Last update: Oct 2026

Cost of Living Comparison Between Bergamo and Nicosia

For one person, living is cheaper in Bergamo: $1,600 a month against $1,833 in Nicosia, rent and utilities included – about $2,800 less a year. Rent and utilities account for about half of the difference.

78

Cost of Living Index in Bergamo
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Bergamo Living Index
90

Cost of Living Index in Nicosia
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Nicosia Living Index

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Bergamo

🇮🇹 Italy

$1,600

/mo nomad

Nicosia

🇨🇾 Cyprus

$1,833

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergamo and in Nicosia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergamo and in Nicosia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,600 in Bergamo versus $1,833 in Nicosia.

Bergamo $1,600
Nicosia $1,833

Estimated couple costs with rent: $2,468 in Bergamo versus $2,875 in Nicosia.

Bergamo $2,468
Nicosia $2,875

Monthly costs for a family of three with rent: $3,337 in Bergamo versus $3,917 in Nicosia.

Bergamo $3,337
Nicosia $3,917

Living in Bergamo costs roughly 13% less than in Nicosia, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Bergamo 19% above, Nicosia 36% above.

Meal at Budget Restaurant

$15.55 €13.83

$17.00 €15.12

-8.53%

Three-Course Dinner for Two, Mid-Range

$82.5 €73.3

$67.8 €60.3

21.68%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$8.71 €7.75

27.90%

Cappuccino

$1.87 €1.67

$3.54 €3.15

-47.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 €2.93

$2.31 €2.06

42.86%

Water (0.33 liter bottle)

$1.32 €1.18

$0.90 €0.80

46.67%

Local Beer (0.5 liter draught)

$5.73 €5.09

$4.36 €3.88

31.42%

Imported Beer (0.33 liter bottle)

$5.72 €5.08

$5.56 €4.94

2.88%

Milk (1 liter)

$1.40 €1.24

$1.87 €1.66

-25.13%

White Bread (500g)

$2.04 €1.81

$1.89 €1.68

7.94%

Rice (white) (1kg)

$3.07 €2.73

$2.83 €2.52

8.48%

Eggs

$3.65 €3.24

$4.78 €4.25

-23.64%

Local Cheese (1kg)

$15.14 €13.46

$13.32 €11.85

13.66%

Chicken Fillets (1kg)

$11.43 €10.17

$8.71 €7.74

31.23%

Beef Round Steak (1kg)

$16.08 €14.30

$13.29 €11.82

20.99%

Apples (1kg)

$2.26 €2.01

$3.30 €2.94

-31.52%

Banana (1kg)

$1.63 €1.45

$2.05 €1.82

-20.49%

Oranges (1kg)

$2.27 €2.02

$2.57 €2.29

-11.67%

Tomato (1kg)

$2.61 €2.32

$3.56 €3.17

-26.69%

Potato (1kg)

$1.74 €1.55

$1.85 €1.65

-5.95%

Onion (1kg)

$2.15 €1.91

$1.51 €1.35

42.38%

Lettuce (1 head)

$1.85 €1.64

$0.97 €0.87

90.72%

Water (1.5 liter bottle)

$0.48 €0.43

$1.13 €1.01

-57.52%

Cigarettes 20 Pack (Marlboro, Camel)

$7.35 €6.54

$5.74 €5.10

28.05%

Wine (Bottle)

$4.21 €3.74

$7.65 €6.80

-44.97%

Local Beer (0.5 liter bottle)

$1.23 €1.10

$1.67 €1.48

-26.35%

Imported Beer (0.33 liter bottle)

$1.77 €1.58

$2.80 €2.49

-36.79%

One-way Ticket (Public Transport)

$1.87 €1.66

$2.64 €2.35

-29.17%

Public Transport Monthly Pass (Regular Price)

$45.04 €40.06

$43.89 €39.03

2.62%

Taxi Start (Normal Tariff)

$10.13 €9.01

$6.36 €5.66

59.28%

Taxi (Normal Tariff) (1km)

$2.17 €1.93

$1.95 €1.74

11.28%

Taxi 1hour Waiting (Normal Tariff)

$39.74 €35.34

$43.87 €39.02

-9.41%

Gasoline (1 liter)

