Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nowy Sacz

For one person, living is cheaper in Nowy Sacz: $1,309 a month against $1,349 in Ubud, Bali, rent and utilities included – about $480 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
63

Cost of Living Index in Nowy Sacz
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Nowy Sacz Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Nowy Sacz

🇵🇱 Poland

$1,309

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nowy Sacz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nowy Sacz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,309 in Nowy Sacz.

Ubud, Bali $1,349
Nowy Sacz $1,309

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,998 in Nowy Sacz.

Ubud, Bali $2,305
Nowy Sacz $1,998

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,686 in Nowy Sacz.

Ubud, Bali $3,261
Nowy Sacz $2,686

Living in Ubud, Bali is roughly 3% more expensive than in Nowy Sacz, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$8.95 zł 35.30

-62.91%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$37.54 zł 148

-5.06%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.82 zł 30.83

-29.28%

Cappuccino

$2.72 Rp 49.3K

$2.96 zł 11.66

-8.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.00 zł 7.89

-15.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.55 zł 6.09

-50.97%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.68 zł 10.57

-1.12%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.23 zł 12.73

35.60%

Milk (1 liter)

$1.49 Rp 27.1K

$0.99 zł 3.89

50.51%

White Bread (500g)

$2.28 Rp 41.3K

$1.30 zł 5.14

75.38%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.58 zł 6.21

-24.68%

Eggs

$2.04 Rp 36.9K

$3.33 zł 13.13

-38.74%

Local Cheese (1kg)

$17.70 Rp 321.2K

$8.56 zł 33.75

106.78%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.35 zł 25.04

-37.64%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$11.16 zł 44.00

9.23%

Apples (1kg)

$3.66 Rp 66.3K

$1.19 zł 4.69

207.56%

Banana (1kg)

$1.52 Rp 27.5K

$1.76 zł 6.93

-13.64%

Oranges (1kg)

$2.23 Rp 40.4K

$1.70 zł 6.70

31.18%

Tomato (1kg)

$1.97 Rp 35.8K

$2.55 zł 10.04

-22.75%

Potato (1kg)

$1.85 Rp 33.5K

$0.89 zł 3.52

107.87%

Onion (1kg)

$2.42 Rp 44.0K

$1.04 zł 4.09

132.69%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.36 zł 5.36

-27.21%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.72 zł 2.84

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.92 zł 19.42

-54.88%

Wine (Bottle)

$22.24 Rp 403.6K

$6.42 zł 25.33

246.42%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.05 zł 4.15

115.24%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.69 zł 6.65

75.74%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.08 zł 4.25

-76.85%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$31.49 zł 124

-75.17%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$2.09 zł 8.24

-78.95%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.74 zł 2.92

-41.89%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$10.06 zł 39.67

-46.22%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.56 zł 6.16

-47.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$29.9K zł 118.1K

-20.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$28.6K zł 112.9K

10.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$295 zł 1,162

-73.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$9.77 zł 38.54

-33.98%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$12.86 zł 50.7

44.48%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$35.82 zł 141

38.14%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$24.43 zł 96.3

-27.75%

Cinema Ticket

$4.27 Rp 77.6K

$8.00 zł 31.56

-46.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$250 zł 984

96.58%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$2,089 zł 8,240

171.55%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$57.8 zł 228

-22.75%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$37.19 zł 147

-6.02%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$55.4 zł 219

44.12%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$72.2 zł 285

10.05%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$507 zł 2,001

121.73%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$424 zł 1,672

58.41%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,037 zł 4,088

243.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$917 zł 3,616

87.95%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,894 zł 7,470

44.20%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,151 zł 4,538

98.47%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$915 zł 3,610

-82.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.02

96.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Nowy Sacz: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Nowy Sacz

$424 32.4% 36.9% $248

Groceries & Markets

Ubud, Bali

$288 21.4%

Nowy Sacz

$210 16% 27.3% $79

Eating Out

Ubud, Bali

$108 8%

Nowy Sacz

$165 12.6% 52.8% $57

Clothing & Footwear

Ubud, Bali

$108 8%

Nowy Sacz

$100 7.7% 6.8% $7.4

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Nowy Sacz

$317 24.2% 205% $213

Sport & Entertainment

Ubud, Bali

$58 4.3%

Nowy Sacz

$52 4% 10.7% $6.2

Getting Around

Ubud, Bali

$11 0.9%

Nowy Sacz

$42 3.2% 264% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $507 in Nowy Sacz. Housing cost is often the main lever when comparing two cities.

Nowy Sacz pays about 5.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $38 in Nowy Sacz. Groceries flip the comparison at $288 vs $210, with Nowy Sacz cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Nowy Sacz

🕒 Local time

05:41 5:41 AM

22:41 10:41 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

83,943

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 PLN = 0.254 USD

1 PLN = 0.226 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.42 PLN (1 PLN = 0.226 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Nowy Sacz 11,060 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Nowy Sacz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nowy Sacz: Cost of Living - Frequently Asked Questions

Nowy Sacz is about 3% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 82% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $507 in Nowy Sacz. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $250 in Nowy Sacz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 38% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,500 a month, though Nowy Sacz gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nowy Sacz are both considered safe, so it’s unlikely to be the deciding factor between them.