Last update: Oct 2026

Cost of Living Comparison Between Niksic and Bali

For one person, living is cheaper in Niksic: $986 a month against $1,229 in Bali, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

47

Cost of Living Index in Niksic
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Niksic Living Index
59

Cost of Living Index in Bali
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Bali Living Index

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Niksic

🇲🇪 Montenegro

$986

/mo nomad

Bali

🇮🇩 Indonesia

$1,229

/mo nomad

Monthly Cost of Living

How much you'll spend in Niksic and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niksic and in Bali actually costs, broken down by who's living it.

A single person spends $986 per month in Niksic vs $1,236 in Bali, rent included.

Niksic $986
Bali $1,236

A couple spends around $1,468 per month in Niksic vs $2,086 in Bali, rent included.

Niksic $1,468
Bali $2,086

A family of three spends $1,950 per month in Niksic vs $2,937 in Bali, rent included.

Niksic $1,950
Bali $2,937

Niksic is about 20% cheaper than Bali, and outside of rent the biggest gap is in groceries.

Both Niksic and Bali are more affordable than the global median – Niksic 27% lower, Bali 9% lower.

Meal at Budget Restaurant

$7.94 €7.07

$2.75 Rp 49.5K

188.73%

Three-Course Dinner for Two, Mid-Range

$30.49 €27.12

$29.09 Rp 523.7K

4.81%

Fast Food Meal (McDonalds, etc)

$5.76 €5.12

$4.66 Rp 83.9K

23.61%

Cappuccino

$1.70 €1.51

$2.31 Rp 41.5K

-26.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 €1.65

$1.42 Rp 25.6K

30.28%

Water (0.33 liter bottle)

$1.14 €1.02

$0.64 Rp 11.4K

78.12%

Local Beer (0.5 liter draught)

$2.01 €1.79

$2.23 Rp 40.2K

-9.87%

Imported Beer (0.33 liter bottle)

$2.17 €1.93

$3.61 Rp 64.9K

-39.89%

Milk (1 liter)

$1.09 €0.97

$1.43 Rp 25.8K

-23.78%

White Bread (500g)

$0.88 €0.78

$2.11 Rp 38.0K

-58.29%

Rice (white) (1kg)

$1.90 €1.69

$1.15 Rp 20.6K

65.22%

Eggs

$3.18 €2.83

$1.96 Rp 35.3K

62.24%

Local Cheese (1kg)

$7.59 €6.75

$16.38 Rp 294.8K

-53.66%

Chicken Fillets (1kg)

$5.96 €5.30

$3.60 Rp 64.7K

65.56%

Beef Round Steak (1kg)

$10.85 €9.65

$11.70 Rp 210.6K

-7.26%

Apples (1kg)

$1.09 €0.97

$3.48 Rp 62.7K

-68.68%

Banana (1kg)

$1.26 €1.12

$1.46 Rp 26.4K

-13.70%

Oranges (1kg)

$1.29 €1.15

$2.21 Rp 39.8K

-41.63%

Tomato (1kg)

$2.12 €1.88

$1.90 Rp 34.3K

11.58%

Potato (1kg)

$0.91 €0.81

$1.72 Rp 30.9K

-47.09%

Onion (1kg)

$1.06 €0.95

$2.19 Rp 39.4K

-51.60%

Lettuce (1 head)

$1.04 €0.93

$1.00 Rp 17.9K

4.00%

Water (1.5 liter bottle)

$0.84 €0.74

$0.51 Rp 9,256

64.71%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 €3.76

$2.08 Rp 37.4K

102.88%

Wine (Bottle)

$5.13 €4.56

$21.20 Rp 381.6K

-75.80%

Local Beer (0.5 liter bottle)

$0.90 €0.80

$2.18 Rp 39.2K

-58.72%

Imported Beer (0.33 liter bottle)

$1.11 €0.99

$2.88 Rp 51.9K

-61.46%

One-way Ticket (Public Transport)

$1.09 €0.97

$0.23 Rp 4,137

373.91%

Public Transport Monthly Pass (Regular Price)

$33.41 €29.72

$8.27 Rp 148.8K

303.99%

Taxi Start (Normal Tariff)

