Cost of Living Comparison Between Ubud, Bali and Nowy Sacz Cost of Living Comparison Between Ubud, Bali and Nowy Sacz

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,385 in Nowy Sacz.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,084 in Nowy Sacz.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,782 in Nowy Sacz.

Living in Ubud, Bali costs roughly 1% less than in Nowy Sacz, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 0% above, Nowy Sacz 1% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$9.47 zł 36.01

-63.67%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$40.57 zł 154

-10.50%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$7.80 zł 29.67

-26.79%

Cappuccino

$2.67 Rp 47.3K

$3.07 zł 11.68

-13.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.02 zł 7.68

-13.37%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.63 zł 6.21

-46.63%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.76 zł 10.50

6.88%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.31 zł 12.59

36.56%

Milk (1 liter)

$1.62 Rp 28.7K

$1.06 zł 4.02

52.83%

White Bread (500g)

$2.33 Rp 41.3K

$1.36 zł 5.19

71.32%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.66 zł 6.32

-33.13%

Eggs

$2.20 Rp 39.0K

$3.46 zł 13.17

-36.42%

Local Cheese (1kg)

$17.69 Rp 313.3K

$9.06 zł 34.46

95.25%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.67 zł 25.36

-38.53%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$11.63 zł 44.22

4.73%

Apples (1kg)

$3.71 Rp 65.6K

$1.26 zł 4.77

194.44%

Banana (1kg)

$1.59 Rp 28.1K

$1.87 zł 7.13

-14.97%

Oranges (1kg)

$2.28 Rp 40.4K

$1.80 zł 6.85

26.67%

Tomato (1kg)

$1.95 Rp 34.6K

$2.59 zł 9.85

-24.71%

Potato (1kg)

$1.91 Rp 33.7K

$0.90 zł 3.44

112.22%

Onion (1kg)

$2.33 Rp 41.3K

$1.13 zł 4.31

106.19%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.46 zł 5.56

-30.82%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.71 zł 2.72

-22.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$5.33 zł 20.27

-58.16%

Wine (Bottle)

$23.07 Rp 408.6K

$7.02 zł 26.69

228.63%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.15 zł 4.38

110.43%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.74 zł 6.62

72.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.26 zł 4.78

-78.57%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$29.86 zł 114

-69.93%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$2.16 zł 8.21

-77.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.84 zł 3.19

-48.81%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$10.54 zł 40.09

-46.49%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.62 zł 6.17

-50.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$32.4K zł 123.1K

-22.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$27.9K zł 106.0K

13.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$307 zł 1,167

-73.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$10.16 zł 38.63

-36.12%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$13.49 zł 51.3

39.14%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$39.23 zł 149

44.97%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$26.13 zł 99.4

-28.32%

Cinema Ticket

$4.54 Rp 80.4K

$8.72 zł 33.14

-47.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$265 zł 1,008

81.28%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$2,268 zł 8,624

151.83%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$59.0 zł 224

-22.87%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$39.25 zł 149

-8.59%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$57.4 zł 218

40.08%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$74.1 zł 282

6.21%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$548 zł 2,083

103.46%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$446 zł 1,695

56.49%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,118 zł 4,253

225.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$946 zł 3,599

83.58%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,982 zł 7,537

40.49%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,207 zł 4,591

89.65%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$957 zł 3,640

-82.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.02

96.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Nowy Sacz: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $548 in Nowy Sacz. Housing cost is often the main lever when comparing two cities.

Nowy Sacz pays 470% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $41.00 in Nowy Sacz. Groceries flip the comparison at $295 vs $220, with Nowy Sacz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nowy Sacz: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Getting Around. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 470% lower in Nowy Sacz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $548 in Nowy Sacz. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $265 in Nowy Sacz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Nowy Sacz pay roughly 34% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $1,385 in Nowy Sacz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Nowy Sacz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Nowy Sacz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nowy Sacz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 1% less than in Nowy Sacz. Beyond cost, consider language, visa policies, and how big the international community is in each city.