Cost of Living Comparison Between Bergamo and Nicosia Cost of Living Comparison Between Bergamo and Nicosia

Monthly Cost of Living

Monthly costs for one person with rent: $1,670 in Bergamo versus $1,927 in Nicosia.

Estimated couple costs with rent: $2,554 in Bergamo versus $2,973 in Nicosia.

Monthly costs for a family of three with rent: $3,438 in Bergamo versus $4,019 in Nicosia.

Living in Bergamo costs roughly 13% less than in Nicosia, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Bergamo 22% above, Nicosia 40% above.

Meal at Budget Restaurant

$16.52 €14.25

$17.54 €15.13

-5.82%

Three-Course Dinner for Two, Mid-Range

$87.3 €75.3

$69.7 €60.1

25.23%

Fast Food Meal (McDonalds, etc)

$11.43 €9.86

$9.42 €8.13

21.34%

Cappuccino

$1.92 €1.65

$3.85 €3.32

-50.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.42 €2.95

$1.96 €1.69

74.49%

Water (0.33 liter bottle)

$1.39 €1.20

$0.92 €0.80

51.09%

Local Beer (0.5 liter draught)

$5.76 €4.96

$4.67 €4.03

23.34%

Imported Beer (0.33 liter bottle)

$5.78 €4.98

$5.71 €4.93

1.23%

Milk (1 liter)

$1.47 €1.27

$1.85 €1.60

-20.54%

White Bread (500g)

$2.20 €1.90

$2.08 €1.79

5.77%

Rice (white) (1kg)

$3.21 €2.77

$3.01 €2.60

6.64%

Eggs

$3.90 €3.36

$5.06 €4.36

-22.92%

Local Cheese (1kg)

$15.55 €13.42

$13.83 €11.92

12.44%

Chicken Fillets (1kg)

$12.23 €10.55

$9.12 €7.86

34.10%

Beef Round Steak (1kg)

$17.25 €14.88

$13.67 €11.79

26.19%

Apples (1kg)

$2.25 €1.94

$3.53 €3.04

-36.26%

Banana (1kg)

$1.78 €1.54

$2.20 €1.89

-19.09%

Oranges (1kg)

$2.46 €2.12

$2.58 €2.22

-4.65%

Tomato (1kg)

$2.79 €2.40

$3.69 €3.18

-24.39%

Potato (1kg)

$1.80 €1.56

$1.94 €1.67

-7.22%

Onion (1kg)

$2.24 €1.93

$1.61 €1.39

39.13%

Lettuce (1 head)

$1.86 €1.60

$1.02 €0.88

82.35%

Water (1.5 liter bottle)

$0.50 €0.43

$1.18 €1.01

-57.63%

Cigarettes 20 Pack (Marlboro, Camel)

$7.74 €6.67

$5.97 €5.15

29.65%

Wine (Bottle)

$4.47 €3.86

$8.16 €7.04

-45.22%

Local Beer (0.5 liter bottle)

$1.24 €1.07

$1.73 €1.50

-28.32%

Imported Beer (0.33 liter bottle)

$1.86 €1.61

$2.93 €2.53

-36.52%

One-way Ticket (Public Transport)

$1.94 €1.68

$2.87 €2.47

-32.40%

Public Transport Monthly Pass (Regular Price)

$46.38 €40.00

$46.50 €40.10

-0.26%

Taxi Start (Normal Tariff)

$10.61 €9.16

$6.61 €5.70

60.51%

Taxi (Normal Tariff) (1km)

$2.38 €2.05

$2.07 €1.78

14.98%

Taxi 1hour Waiting (Normal Tariff)

$40.45 €34.89

$46.37 €39.99

-12.77%

Gasoline (1 liter)

$2.03 €1.75

$1.76 €1.52

15.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K €32.4K

$33.5K €28.9K

12.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.9K €31.0K

$34.5K €29.7K

4.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 €172

$216 €187

-7.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.78 €7.57

$21.14 €18.23

-58.47%

Internet (50+ Mbps, Unlimited Data)

$29.92 €25.80

$34.84 €30.05

-14.12%

Gym Membership (Monthly)

$33.39 €28.80

$76.0 €65.5

-56.05%

Tennis Court (1 Hour on Weekend)

$23.83 €20.55

$19.58 €16.89

21.71%

Cinema Ticket

$11.75 €10.13

$11.48 €9.90

2.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$586 €505

$534 €460

9.66%

International Primary School, 1 Child (Yearly)

$14.6K €12.6K

$9,682 €8,350

50.50%

Jeans (Levis 501 Or Similar)

$78.2 €67.4

$108 €92.8

-27.31%

Summer Dress (H&M, Zara, etc)

$33.77 €29.12

$56.9 €49.07

-40.65%

Sport Shoes (Adidas, Nike)

$91.5 €78.9

$104 €90.0

-12.34%

Men's Leather Business Shoes

$109 €94.0

$120 €104

-9.53%

1-bedroom Apartment, City Center (Monthly)

$770 €664

$835 €720

-7.80%

1-bedroom Apartment, Outside City Center (Monthly)

$612 €528

$710 €612

-13.75%

3-bedroom Apartment, City Center (Monthly)

$1,405 €1,211

$1,784 €1,539

-21.29%

3-bedroom Apartment, Outside City Center (Monthly)

$941 €812

$1,356 €1,170

-30.62%

Buy Apartment in City Center (m2)

$3,718 €3,207

$3,267 €2,817

13.81%

Buy Apartment Outside City Center (m2)

$2,647 €2,283

$2,376 €2,049

11.43%

Average Monthly Net Salary (After Tax)

$2,441 €2,105

$1,946 €1,678

25.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.06

4.48

-31.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergamo: September 1, 2026

Last update for Nicosia: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $770 in Bergamo and $835 in Nicosia. Housing cost is often the main lever when comparing two cities.

Bergamo pays 25% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $87.0 in Bergamo vs $70.0 in Nicosia. Groceries flip the comparison at $313 vs $317, with Bergamo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergamo vs Nicosia: Cost of Living - Frequently Asked Questions

Bergamo and Nicosia differ by about 15% in total monthly costs ($1,670 vs $1,927 including rent). Bergamo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 25% higher in Bergamo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $770 in Bergamo versus $835 in Nicosia. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bergamo – a meal for two runs $87.0 versus $70.0 in Nicosia. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,670 per month in Bergamo versus $1,927 in Nicosia – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,670 in Bergamo versus $1,927 in Nicosia, a $3,000 budget is realistic in Bergamo but tight or insufficient in Nicosia. The gap between the two cities makes Bergamo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bergamo and Nicosia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bergamo gentler on the wallet – expenses run 15% less than in Nicosia. Beyond cost, consider language, visa policies, and how big the international community is in each city.