Last update: Oct 2026

Cost of Living Comparison Between Nicosia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,833 in Nicosia, rent and utilities included – about $5,600 less a year. Other living expenses account for most of the difference.

90

Cost of Living Index in Nicosia
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Nicosia Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nicosia

🇨🇾 Cyprus

$1,833

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Nicosia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nicosia and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,833 per month in Nicosia vs $1,368 in Ubud, Bali, rent included.

Nicosia $1,833
Ubud, Bali $1,368

A couple spends around $2,875 per month in Nicosia vs $2,314 in Ubud, Bali, rent included.

Nicosia $2,875
Ubud, Bali $2,314

A family of three spends $3,917 per month in Nicosia vs $3,260 in Ubud, Bali, rent included.

Nicosia $3,917
Ubud, Bali $3,260

Nicosia costs about 34% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Nicosia and Ubud, Bali sit above the global median – Nicosia by 36%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$17.00 €15.12

$3.33 Rp 59.9K

410.51%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$35.18 Rp 633.2K

92.64%

Fast Food Meal (McDonalds, etc)

$8.71 €7.75

$5.80 Rp 104.5K

50.17%

Cappuccino

$3.54 €3.15

$2.73 Rp 49.1K

29.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 €2.06

$1.64 Rp 29.5K

40.85%

Water (0.33 liter bottle)

$0.90 €0.80

$0.83 Rp 15.0K

8.43%

Local Beer (0.5 liter draught)

$4.36 €3.88

$2.70 Rp 48.6K

61.48%

Imported Beer (0.33 liter bottle)

$5.56 €4.94

$4.30 Rp 77.4K

29.30%

Milk (1 liter)

$1.87 €1.66

$1.50 Rp 27.1K

24.67%

White Bread (500g)

$1.89 €1.68

$2.30 Rp 41.4K

-17.83%

Rice (white) (1kg)

$2.83 €2.52

$1.18 Rp 21.2K

139.83%

Eggs

$4.78 €4.25

$2.14 Rp 38.6K

123.36%

Local Cheese (1kg)

$13.32 €11.85

$17.48 Rp 314.6K

-23.80%

Chicken Fillets (1kg)

$8.71 €7.74

$4.03 Rp 72.5K

116.13%

Beef Round Steak (1kg)

$13.29 €11.82

$12.23 Rp 220.1K

8.67%

Apples (1kg)

$3.30 €2.94

$3.55 Rp 63.9K

-7.04%

Banana (1kg)

$2.05 €1.82

$1.57 Rp 28.3K

30.57%

Oranges (1kg)

$2.57 €2.29

$2.24 Rp 40.2K

14.73%

Tomato (1kg)

$3.56 €3.17

$1.93 Rp 34.7K

84.46%

Potato (1kg)

$1.85 €1.65

$1.88 Rp 33.9K

-1.60%

Onion (1kg)

$1.51 €1.35

$2.29 Rp 41.3K

-34.06%

Lettuce (1 head)

$0.97 €0.87

$0.99 Rp 17.9K

-2.02%

Water (1.5 liter bottle)

$1.13 €1.01

$0.53 Rp 9,475

113.21%

Cigarettes 20 Pack (Marlboro, Camel)

$5.74 €5.10

$2.28 Rp 41.1K

151.75%

Wine (Bottle)

$7.65 €6.80

$23.01 Rp 414.2K

-66.75%

Local Beer (0.5 liter bottle)

$1.67 €1.48

$2.34 Rp 42.2K

-28.63%

Imported Beer (0.33 liter bottle)

$2.80 €2.49

$2.91 Rp 52.4K

-3.78%

One-way Ticket (Public Transport)

$2.64 €2.35

$0.24 Rp 4,315

1000.00%

Public Transport Monthly Pass (Regular Price)

$43.89 €39.04

$8.82 Rp 158.7K

397.62%

Taxi Start (Normal Tariff)

$6.36 €5.66

$0.48 Rp 8,684

1225.00%

Taxi (Normal Tariff) (1km)

