Last update: Oct 2026

Cost of Living Comparison Between Saint Cloud, MN and Nicosia

For one person, living costs are similar in Saint Cloud, MN and in Nicosia: $1,894 and $1,860 a month, rent and utilities included.

91

Cost of Living Index in Saint Cloud, MN
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Saint Cloud, MN Living Index
90

Cost of Living Index in Nicosia
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Nicosia Living Index

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Saint Cloud, MN

🇺🇸 United States

$1,894

/mo nomad

Nicosia

🇨🇾 Cyprus

$1,860

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Cloud, MN and in Nicosia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Cloud, MN and in Nicosia actually costs, broken down by who's living it.

A single person spends $1,894 per month in Saint Cloud, MN vs $1,860 in Nicosia, rent included.

Saint Cloud, MN $1,894
Nicosia $1,860

A couple spends around $2,718 per month in Saint Cloud, MN vs $2,907 in Nicosia, rent included.

Saint Cloud, MN $2,718
Nicosia $2,907

A family of three spends $3,543 per month in Saint Cloud, MN vs $3,954 in Nicosia, rent included.

Saint Cloud, MN $3,543
Nicosia $3,954

Saint Cloud, MN costs about 2% more than Nicosia, and outside of rent the biggest gap is in clothing.

Both Saint Cloud, MN and Nicosia sit above the global median – Saint Cloud, MN by 40%, Nicosia by 37%.

Meal at Budget Restaurant

$15.19 $15.19

$17.11 €15.22

-11.22%

Three-Course Dinner for Two, Mid-Range

$40.27 $40.27

$68.4 €60.9

-41.14%

Fast Food Meal (McDonalds, etc)

$8.63 $8.63

$8.82 €7.85

-2.15%

Cappuccino

$4.47 $4.47

$3.70 €3.29

20.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$2.32 €2.07

24.14%

Water (0.33 liter bottle)

$2.25 $2.25

$0.87 €0.78

158.62%

Local Beer (0.5 liter draught)

$6.08 $6.08

$4.46 €3.97

36.32%

Imported Beer (0.33 liter bottle)

$4.85 $4.85

$5.58 €4.96

-13.08%

Milk (1 liter)

$0.92 $0.92

$1.87 €1.67

-50.80%

White Bread (500g)

$1.50 $1.50

$1.97 €1.76

-23.86%

Rice (white) (1kg)

$1.90 $1.90

$2.90 €2.58

-34.48%

Eggs

$3.78 $3.78

$4.65 €4.13

-18.71%

Local Cheese (1kg)

$9.54 $9.54

$13.21 €11.75

-27.78%

Chicken Fillets (1kg)

$6.53 $6.53

$8.74 €7.77

-25.29%

Beef Round Steak (1kg)

$19.42 $19.42

$12.98 €11.55

49.61%

Apples (1kg)

$3.66 $3.66

$3.35 €2.98

9.25%

Banana (1kg)

$1.09 $1.09

$2.13 €1.89

-48.83%

Oranges (1kg)

$2.82 $2.82

$2.53 €2.25

11.46%

Tomato (1kg)

$3.63 $3.63

$3.51 €3.12

3.42%

Potato (1kg)

$2.03 $2.03

$1.90 €1.69

6.84%

Onion (1kg)

$2.91 $2.91

$1.55 €1.38

87.74%

Lettuce (1 head)

$1.99 $1.99

$0.94 €0.84

111.70%

Water (1.5 liter bottle)

$3.08 $3.08

$1.16 €1.03

165.52%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 $11.38

$5.75 €5.12

97.91%

Wine (Bottle)

$15.07 $15.07

$8.02 €7.13

87.91%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$1.72 €1.53

-1.74%

Imported Beer (0.33 liter bottle)

$3.04 $3.04

$2.77 €2.47

9.75%

One-way Ticket (Public Transport)

$1.71 $1.71

$2.70 €2.40

-36.67%

Public Transport Monthly Pass (Regular Price)

$59.8 $59.8

$44.18 €39.30

35.40%

Taxi Start (Normal Tariff)

$3.48 $3.48

$6.40 €5.69

-45.63%

Taxi (Normal Tariff) (1km)

