Last update: Oct 2026

Cost of Living Comparison Between Nicosia and Saint Cloud, MN

For one person, living costs are similar in Nicosia and in Saint Cloud, MN: $1,860 and $1,894 a month, rent and utilities included.

90

Cost of Living Index in Nicosia
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Nicosia Living Index
91

Cost of Living Index in Saint Cloud, MN
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Saint Cloud, MN Living Index

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Nicosia

🇨🇾 Cyprus

$1,860

/mo nomad

Saint Cloud, MN

🇺🇸 United States

$1,894

/mo nomad

Monthly Cost of Living

How much you'll spend in Nicosia and in Saint Cloud, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nicosia and in Saint Cloud, MN actually costs, broken down by who's living it.

A single person spends $1,860 per month in Nicosia vs $1,894 in Saint Cloud, MN, rent included.

Nicosia $1,860
Saint Cloud, MN $1,894

A couple spends around $2,907 per month in Nicosia vs $2,718 in Saint Cloud, MN, rent included.

Nicosia $2,907
Saint Cloud, MN $2,718

A family of three spends $3,954 per month in Nicosia vs $3,543 in Saint Cloud, MN, rent included.

Nicosia $3,954
Saint Cloud, MN $3,543

Nicosia is about 2% cheaper than Saint Cloud, MN, and outside of rent the biggest gap is in clothing.

Both Nicosia and Saint Cloud, MN sit above the global median – Nicosia by 37%, Saint Cloud, MN by 40%.

Meal at Budget Restaurant

$17.11 €15.22

$15.19 $15.19

12.64%

Three-Course Dinner for Two, Mid-Range

$68.4 €60.9

$40.27 $40.27

69.90%

Fast Food Meal (McDonalds, etc)

$8.82 €7.85

$8.63 $8.63

2.20%

Cappuccino

$3.70 €3.29

$4.47 $4.47

-17.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 €2.07

$2.88 $2.88

-19.44%

Water (0.33 liter bottle)

$0.87 €0.78

$2.25 $2.25

-61.33%

Local Beer (0.5 liter draught)

$4.46 €3.97

$6.08 $6.08

-26.64%

Imported Beer (0.33 liter bottle)

$5.58 €4.96

$4.85 $4.85

15.05%

Milk (1 liter)

$1.87 €1.67

$0.92 $0.92

103.26%

White Bread (500g)

$1.97 €1.76

$1.50 $1.50

31.33%

Rice (white) (1kg)

$2.90 €2.58

$1.90 $1.90

52.63%

Eggs

$4.65 €4.13

$3.78 $3.78

23.02%

Local Cheese (1kg)

$13.21 €11.75

$9.54 $9.54

38.47%

Chicken Fillets (1kg)

$8.74 €7.77

$6.53 $6.53

33.84%

Beef Round Steak (1kg)

$12.98 €11.55

$19.42 $19.42

-33.16%

Apples (1kg)

$3.35 €2.98

$3.66 $3.66

-8.47%

Banana (1kg)

$2.13 €1.89

$1.09 $1.09

95.41%

Oranges (1kg)

$2.53 €2.25

$2.82 $2.82

-10.28%

Tomato (1kg)

$3.51 €3.12

$3.63 $3.63

-3.31%

Potato (1kg)

$1.90 €1.69

$2.03 $2.03

-6.40%

Onion (1kg)

$1.55 €1.38

$2.91 $2.91

-46.74%

Lettuce (1 head)

$0.94 €0.84

$1.99 $1.99

-52.76%

Water (1.5 liter bottle)

$1.16 €1.03

$3.08 $3.08

-62.34%

Cigarettes 20 Pack (Marlboro, Camel)

$5.75 €5.12

$11.38 $11.38

-49.47%

Wine (Bottle)

$8.02 €7.13

$15.07 $15.07

-46.78%

Local Beer (0.5 liter bottle)

$1.72 €1.53

$1.69 $1.69

1.78%

Imported Beer (0.33 liter bottle)

$2.77 €2.47

$3.04 $3.04

-8.88%

One-way Ticket (Public Transport)

$2.70 €2.40

$1.71 $1.71

57.89%

Public Transport Monthly Pass (Regular Price)

$44.18 €39.30

$59.8 $59.8

-26.15%

Taxi Start (Normal Tariff)

$6.40 €5.69

$3.48 $3.48

83.91%

Taxi (Normal Tariff) (1km)

