Cost of Living Comparison Between Ubud, Bali and Nuku'alofa Cost of Living Comparison Between Ubud, Bali and Nuku'alofa

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $997 in Nuku'alofa.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,864 in Nuku'alofa.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,731 in Nuku'alofa.

Living in Ubud, Bali is roughly 44% more expensive than Nuku'alofa, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 7% above, Nuku'alofa is 26% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$8.47 TOP 19.90

-57.85%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$61.2 TOP 144

-46.77%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$10.26 TOP 24.10

-50.58%

Cappuccino

$2.83 Rp 49.0K

$2.83 TOP 6.65

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.86 TOP 6.73

-53.15%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$2.42 TOP 5.69

-71.49%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$3.24 TOP 7.61

-7.72%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.85 TOP 11.40

-20.62%

Milk (1 liter)

$1.74 Rp 30.2K

$1.59 TOP 3.73

9.43%

White Bread (500g)

$2.54 Rp 44.0K

$1.07 TOP 2.51

137.38%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.08 TOP 4.89

-42.79%

Eggs

$2.43 Rp 42.0K

$5.17 TOP 12.16

-53.00%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.10 TOP 21.38

61.10%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.82 TOP 13.69

-28.18%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$7.76 TOP 18.23

53.87%

Apples (1kg)

$3.69 Rp 63.9K

$2.84 TOP 6.68

29.93%

Banana (1kg)

$1.61 Rp 27.8K

$2.70 TOP 6.34

-40.37%

Oranges (1kg)

$2.69 Rp 46.5K

$2.85 TOP 6.70

-5.61%

Tomato (1kg)

$2.33 Rp 40.4K

$3.83 TOP 9.00

-39.16%

Potato (1kg)

$1.91 Rp 33.0K

$3.24 TOP 7.62

-41.05%

Onion (1kg)

$2.19 Rp 37.9K

$2.62 TOP 6.15

-16.41%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.16 TOP 5.07

-50.93%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.42 TOP 3.34

-49.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$10.13 TOP 23.80

-69.10%

Wine (Bottle)

$23.49 Rp 407.1K

$16.85 TOP 39.60

39.41%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$3.22 TOP 7.57

-14.91%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.41 TOP 8.00

-15.54%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$2.04 TOP 4.79

-85.78%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$41.19 TOP 96.8

-80.17%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.05 TOP 4.82

-78.05%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$41.69 TOP 98.0

-85.22%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.43 TOP 3.37

-41.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$5,728 TOP 13.5K

358.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$8,199 TOP 19.3K

296.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$190 TOP 446

-58.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$21.90 TOP 51.5

-81.96%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$123 TOP 288

-80.09%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$31.25 TOP 73.4

208.93%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$41.47 TOP 97.5

-84.69%

Cinema Ticket

$4.04 Rp 70.0K

$42.05 TOP 98.8

-90.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$157 TOP 368

93.29%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$249 TOP 586

2516.48%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$14.56 TOP 34.22

269.78%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$17.82 TOP 41.87

113.13%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$20.37 TOP 47.87

325.92%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$28.55 TOP 67.1

176.22%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$629 TOP 1,479

60.81%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$825 TOP 1,938

311.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$546 TOP 1,283

284.18%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$416 TOP 978

617.19%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$252 TOP 592

828.06%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$677 TOP 1,590

-74.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Nuku'alofa: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $629 in Nuku'alofa. Housing cost is often the main lever when comparing two cities.

Nuku'alofa pays 291% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $61.0 in Nuku'alofa. Groceries flip the comparison at $298 vs $294, with Nuku'alofa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nuku'alofa: Cost of Living - Frequently Asked Questions

Ubud, Bali and Nuku'alofa differ by about 44% in total monthly costs ($1,438 vs $997 including rent). Nuku'alofa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Nuku'alofa earns 291% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $629 in Nuku'alofa. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nuku'alofa – a meal for two runs $61.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $997 in Nuku'alofa – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

At $997 in Nuku'alofa versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Nuku'alofa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nuku'alofa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nuku'alofa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nuku'alofa gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.