Cost of Living Comparison Between Saint Cloud, MN and Nicosia Cost of Living Comparison Between Saint Cloud, MN and Nicosia

Monthly Cost of Living

A single person spends $2,475 per month in Saint Cloud, MN vs $1,833 in Nicosia, rent included.

A couple spends around $3,534 per month in Saint Cloud, MN vs $2,922 in Nicosia, rent included.

A family of three spends $4,592 per month in Saint Cloud, MN vs $4,011 in Nicosia, rent included.

Saint Cloud, MN costs about 35% more than Nicosia, driven mainly by Clothing & Footwear.

Both Saint Cloud, MN and Nicosia sit above the global median – Saint Cloud, MN by 84%, Nicosia by 36%.

Meal at Budget Restaurant

$18.32 $18.32

$17.29 €14.71

5.96%

Three-Course Dinner for Two, Mid-Range

$66.2 $66.2

$70.7 €60.2

-6.39%

Fast Food Meal (McDonalds, etc)

$8.74 $8.74

$8.03 €6.83

8.84%

Cappuccino

$4.70 $4.70

$3.80 €3.24

23.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$1.58 €1.35

70.89%

Water (0.33 liter bottle)

$2.27 $2.27

$0.82 €0.70

176.83%

Local Beer (0.5 liter draught)

$5.40 $5.40

$4.65 €3.96

16.13%

Imported Beer (0.33 liter bottle)

$4.93 $4.93

$5.88 €5.01

-16.16%

Milk (1 liter)

$0.94 $0.94

$2.00 €1.70

-53.00%

White Bread (500g)

$2.49 $2.49

$2.00 €1.70

24.50%

Rice (white) (1kg)

$3.62 $3.62

$2.92 €2.48

23.97%

Eggs

$3.21 $3.21

$4.48 €3.82

-28.35%

Local Cheese (1kg)

$9.40 $9.40

$13.83 €11.77

-32.03%

Chicken Fillets (1kg)

$7.65 $7.65

$9.43 €8.02

-18.88%

Beef Round Steak (1kg)

$14.35 $14.35

$12.85 €10.94

11.67%

Apples (1kg)

$3.35 $3.35

$2.91 €2.48

15.12%

Banana (1kg)

$1.19 $1.19

$1.96 €1.67

-39.29%

Oranges (1kg)

$4.23 $4.23

$2.21 €1.88

91.40%

Tomato (1kg)

$5.30 $5.30

$3.24 €2.76

63.58%

Potato (1kg)

$2.76 $2.76

$1.64 €1.40

68.29%

Onion (1kg)

$3.13 $3.13

$1.65 €1.41

89.70%

Lettuce (1 head)

$1.98 $1.98

$0.79 €0.68

150.63%

Water (1.5 liter bottle)

$1.92 $1.92

$1.00 €0.85

92.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.30 $10.30

$5.94 €5.05

73.40%

Wine (Bottle)

$11.60 $11.60

$8.78 €7.47

32.12%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.10 €1.79

-15.71%

Imported Beer (0.33 liter bottle)

$3.40 $3.40

$3.01 €2.56

12.96%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.73 €2.32

-24.91%

Public Transport Monthly Pass (Regular Price)

$58.9 $58.9

$57.8 €49.17

1.97%

Taxi Start (Normal Tariff)

$5.06 $5.06

$5.11 €4.35

-0.98%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$1.54 €1.31

-11.04%

Taxi 1hour Waiting (Normal Tariff)

$29.05 $29.05

$52.7 €44.83

-44.86%

Gasoline (1 liter)

$0.85 $0.85

$1.62 €1.38

-47.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$30.3K €25.7K

18.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$32.4K €27.6K

-22.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 $105

$222 €189

-52.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.52 $48.52

$22.54 €19.18

115.26%

Internet (50+ Mbps, Unlimited Data)

$64.7 $64.7

$36.18 €30.79

78.69%

Gym Membership (Monthly)

$42.49 $42.49

$74.4 €63.3

-42.91%

Tennis Court (1 Hour on Weekend)

$30.25 €25.75

Cinema Ticket

$11.80 $11.80

$11.43 €9.73

3.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,443 $1,443

$491 €418

193.58%

International Primary School, 1 Child (Yearly)

$29.9K $29.9K

$8,337 €7,095

258.61%

Jeans (Levis 501 Or Similar)

$39.39 $39.39

$98.3 €83.7

-59.94%

Summer Dress (H&M, Zara, etc)

$41.89 $41.89

$62.1 €52.8

-32.50%

Sport Shoes (Adidas, Nike)

$75.3 $75.3

$95.2 €81.0

-20.96%

Men's Leather Business Shoes

$79.8 $79.8

$129 €110

-38.00%

1-bedroom Apartment, City Center (Monthly)

$1,609 $1,609

$776 €660

107.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,340 $1,340

$635 €540

111.21%

3-bedroom Apartment, City Center (Monthly)

$2,625 $2,625

$1,535 €1,306

71.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,205 $2,205

$1,276 €1,086

72.81%

Buy Apartment in City Center (m2)

$2,040 $2,040

$3,218 €2,738

-36.60%

Buy Apartment Outside City Center (m2)

$1,758 $1,758

$2,407 €2,049

-26.99%

Average Monthly Net Salary (After Tax)

$3,961 $3,961

$1,803 €1,534

119.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.3

4.8

31.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: April 11, 2026

Last update for Nicosia: April 13, 2026

Cost Breakdown

A central one-bedroom costs $1,609 in Saint Cloud, MN versus $776 in Nicosia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 120% higher in Saint Cloud, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Saint Cloud, MN versus $71 in Nicosia. Groceries tell a different story – $323 in Saint Cloud, MN vs $306 in Nicosia – so Nicosia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Cloud, MN vs Nicosia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,475 in Saint Cloud, MN, $1,833 in Nicosia – roughly 35% apart. Saint Cloud, MN costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $3,713 per month in Saint Cloud, MN and $2,750 in Nicosia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nicosia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,443 per month in Saint Cloud, MN and $491 in Nicosia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 6% more in Saint Cloud, MN, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Nicosia, where all-in costs run around $1,833, than in Saint Cloud, MN at $2,475. In Nicosia it covers expenses comfortably, while in Saint Cloud, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Nicosia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Nicosia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.