🙂Monthly costs for one person with rent: $732 in Ninh Binh versus $839 in Ho Chi Minh City (Saigon).
🙂Estimated couple costs with rent: $1,174 in Ninh Binh versus $1,328 in Ho Chi Minh City (Saigon).
🙂Monthly costs for a family of three with rent: $1,616 in Ninh Binh versus $1,817 in Ho Chi Minh City (Saigon).
🙂Living in Ninh Binh costs roughly 13% less than in Ho Chi Minh City (Saigon), driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Ninh Binh45% lower, Ho Chi Minh City (Saigon)37% lower.
Moneda
🍽 Eating Out
Ninh Binh
Ho Chi Minh City (Saigon)
Diferencia
Meal at Budget Restaurant
$1.94₫50.9K
$1.97₫51.6K
-1.52%
Three-Course Dinner for Two, Mid-Range
$21.04₫551.9K
$23.04₫604.6K
-8.68%
Fast Food Meal(McDonalds, etc)
$4.70₫123.3K
$4.68₫122.7K
0.43%
Cappuccino
$1.72₫45.1K
$1.69₫44.4K
1.78%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47₫12.2K
$0.51₫13.5K
-7.84%
Water(0.33 liter bottle)
$0.28₫7,306
$0.30₫7,952
-6.67%
Local Beer(0.5 liter draught)
$0.95₫24.8K
$1.03₫27.0K
-7.77%
Imported Beer(0.33 liter bottle)
$1.56₫41.0K
$1.52₫40.0K
2.63%
🛒 Groceries & Markets
Ninh Binh
Ho Chi Minh City (Saigon)
Diferencia
Milk(1 liter)
$1.42₫37.4K
$1.45₫38.1K
-2.07%
White Bread(500g)
$0.93₫24.5K
$0.98₫25.7K
-5.10%
Rice(white)(1kg)
$0.95₫24.9K
$0.98₫25.8K
-3.06%
Eggs
$1.47₫38.5K
$1.41₫37.1K
4.26%
Local Cheese(1kg)
$11.87₫311.5K
$11.86₫311.2K
0.08%
Chicken Fillets(1kg)
$3.75₫98.5K
$3.72₫97.5K
0.81%
Beef Round Steak(1kg)
$10.11₫265.2K
$10.51₫275.7K
-3.81%
Apples(1kg)
$2.76₫72.4K
$2.73₫71.7K
1.10%
Banana(1kg)
$1.07₫28.1K
$1.14₫30.0K
-6.14%
Oranges(1kg)
$1.30₫34.1K
$1.35₫35.3K
-3.70%
Tomato(1kg)
$1.08₫28.3K
$1.17₫30.6K
-7.69%
Potato(1kg)
$1.02₫26.8K
$1.16₫30.4K
-12.07%
Onion(1kg)
$1.06₫27.7K
$1.17₫30.6K
-9.40%
Lettuce(1 head)
$0.66₫17.2K
$0.76₫20.0K
-13.16%
Water(1.5 liter bottle)
$0.49₫12.8K
$0.50₫13.2K
-2.00%
Cigarettes 20 Pack(Marlboro, Camel)
$1.35₫35.5K
$1.21₫31.9K
11.57%
Wine(Bottle)
$11.24₫295.0K
$12.93₫339.3K
-13.07%
Local Beer(0.5 liter bottle)
$0.80₫21.1K
$0.90₫23.5K
-11.11%
Imported Beer(0.33 liter bottle)
$1.59₫41.8K
$1.42₫37.2K
11.97%
🚌 Getting Around
Ninh Binh
Ho Chi Minh City (Saigon)
Diferencia
One-way Ticket(Public Transport)
$0.34₫8,946
$0.26₫6,792
30.77%
Public Transport Monthly Pass(Regular Price)
$6.38₫167.5K
$10.73₫281.6K
-40.54%
Taxi Start(Normal Tariff)
$0.72₫19.0K
$0.72₫18.8K
-
Taxi(Normal Tariff)(1km)
$0.66₫17.2K
$0.65₫16.9K
1.54%
Taxi 1hour Waiting(Normal Tariff)
$2.82₫74.0K
$3.16₫82.9K
-10.76%
Gasoline(1 liter)
$0.83₫21.9K
$0.88₫23.2K
-5.68%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7K₫937.4M
$37.9K₫993.3M
-5.63%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K₫832.0M
$33.7K₫883.2M
-5.80%
🧾 Monthly Utilities & Internet
Ninh Binh
Ho Chi Minh City (Saigon)
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$75.3₫2.0M
$85.5₫2.2M
-11.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.95₫156.1K
$5.97₫156.7K
-0.34%
Internet(50+ Mbps, Unlimited Data)
$8.51₫223.3K
$9.41₫247.0K
-9.56%
🎉 Sport & Entertainment
Ninh Binh
Ho Chi Minh City (Saigon)
Diferencia
Gym Membership(Monthly)
$21.52₫564.5K
$20.92₫549.0K
2.87%
Tennis Court(1 Hour on Weekend)
$7.81₫204.9K
$9.18₫240.9K
-14.92%
Cinema Ticket
$3.11₫81.6K
$4.09₫107.4K
-23.96%
🧸 Childcare & Education
Ninh Binh
Ho Chi Minh City (Saigon)
