Last update: Oct 2026

Cost of Living Comparison Between Ninh Binh and Hong Kong

For one person, living is cheaper in Ninh Binh: $730 a month against $2,984 in Hong Kong, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Ninh Binh
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Ninh Binh Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Ninh Binh

🇻🇳 Vietnam

$730

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Ninh Binh and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ninh Binh and in Hong Kong actually costs, broken down by who's living it.

A single person spends $730 per month in Ninh Binh vs $2,984 in Hong Kong, rent included.

Ninh Binh $730
Hong Kong $2,984

A couple spends around $1,166 per month in Ninh Binh vs $4,584 in Hong Kong, rent included.

Ninh Binh $1,166
Hong Kong $4,584

A family of three spends $1,602 per month in Ninh Binh vs $6,183 in Hong Kong, rent included.

Ninh Binh $1,602
Hong Kong $6,183

Ninh Binh is about 76% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Ninh Binh sits 46% below the global median, while Hong Kong is 121% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.90 ₫49.2K

$7.75 HK$60.8

-75.48%

Three-Course Dinner for Two, Mid-Range

$20.72 ₫536.4K

$64.7 HK$508

-67.97%

Fast Food Meal (McDonalds, etc)

$4.71 ₫122.1K

$6.18 HK$48.51

-23.79%

Cappuccino

$1.76 ₫45.4K

$5.08 HK$39.85

-65.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₫13.3K

$1.31 HK$10.31

-61.07%

Water (0.33 liter bottle)

$0.30 ₫7,789

$1.09 HK$8.56

-72.48%

Local Beer (0.5 liter draught)

$1.01 ₫26.0K

$7.47 HK$58.6

-86.48%

Imported Beer (0.33 liter bottle)

$1.51 ₫39.2K

$6.50 HK$51.0

-76.77%

Milk (1 liter)

$1.42 ₫36.7K

$2.89 HK$22.71

-50.87%

White Bread (500g)

$0.96 ₫25.0K

$2.31 HK$18.14

-58.44%

Rice (white) (1kg)

$0.94 ₫24.5K

$2.13 HK$16.71

-55.87%

Eggs

$1.41 ₫36.4K

$3.52 HK$27.65

-59.94%

Local Cheese (1kg)

$11.66 ₫301.8K

$24.72 HK$194

-52.83%

Chicken Fillets (1kg)

$3.78 ₫97.9K

$8.52 HK$66.9

-55.63%

Beef Round Steak (1kg)

$10.11 ₫261.6K

$18.00 HK$141

-43.83%

Apples (1kg)

$2.64 ₫68.3K

$4.18 HK$32.79

-36.84%

Banana (1kg)

$1.01 ₫26.1K

$2.68 HK$21.07

-62.31%

Oranges (1kg)

$1.33 ₫34.4K

$4.49 HK$35.22

-70.38%

Tomato (1kg)

$1.13 ₫29.3K

$4.03 HK$31.66

-71.96%

Potato (1kg)

$1.06 ₫27.5K

$3.12 HK$24.51

-66.03%

Onion (1kg)

$1.01 ₫26.1K

$3.15 HK$24.72

-67.94%

Lettuce (1 head)

$0.70 ₫18.2K

$1.62 HK$12.75

-56.79%

Water (1.5 liter bottle)

$0.52 ₫13.5K

$1.74 HK$13.66

-70.11%

Cigarettes 20 Pack (Marlboro, Camel)

$1.32 ₫34.1K

$13.50 HK$106

-90.22%

Wine (Bottle)

$11.22 ₫290.6K

$16.54 HK$130

-32.16%

Local Beer (0.5 liter bottle)

$0.73 ₫19.0K

$1.94 HK$15.19

-62.37%

Imported Beer (0.33 liter bottle)

$1.57 ₫40.7K

$2.18 HK$17.11

-27.98%

One-way Ticket (Public Transport)

$0.31 ₫8,137

$1.41 HK$11.04

-78.01%

Public Transport Monthly Pass (Regular Price)

$6.35 ₫164.5K

$88.6 HK$696

-92.84%

Taxi Start (Normal Tariff)

$0.71 ₫18.3K

$3.69 HK$28.94

-80.76%

Taxi (Normal Tariff) (1km)

$0.66 ₫17.1K

$1.32 HK$10.36

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$2.72 ₫70.5K

$15.77 HK$124

-82.75%

Gasoline (1 liter)

