Cost of Living Comparison Between Ubud, Bali and Nowy Sacz Cost of Living Comparison Between Ubud, Bali and Nowy Sacz

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,365 in Nowy Sacz.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,059 in Nowy Sacz.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,754 in Nowy Sacz.

Living in Ubud, Bali is roughly 3% more expensive than in Nowy Sacz, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Nowy Sacz 2% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$9.35 zł 35.48

-63.10%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$40.30 zł 153

-19.75%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.24 zł 31.26

-41.26%

Cappuccino

$2.75 Rp 49.4K

$3.18 zł 12.05

-13.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.18 zł 8.26

-36.70%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.70 zł 6.47

-55.88%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.95 zł 11.18

1.36%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.58 zł 13.57

7.54%

Milk (1 liter)

$1.74 Rp 31.2K

$1.05 zł 3.97

65.71%

White Bread (500g)

$2.46 Rp 44.2K

$1.30 zł 4.91

89.23%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.59 zł 6.02

-26.42%

Eggs

$2.43 Rp 43.7K

$3.38 zł 12.83

-28.11%

Local Cheese (1kg)

$14.50 Rp 260.6K

$7.62 zł 28.90

90.29%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.23 zł 23.63

-30.18%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.92 zł 37.64

20.77%

Apples (1kg)

$3.72 Rp 66.8K

$1.15 zł 4.36

223.48%

Banana (1kg)

$1.63 Rp 29.2K

$1.55 zł 5.89

5.16%

Oranges (1kg)

$2.74 Rp 49.3K

$1.58 zł 5.98

73.42%

Tomato (1kg)

$2.24 Rp 40.3K

$2.60 zł 9.88

-13.85%

Potato (1kg)

$1.92 Rp 34.5K

$0.97 zł 3.68

97.94%

Onion (1kg)

$2.28 Rp 40.9K

$1.25 zł 4.73

82.40%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.37 zł 5.18

-22.63%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.65 zł 2.45

10.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.44 zł 20.65

-39.52%

Wine (Bottle)

$23.19 Rp 416.8K

$6.74 zł 25.58

244.07%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.01 zł 3.85

175.25%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.82 zł 6.91

50.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.06 zł 4.03

-74.53%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$32.91 zł 125

-75.36%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.23 zł 8.47

-78.48%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.77 zł 2.91

-45.45%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.64 zł 40.36

-41.54%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.75 zł 6.63

-53.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.1K zł 129.3K

-21.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$30.6K zł 116.0K

5.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$291 zł 1,104

-73.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$7.67 zł 29.12

-46.94%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$13.54 zł 51.4

79.69%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$37.05 zł 141

166.15%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$19.84 zł 75.3

-68.04%

Cinema Ticket

$3.99 Rp 71.6K

$8.56 zł 32.49

-53.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$266 zł 1,008

14.85%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$2,272 zł 8,619

192.38%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$62.1 zł 235

-12.75%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$38.65 zł 147

-2.17%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$58.6 zł 222

48.32%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$75.5 zł 286

1.19%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$556 zł 2,109

78.43%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$460 zł 1,744

46.33%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,106 zł 4,198

205.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$967 zł 3,668

112.05%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,958 zł 7,430

43.22%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,172 zł 4,448

89.98%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$958 zł 3,636

-82.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.28

111.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Nowy Sacz: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $556 in Nowy Sacz. Housing cost is often the main lever when comparing two cities.

Nowy Sacz pays 474% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $40.00 in Nowy Sacz. Groceries flip the comparison at $297 vs $202, with Nowy Sacz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nowy Sacz: Cost of Living - Frequently Asked Questions

Nowy Sacz is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 3% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 474% lower in Nowy Sacz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $556 in Nowy Sacz. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $266 in Nowy Sacz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,365 in Nowy Sacz versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.

For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nowy Sacz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowy Sacz gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.