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$268₫7.0M
$276₫7.2M
-2.87%
International Primary School, 1 Child(Yearly)
$11.7K₫306.8M
$14.2K₫373.8M
-17.91%
👕👟 Clothing & Footwear
Ninh Binh
Ho Chi Minh City (Saigon)
Diferencia
Jeans(Levis 501 Or Similar)
$40.96₫1.1M
$41.67₫1.1M
-1.70%
Summer Dress(H&M, Zara, etc)
$23.08₫605.6K
$27.51₫721.8K
-16.10%
Sport Shoes(Adidas, Nike)
$85.9₫2.3M
$96.0₫2.5M
-10.49%
Men's Leather Business Shoes
$76.2₫2.0M
$85.7₫2.2M
-11.09%
🏠 Accommodation & Living
Ninh Binh
Ho Chi Minh City (Saigon)
Diferencia
1-bedroom Apartment, City Center(Monthly)
$359₫9.4M
$532₫14.0M
-32.45%
1-bedroom Apartment, Outside City Center(Monthly)
$253₫6.6M
$306₫8.0M
-17.32%
3-bedroom Apartment, City Center(Monthly)
$723₫19.0M
$1,107₫29.0M
-34.71%
3-bedroom Apartment, Outside City Center(Monthly)
$543₫14.3M
$657₫17.2M
-17.33%
Buy Apartment in City Center(m2)
$2,078₫54.5M
$4,113₫107.9M
-49.47%
Buy Apartment Outside City Center(m2)
$1,226₫32.2M
$1,909₫50.1M
-35.80%
💵 Salaries & Financials
Ninh Binh
Ho Chi Minh City (Saigon)
Diferencia
Average Monthly Net Salary(After Tax)
-
$481₫12.6M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.1
9.14
-0.44%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Ninh Binh: April 26, 2026
Última actualización para Ho Chi Minh City (Saigon): April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $359 in Ninh Binh and $532 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.
🛒Dining out: $21.00 in Ninh Binh vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $192 vs $199 per month, with Ninh Binh cheaper across the board.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Ninh Binh vs Ho Chi Minh City (Saigon): Coste de vida - preguntas frecuentes
Which city is more expensive, Ninh Binh or Ho Chi Minh City (Saigon)?
Ninh Binh wins on cost – living expenses run 15% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Ninh Binh the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ninh Binh vs Ho Chi Minh City (Saigon)?
You'd need roughly $1,098 in Ninh Binh and $1,259 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ninh Binh vs Ho Chi Minh City (Saigon)?
Rent for a central apartment: $359 in Ninh Binh versus $532 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ninh Binh compared to Ho Chi Minh City (Saigon)?
All in, you'll spend $732 per month in Ninh Binh versus $839 in Ho Chi Minh City (Saigon) – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ninh Binh vs Ho Chi Minh City (Saigon)?
A monthly transit pass in Ninh Binh runs roughly 68% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Ninh Binh or Ho Chi Minh City (Saigon)?
Either city works on $1,000 a month, though Ninh Binh gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Ninh Binh or Ho Chi Minh City (Saigon)?
Both work as nomad bases, but Ninh Binh delivers better value – similar infrastructure at $732 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ninh Binh hard to pass up.
How safe is Ninh Binh compared to Ho Chi Minh City (Saigon)?
Safety-wise, Ninh Binh and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ninh Binh gentler on the wallet – expenses run 15% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ninh Binh vs otros destinos: coste de vida comparado