Cost of Living Comparison Between Ubud, Bali and Nicosia Cost of Living Comparison Between Ubud, Bali and Nicosia

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,807 in Nicosia, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,890 in Nicosia, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,973 in Nicosia, rent included.

Ubud, Bali is about 22% cheaper than Nicosia, driven mainly by Eating Out.

Both Ubud, Bali and Nicosia sit above the global median – Ubud, Bali by 5%, Nicosia by 35%.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$17.43 €15.23

-80.21%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

$70.3 €61.4

-53.98%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$8.09 €7.06

-40.17%

Cappuccino

$2.75 Rp 49.1K

$3.80 €3.32

-27.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.51 €1.32

-8.61%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.86 €0.76

-12.79%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

$4.67 €4.08

-35.97%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$5.63 €4.92

-31.62%

Milk (1 liter)

$1.74 Rp 31.1K

$1.99 €1.74

-12.56%

White Bread (500g)

$2.46 Rp 44.0K

$2.08 €1.82

18.27%

Rice (white) (1kg)

$1.17 Rp 20.9K

$2.89 €2.52

-59.52%

Eggs

$2.43 Rp 43.5K

$4.48 €3.91

-45.76%

Local Cheese (1kg)

$14.50 Rp 259.5K

$13.51 €11.80

7.33%

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$9.40 €8.21

-53.72%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

$12.49 €10.92

-4.08%

Apples (1kg)

$3.72 Rp 66.5K

$2.93 €2.56

26.96%

Banana (1kg)

$1.63 Rp 29.1K

$2.04 €1.78

-20.10%

Oranges (1kg)

$2.74 Rp 49.1K

$2.19 €1.91

25.11%

Tomato (1kg)

$2.24 Rp 40.1K

$3.20 €2.80

-30.00%

Potato (1kg)

$1.92 Rp 34.3K

$1.70 €1.49

12.94%

Onion (1kg)

$2.28 Rp 40.7K

$1.66 €1.45

37.35%

Lettuce (1 head)

$1.06 Rp 19.0K

$0.80 €0.70

32.50%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.05 €0.92

-31.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$5.81 €5.08

-43.37%

Wine (Bottle)

$23.19 Rp 414.9K

$7.83 €6.84

196.17%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$2.03 €1.77

36.95%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$3.07 €2.69

-11.07%

One-way Ticket (Public Transport)

$0.27 Rp 4,765

$2.76 €2.41

-90.22%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

$57.7 €50.4

-85.94%

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

$5.31 €4.64

-90.96%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

$1.60 €1.40

-73.75%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

$53.0 €46.31

-88.26%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.64 €1.43

-50.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

$30.3K €26.5K

-12.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

$32.2K €28.2K

-0.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$217 €189

-63.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$21.91 €19.14

-81.42%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$34.92 €30.51

-30.33%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$75.7 €66.1

30.32%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

$30.13 €26.32

-78.96%

Cinema Ticket

$3.99 Rp 71.3K

$11.69 €10.22

-65.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$489 €427

-37.59%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

$8,438 €7,372

-21.28%

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$97.3 €85.0

-44.33%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

$63.3 €55.3

-40.29%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$93.7 €81.9

-7.32%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$125 €109

-38.76%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

$786 €687

26.18%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$636 €556

5.80%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$1,555 €1,359

116.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$1,281 €1,119

60.04%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$3,107 €2,714

-9.73%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

$2,308 €2,016

-3.49%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,855 €1,621

-91.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.8

176.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Nicosia: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $786 in Nicosia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1011% higher in Nicosia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $70.0 in Nicosia. Monthly groceries follow the same trend: $297 vs $303 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nicosia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $1,807 in Nicosia – roughly 28% apart. Nicosia costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,710 in Nicosia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $489 in Nicosia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 2% more in Nicosia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Nicosia at $1,807. In Ubud, Bali it covers expenses comfortably, while in Nicosia it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $1,807 in Nicosia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nicosia makes more sense. Both are solid long-term options with distinct trade-offs.