😐Monthly costs for one person with rent: $1,401 in Nowy Sacz versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,112 in Nowy Sacz versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,824 in Nowy Sacz versus $3,273 in Ubud, Bali.
🌍Monthly costs are close between Nowy Sacz and Ubud, Bali; which city is cheaper depends on the spending category.
📊Both cities are pricier than the global median: Nowy Sacz2% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Nowy Sacz
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.48zł 35.22
$3.37Rp 59.7K
181.31%
Three-Course Dinner for Two, Mid-Range
$40.56zł 151
$38.59Rp 682.4K
5.10%
Fast Food Meal(McDonalds, etc)
$7.88zł 29.28
$5.52Rp 97.6K
42.75%
Cappuccino
$3.20zł 11.90
$2.64Rp 46.8K
21.21%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.05zł 7.61
$1.67Rp 29.6K
22.75%
Water(0.33 liter bottle)
$1.57zł 5.84
$0.77Rp 13.6K
103.90%
Local Beer(0.5 liter draught)
$2.88zł 10.70
$2.63Rp 46.6K
9.51%
Imported Beer(0.33 liter bottle)
$3.30zł 12.28
$4.28Rp 75.7K
-22.90%
🛒 Groceries & Markets
Nowy Sacz
Ubud, Bali
Difference
Milk(1 liter)
$1.04zł 3.86
$1.55Rp 27.3K
-32.90%
White Bread(500g)
$1.38zł 5.13
$2.22Rp 39.3K
-37.84%
Rice(white)(1kg)
$1.67zł 6.21
$1.13Rp 19.9K
47.79%
Eggs
$3.43zł 12.76
$2.09Rp 36.9K
64.11%
Local Cheese(1kg)
$9.31zł 34.57
$17.39Rp 307.6K
-46.46%
Chicken Fillets(1kg)
$6.58zł 24.46
$3.87Rp 68.4K
70.03%
Beef Round Steak(1kg)
$12.00zł 44.59
$12.55Rp 221.9K
-4.38%
Apples(1kg)
$1.26zł 4.68
$3.62Rp 63.9K
-65.19%
Banana(1kg)
$1.88zł 6.97
$1.56Rp 27.6K
20.51%
Oranges(1kg)
$1.85zł 6.88
$2.35Rp 41.6K
-21.28%
Tomato(1kg)
$2.70zł 10.02
$2.06Rp 36.4K
31.07%
Potato(1kg)
$0.98zł 3.63
$1.90Rp 33.6K
-48.42%
Onion(1kg)
$1.10zł 4.10
$2.34Rp 41.3K
-52.99%
Lettuce(1 head)
$1.42zł 5.28
$1.03Rp 18.2K
37.86%
Water(1.5 liter bottle)
$0.72zł 2.68
$0.55Rp 9,809
30.91%
Cigarettes 20 Pack(Marlboro, Camel)
$5.35zł 19.88
$2.25Rp 39.8K
137.78%
Wine(Bottle)
$6.91zł 25.66
$23.81Rp 421.0K
-70.98%
Local Beer(0.5 liter bottle)
$1.11zł 4.12
$2.31Rp 40.9K
-51.95%
Imported Beer(0.33 liter bottle)
$1.80zł 6.68
$2.80Rp 49.5K
-35.71%
🚌 Getting Around
Nowy Sacz
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.27zł 4.73
$0.27Rp 4,816
370.37%
Public Transport Monthly Pass(Regular Price)
$31.60zł 117
$8.66Rp 153.2K
264.90%
Taxi Start(Normal Tariff)
$2.21zł 8.19
$0.48Rp 8,515
360.42%
Taxi(Normal Tariff)(1km)
$0.77zł 2.88
$0.45Rp 7,887
71.11%
Taxi 1hour Waiting(Normal Tariff)
$10.58zł 39.30
$5.72Rp 101.1K
84.97%
Gasoline(1 liter)
$1.65zł 6.12
$0.76Rp 13.4K
117.11%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7Kzł 121.6K
$24.5KRp 433.0M
33.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1Kzł 104.2K
$32.1KRp 568.0M
-12.64%
🧾 Monthly Utilities & Internet
Nowy Sacz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$313zł 1,161
$83.6Rp 1.5M
274.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.27zł 38.15
$6.46Rp 114.2K
58.98%
Internet(50+ Mbps, Unlimited Data)
$13.19zł 49.01
$18.99Rp 335.9K
-30.54%
🎉 Sport & Entertainment
Nowy Sacz
Ubud, Bali
Difference
Gym Membership(Monthly)
$45.53zł 169
$56.0Rp 989.8K
-18.65%
Tennis Court(1 Hour on Weekend)
$24.34zł 90.4
$18.62Rp 329.2K
30.72%
Cinema Ticket
$8.68zł 32.23
$4.28Rp 75.7K
102.80%
🧸 Childcare & Education
Nowy Sacz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$266zł 987
$487Rp 8.6M
-45.42%
International Primary School, 1 Child(Yearly)
$2,236zł 8,307
$5,856Rp 103.6M
-61.81%
👕👟 Clothing & Footwear
Nowy Sacz
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$59.9zł 223
$45.56Rp 805.6K
31.50%
Summer Dress(H&M, Zara, etc)
$39.62zł 147
$36.38Rp 643.3K
8.91%
Sport Shoes(Adidas, Nike)
$59.7zł 222
$82.0Rp 1.4M
-27.22%
Men's Leather Business Shoes
$73.8zł 274
$80.4Rp 1.4M
-8.16%
🏠 Accommodation & Living
Nowy Sacz
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$542zł 2,014
$1,117Rp 19.7M
-51.46%
1-bedroom Apartment, Outside City Center(Monthly)
$444zł 1,651
$701Rp 12.4M
-36.62%
3-bedroom Apartment, City Center(Monthly)
$1,104zł 4,100
$3,537Rp 62.5M
-68.80%
3-bedroom Apartment, Outside City Center(Monthly)
$937zł 3,480
$1,762Rp 31.2M
-46.84%
Buy Apartment in City Center(m2)
$2,006zł 7,450
$2,826Rp 50.0M
-29.03%
Buy Apartment Outside City Center(m2)
$1,205zł 4,476
$2,292Rp 40.5M
-47.42%
💵 Salaries & Financials
Nowy Sacz
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$975zł 3,623
$170Rp 3.0M
474.44%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.02
13.78
-49.06%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nowy Sacz: August 31, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $542 in Nowy Sacz and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Nowy Sacz pays 474% more on average. How far that income stretches comes down to housing choices and lifestyle.
🛒Dining out: $41.00 in Nowy Sacz vs $39.00 in Ubud, Bali. Groceries flip the comparison at $222 vs $293, with Nowy Sacz cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowy Sacz vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Where can you earn more: Nowy Sacz or Ubud, Bali?
Average pay runs 474% higher in Nowy Sacz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Nowy Sacz and Ubud, Bali?
Rent for a central apartment: $542 in Nowy Sacz versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $266 in Nowy Sacz versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Nowy Sacz or in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $41.00 in Nowy Sacz. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Nowy Sacz or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $1,401 in Nowy Sacz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nowy Sacz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Nowy Sacz or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Nowy Sacz, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nowy Sacz or Ubud, Bali?
Safety-wise, Nowy Sacz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is the better choice to relocate to?
It comes down to priorities – Ubud, Bali wins on affordability, Nowy Sacz on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.