$0.58 €0.51

$0.45 Rp 8,030

28.89%

Taxi (Normal Tariff) (1km)

$0.54 €0.48

$0.47 Rp 8,471

14.89%

Taxi 1hour Waiting (Normal Tariff)

$7.21 €6.41

$5.42 Rp 97.6K

33.03%

Gasoline (1 liter)

$1.77 €1.57

$0.83 Rp 14.9K

113.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K €19.1K

$24.0K Rp 431.7M

-10.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K €22.8K

$31.9K Rp 573.5M

-19.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 €109

$79.4 Rp 1.4M

54.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.36 €20.78

$6.46 Rp 116.3K

261.61%

Internet (50+ Mbps, Unlimited Data)

$23.80 €21.17

$18.69 Rp 336.4K

27.34%

Gym Membership (Monthly)

$33.17 €29.51

$45.96 Rp 827.2K

-27.83%

Tennis Court (1 Hour on Weekend)

$10.53 €9.37

$14.87 Rp 267.7K

-29.19%

Cinema Ticket

$5.64 €5.02

$3.67 Rp 66.1K

53.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 €72.9

$443 Rp 8.0M

-81.49%

International Primary School, 1 Child (Yearly)

$4,517 €4,018

$5,164 Rp 93.0M

-12.53%

Jeans (Levis 501 Or Similar)

$82.3 €73.2

$43.58 Rp 784.5K

88.73%

Summer Dress (H&M, Zara, etc)

$31.53 €28.05

$32.98 Rp 593.7K

-4.40%

Sport Shoes (Adidas, Nike)

$89.4 €79.5

$75.0 Rp 1.3M

19.19%

Men's Leather Business Shoes

$112 €99.5

$75.0 Rp 1.3M

49.16%

1-bedroom Apartment, City Center (Monthly)

$412 €366

$975 Rp 17.5M

-57.76%

1-bedroom Apartment, Outside City Center (Monthly)

$271 €241

$593 Rp 10.7M

-54.26%

3-bedroom Apartment, City Center (Monthly)

$600 €534

$3,065 Rp 55.2M

-80.43%

3-bedroom Apartment, Outside City Center (Monthly)

$403 €359

$1,463 Rp 26.3M

-72.43%

Buy Apartment in City Center (m2)

$1,667 €1,483

$2,391 Rp 43.0M

-30.26%

Buy Apartment Outside City Center (m2)

$1,215 €1,081

$1,945 Rp 35.0M

-37.53%

Average Monthly Net Salary (After Tax)

$806 €717

$216 Rp 3.9M

272.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

13.78

-60.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: October 18, 2026

Last update for Bali: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niksic

$271 27.5%

Bali

$593 48.3% 119% $322

Groceries & Markets

Niksic

$190 19.3%

Bali

$273 22.3% 43.9% $83

Monthly Utilities & Internet

Niksic

$170 17.3%

Bali

$105 8.5% 38.5% $66

Clothing & Footwear

Niksic

$142 14.4%

Bali

$102 8.3% 28.1% $40

Eating Out

Niksic

$128 12.9%

Bali

$90 7.3% 29.2% $37

Sport & Entertainment

Niksic

$44 4.5%

Bali

$53 4.3% 19.9% $8.8

Getting Around

Niksic

$41 4.2%

Bali

$12 1% 70.8% $29

Cost Breakdown

A central one-bedroom costs $412 in Niksic versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 266% higher in Niksic, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Niksic versus $30.00 in Bali. Monthly groceries follow the same trend: $190 vs $277 – making Niksic the more affordable choice for daily food spending.

Good to know

🇲🇪 Niksic

🇮🇩 Bali

🕒 Local time

11:59 11:59 AM

17:59 5:59 PM

6 h ahead of Niksic

🌤 Weather

👥 Population

56,970

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Niksic Bali 11,160 km ≈ 14 h nonstop flight

From you

Niksic
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 25% more than Niksic, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,479 per month in Niksic and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Niksic, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Niksic and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $986 in Niksic and $1,236 in Bali. That's a gap of about 25%.

A $2,000 monthly budget goes further in Niksic, where all-in costs run around $986, than in Bali at $1,236. In Niksic it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Niksic costs $986 versus $1,236 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Niksic. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.