🙂Monthly costs for one person with rent: $1,365 in Nowy Sacz versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,059 in Nowy Sacz versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,754 in Nowy Sacz versus $3,763 in Ubud, Bali.
🌍Living in Nowy Sacz costs roughly 3% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Nowy Sacz2% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Nowy Sacz
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.35zł 35.52
$3.45Rp 62.0K
171.01%
Three-Course Dinner for Two, Mid-Range
$40.30zł 153
$32.34Rp 580.1K
24.61%
Fast Food Meal(McDonalds, etc)
$8.24zł 31.29
$4.84Rp 86.9K
70.25%
Cappuccino
$3.18zł 12.06
$2.75Rp 49.3K
15.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.18zł 8.27
$1.38Rp 24.8K
57.97%
Water(0.33 liter bottle)
$1.70zł 6.48
$0.75Rp 13.5K
126.67%
Local Beer(0.5 liter draught)
$2.95zł 11.19
$2.99Rp 53.7K
-1.34%
Imported Beer(0.33 liter bottle)
$3.58zł 13.59
$3.85Rp 69.1K
-7.01%
🛒 Groceries & Markets
Nowy Sacz
Ubud, Bali
Difference
Milk(1 liter)
$1.05zł 3.98
$1.74Rp 31.1K
-39.66%
White Bread(500g)
$1.30zł 4.92
$2.46Rp 44.1K
-47.15%
Rice(white)(1kg)
$1.59zł 6.03
$1.17Rp 21.0K
35.90%
Eggs
$3.38zł 12.84
$2.43Rp 43.6K
39.09%
Local Cheese(1kg)
$7.62zł 28.93
$14.50Rp 260.2K
-47.45%
Chicken Fillets(1kg)
$6.23zł 23.65
$4.35Rp 78.0K
43.22%
Beef Round Steak(1kg)
$9.92zł 37.68
$11.98Rp 214.9K
-17.20%
Apples(1kg)
$1.15zł 4.37
$3.72Rp 66.7K
-69.09%
Banana(1kg)
$1.55zł 5.90
$1.63Rp 29.2K
-4.91%
Oranges(1kg)
$1.58zł 5.99
$2.74Rp 49.2K
-42.34%
Tomato(1kg)
$2.60zł 9.89
$2.24Rp 40.2K
16.07%
Potato(1kg)
$0.97zł 3.69
$1.92Rp 34.4K
-49.48%
Onion(1kg)
$1.25zł 4.74
$2.28Rp 40.8K
-45.18%
Lettuce(1 head)
$1.37zł 5.19
$1.06Rp 19.1K
29.25%
Water(1.5 liter bottle)
$0.65zł 2.45
$0.72Rp 12.9K
-9.72%
Cigarettes 20 Pack(Marlboro, Camel)
$5.44zł 20.67
$3.29Rp 58.9K
65.35%
Wine(Bottle)
$6.74zł 25.61
$23.19Rp 416.1K
-70.94%
Local Beer(0.5 liter bottle)
$1.01zł 3.85
$2.78Rp 49.8K
-63.67%
Imported Beer(0.33 liter bottle)
$1.82zł 6.92
$2.73Rp 49.0K
-33.33%
🚌 Getting Around
Nowy Sacz
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.06zł 4.04
$0.27Rp 4,778
292.59%
Public Transport Monthly Pass(Regular Price)
$32.91zł 125
$8.11Rp 145.4K
305.80%
Taxi Start(Normal Tariff)
$2.23zł 8.47
$0.48Rp 8,659
364.58%
Taxi(Normal Tariff)(1km)
$0.77zł 2.91
$0.42Rp 7,532
83.33%
Taxi 1hour Waiting(Normal Tariff)
$10.64zł 40.40
$6.22Rp 111.6K
71.06%
Gasoline(1 liter)
$1.75zł 6.64
$0.81Rp 14.6K
116.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1Kzł 129.4K
$26.6KRp 477.4M
28.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6Kzł 116.2K
$32.2KRp 577.4M
-4.99%
🧾 Monthly Utilities & Internet
Nowy Sacz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$291zł 1,105
$78.4Rp 1.4M
271.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.67zł 29.15
$4.07Rp 73.0K
88.45%
Internet(50+ Mbps, Unlimited Data)
$13.54zł 51.4
$24.33Rp 436.4K
-44.35%
🎉 Sport & Entertainment
Nowy Sacz
Ubud, Bali
Difference
Gym Membership(Monthly)
$37.05zł 141
$98.6Rp 1.8M
-62.43%
Tennis Court(1 Hour on Weekend)
$19.84zł 75.4
$6.34Rp 113.7K
212.93%
Cinema Ticket
$8.56zł 32.52
$3.99Rp 71.5K
114.54%
🧸 Childcare & Education
Nowy Sacz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$266zł 1,009
$305Rp 5.5M
-12.93%
International Primary School, 1 Child(Yearly)
$2,272zł 8,628
$6,642Rp 119.2M
-65.80%
👕👟 Clothing & Footwear
Nowy Sacz
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$62.1zł 236
$54.1Rp 971.2K
14.61%
Summer Dress(H&M, Zara, etc)
$38.65zł 147
$37.81Rp 678.2K
2.22%
Sport Shoes(Adidas, Nike)
$58.6zł 222
$86.8Rp 1.6M
-32.58%
Men's Leather Business Shoes
$75.5zł 287
$76.4Rp 1.4M
-1.18%
🏠 Accommodation & Living
Nowy Sacz
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$556zł 2,111
$992Rp 17.8M
-43.96%
1-bedroom Apartment, Outside City Center(Monthly)
$460zł 1,746
$673Rp 12.1M
-31.66%
3-bedroom Apartment, City Center(Monthly)
$1,106zł 4,202
$3,375Rp 60.5M
-67.22%
3-bedroom Apartment, Outside City Center(Monthly)
$967zł 3,672
$2,050Rp 36.8M
-52.84%
Buy Apartment in City Center(m2)
$1,958zł 7,437
$2,805Rp 50.3M
-30.18%
Buy Apartment Outside City Center(m2)
$1,172zł 4,452
$2,227Rp 39.9M
-47.36%
💵 Salaries & Financials
Nowy Sacz
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$958zł 3,640
$167Rp 3.0M
473.96%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.28
13.28
-52.71%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nowy Sacz: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $556 in Nowy Sacz and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Nowy Sacz pays 474% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $40.00 in Nowy Sacz vs $32.00 in Ubud, Bali. Groceries flip the comparison at $202 vs $297, with Nowy Sacz cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowy Sacz vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nowy Sacz?
Nowy Sacz is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 3% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Nowy Sacz or Ubud, Bali?
Average pay runs 474% higher in Nowy Sacz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Nowy Sacz and Ubud, Bali?
Rent for a central apartment: $556 in Nowy Sacz versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $266 in Nowy Sacz versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Nowy Sacz and in Ubud, Bali?
Supermarket bills run roughly 47% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Nowy Sacz or in Ubud, Bali?
At $1,365 in Nowy Sacz versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.
Is Nowy Sacz or Ubud, Bali more family-friendly?
For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nowy Sacz or Ubud, Bali?
Safety-wise, Nowy Sacz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nowy Sacz gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.