Last update: Oct 2026

Cost of Living Comparison Between Nowy Sacz and Ubud, Bali

For one person, living is cheaper in Nowy Sacz: $1,302 a month against $1,368 in Ubud, Bali, rent and utilities included – about $790 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Nowy Sacz
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Nowy Sacz Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nowy Sacz

🇵🇱 Poland

$1,302

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Nowy Sacz and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nowy Sacz and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,302 in Nowy Sacz versus $1,368 in Ubud, Bali.

Nowy Sacz $1,302
Ubud, Bali $1,368

Estimated couple costs with rent: $1,984 in Nowy Sacz versus $2,314 in Ubud, Bali.

Nowy Sacz $1,984
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,666 in Nowy Sacz versus $3,260 in Ubud, Bali.

Nowy Sacz $2,666
Ubud, Bali $3,260

Living in Nowy Sacz costs roughly 5% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Nowy Sacz is 4% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$8.66 zł 33.65

$3.33 Rp 59.9K

160.06%

Three-Course Dinner for Two, Mid-Range

$38.46 zł 149

$35.18 Rp 633.2K

9.32%

Fast Food Meal (McDonalds, etc)

$7.80 zł 30.31

$5.80 Rp 104.5K

34.48%

Cappuccino

$2.98 zł 11.57

$2.73 Rp 49.1K

9.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 zł 7.45

$1.64 Rp 29.5K

17.07%

Water (0.33 liter bottle)

$1.54 zł 5.99

$0.83 Rp 15.0K

85.54%

Local Beer (0.5 liter draught)

$2.74 zł 10.65

$2.70 Rp 48.6K

1.48%

Imported Beer (0.33 liter bottle)

$3.25 zł 12.64

$4.30 Rp 77.4K

-24.42%

Milk (1 liter)

$1.02 zł 3.98

$1.50 Rp 27.1K

-32.00%

White Bread (500g)

$1.31 zł 5.07

$2.30 Rp 41.4K

-43.04%

Rice (white) (1kg)

$1.54 zł 5.97

$1.18 Rp 21.2K

30.51%

Eggs

$3.31 zł 12.86

$2.14 Rp 38.6K

54.67%

Local Cheese (1kg)

$8.53 zł 33.13

$17.48 Rp 314.6K

-51.20%

Chicken Fillets (1kg)

$6.56 zł 25.47

$4.03 Rp 72.5K

62.78%

Beef Round Steak (1kg)

$11.37 zł 44.16

$12.23 Rp 220.1K

-7.03%

Apples (1kg)

$1.18 zł 4.60

$3.55 Rp 63.9K

-66.76%

Banana (1kg)

$1.72 zł 6.68

$1.57 Rp 28.3K

9.55%

Oranges (1kg)

$1.73 zł 6.72

$2.24 Rp 40.2K

-22.77%

Tomato (1kg)

$2.55 zł 9.93

$1.93 Rp 34.7K

32.12%

Potato (1kg)

$0.93 zł 3.62

$1.88 Rp 33.9K

-50.53%

Onion (1kg)

$1.04 zł 4.05

$2.29 Rp 41.3K

-54.59%

Lettuce (1 head)

$1.39 zł 5.41

$0.99 Rp 17.9K

40.40%

Water (1.5 liter bottle)

$0.73 zł 2.85

$0.53 Rp 9,475

37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$4.81 zł 18.70

$2.28 Rp 41.1K

110.96%

Wine (Bottle)

$6.45 zł 25.08

$23.01 Rp 414.2K

-71.97%

Local Beer (0.5 liter bottle)

$1.06 zł 4.13

$2.34 Rp 42.2K

-54.70%

Imported Beer (0.33 liter bottle)

$1.75 zł 6.82

$2.91 Rp 52.4K

-39.86%

One-way Ticket (Public Transport)

$0.93 zł 3.63

$0.24 Rp 4,315

287.50%

Public Transport Monthly Pass (Regular Price)

$28.06 zł 109

$8.82 Rp 158.7K

218.14%

Taxi Start (Normal Tariff)

$2.00 zł 7.76

$0.48 Rp 8,684

316.67%

Taxi (Normal Tariff) (1km)

$0.79 zł 3.09

$0.46 Rp 8,233

71.74%

Taxi 1hour Waiting (Normal Tariff)