$1.95 €1.74

$0.46 Rp 8,233

323.91%

Taxi 1hour Waiting (Normal Tariff)

$43.87 €39.02

$5.45 Rp 98.2K

704.95%

Gasoline (1 liter)

$1.74 €1.54

$0.88 Rp 15.9K

97.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K €29.4K

$24.6K Rp 442.2M

34.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K €28.9K

$31.2K Rp 561.4M

4.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €185

$83.0 Rp 1.5M

149.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.18 €17.95

$6.45 Rp 116.0K

212.87%

Internet (50+ Mbps, Unlimited Data)

$33.19 €29.52

$18.57 Rp 334.2K

78.73%

Gym Membership (Monthly)

$72.8 €64.8

$55.8 Rp 1.0M

30.46%

Tennis Court (1 Hour on Weekend)

$18.77 €16.70

$18.11 Rp 326.0K

3.64%

Cinema Ticket

$11.23 €9.99

$4.38 Rp 78.9K

156.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$519 €461

$493 Rp 8.9M

5.17%

International Primary School, 1 Child (Yearly)

$9,360 €8,326

$5,754 Rp 103.6M

62.69%

Jeans (Levis 501 Or Similar)

$104 €92.7

$46.19 Rp 831.4K

125.68%

Summer Dress (H&M, Zara, etc)

$54.1 €48.14

$35.33 Rp 636.0K

53.21%

Sport Shoes (Adidas, Nike)

$99.1 €88.2

$79.1 Rp 1.4M

25.31%

Men's Leather Business Shoes

$117 €104

$78.4 Rp 1.4M

48.79%

1-bedroom Apartment, City Center (Monthly)

$791 €704

$1,142 Rp 20.6M

-30.74%

1-bedroom Apartment, Outside City Center (Monthly)

$684 €608

$676 Rp 12.2M

1.25%

3-bedroom Apartment, City Center (Monthly)

$1,678 €1,493

$3,503 Rp 63.1M

-52.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,343 €1,195

$1,700 Rp 30.6M

-20.98%

Buy Apartment in City Center (m2)

$3,118 €2,773

$2,784 Rp 50.1M

11.99%

Buy Apartment Outside City Center (m2)

$2,308 €2,053

$2,241 Rp 40.3M

3.01%

Average Monthly Net Salary (After Tax)

$1,828 €1,626

$165 Rp 3.0M

1010.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

13.78

-67.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nicosia: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nicosia

$684 37.3%

Ubud, Bali

$676 49.4% 1.2% $8.4

Groceries & Markets

Nicosia

$304 16.6%

Ubud, Bali

$290 21.2% 4.4% $13

Monthly Utilities & Internet

Nicosia

$261 14.2%

Ubud, Bali

$108 7.9% 58.6% $153

Eating Out

Nicosia

$250 13.7%

Ubud, Bali

$109 8% 56.6% $142

Clothing & Footwear

Nicosia

$168 9.2%

Ubud, Bali

$108 7.9% 36.1% $61

Sport & Entertainment

Nicosia

$95 5.2%

Ubud, Bali

$65 4.7% 32.2% $31

Getting Around

Nicosia

$71 3.9%

Ubud, Bali

$13 0.9% 82.2% $58

Cost Breakdown

A central one-bedroom costs $791 in Nicosia versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1011% higher in Nicosia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Nicosia versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $304 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇾 Nicosia

🇮🇩 Ubud, Bali

🕒 Local time

09:01 9:01 AM

14:01 2:01 PM

5 h ahead of Nicosia

🌤 Weather

👥 Population

310,355 Capital

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Nicosia Ubud, Bali 9,820 km ≈ 13 h nonstop flight

From you

Nicosia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nicosia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,833 in Nicosia, $1,368 in Ubud, Bali – roughly 34% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,750 per month in Nicosia and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $519 per month in Nicosia and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 5% more in Nicosia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Nicosia at $1,833. In Ubud, Bali it covers expenses comfortably, while in Nicosia it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,833 in Nicosia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nicosia makes more sense. Both are solid long-term options with distinct trade-offs.