Cost of Living Comparison Between Nicosia and Saint Cloud, MN Cost of Living Comparison Between Nicosia and Saint Cloud, MN

Monthly Cost of Living

A single person spends $1,807 per month in Nicosia vs $2,431 in Saint Cloud, MN, rent included.

A couple spends around $2,890 per month in Nicosia vs $3,593 in Saint Cloud, MN, rent included.

A family of three spends $3,973 per month in Nicosia vs $4,755 in Saint Cloud, MN, rent included.

Nicosia is about 26% cheaper than Saint Cloud, MN, driven mainly by Clothing & Footwear.

Both Nicosia and Saint Cloud, MN sit above the global median – Nicosia by 35%, Saint Cloud, MN by 82%.

Meal at Budget Restaurant

$17.43 €15.27

$18.05 $18.05

-3.43%

Three-Course Dinner for Two, Mid-Range

$70.3 €61.5

$65.2 $65.2

7.73%

Fast Food Meal (McDonalds, etc)

$8.09 €7.08

$8.32 $8.32

-2.76%

Cappuccino

$3.80 €3.33

$4.76 $4.76

-20.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 €1.32

$2.77 $2.77

-45.49%

Water (0.33 liter bottle)

$0.86 €0.76

$2.19 $2.19

-60.73%

Local Beer (0.5 liter draught)

$4.67 €4.09

$5.60 $5.60

-16.61%

Imported Beer (0.33 liter bottle)

$5.63 €4.93

$5.03 $5.03

11.93%

Milk (1 liter)

$1.99 €1.74

$0.89 $0.89

123.60%

White Bread (500g)

$2.08 €1.82

$2.38 $2.38

-12.61%

Rice (white) (1kg)

$2.89 €2.53

$3.70 $3.70

-21.89%

Eggs

$4.48 €3.92

$3.17 $3.17

41.32%

Local Cheese (1kg)

$13.51 €11.83

$9.10 $9.10

48.46%

Chicken Fillets (1kg)

$9.40 €8.23

$7.82 $7.82

20.20%

Beef Round Steak (1kg)

$12.49 €10.94

$14.15 $14.15

-11.73%

Apples (1kg)

$2.93 €2.56

$3.39 $3.39

-13.57%

Banana (1kg)

$2.04 €1.78

$1.20 $1.20

70.00%

Oranges (1kg)

$2.19 €1.91

$4.22 $4.22

-48.10%

Tomato (1kg)

$3.20 €2.80

$5.14 $5.14

-37.74%

Potato (1kg)

$1.70 €1.49

$2.62 $2.62

-35.11%

Onion (1kg)

$1.66 €1.46

$3.19 $3.19

-47.96%

Lettuce (1 head)

$0.80 €0.70

$2.02 $2.02

-60.40%

Water (1.5 liter bottle)

$1.05 €0.92

$1.91 $1.91

-45.03%

Cigarettes 20 Pack (Marlboro, Camel)

$5.81 €5.09

$10.64 $10.64

-45.39%

Wine (Bottle)

$7.83 €6.85

$15.03 $15.03

-47.90%

Local Beer (0.5 liter bottle)

$2.03 €1.78

$1.75 $1.75

16.00%

Imported Beer (0.33 liter bottle)

$3.07 €2.69

$3.59 $3.59

-14.48%

One-way Ticket (Public Transport)

$2.76 €2.41

$1.95 $1.95

41.54%

Public Transport Monthly Pass (Regular Price)

$57.7 €50.5

$60.6 $60.6

-4.82%

Taxi Start (Normal Tariff)

$5.31 €4.65

$5.10 $5.10

4.12%

Taxi (Normal Tariff) (1km)

$1.60 €1.40

$1.42 $1.42

12.68%

Taxi 1hour Waiting (Normal Tariff)

$53.0 €46.42

$29.44 $29.44

80.03%

Gasoline (1 liter)

$1.64 €1.44

$0.80 $0.80

105.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K €26.5K

$35.6K $35.6K

-14.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K €28.2K

$25.7K $25.7K

25.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 €190

$105 $105

106.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.91 €19.19

$49.13 $49.13

-55.40%

Internet (50+ Mbps, Unlimited Data)

$34.92 €30.58

$64.7 $64.7

-46.02%

Gym Membership (Monthly)

$75.7 €66.3

$42.69 $42.69

77.25%

Tennis Court (1 Hour on Weekend)

$30.13 €26.38

Cinema Ticket

$11.69 €10.24

$11.79 $11.79

-0.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 €428

$1,474 $1,474

-66.83%

International Primary School, 1 Child (Yearly)

$8,438 €7,390

$29.4K $29.4K

-71.33%

Jeans (Levis 501 Or Similar)

$97.3 €85.2

$39.51 $39.51

146.17%

Summer Dress (H&M, Zara, etc)

$63.3 €55.5

$41.29 $41.29

53.35%

Sport Shoes (Adidas, Nike)

$93.7 €82.1

$73.7 $73.7

27.22%

Men's Leather Business Shoes

$125 €109

$80.3 $80.3

55.36%

1-bedroom Apartment, City Center (Monthly)

$786 €688

$1,631 $1,631

-51.80%

1-bedroom Apartment, Outside City Center (Monthly)

$636 €557

$1,339 $1,339

-52.53%

3-bedroom Apartment, City Center (Monthly)

$1,555 €1,362

$2,655 $2,655

-41.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,281 €1,122

$2,204 $2,204

-41.89%

Buy Apartment in City Center (m2)

$3,107 €2,721

$1,995 $1,995

55.76%

Buy Apartment Outside City Center (m2)

$2,308 €2,021

$1,785 $1,785

29.26%

Average Monthly Net Salary (After Tax)

$1,855 €1,625

$4,066 $4,066

-54.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

6.3

-23.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nicosia: July 12, 2026

Last update for Saint Cloud, MN: July 13, 2026

Cost Breakdown

A central one-bedroom costs $786 in Nicosia versus $1,631 in Saint Cloud, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 119% higher in Saint Cloud, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Nicosia versus $65.0 in Saint Cloud, MN. Groceries tell a different story – $303 in Nicosia vs $327 in Saint Cloud, MN – so Nicosia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nicosia vs Saint Cloud, MN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,807 in Nicosia, $2,431 in Saint Cloud, MN – roughly 35% apart. Saint Cloud, MN costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,710 per month in Nicosia and $3,646 in Saint Cloud, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nicosia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $489 per month in Nicosia and $1,474 in Saint Cloud, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 8% more in Saint Cloud, MN, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Nicosia, where all-in costs run around $1,807, than in Saint Cloud, MN at $2,431. In Nicosia it covers expenses comfortably, while in Saint Cloud, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Nicosia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Nicosia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.