Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Novomoskovsk, Ukraine

For one person, living is cheaper in Novomoskovsk: $703 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Novomoskovsk, Ukraine
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Novomoskovsk
🇺🇦 Ukraine
$703
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Novomoskovsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Novomoskovsk actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $703 in Novomoskovsk, rent included.

  • Ubud, Bali $1,331
  • Novomoskovsk $703

A couple spends around $2,255 per month in Ubud, Bali vs $1,092 in Novomoskovsk, rent included.

  • Ubud, Bali $2,255
  • Novomoskovsk $1,092

A family of three spends $3,180 per month in Ubud, Bali vs $1,481 in Novomoskovsk, rent included.

  • Ubud, Bali $3,180
  • Novomoskovsk $1,481

Ubud, Bali costs about 89% more than Novomoskovsk, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Novomoskovsk are more affordable than the global median – Ubud, Bali 2% lower, Novomoskovsk 48% lower.

Currency
🍽 Eating Out
Ubud, Bali
Novomoskovsk
Difference
Meal at Budget Restaurant
$3.38 Rp 61.2K
$8.60 ₴393
-60.70%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.6K
$25.91 ₴1,183
33.73%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.1K
$5.54 ₴253
0.54%
Cappuccino
$2.62 Rp 47.5K
$1.34 ₴61.2
95.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$0.54 ₴24.61
185.19%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$0.31 ₴14.12
106.45%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$0.86 ₴39.37
210.47%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.3K
$1.55 ₴70.8
174.84%
🛒 Groceries & Markets
Ubud, Bali
Novomoskovsk
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.23 ₴56.2
18.70%
White Bread (500g)
$2.29 Rp 41.6K
$0.62 ₴28.20
269.35%
Rice (white) (1kg)
$1.11 Rp 20.1K
$1.24 ₴56.5
-10.48%
Eggs
$2.10 Rp 38.1K
$1.62 ₴74.2
29.63%
Local Cheese (1kg)
$15.94 Rp 289.2K
$9.18 ₴419
73.64%
Chicken Fillets (1kg)
$3.88 Rp 70.4K
$4.04 ₴185
-3.96%
Beef Round Steak (1kg)
$11.40 Rp 206.8K
$6.33 ₴289
80.09%
Apples (1kg)
$3.55 Rp 64.4K
$1.12 ₴51.2
216.96%
Banana (1kg)
$1.54 Rp 27.9K
$1.45 ₴66.3
6.21%
Oranges (1kg)
$2.23 Rp 40.5K
$1.17 ₴53.3
90.60%
Tomato (1kg)
$1.97 Rp 35.8K
$2.22 ₴101
-11.26%
Potato (1kg)
$1.86 Rp 33.7K
$0.56 ₴25.39
232.14%
Onion (1kg)
$2.42 Rp 43.9K
$0.42 ₴19.16
476.19%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.50 ₴68.6
-32.00%
Water (1.5 liter bottle)
$0.52 Rp 9,475
$0.44 ₴20.00
18.18%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$2.99 ₴137
-26.42%
Wine (Bottle)
$21.79 Rp 395.2K
$3.32 ₴152
556.33%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$0.64 ₴29.21
264.06%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$1.39 ₴63.5
113.67%
🚌 Getting Around
Ubud, Bali
Novomoskovsk
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,542
$0.42 ₴19.09
-40.48%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.3K
$14.93 ₴682
-45.28%
Taxi Start (Normal Tariff)
$0.44 Rp 7,941
$1.73 ₴78.9
-74.57%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,489
$0.55 ₴24.93
-14.55%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$5.39 ₴246
3.90%
Gasoline (1 liter)
$0.83 Rp 15.0K
$1.73 ₴78.8
-52.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.5M
$30.0K ₴1.4M
-18.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.0M
$24.1K ₴1.1M
31.61%
🧾 Monthly Utilities & Internet
Ubud, Bali
Novomoskovsk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$83.3 ₴3,805
-7.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$5.31 ₴242
15.63%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.1K
$4.40 ₴201
330.00%
🎉 Sport & Entertainment
Ubud, Bali
Novomoskovsk
Difference
Gym Membership (Monthly)
$51.0 Rp 925.0K
$23.52 ₴1,074
116.79%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.0K
$14.09 ₴644
29.52%
Cinema Ticket
$4.38 Rp 79.5K
$4.44 ₴203
-1.35%
🧸 Childcare & Education
Ubud, Bali
Novomoskovsk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$221 ₴10.1K
122.99%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.7M
$2,910 ₴132.9K
320.03%
👕👟 Clothing & Footwear
Ubud, Bali
Novomoskovsk
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.2K
$40.72 ₴1,860
10.90%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 632.9K
$26.99 ₴1,232
29.27%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$70.5 ₴3,217
11.17%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$75.4 ₴3,444
3.26%
🏠 Accommodation & Living
Ubud, Bali
Novomoskovsk
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.5M
$348 ₴15.9K
209.82%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$195 ₴8,918
240.45%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$501 ₴22.9K
600.83%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$326 ₴14.9K
412.21%
Buy Apartment in City Center (m2)
$2,340 Rp 42.4M
$1,055 ₴48.2K
121.90%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$909 ₴41.5K
146.08%
💵 Salaries & Financials
Ubud, Bali
Novomoskovsk
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
15.25
-9.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Novomoskovsk: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Novomoskovsk
$195 70.6% $470
Groceries & Markets
Ubud, Bali
$279
Novomoskovsk
$153 45.2% $126
Clothing & Footwear
Ubud, Bali
$106
Novomoskovsk
$96 9.6% $10
Eating Out
Ubud, Bali
$106
Novomoskovsk
$112 6.2% $6.6
Monthly Utilities & Internet
Ubud, Bali
$103
Novomoskovsk
$93 9.3% $9.5
Sport & Entertainment
Ubud, Bali
$60
Novomoskovsk
$32 45.8% $27
Getting Around
Ubud, Bali
$12
Novomoskovsk
$21 76.2% $9.1

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $348 in Novomoskovsk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $26 in Novomoskovsk. Monthly groceries follow the same trend: $279 vs $153 – making Novomoskovsk the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇦 Novomoskovsk
🕒 Local time
19:25 7:25 PM
13:25 1:25 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
124,787
💱 Currency
Exchange rates and currency converter

UAH, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Ukrainian Hryvnia exchange rates as of November 5, 2026: 1 USD = 45.67 UAH (100 UAH = 2.19 USD). 1 EUR = 51.32 UAH (100 UAH = 1.95 EUR).

On the map
Between locations
  • Ubud, Bali Novomoskovsk 9,990 km ≈ 13 h nonstop flight
From you
  • Ubud, Bali
  • Novomoskovsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Novomoskovsk: Cost of Living - Frequently Asked Questions
Is Novomoskovsk cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 89%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,055 in Novomoskovsk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Novomoskovsk, especially for central apartments: a one-bedroom in the center costs $348 there versus $1,078 in Ubud, Bali.
Which city has cheaper public transport?
Public transport costs about 45% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $492 per month in Ubud, Bali and $221 in Novomoskovsk. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Ubud, Bali or in Novomoskovsk?
A $1,000 monthly budget goes further in Novomoskovsk, where all-in costs run around $703, than in Ubud, Bali at $1,331. In Novomoskovsk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Novomoskovsk more family-friendly?
Families tend to lean toward Novomoskovsk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Ubud, Bali vs other spots: cost of living compared

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