Cost of Living Comparison Between Saint Cloud, MN and Nicosia Cost of Living Comparison Between Saint Cloud, MN and Nicosia

Monthly Cost of Living

A single person spends $1,895 per month in Saint Cloud, MN vs $1,927 in Nicosia, rent included.

A couple spends around $2,734 per month in Saint Cloud, MN vs $2,973 in Nicosia, rent included.

A family of three spends $3,572 per month in Saint Cloud, MN vs $4,019 in Nicosia, rent included.

Saint Cloud, MN is about 2% cheaper than Nicosia, driven mainly by Clothing & Footwear.

Both Saint Cloud, MN and Nicosia sit above the global median – Saint Cloud, MN by 38%, Nicosia by 40%.

Meal at Budget Restaurant

$14.85 $14.85

$17.54 €15.10

-15.34%

Three-Course Dinner for Two, Mid-Range

$39.32 $39.32

$69.7 €60.0

-43.57%

Fast Food Meal (McDonalds, etc)

$8.41 $8.41

$9.42 €8.11

-10.72%

Cappuccino

$4.60 $4.60

$3.85 €3.31

19.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 $2.78

$1.96 €1.68

41.84%

Water (0.33 liter bottle)

$2.25 $2.25

$0.92 €0.80

144.57%

Local Beer (0.5 liter draught)

$6.05 $6.05

$4.67 €4.02

29.55%

Imported Beer (0.33 liter bottle)

$5.10 $5.10

$5.71 €4.91

-10.68%

Milk (1 liter)

$0.86 $0.86

$1.85 €1.59

-53.51%

White Bread (500g)

$1.50 $1.50

$2.08 €1.79

-27.88%

Rice (white) (1kg)

$1.98 $1.98

$3.01 €2.59

-34.22%

Eggs

$3.72 $3.72

$5.06 €4.35

-26.48%

Local Cheese (1kg)

$9.84 $9.84

$13.83 €11.90

-28.85%

Chicken Fillets (1kg)

$6.70 $6.70

$9.12 €7.84

-26.54%

Beef Round Steak (1kg)

$18.90 $18.90

$13.67 €11.76

38.26%

Apples (1kg)

$3.79 $3.79

$3.53 €3.04

7.37%

Banana (1kg)

$1.05 $1.05

$2.20 €1.89

-52.27%

Oranges (1kg)

$2.83 $2.83

$2.58 €2.22

9.69%

Tomato (1kg)

$3.46 $3.46

$3.69 €3.18

-6.23%

Potato (1kg)

$2.07 $2.07

$1.94 €1.67

6.70%

Onion (1kg)

$2.87 $2.87

$1.61 €1.38

78.26%

Lettuce (1 head)

$1.99 $1.99

$1.02 €0.88

95.10%

Water (1.5 liter bottle)

$3.08 $3.08

$1.18 €1.01

161.02%

Cigarettes 20 Pack (Marlboro, Camel)

$10.91 $10.91

$5.97 €5.14

82.75%

Wine (Bottle)

$14.94 $14.94

$8.16 €7.02

83.09%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.73 €1.49

2.31%

Imported Beer (0.33 liter bottle)

$3.03 $3.03

$2.93 €2.52

3.41%

One-way Ticket (Public Transport)

$1.79 $1.79

$2.87 €2.47

-37.63%

Public Transport Monthly Pass (Regular Price)

$59.8 $59.8

$46.50 €40.01

28.69%

Taxi Start (Normal Tariff)

$3.53 $3.53

$6.61 €5.69

-46.60%

Taxi (Normal Tariff) (1km)

$0.84 $0.84

$2.07 €1.78

-59.42%

Taxi 1hour Waiting (Normal Tariff)

$12.22 $12.22

$46.37 €39.90

-73.65%

Gasoline (1 liter)

$0.82 $0.82

$1.76 €1.51

-53.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K $29.9K

$33.5K €28.8K

-10.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K $23.9K

$34.5K €29.7K

-30.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 $119

$216 €186

-44.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.92 $46.92

$21.14 €18.19

121.95%

Internet (50+ Mbps, Unlimited Data)

$43.22 $43.22

$34.84 €29.98

24.05%

Gym Membership (Monthly)

$25.22 $25.22

$76.0 €65.4

-66.80%

Tennis Court (1 Hour on Weekend)

$28.56 $28.56

$19.58 €16.85

45.86%

Cinema Ticket

$12.12 $12.12

$11.48 €9.88

5.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,728 $1,728

$534 €459

223.58%

International Primary School, 1 Child (Yearly)

$5,836 $5,836

$9,682 €8,331

-39.72%

Jeans (Levis 501 Or Similar)

$57.4 $57.4

$108 €92.6

-46.63%

Summer Dress (H&M, Zara, etc)

$50.2 $50.2

$56.9 €48.96

-11.72%

Sport Shoes (Adidas, Nike)

$72.6 $72.6

$104 €89.8

-30.51%

Men's Leather Business Shoes

$80.7 $80.7

$120 €104

-33.03%

1-bedroom Apartment, City Center (Monthly)

$946 $946

$835 €718

13.34%

1-bedroom Apartment, Outside City Center (Monthly)

$854 $854

$710 €611

20.36%

3-bedroom Apartment, City Center (Monthly)

$1,406 $1,406

$1,784 €1,536

-21.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,250 $1,250

$1,356 €1,167

-7.82%

Buy Apartment in City Center (m2)

$2,004 $2,004

$3,267 €2,811

-38.67%

Buy Apartment Outside City Center (m2)

$1,766 $1,766

$2,376 €2,044

-25.69%

Average Monthly Net Salary (After Tax)

$3,990 $3,990

$1,946 €1,674

105.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.12

4.48

36.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: August 30, 2026

Last update for Nicosia: August 30, 2026

Cost Breakdown

A central one-bedroom costs $946 in Saint Cloud, MN versus $835 in Nicosia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 105% higher in Saint Cloud, MN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Saint Cloud, MN versus $70.0 in Nicosia. Groceries tell a different story – $322 in Saint Cloud, MN vs $317 in Nicosia – so Nicosia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Cloud, MN vs Nicosia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,895 in Saint Cloud, MN, $1,927 in Nicosia – roughly 2% apart. Nicosia costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,843 per month in Saint Cloud, MN and $2,890 in Nicosia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint Cloud, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,728 per month in Saint Cloud, MN and $534 in Nicosia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 1% cheaper in Nicosia – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Saint Cloud, MN, where all-in costs run around $1,895, than in Nicosia at $1,927. In Saint Cloud, MN it covers expenses comfortably, while in Nicosia it requires careful planning or may not stretch far enough.

Families tend to lean toward Saint Cloud, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Saint Cloud, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nicosia makes more sense. Both are solid long-term options with distinct trade-offs.