$9.75 zł 37.89

$5.45 Rp 98.2K

78.90%

Gasoline (1 liter)

$1.66 zł 6.43

$0.88 Rp 15.9K

88.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K zł 118.8K

$24.6K Rp 442.2M

24.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K zł 102.5K

$31.2K Rp 561.4M

-15.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 zł 1,145

$83.0 Rp 1.5M

254.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.54 zł 37.08

$6.45 Rp 116.0K

47.91%

Internet (50+ Mbps, Unlimited Data)

$12.80 zł 49.73

$18.57 Rp 334.2K

-31.07%

Gym Membership (Monthly)

$32.47 zł 126

$55.8 Rp 1.0M

-41.83%

Tennis Court (1 Hour on Weekend)

$20.48 zł 79.6

$18.11 Rp 326.0K

13.09%

Cinema Ticket

$7.91 zł 30.73

$4.38 Rp 78.9K

80.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$251 zł 976

$493 Rp 8.9M

-49.03%

International Primary School, 1 Child (Yearly)

$2,095 zł 8,138

$5,754 Rp 103.6M

-63.59%

Jeans (Levis 501 Or Similar)

$56.2 zł 219

$46.19 Rp 831.4K

21.76%

Summer Dress (H&M, Zara, etc)

$37.64 zł 146

$35.33 Rp 636.0K

6.54%

Sport Shoes (Adidas, Nike)

$55.5 zł 216

$79.1 Rp 1.4M

-29.81%

Men's Leather Business Shoes

$72.3 zł 281

$78.4 Rp 1.4M

-7.72%

1-bedroom Apartment, City Center (Monthly)

$516 zł 2,003

$1,142 Rp 20.6M

-54.87%

1-bedroom Apartment, Outside City Center (Monthly)

$425 zł 1,652

$676 Rp 12.2M

-37.09%

3-bedroom Apartment, City Center (Monthly)

$1,064 zł 4,133

$3,503 Rp 63.1M

-69.63%

3-bedroom Apartment, Outside City Center (Monthly)

$912 zł 3,542

$1,700 Rp 30.6M

-46.37%

Buy Apartment in City Center (m2)

$1,912 zł 7,428

$2,784 Rp 50.1M

-31.32%

Buy Apartment Outside City Center (m2)

$1,126 zł 4,376

$2,241 Rp 40.3M

-49.72%

Average Monthly Net Salary (After Tax)

$917 zł 3,562

$165 Rp 3.0M

457.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.02

13.78

-49.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nowy Sacz: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nowy Sacz

$425 32.6%

Ubud, Bali

$676 49.4% 58.9% $251

Monthly Utilities & Internet

Nowy Sacz

$317 24.3%

Ubud, Bali

$108 7.9% 65.9% $209

Groceries & Markets

Nowy Sacz

$212 16.3%

Ubud, Bali

$290 21.2% 36.9% $78

Eating Out

Nowy Sacz

$162 12.5%

Ubud, Bali

$109 8% 33.1% $54

Clothing & Footwear

Nowy Sacz

$100 7.7%

Ubud, Bali

$108 7.9% 7.8% $7.8

Sport & Entertainment

Nowy Sacz

$48 3.7%

Ubud, Bali

$65 4.7% 33.7% $16

Getting Around

Nowy Sacz

$38 2.9%

Ubud, Bali

$13 0.9% 66.8% $25

Cost Breakdown

A one-bedroom apartment in the center runs $516 in Nowy Sacz and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nowy Sacz pays 457% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Nowy Sacz vs $35.00 in Ubud, Bali. Groceries flip the comparison at $212 vs $290, with Nowy Sacz cheaper for home cooking.

Good to know

🇵🇱 Nowy Sacz

🇮🇩 Ubud, Bali

🕒 Local time

14:34 2:34 PM

20:34 8:34 PM

6 h ahead of Nowy Sacz

🌤 Weather

👥 Population

83,943

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Nowy Sacz Ubud, Bali 11,060 km ≈ 14 h nonstop flight

From you

Nowy Sacz
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nowy Sacz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nowy Sacz is cheaper overall, especially in groceries, clothing, and leisure. The 5% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 457% higher in Nowy Sacz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $516 in Nowy Sacz versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $251 in Nowy Sacz versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 37% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,302 in Nowy Sacz versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.

For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nowy Sacz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowy Sacz gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.