$1.94 €1.73

$0.84 $0.84

130.95%

Taxi 1hour Waiting (Normal Tariff)

$43.98 €39.12

$12.16 $12.16

261.68%

Gasoline (1 liter)

$1.81 €1.61

$0.92 $0.92

96.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K €27.6K

$30.2K $30.2K

2.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.1K €29.5K

$23.7K $23.7K

39.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €189

$118 $118

79.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.91 €17.71

$46.72 $46.72

-57.38%

Internet (50+ Mbps, Unlimited Data)

$33.49 €29.79

$43.38 $43.38

-22.80%

Gym Membership (Monthly)

$74.3 €66.1

$24.65 $24.65

201.46%

Tennis Court (1 Hour on Weekend)

$19.23 €17.10

$28.09 $28.09

-31.54%

Cinema Ticket

$11.15 €9.92

$12.18 $12.18

-8.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 €450

$1,709 $1,709

-70.43%

International Primary School, 1 Child (Yearly)

$9,255 €8,232

$5,778 $5,778

60.18%

Jeans (Levis 501 Or Similar)

$104 €92.4

$57.4 $57.4

80.78%

Summer Dress (H&M, Zara, etc)

$54.4 €48.40

$50.1 $50.1

8.71%

Sport Shoes (Adidas, Nike)

$100 €89.2

$73.4 $73.4

36.75%

Men's Leather Business Shoes

$118 €105

$78.9 $78.9

49.18%

1-bedroom Apartment, City Center (Monthly)

$783 €696

$931 $931

-15.89%

1-bedroom Apartment, Outside City Center (Monthly)

$699 €622

$862 $862

-18.85%

3-bedroom Apartment, City Center (Monthly)

$1,727 €1,536

$1,371 $1,371

26.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,358 €1,208

$1,290 $1,290

5.26%

Buy Apartment in City Center (m2)

$3,148 €2,800

$1,993 $1,993

57.95%

Buy Apartment Outside City Center (m2)

$2,311 €2,055

$1,745 $1,745

32.41%

Average Monthly Net Salary (After Tax)

$1,857 €1,652

$3,967 $3,967

-53.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.61

-32.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nicosia: October 20, 2026

Last update for Saint Cloud, MN: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nicosia

$699 37.6%

Saint Cloud, MN

$862 45.5% 23.2% $162

Groceries & Markets

Nicosia

$305 16.4%

Saint Cloud, MN

$322 17% 5.7% $17

Monthly Utilities & Internet

Nicosia

$265 14.3%

Saint Cloud, MN

$208 11% 21.6% $57

Eating Out

Nicosia

$254 13.7%

Saint Cloud, MN

$262 13.8% 3.1% $7.8

Clothing & Footwear

Nicosia

$169 9.1%

Saint Cloud, MN

$117 6.2% 31% $52

Sport & Entertainment

Nicosia

$97 5.2%

Saint Cloud, MN

$49 2.6% 49.3% $48

Getting Around

Nicosia

$71 3.8%

Saint Cloud, MN

$74 3.9% 4.6% $3.3

Cost Breakdown

A central one-bedroom costs $783 in Nicosia versus $931 in Saint Cloud, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 114% higher in Saint Cloud, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Nicosia versus $40.00 in Saint Cloud, MN. Groceries tell a different story – $305 in Nicosia vs $322 in Saint Cloud, MN – so Nicosia wins on supermarket bills even if dining out costs more.

Good to know

🇨🇾 Nicosia

🇺🇸 Saint Cloud, MN

🕒 Local time

09:28 9:28 AM

01:28 1:28 AM

8 h behind Nicosia

🌤 Weather

👥 Population

310,355 Capital

67,109

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Nicosia Saint Cloud, MN 9,610 km ≈ 13 h nonstop flight

From you

Nicosia
Saint Cloud, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nicosia vs Saint Cloud, MN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,860 in Nicosia, $1,894 in Saint Cloud, MN – roughly 2% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,791 per month in Nicosia and $2,841 in Saint Cloud, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nicosia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $505 per month in Nicosia and $1,709 in Saint Cloud, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 6% more in Saint Cloud, MN, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Nicosia, where all-in costs run around $1,860, than in Saint Cloud, MN at $1,894. In Nicosia it covers expenses comfortably, while in Saint Cloud, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Nicosia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Nicosia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.