$0.84 $0.84

$1.94 €1.73

-56.70%

Taxi 1hour Waiting (Normal Tariff)

$12.16 $12.16

$43.98 €39.12

-72.35%

Gasoline (1 liter)

$0.92 $0.92

$1.81 €1.61

-49.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$31.0K €27.6K

-2.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K $23.7K

$33.1K €29.5K

-28.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 $118

$212 €189

-44.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.72 $46.72

$19.91 €17.71

134.66%

Internet (50+ Mbps, Unlimited Data)

$43.38 $43.38

$33.49 €29.79

29.53%

Gym Membership (Monthly)

$24.65 $24.65

$74.3 €66.1

-66.83%

Tennis Court (1 Hour on Weekend)

$28.09 $28.09

$19.23 €17.10

46.07%

Cinema Ticket

$12.18 $12.18

$11.15 €9.92

9.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,709 $1,709

$505 €450

238.20%

International Primary School, 1 Child (Yearly)

$5,778 $5,778

$9,255 €8,232

-37.57%

Jeans (Levis 501 Or Similar)

$57.4 $57.4

$104 €92.4

-44.68%

Summer Dress (H&M, Zara, etc)

$50.1 $50.1

$54.4 €48.40

-8.01%

Sport Shoes (Adidas, Nike)

$73.4 $73.4

$100 €89.2

-26.87%

Men's Leather Business Shoes

$78.9 $78.9

$118 €105

-32.97%

1-bedroom Apartment, City Center (Monthly)

$931 $931

$783 €696

18.90%

1-bedroom Apartment, Outside City Center (Monthly)

$862 $862

$699 €622

23.23%

3-bedroom Apartment, City Center (Monthly)

$1,371 $1,371

$1,727 €1,536

-20.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,290 $1,290

$1,358 €1,208

-5.00%

Buy Apartment in City Center (m2)

$1,993 $1,993

$3,148 €2,800

-36.69%

Buy Apartment Outside City Center (m2)

$1,745 $1,745

$2,311 €2,055

-24.48%

Average Monthly Net Salary (After Tax)

$3,967 $3,967

$1,857 €1,652

113.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

4.48

47.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: October 17, 2026

Last update for Nicosia: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Cloud, MN

$862 45.5%

Nicosia

$699 37.6% 18.9% $162

Groceries & Markets

Saint Cloud, MN

$322 17%

Nicosia

$305 16.4% 5.4% $17

Eating Out

Saint Cloud, MN

$262 13.8%

Nicosia

$254 13.7% 3% $7.8

Monthly Utilities & Internet

Saint Cloud, MN

$208 11%

Nicosia

$265 14.3% 27.6% $57

Clothing & Footwear

Saint Cloud, MN

$117 6.2%

Nicosia

$169 9.1% 44.9% $52

Getting Around

Saint Cloud, MN

$74 3.9%

Nicosia

$71 3.8% 4.4% $3.3

Sport & Entertainment

Saint Cloud, MN

$49 2.6%

Nicosia

$97 5.2% 97.1% $48

Cost Breakdown

A central one-bedroom costs $931 in Saint Cloud, MN versus $783 in Nicosia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 114% higher in Saint Cloud, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Saint Cloud, MN versus $68.0 in Nicosia. Groceries tell a different story – $322 in Saint Cloud, MN vs $305 in Nicosia – so Nicosia wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Saint Cloud, MN

🇨🇾 Nicosia

🕒 Local time

00:42 12:42 AM

08:42 8:42 AM

8 h ahead of Saint Cloud, MN

🌤 Weather

👥 Population

67,109

310,355 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Saint Cloud, MN Nicosia 9,610 km ≈ 13 h nonstop flight

From you

Saint Cloud, MN
Nicosia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Cloud, MN vs Nicosia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,894 in Saint Cloud, MN, $1,860 in Nicosia – roughly 2% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,841 per month in Saint Cloud, MN and $2,791 in Nicosia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nicosia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,709 per month in Saint Cloud, MN and $505 in Nicosia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 6% more in Saint Cloud, MN, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Nicosia, where all-in costs run around $1,860, than in Saint Cloud, MN at $1,894. In Nicosia it covers expenses comfortably, while in Saint Cloud, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Nicosia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Nicosia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.