Last update: Nov 2026

Cost of Living Comparison Between Nicosia and Bergamo

For one person, living is cheaper in Bergamo: $1,610 a month against $1,825 in Nicosia, rent and utilities included – about $2,600 less a year. Rent and utilities account for about half of the difference.

88

Cost of Living Index in Nicosia
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Nicosia Living Index
77

Cost of Living Index in Bergamo
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Bergamo Living Index

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Nicosia

🇨🇾 Cyprus

$1,825

/mo nomad

Bergamo

🇮🇹 Italy

$1,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Nicosia and in Bergamo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nicosia and in Bergamo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,825 in Nicosia versus $1,610 in Bergamo.

Nicosia $1,825
Bergamo $1,610

Estimated couple costs with rent: $2,845 in Nicosia versus $2,458 in Bergamo.

Nicosia $2,845
Bergamo $2,458

Monthly costs for a family of three with rent: $3,864 in Nicosia versus $3,306 in Bergamo.

Nicosia $3,864
Bergamo $3,306

Living in Nicosia is roughly 13% more expensive than in Bergamo, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Nicosia 35% above, Bergamo 19% above.

Meal at Budget Restaurant

$16.60 €14.81

$15.51 €13.84

7.03%

Three-Course Dinner for Two, Mid-Range

$67.4 €60.1

$85.2 €76.0

-20.97%

Fast Food Meal (McDonalds, etc)

$8.90 €7.94

$11.32 €10.10

-21.38%

Cappuccino

$3.73 €3.33

$1.86 €1.66

100.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 €2.09

$3.17 €2.83

-26.18%

Water (0.33 liter bottle)

$0.92 €0.82

$1.28 €1.14

-28.13%

Local Beer (0.5 liter draught)

$4.42 €3.94

$5.60 €5.00

-21.07%

Imported Beer (0.33 liter bottle)

$5.62 €5.01

$5.47 €4.88

2.74%

Milk (1 liter)

$1.85 €1.65

$1.41 €1.26

31.21%

White Bread (500g)

$1.93 €1.72

$2.04 €1.82

-5.39%

Rice (white) (1kg)

$2.74 €2.45

$2.94 €2.63

-6.80%

Eggs

$4.63 €4.13

$3.67 €3.28

26.16%

Local Cheese (1kg)

$12.58 €11.22

$14.90 €13.29

-15.57%

Chicken Fillets (1kg)

$8.79 €7.84

$11.40 €10.17

-22.89%

Beef Round Steak (1kg)

$12.92 €11.52

$16.10 €14.36

-19.75%

Apples (1kg)

$3.49 €3.12

$2.18 €1.94

60.09%

Banana (1kg)

$2.05 €1.82

$1.65 €1.47

24.24%

Oranges (1kg)

$2.58 €2.30

$2.34 €2.09

10.26%

Tomato (1kg)

$3.51 €3.13

$2.52 €2.24

39.29%

Potato (1kg)

$1.89 €1.69

$1.76 €1.57

7.39%

Onion (1kg)

$1.41 €1.26

$2.22 €1.98

-36.49%

Lettuce (1 head)

$1.00 €0.89

$1.86 €1.66

-46.24%

Water (1.5 liter bottle)

$1.19 €1.06

$0.45 €0.40

164.44%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 €5.07

$7.06 €6.30

-19.55%

Wine (Bottle)

$7.92 €7.06

$4.23 €3.78

87.23%

Local Beer (0.5 liter bottle)

$1.63 €1.46

$1.20 €1.07

35.83%

Imported Beer (0.33 liter bottle)

$2.83 €2.53

$1.76 €1.57

60.80%

One-way Ticket (Public Transport)

$2.67 €2.38

$1.86 €1.66

43.55%

Public Transport Monthly Pass (Regular Price)

$44.85 €40.00

$42.89 €38.26

4.57%

Taxi Start (Normal Tariff)

$5.70 €5.08

$10.37 €9.25

-45.03%

Taxi (Normal Tariff) (1km)