$0.91 ₫23.6K

$4.03 HK$31.65

-77.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K ₫916.8M

$44.7K HK$350.5K

-20.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K ₫820.9M

$37.8K HK$296.6K

-16.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.1 ₫1.9M

$250 HK$1,959

-69.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.87 ₫152.0K

$15.60 HK$122

-62.37%

Internet (50+ Mbps, Unlimited Data)

$8.69 ₫225.1K

$21.77 HK$171

-60.08%

Gym Membership (Monthly)

$22.18 ₫574.3K

$94.2 HK$739

-76.45%

Tennis Court (1 Hour on Weekend)

$7.86 ₫203.5K

$9.29 HK$72.9

-15.39%

Cinema Ticket

$3.00 ₫77.7K

$13.91 HK$109

-78.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$263 ₫6.8M

$1,162 HK$9,122

-77.34%

International Primary School, 1 Child (Yearly)

$11.9K ₫307.3M

$21.9K HK$171.6K

-45.73%

Jeans (Levis 501 Or Similar)

$41.19 ₫1.1M

$68.0 HK$534

-39.42%

Summer Dress (H&M, Zara, etc)

$23.06 ₫596.9K

$41.91 HK$329

-44.98%

Sport Shoes (Adidas, Nike)

$85.0 ₫2.2M

$79.7 HK$626

6.60%

Men's Leather Business Shoes

$75.3 ₫1.9M

$122 HK$956

-38.14%

1-bedroom Apartment, City Center (Monthly)

$365 ₫9.4M

$2,241 HK$17.6K

-83.72%

1-bedroom Apartment, Outside City Center (Monthly)

$247 ₫6.4M

$1,718 HK$13.5K

-85.64%

3-bedroom Apartment, City Center (Monthly)

$725 ₫18.8M

$5,041 HK$39.6K

-85.63%

3-bedroom Apartment, Outside City Center (Monthly)

$531 ₫13.7M

$3,435 HK$27.0K

-84.54%

Buy Apartment in City Center (m2)

$2,060 ₫53.3M

$29.2K HK$229.0K

-92.94%

Buy Apartment Outside City Center (m2)

$1,268 ₫32.8M

$17.6K HK$137.9K

-92.78%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.1

3.91

132.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ninh Binh: October 10, 2026

Last update for Hong Kong: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ninh Binh

$247 33.8%

Hong Kong

$1.7K 57.6% 597% $1.5K

Groceries & Markets

Ninh Binh

$191 26.2%

Hong Kong

$411 13.8% 115% $220

Clothing & Footwear

Ninh Binh

$101 13.8%

Hong Kong

$140 4.7% 38.7% $39

Monthly Utilities & Internet

Ninh Binh

$90 12.3%

Hong Kong

$287 9.6% 220% $197

Eating Out

Ninh Binh

$62 8.5%

Hong Kong

$201 6.8% 226% $140

Sport & Entertainment

Ninh Binh

$28 3.9%

Hong Kong

$122 4.1% 333% $94

Getting Around

Ninh Binh

$12 1.6%

Hong Kong

$105 3.5% 800% $93

Cost Breakdown

A central one-bedroom costs $365 in Ninh Binh versus $2,241 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Ninh Binh versus $65.0 in Hong Kong. Monthly groceries follow the same trend: $191 vs $411 – making Ninh Binh the more affordable choice for daily food spending.

Good to know

🇻🇳 Ninh Binh

🇭🇰 Hong Kong

🕒 Local time

20:55 8:55 PM

21:55 9:55 PM

1 h ahead of Ninh Binh

🌤 Weather

👥 Population

148,406

1,367,900 Capital

💱 Currency

Vietnamese Dong VND ₫

Hong Kong Dollar HKD $

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,108 VND (100,000 VND = 3.44 EUR).

Hong Kong Dollar exchange rates as of October 17, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Ninh Binh Hong Kong 880 km ≈ 1 h 30 min nonstop flight

From you

Ninh Binh
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ninh Binh vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $730 in Ninh Binh, $2,984 in Hong Kong – roughly 309% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,095 per month in Ninh Binh and $4,476 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ninh Binh, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $21.00 in Ninh Binh and $65.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $730 in Ninh Binh and $2,984 in Hong Kong. That's a gap of about 309%.

A $1,500 monthly budget goes further in Ninh Binh, where all-in costs run around $730, than in Hong Kong at $2,984. In Ninh Binh it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $730 in Ninh Binh to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ninh Binh. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.