$2.00 €1.78

$1.74 €1.54

14.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.0K

$33.1K €29.4K

8.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K €31.0K

$32.5K €28.9K

7.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 €170

$207 €184

-7.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 €7.82

$20.18 €17.95

-56.44%

Internet (50+ Mbps, Unlimited Data)

$27.88 €24.79

$33.19 €29.52

-16.00%

Gym Membership (Monthly)

$32.89 €29.25

$72.8 €64.8

-54.83%

Tennis Court (1 Hour on Weekend)

$22.56 €20.06

$18.77 €16.69

20.19%

Cinema Ticket

$10.95 €9.74

$11.23 €9.99

-2.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$563 €500

$519 €461

8.50%

International Primary School, 1 Child (Yearly)

$13.6K €12.1K

$9,360 €8,325

45.24%

Jeans (Levis 501 Or Similar)

$71.7 €63.7

$104 €92.7

-31.26%

Summer Dress (H&M, Zara, etc)

$31.80 €28.29

$54.1 €48.14

-41.25%

Sport Shoes (Adidas, Nike)

$88.5 €78.7

$99.1 €88.2

-10.73%

Men's Leather Business Shoes

$106 €93.9

$117 €104

-9.47%

1-bedroom Apartment, City Center (Monthly)

$740 €658

$791 €704

-6.52%

1-bedroom Apartment, Outside City Center (Monthly)

$574 €511

$684 €608

-16.04%

3-bedroom Apartment, City Center (Monthly)

$1,383 €1,230

$1,678 €1,492

-17.58%

3-bedroom Apartment, Outside City Center (Monthly)

$926 €824

$1,343 €1,195

-31.04%

Buy Apartment in City Center (m2)

$3,442 €3,061

$3,118 €2,773

10.39%

Buy Apartment Outside City Center (m2)

$2,518 €2,240

$2,308 €2,053

9.11%

Average Monthly Net Salary (After Tax)

$2,412 €2,145

$1,828 €1,626

31.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.05

4.48

-31.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergamo: October 12, 2026

Last update for Nicosia: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergamo

$574 35.9%

Nicosia

$684 37.3% 19.1% $110

Groceries & Markets

Bergamo

$296 18.5%

Nicosia

$304 16.6% 2.6% $7.6

Eating Out

Bergamo

$239 14.9%

Nicosia

$250 13.7% 4.8% $12

Monthly Utilities & Internet

Bergamo

$228 14.3%

Nicosia

$261 14.2% 14.2% $32

Clothing & Footwear

Bergamo

$134 8.4%

Nicosia

$168 9.2% 25.7% $34

Getting Around

Bergamo

$74 4.6%

Nicosia

$71 3.9% 4% $3

Sport & Entertainment

Bergamo

$55 3.4%

Nicosia

$95 5.2% 73.9% $41

Cost Breakdown

A one-bedroom apartment in the center runs $740 in Bergamo and $791 in Nicosia. Housing cost is often the main lever when comparing two cities.

Bergamo pays 32% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $82.0 in Bergamo vs $68.0 in Nicosia. Groceries flip the comparison at $296 vs $304, with Bergamo cheaper for home cooking.

Good to know

🇮🇹 Bergamo

🇨🇾 Nicosia

🕒 Local time

18:18 6:18 PM

19:18 7:18 PM

1 h ahead of Bergamo

🌤 Weather

👥 Population

120,569

310,355 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Bergamo Nicosia 2,310 km ≈ 3 h 30 min nonstop flight

From you

Bergamo
Nicosia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergamo vs Nicosia: Cost of Living - Frequently Asked Questions

Bergamo and Nicosia differ by about 15% in total monthly costs ($1,600 vs $1,833 including rent). Bergamo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 32% higher in Bergamo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $740 in Bergamo versus $791 in Nicosia. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bergamo – a meal for two runs $82.0 versus $68.0 in Nicosia. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,600 per month in Bergamo versus $1,833 in Nicosia – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,600 in Bergamo versus $1,833 in Nicosia, a $2,000 budget is realistic in Bergamo but tight or insufficient in Nicosia. The gap between the two cities makes Bergamo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bergamo and Nicosia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bergamo gentler on the wallet – expenses run 15% less than in Nicosia. Beyond cost, consider language, visa policies, and how big the international community is in each city.