🙂A single person spends $716 per month in Novomoskovsk vs $1,368 in Ubud, Bali, rent included.
🙂A couple spends around $1,111 per month in Novomoskovsk vs $2,348 in Ubud, Bali, rent included.
🙂A family of three spends $1,506 per month in Novomoskovsk vs $3,327 in Ubud, Bali, rent included.
🙂Novomoskovsk is about 48% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Novomoskovsk sits 48% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Novomoskovsk
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.87₴396
$3.44Rp 61.0K
157.85%
Three-Course Dinner for Two, Mid-Range
$25.56₴1,140
$36.31Rp 644.0K
-29.61%
Fast Food Meal(McDonalds, etc)
$5.53₴247
$5.71Rp 101.2K
-3.15%
Cappuccino
$1.43₴63.6
$2.67Rp 47.4K
-46.44%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.61₴27.02
$1.75Rp 31.0K
-65.14%
Water(0.33 liter bottle)
$0.35₴15.45
$0.87Rp 15.5K
-59.77%
Local Beer(0.5 liter draught)
$0.86₴38.25
$2.95Rp 52.4K
-70.85%
Imported Beer(0.33 liter bottle)
$1.63₴72.6
$4.52Rp 80.1K
-63.94%
🛒 Groceries & Markets
Novomoskovsk
Ubud, Bali
Difference
Milk(1 liter)
$1.26₴56.2
$1.62Rp 28.7K
-22.22%
White Bread(500g)
$0.67₴29.93
$2.33Rp 41.3K
-71.24%
Rice(white)(1kg)
$1.34₴59.9
$1.11Rp 19.6K
20.72%
Eggs
$1.68₴75.0
$2.20Rp 39.0K
-23.64%
Local Cheese(1kg)
$9.51₴424
$17.69Rp 313.8K
-46.24%
Chicken Fillets(1kg)
$3.95₴176
$4.10Rp 72.7K
-3.66%
Beef Round Steak(1kg)
$6.39₴285
$12.18Rp 216.0K
-47.54%
Apples(1kg)
$1.15₴51.5
$3.71Rp 65.7K
-69.00%
Banana(1kg)
$1.45₴64.6
$1.59Rp 28.2K
-8.81%
Oranges(1kg)
$1.21₴54.0
$2.28Rp 40.5K
-46.93%
Tomato(1kg)
$2.27₴101
$1.95Rp 34.6K
16.41%
Potato(1kg)
$0.59₴26.49
$1.91Rp 33.8K
-69.11%
Onion(1kg)
$0.43₴19.22
$2.33Rp 41.3K
-81.55%
Lettuce(1 head)
$1.67₴74.5
$1.01Rp 17.9K
65.35%
Water(1.5 liter bottle)
$0.45₴20.15
$0.55Rp 9,788
-18.18%
Cigarettes 20 Pack(Marlboro, Camel)
$3.05₴136
$2.23Rp 39.6K
36.77%
Wine(Bottle)
$3.30₴147
$23.07Rp 409.2K
-85.70%
Local Beer(0.5 liter bottle)
$0.71₴31.55
$2.42Rp 42.9K
-70.66%
Imported Beer(0.33 liter bottle)
$1.50₴66.7
$3.00Rp 53.1K
-50.00%
🚌 Getting Around
Novomoskovsk
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.35₴15.77
$0.27Rp 4,821
29.63%
Public Transport Monthly Pass(Regular Price)
$11.27₴503
$8.98Rp 159.3K
25.50%
Taxi Start(Normal Tariff)
$1.84₴81.9
$0.48Rp 8,580
283.33%
Taxi(Normal Tariff)(1km)
$0.61₴27.17
$0.43Rp 7,691
41.86%
Taxi 1hour Waiting(Normal Tariff)
$5.54₴247
$5.64Rp 100.1K
-1.77%
Gasoline(1 liter)
$1.52₴67.7
$0.80Rp 14.2K
90.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K₴1.3M
$24.9KRp 442.4M
20.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K₴1.0M
$31.7KRp 562.4M
-27.02%
🧾 Monthly Utilities & Internet
Novomoskovsk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$87.0₴3,882
$81.5Rp 1.4M
6.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.61₴250
$6.49Rp 115.2K
-13.56%
Internet(50+ Mbps, Unlimited Data)
$4.74₴211
$18.77Rp 332.9K
-74.75%
🎉 Sport & Entertainment
Novomoskovsk
Ubud, Bali
Difference
Gym Membership(Monthly)
$25.84₴1,153
$56.9Rp 1.0M
-54.56%
Tennis Court(1 Hour on Weekend)
$14.00₴625
$18.73Rp 332.2K
-25.25%
Cinema Ticket
$4.24₴189
$4.54Rp 80.5K
-6.61%
🧸 Childcare & Education
Novomoskovsk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$225₴10.0K
$481Rp 8.5M
-53.23%
International Primary School, 1 Child(Yearly)
$4,341₴193.6K
$5,711Rp 101.3M
-23.99%
👕👟 Clothing & Footwear
Novomoskovsk
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$41.85₴1,867
$45.52Rp 807.3K
-8.06%
Summer Dress(H&M, Zara, etc)
$28.43₴1,268
$35.88Rp 636.4K
-20.76%
Sport Shoes(Adidas, Nike)
$70.3₴3,135
$80.4Rp 1.4M
-12.56%
Men's Leather Business Shoes
$77.9₴3,474
$78.7Rp 1.4M
-1.00%
🏠 Accommodation & Living
Novomoskovsk
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$317₴14.1K
$1,115Rp 19.8M
-71.59%
1-bedroom Apartment, Outside City Center(Monthly)
$206₴9,190
$698Rp 12.4M
-70.47%
3-bedroom Apartment, City Center(Monthly)
$481₴21.4K
$3,637Rp 64.5M
-86.79%
3-bedroom Apartment, Outside City Center(Monthly)
$314₴14.0K
$1,737Rp 30.8M
-81.94%
Buy Apartment in City Center(m2)
$1,062₴47.4K
$2,784Rp 49.4M
-61.87%
Buy Apartment Outside City Center(m2)
$786₴35.0K
$2,290Rp 40.6M
-65.69%
💵 Salaries & Financials
Novomoskovsk
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$401₴17.9K
$168Rp 3.0M
138.88%
20-Year Fixed Mortgage Interest Rate(Annual %)
15.25
13.78
10.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Novomoskovsk: September 13, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $317 in Novomoskovsk versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 139% higher in Novomoskovsk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $26.00 in Novomoskovsk versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $157 vs $295 – making Novomoskovsk the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novomoskovsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Novomoskovsk?
Yes – Ubud, Bali is pricier by about 91%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,073 per month in Novomoskovsk and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Novomoskovsk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 26% less in Novomoskovsk. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $225 per month in Novomoskovsk and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Novomoskovsk or in Ubud, Bali?
A $1,500 monthly budget goes further in Novomoskovsk, where all-in costs run around $716, than in Ubud, Bali at $1,368. In Novomoskovsk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Novomoskovsk or Ubud, Bali more family-friendly?
Families tend to lean toward Novomoskovsk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Novomoskovsk or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Novomoskovsk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Novomoskovsk vs other spots: cost of living compared