Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nicosia

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,834 in Nicosia, rent and utilities included – about $5,800 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
88

Cost of Living Index in Nicosia
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Nicosia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Nicosia

🇨🇾 Cyprus

$1,834

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nicosia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nicosia actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,834 in Nicosia, rent included.

Ubud, Bali $1,349
Nicosia $1,834

A couple spends around $2,305 per month in Ubud, Bali vs $2,858 in Nicosia, rent included.

Ubud, Bali $2,305
Nicosia $2,858

A family of three spends $3,261 per month in Ubud, Bali vs $3,882 in Nicosia, rent included.

Ubud, Bali $3,261
Nicosia $3,882

Ubud, Bali is about 26% cheaper than Nicosia, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$16.56 €14.88

-79.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$68.3 €61.3

-47.79%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.92 €8.01

-38.00%

Cappuccino

$2.72 Rp 49.4K

$3.75 €3.37

-27.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.32 €2.08

-26.72%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.87 €0.79

-12.64%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.39 €3.94

-39.64%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.52 €4.96

-20.65%

Milk (1 liter)

$1.49 Rp 27.1K

$1.87 €1.68

-20.32%

White Bread (500g)

$2.28 Rp 41.4K

$1.99 €1.79

14.57%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.78 €2.50

-57.19%

Eggs

$2.04 Rp 37.0K

$4.75 €4.26

-57.05%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.85 €11.54

37.74%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$8.73 €7.84

-54.64%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.06 €11.73

-6.66%

Apples (1kg)

$3.66 Rp 66.4K

$3.45 €3.10

6.09%

Banana (1kg)

$1.52 Rp 27.6K

$2.04 €1.83

-25.49%

Oranges (1kg)

$2.23 Rp 40.5K

$2.57 €2.31

-13.23%

Tomato (1kg)

$1.97 Rp 35.9K

$3.50 €3.14

-43.71%

Potato (1kg)

$1.85 Rp 33.6K

$1.89 €1.70

-2.12%

Onion (1kg)

$2.42 Rp 44.1K

$1.59 €1.42

52.20%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.91 €0.82

8.79%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.14 €1.03

-55.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.42 €4.87

-59.04%

Wine (Bottle)

$22.24 Rp 404.2K

$7.73 €6.94

187.71%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.71 €1.53

32.16%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.72 €2.45

9.19%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.60 €2.34

-90.38%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$44.25 €39.75

-82.33%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$6.10 €5.48

-92.79%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.98 €1.78

-78.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$44.92 €40.35

-87.96%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.73 €1.55

-52.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$30.8K €27.7K

-22.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$32.8K €29.5K

-3.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$208 €187

-62.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$20.45 €18.37

-68.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$32.64 €29.32

-43.08%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$73.5 €66.0

-32.66%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$19.22 €17.26

-8.17%

Cinema Ticket

$4.27 Rp 77.7K

$11.31 €10.16

-62.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$520 €467

-5.73%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$9,426 €8,467

-39.80%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$103 €92.1

-56.47%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$55.5 €49.87

-37.05%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$98.2 €88.3

-18.67%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$117 €105

-32.04%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$784 €704

43.43%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$685 €615

-1.94%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,689 €1,518

110.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,307 €1,174

31.83%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,120 €2,802

-12.44%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,327 €2,090

-1.84%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,852 €1,663

-91.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.48

207.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Nicosia: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Nicosia

$685 37.4% 2% $13

Groceries & Markets

Ubud, Bali

$288 21.4%

Nicosia

$303 16.5% 5.1% $15

Eating Out

Ubud, Bali

$108 8%

Nicosia

$250 13.6% 132% $142

Clothing & Footwear

Ubud, Bali

$108 8%

Nicosia

$168 9.2% 56.2% $60

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Nicosia

$261 14.2% 151% $157

Sport & Entertainment

Ubud, Bali

$58 4.3%

Nicosia

$96 5.2% 65.6% $38

Getting Around

Ubud, Bali

$11 0.9%

Nicosia

$71 3.9% 519% $59

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $784 in Nicosia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Nicosia are about 11 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $68 in Nicosia. Monthly groceries follow the same trend: $288 vs $303 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇾 Nicosia

🕒 Local time

00:07 12:07 AM

18:07 6:07 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

310,355 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Nicosia 9,820 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Nicosia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nicosia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,834 in Nicosia – roughly 36% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,750 in Nicosia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nicosia, especially for central apartments: a one-bedroom in the center costs $784 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $520 in Nicosia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 5% more in Nicosia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,834 in Nicosia. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,834 in Nicosia. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nicosia makes more sense. Both are solid long-term options with distinct trade-offs.