$1.92 €1.71

$2.19 €1.95

-12.33%

Taxi 1hour Waiting (Normal Tariff)

$44.83 €39.99

$39.52 €35.25

13.44%

Gasoline (1 liter)

$1.77 €1.58

$2.08 €1.85

-14.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K €28.0K

$35.6K €31.7K

-11.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K €29.1K

$35.7K €31.8K

-8.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €187

$196 €175

7.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.04 €17.88

$8.90 €7.94

125.17%

Internet (50+ Mbps, Unlimited Data)

$33.85 €30.20

$28.45 €25.38

18.98%

Gym Membership (Monthly)

$72.3 €64.5

$30.03 €26.78

140.89%

Tennis Court (1 Hour on Weekend)

$18.86 €16.82

$22.96 €20.48

-17.86%

Cinema Ticket

$11.25 €10.04

$10.97 €9.78

2.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$523 €466

$580 €517

-9.77%

International Primary School, 1 Child (Yearly)

$10.4K €9,294

$16.2K €14.5K

-35.84%

Jeans (Levis 501 Or Similar)

$101 €90.0

$71.3 €63.6

41.41%

Summer Dress (H&M, Zara, etc)

$54.6 €48.69

$32.53 €29.02

67.81%

Sport Shoes (Adidas, Nike)

$102 €90.7

$86.4 €77.1

17.64%

Men's Leather Business Shoes

$115 €103

$103 €92.0

11.73%

1-bedroom Apartment, City Center (Monthly)

$776 €692

$732 €653

6.04%

1-bedroom Apartment, Outside City Center (Monthly)

$675 €602

$590 €526

14.48%

3-bedroom Apartment, City Center (Monthly)

$1,673 €1,492

$1,374 €1,226

21.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,298 €1,158

$897 €800

44.80%

Buy Apartment in City Center (m2)

$3,152 €2,812

$3,535 €3,153

-10.83%

Buy Apartment Outside City Center (m2)

$2,325 €2,074

$2,616 €2,333

-11.10%

Average Monthly Net Salary (After Tax)

$1,845 €1,645

$2,361 €2,106

-21.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

3.05

46.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nicosia: November 2, 2026

Last update for Bergamo: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nicosia

$675 37%

Bergamo

$590 36.6% 12.6% $85

Groceries & Markets

Nicosia

$302 16.5%

Bergamo

$294 18.3% 2.5% $7.7

Monthly Utilities & Internet

Nicosia

$264 14.5%

Bergamo

$233 14.5% 11.7% $31

Eating Out

Nicosia

$251 13.7%

Bergamo

$237 14.7% 5.4% $13

Clothing & Footwear

Nicosia

$168 9.2%

Bergamo

$132 8.2% 21.2% $36

Sport & Entertainment

Nicosia

$95 5.2%

Bergamo

$52 3.2% 45.2% $43

Getting Around

Nicosia

$71 3.9%

Bergamo

$72 4.5% 1.1% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $776 in Nicosia and $732 in Bergamo. Housing cost is often the main lever when comparing two cities.

Bergamo pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $67 in Nicosia vs $85 in Bergamo. Groceries flip the comparison at $302 vs $294, with Bergamo cheaper for home cooking.

Good to know

🇨🇾 Nicosia

🇮🇹 Bergamo

🕒 Local time

02:15 2:15 AM

01:15 1:15 AM

1 h behind Nicosia

🌤 Weather

👥 Population

310,355 Capital

120,569

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Nicosia Bergamo 2,310 km ≈ 3 h 30 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nicosia vs Bergamo: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,825 in Nicosia and $1,610 in Bergamo, so Bergamo is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 22% lower in Nicosia. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $776 in Nicosia versus $732 in Bergamo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nicosia – a meal for two runs $67 versus $85 in Bergamo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,825 per month in Nicosia versus $1,610 in Bergamo – Bergamo is about 12% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Bergamo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.