Cost of Living Comparison Between Bergamo and Nicosia Cost of Living Comparison Between Bergamo and Nicosia

Monthly Cost of Living

Monthly costs for one person with rent: $1,846 in Bergamo versus $1,807 in Nicosia.

Estimated couple costs with rent: $2,746 in Bergamo versus $2,890 in Nicosia.

Monthly costs for a family of three with rent: $3,645 in Bergamo versus $3,973 in Nicosia.

Living in Bergamo is roughly 2% more expensive than in Nicosia, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Bergamo 38% above, Nicosia 35% above.

Meal at Budget Restaurant

$18.81 €16.43

$17.43 €15.23

7.92%

Three-Course Dinner for Two, Mid-Range

$94.2 €82.3

$70.3 €61.4

34.00%

Fast Food Meal (McDonalds, etc)

$11.53 €10.07

$8.09 €7.06

42.52%

Cappuccino

$1.99 €1.74

$3.80 €3.32

-47.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.29 €2.87

$1.51 €1.32

117.88%

Water (0.33 liter bottle)

$1.52 €1.33

$0.86 €0.76

76.74%

Local Beer (0.5 liter draught)

$5.68 €4.96

$4.67 €4.08

21.63%

Imported Beer (0.33 liter bottle)

$5.85 €5.11

$5.63 €4.92

3.91%

Milk (1 liter)

$1.95 €1.70

$1.99 €1.74

-2.01%

White Bread (500g)

$1.85 €1.61

$2.08 €1.82

-11.06%

Rice (white) (1kg)

$4.04 €3.53

$2.89 €2.52

39.79%

Eggs

$4.87 €4.25

$4.48 €3.91

8.71%

Local Cheese (1kg)

$16.98 €14.84

$13.51 €11.80

25.68%

Chicken Fillets (1kg)

$12.07 €10.55

$9.40 €8.21

28.40%

Beef Round Steak (1kg)

$19.29 €16.85

$12.49 €10.92

54.44%

Apples (1kg)

$2.90 €2.54

$2.93 €2.56

-1.02%

Banana (1kg)

$2.19 €1.92

$2.04 €1.78

7.35%

Oranges (1kg)

$3.37 €2.94

$2.19 €1.91

53.88%

Tomato (1kg)

$3.72 €3.25

$3.20 €2.80

16.25%

Potato (1kg)

$2.36 €2.06

$1.70 €1.49

38.82%

Onion (1kg)

$1.90 €1.66

$1.66 €1.45

14.46%

Lettuce (1 head)

$2.50 €2.19

$0.80 €0.70

212.50%

Water (1.5 liter bottle)

$0.65 €0.57

$1.05 €0.92

-38.10%

Cigarettes 20 Pack (Marlboro, Camel)

$6.85 €5.99

$5.81 €5.08

17.90%

Wine (Bottle)

$4.50 €3.93

$7.83 €6.84

-42.53%

Local Beer (0.5 liter bottle)

$1.85 €1.62

$2.03 €1.77

-8.87%

Imported Beer (0.33 liter bottle)

$2.69 €2.35

$3.07 €2.69

-12.38%

One-way Ticket (Public Transport)

$2.01 €1.75

$2.76 €2.41

-27.17%

Public Transport Monthly Pass (Regular Price)

$51.4 €44.93

$57.7 €50.4

-10.84%

Taxi Start (Normal Tariff)

$9.14 €7.98

$5.31 €4.64

72.13%

Taxi (Normal Tariff) (1km)

$2.11 €1.84

$1.60 €1.40

31.87%

Taxi 1hour Waiting (Normal Tariff)

$41.05 €35.86

$53.0 €46.31

-22.55%

Gasoline (1 liter)

$2.11 €1.84

$1.64 €1.43

28.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €28.8K

$30.3K €26.5K

8.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.4K €30.1K

$32.2K €28.2K

6.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 €216

$217 €189

13.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.92 €12.16

$21.91 €19.14

-36.47%

Internet (50+ Mbps, Unlimited Data)

$31.94 €27.90

$34.92 €30.51

-8.53%

Gym Membership (Monthly)

$40.22 €35.14

$75.7 €66.1

-46.85%

Tennis Court (1 Hour on Weekend)

$23.57 €20.59

$30.13 €26.32

-21.77%

Cinema Ticket

$12.48 €10.91

$11.69 €10.22

6.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$702 €613

$489 €427

43.56%

International Primary School, 1 Child (Yearly)

$13.3K €11.6K

$8,438 €7,372

57.15%

Jeans (Levis 501 Or Similar)

$83.5 €72.9

$97.3 €85.0

-14.16%

Summer Dress (H&M, Zara, etc)

$42.49 €37.12

$63.3 €55.3

-32.90%

Sport Shoes (Adidas, Nike)

$85.0 €74.3

$93.7 €81.9

-9.25%

Men's Leather Business Shoes

$118 €103

$125 €109

-5.36%

1-bedroom Apartment, City Center (Monthly)

$859 €751

$786 €687

9.32%

1-bedroom Apartment, Outside City Center (Monthly)

$665 €581

$636 €556

4.56%

3-bedroom Apartment, City Center (Monthly)

$2,030 €1,774

$1,555 €1,359

30.53%

3-bedroom Apartment, Outside City Center (Monthly)

$913 €798

$1,281 €1,119

-28.73%

Buy Apartment in City Center (m2)

$3,437 €3,003

$3,107 €2,714

10.63%

Buy Apartment Outside City Center (m2)

$2,505 €2,189

$2,308 €2,016

8.57%

Average Monthly Net Salary (After Tax)

$2,374 €2,074

$1,855 €1,621

27.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

4.8

-11.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergamo: July 14, 2026

Last update for Nicosia: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $859 in Bergamo and $786 in Nicosia. Housing cost is often the main lever when comparing two cities.

Bergamo pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Bergamo vs $70.0 in Nicosia for a mid-range dinner for two. Groceries echo the gap at $355 vs $303 per month, with Nicosia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergamo vs Nicosia: Cost of Living - Frequently Asked Questions

Bergamo and Nicosia differ by about 2% in total monthly costs ($1,846 vs $1,807 including rent). Nicosia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 28% higher in Bergamo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $859 in Bergamo versus $786 in Nicosia. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nicosia – a meal for two runs $70.0 versus $94.0 in Bergamo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,846 per month in Bergamo versus $1,807 in Nicosia – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,807 in Nicosia versus $1,846 in Bergamo, a $3,000 budget is realistic in Nicosia but tight or insufficient in Bergamo. The gap between the two cities makes Nicosia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bergamo and Nicosia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nicosia gentler on the wallet – expenses run 2% less than in Bergamo. Beyond cost, consider language, visa policies, and how big the international community is in each city.