Cost of Living Comparison Between Ubud, Bali and Novomoskovsk Cost of Living Comparison Between Ubud, Bali and Novomoskovsk

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $739 in Novomoskovsk, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $1,117 in Novomoskovsk, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $1,495 in Novomoskovsk, rent included.

Ubud, Bali costs about 90% more than Novomoskovsk, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Novomoskovsk is 45% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$11.93 ₴525

-71.33%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$23.96 ₴1,053

37.56%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$3.94 ₴173

28.93%

Cappuccino

$2.82 Rp 48.5K

$0.84 ₴36.74

235.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$0.69 ₴30.27

98.55%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.58 ₴25.33

22.41%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$0.99 ₴43.61

200.00%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$1.71 ₴75.1

128.65%

Milk (1 liter)

$1.75 Rp 30.0K

$1.09 ₴47.97

60.55%

White Bread (500g)

$2.52 Rp 43.2K

$0.64 ₴28.06

293.75%

Rice (white) (1kg)

$1.21 Rp 20.8K

$1.21 ₴53.4

Eggs

$2.33 Rp 40.1K

$1.61 ₴70.8

44.72%

Local Cheese (1kg)

$14.50 Rp 249.2K

$7.06 ₴311

105.38%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$4.26 ₴187

2.35%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$4.56 ₴200

164.25%

Apples (1kg)

$3.82 Rp 65.6K

$0.78 ₴34.18

389.74%

Banana (1kg)

$1.61 Rp 27.7K

$1.55 ₴68.2

3.87%

Oranges (1kg)

$2.70 Rp 46.5K

$1.54 ₴67.8

75.32%

Tomato (1kg)

$2.23 Rp 38.3K

$2.01 ₴88.5

10.95%

Potato (1kg)

$1.90 Rp 32.6K

$0.60 ₴26.54

216.67%

Onion (1kg)

$2.18 Rp 37.5K

$0.53 ₴23.10

311.32%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.01 ₴44.29

1.98%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.53 ₴23.21

45.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$2.28 ₴100

39.47%

Wine (Bottle)

$23.23 Rp 399.2K

$4.50 ₴198

416.22%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$0.86 ₴37.81

231.40%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$1.27 ₴55.8

114.17%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.35 ₴15.30

-17.14%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$2.45 ₴108

-80.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.25 ₴11.04

80.00%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$2.35 ₴103

167.23%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.36 ₴59.9

-37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$32.4K ₴1.4M

-19.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$16.7K ₴732.3K

89.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$110 ₴4,831

-27.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$5.18 ₴228

-21.04%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$5.32 ₴234

352.26%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$24.68 ₴1,085

289.75%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$9.88 ₴434

-33.91%

Cinema Ticket

$4.13 Rp 71.1K

$3.69 ₴162

11.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$73.5 ₴3,231

303.81%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$7,789 ₴342.4K

-14.48%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$53.4 ₴2,349

2.86%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$32.45 ₴1,426

19.41%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$71.7 ₴3,150

25.05%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$73.3 ₴3,221

7.68%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$270 ₴11.9K

276.75%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$202 ₴8,873

226.94%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$441 ₴19.4K

679.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$310 ₴13.6K

561.53%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$1,088 ₴47.8K

174.07%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$731 ₴32.1K

223.85%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$405 ₴17.8K

-57.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.83

-21.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Novomoskovsk: April 22, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $270 in Novomoskovsk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 135% higher in Novomoskovsk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Ubud, Bali versus $24 in Novomoskovsk. Monthly groceries follow the same trend: $299 vs $143 – making Novomoskovsk the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novomoskovsk: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 90%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,109 in Novomoskovsk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Novomoskovsk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $24.00 in Novomoskovsk. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 108% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Novomoskovsk, where all-in costs run around $739, than in Ubud, Bali at $1,408. In Novomoskovsk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Novomoskovsk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Novomoskovsk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.