$4.94TOP 11.66
$3.94Rp 71.2K
25.38%
🛒 Groceries & Markets
Nuku'alofa
Ubud, Bali
Difference
Milk(1 liter)
$1.54TOP 3.65
$1.78Rp 32.2K
-13.48%
White Bread(500g)
$1.06TOP 2.51
$2.45Rp 44.3K
-56.73%
Rice(white)(1kg)
$2.09TOP 4.93
$1.15Rp 20.8K
81.74%
Eggs
$5.12TOP 12.10
$2.41Rp 43.7K
112.45%
Local Cheese(1kg)
$9.08TOP 21.43
$14.33Rp 259.1K
-36.64%
Chicken Fillets(1kg)
$5.90TOP 13.93
$4.19Rp 75.7K
40.81%
Beef Round Steak(1kg)
$7.51TOP 17.73
$12.06Rp 218.1K
-37.73%
Apples(1kg)
$2.85TOP 6.73
$3.64Rp 65.8K
-21.70%
Banana(1kg)
$2.72TOP 6.41
$1.57Rp 28.3K
73.25%
Oranges(1kg)
$2.88TOP 6.80
$2.79Rp 50.4K
3.23%
Tomato(1kg)
$3.63TOP 8.57
$2.24Rp 40.5K
62.05%
Potato(1kg)
$3.13TOP 7.39
$1.98Rp 35.8K
58.08%
Onion(1kg)
$2.67TOP 6.31
$2.28Rp 41.2K
17.11%
Lettuce(1 head)
$2.27TOP 5.36
$1.05Rp 19.1K
116.19%
Water(1.5 liter bottle)
$1.41TOP 3.32
$0.79Rp 14.2K
78.48%
Cigarettes 20 Pack(Marlboro, Camel)
$9.98TOP 23.57
$3.19Rp 57.7K
212.85%
Wine(Bottle)
$16.96TOP 40.05
$23.49Rp 424.8K
-27.80%
Local Beer(0.5 liter bottle)
$3.23TOP 7.63
$2.90Rp 52.4K
11.38%
Imported Beer(0.33 liter bottle)
$3.23TOP 7.63
$2.76Rp 49.8K
17.03%
🚌 Getting Around
Nuku'alofa
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.05TOP 4.83
$0.27Rp 4,821
659.26%
Public Transport Monthly Pass(Regular Price)
$42.31TOP 99.9
$8.37Rp 151.3K
405.50%
Taxi Start(Normal Tariff)
$2.04TOP 4.81
$0.45Rp 8,180
353.33%
Taxi(Normal Tariff)(1km)
-
$0.46Rp 8,311
-
Taxi 1hour Waiting(Normal Tariff)
$41.83TOP 98.8
$6.07Rp 109.7K
589.13%
Gasoline(1 liter)
$1.41TOP 3.32
$0.86Rp 15.6K
63.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$5,775TOP 13.6K
$26.6KRp 480.7M
-78.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$8,393TOP 19.8K
$32.5KRp 588.6M
-74.21%
🧾 Monthly Utilities & Internet
Nuku'alofa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$190TOP 448
$79.0Rp 1.4M
139.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.78TOP 51.4
$4.09Rp 74.0K
432.52%
Internet(50+ Mbps, Unlimited Data)
$124TOP 294
$23.85Rp 431.2K
421.97%
🎉 Sport & Entertainment
Nuku'alofa
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.62TOP 72.3
$98.8Rp 1.8M
-69.00%
Tennis Court(1 Hour on Weekend)
$41.94TOP 99.0
$6.35Rp 114.9K
560.47%
Cinema Ticket
$42.06TOP 99.3
$4.01Rp 72.5K
948.88%
🧸 Childcare & Education
Nuku'alofa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$159TOP 376
$297Rp 5.4M
-46.39%
International Primary School, 1 Child(Yearly)
$254TOP 600
$6,602Rp 119.4M
-96.15%
👕👟 Clothing & Footwear
Nuku'alofa
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$14.33TOP 33.83
$53.4Rp 966.0K
-73.18%
Summer Dress(H&M, Zara, etc)
$17.68TOP 41.73
$38.11Rp 689.2K
-53.61%
Sport Shoes(Adidas, Nike)
$20.42TOP 48.21
$88.7Rp 1.6M
-76.97%
Men's Leather Business Shoes
$29.01TOP 68.5
$76.6Rp 1.4M
-62.14%
🏠 Accommodation & Living
Nuku'alofa
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$619TOP 1,461
$1,020Rp 18.4M
-39.34%
1-bedroom Apartment, Outside City Center(Monthly)
-
$680Rp 12.3M
-
3-bedroom Apartment, City Center(Monthly)
$817TOP 1,928
$3,469Rp 62.7M
-76.46%
3-bedroom Apartment, Outside City Center(Monthly)
$544TOP 1,284
$2,090Rp 37.8M
-73.99%
Buy Apartment in City Center(m2)
$409TOP 965
$2,729Rp 49.3M
-85.02%
Buy Apartment Outside City Center(m2)
$245TOP 580
$2,295Rp 41.5M
-89.31%
💵 Salaries & Financials
Nuku'alofa
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$695TOP 1,641
$164Rp 3.0M
324.63%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.28
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nuku'alofa: July 25, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $619 in Nuku'alofa and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Nuku'alofa pays 325% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $62.0 in Nuku'alofa vs $32.00 in Ubud, Bali. Groceries flip the comparison at $292 vs $298, with Nuku'alofa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nuku'alofa vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nuku'alofa and in Ubud, Bali?
Nuku'alofa and Ubud, Bali differ by about 37% in total monthly costs ($1,013 vs $1,392 including rent). Nuku'alofa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Nuku'alofa or Ubud, Bali?
Average pay runs 325% higher in Nuku'alofa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Nuku'alofa and in Ubud, Bali?
Rent for a central apartment: $619 in Nuku'alofa versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Nuku'alofa – a meal for two runs $62.0 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Nuku'alofa or Ubud, Bali?
All in, you'll spend $1,013 per month in Nuku'alofa versus $1,392 in Ubud, Bali – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,013 in Nuku'alofa versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Nuku'alofa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nuku'alofa the clear choice for anyone on this budget.
How does quality of life compare between Nuku'alofa and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nuku'alofa or Ubud, Bali safer for residents?
Safety-wise, Nuku'alofa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Nuku'alofa or Ubud, Bali?
Expats usually find Nuku'alofa gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Nuku'alofa vs other spots: cost of living compared