Last update: Oct 2026

Cost of Living Comparison Between Nicosia and Ayia Napa

For one person, living is cheaper in Nicosia: $1,834 a month against $1,920 in Ayia Napa, rent and utilities included – about $1,000 less a year. Rent and utilities account for most of the difference.

88

Cost of Living Index in Nicosia
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Nicosia Living Index
89

Cost of Living Index in Ayia Napa
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Ayia Napa Living Index

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Nicosia

🇨🇾 Cyprus

$1,834

/mo nomad

Ayia Napa

🇨🇾 Cyprus

$1,920

/mo nomad

Monthly Cost of Living

How much you'll spend in Nicosia and in Ayia Napa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nicosia and in Ayia Napa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,834 in Nicosia versus $1,920 in Ayia Napa.

Nicosia $1,834
Ayia Napa $1,920

Estimated couple costs with rent: $2,858 in Nicosia versus $2,817 in Ayia Napa.

Nicosia $2,858
Ayia Napa $2,817

Monthly costs for a family of three with rent: $3,882 in Nicosia versus $3,714 in Ayia Napa.

Nicosia $3,882
Ayia Napa $3,714

Living in Nicosia costs roughly 4% less than in Ayia Napa, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Nicosia 35% above, Ayia Napa 41% above.

Meal at Budget Restaurant

$16.56 €14.84

$25.98 €23.28

-36.26%

Three-Course Dinner for Two, Mid-Range

$68.3 €61.2

$55.7 €49.90

22.59%

Fast Food Meal (McDonalds, etc)

$8.92 €7.99

$13.53 €12.13

-34.07%

Cappuccino

$3.75 €3.36

$3.84 €3.44

-2.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 €2.07

$2.74 €2.45

-15.33%

Water (0.33 liter bottle)

$0.87 €0.78

$1.36 €1.22

-36.03%

Local Beer (0.5 liter draught)

$4.39 €3.93

$3.93 €3.52

11.70%

Imported Beer (0.33 liter bottle)

$5.52 €4.95

$5.51 €4.93

0.18%

Milk (1 liter)

$1.87 €1.68

$1.86 €1.67

0.54%

White Bread (500g)

$1.99 €1.78

$1.44 €1.29

38.19%

Rice (white) (1kg)

$2.78 €2.49

$2.30 €2.06

20.87%

Eggs

$4.75 €4.25

$4.69 €4.21

1.28%

Local Cheese (1kg)

$12.85 €11.51

$13.25 €11.88

-3.02%

Chicken Fillets (1kg)

$8.73 €7.82

$8.60 €7.70

1.51%

Beef Round Steak (1kg)

$13.06 €11.70

$12.85 €11.52

1.63%

Apples (1kg)

$3.45 €3.10

$3.59 €3.22

-3.90%

Banana (1kg)

$2.04 €1.83

$2.03 €1.82

0.49%

Oranges (1kg)

$2.57 €2.30

$1.99 €1.78

29.15%

Tomato (1kg)

$3.50 €3.14

$3.08 €2.76

13.64%

Potato (1kg)

$1.89 €1.69

$1.46 €1.31

29.45%

Onion (1kg)

$1.59 €1.42

$1.13 €1.02

40.71%

Lettuce (1 head)

$0.91 €0.82

$0.69 €0.62

31.88%

Water (1.5 liter bottle)

$1.14 €1.03

$1.01 €0.90

12.87%

Cigarettes 20 Pack (Marlboro, Camel)

$5.42 €4.86

$5.68 €5.09

-4.58%

Wine (Bottle)

$7.73 €6.93

$5.79 €5.18

33.51%

Local Beer (0.5 liter bottle)

$1.71 €1.53

$1.63 €1.46

4.91%

Imported Beer (0.33 liter bottle)

$2.72 €2.44

$2.28 €2.04

19.30%

One-way Ticket (Public Transport)

$2.60 €2.33

$2.22 €1.99

17.12%

Public Transport Monthly Pass (Regular Price)

$44.25 €39.65

$49.37 €44.24

-10.37%

Taxi Start (Normal Tariff)

$6.10 €5.46

$6.79 €6.09

-10.16%

Taxi (Normal Tariff) (1km)

$1.98 €1.77

$2.09 €1.87

-5.26%

Taxi 1hour Waiting (Normal Tariff)

$44.92 €40.25

$24.68 €22.12

82.01%

Gasoline (1 liter)

$1.73 €1.55

$1.66 €1.49

4.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K €27.6K

$31.5K €28.3K

-2.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K €29.4K

$32.5K €29.1K

0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 €186

$165 €147

26.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.45 €18.32

$20.45 €18.33

Internet (50+ Mbps, Unlimited Data)

$32.64 €29.25

$32.47 €29.10

0.52%

Gym Membership (Monthly)

$73.5 €65.9

$61.7 €55.3

19.11%

Tennis Court (1 Hour on Weekend)

$19.22 €17.22

$27.85 €24.96

-30.99%

Cinema Ticket

$11.31 €10.13

$12.71 €11.39

-11.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$520 €466

$404 €362

28.81%

International Primary School, 1 Child (Yearly)

$9,426 €8,446

$8,274 €7,415

13.91%

Jeans (Levis 501 Or Similar)

$103 €91.9

$68.1 €61.0

50.62%

Summer Dress (H&M, Zara, etc)

$55.5 €49.75

$44.57 €39.94

24.57%

Sport Shoes (Adidas, Nike)

$98.2 €88.0

$99.7 €89.3

-1.42%

Men's Leather Business Shoes

$117 €105

$92.2 €82.6

26.72%

1-bedroom Apartment, City Center (Monthly)

$784 €703

$866 €776

-9.47%

1-bedroom Apartment, Outside City Center (Monthly)

$685 €614

$780 €699

-12.19%

3-bedroom Apartment, City Center (Monthly)

$1,689 €1,514

$1,869 €1,675

-9.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,307 €1,171

$1,163 €1,042

12.38%

Buy Apartment in City Center (m2)

$3,120 €2,796

$3,265 €2,925

-4.44%

Buy Apartment Outside City Center (m2)

$2,327 €2,085

$2,115 €1,895

10.04%

Average Monthly Net Salary (After Tax)

$1,852 €1,659

$1,631 €1,462

13.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

3.93

13.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nicosia: October 26, 2026

Last update for Ayia Napa: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nicosia

$685 37.4%

Ayia Napa

$780 40.6% 13.9% $95

Groceries & Markets

Nicosia

$303 16.5%

Ayia Napa

$281 14.7% 7.1% $22

Monthly Utilities & Internet

Nicosia

$261 14.2%

Ayia Napa

$217 11.3% 16.7% $44

Eating Out

Nicosia

$250 13.6%

Ayia Napa

$342 17.8% 36.6% $92

Clothing & Footwear

Nicosia

$168 9.2%

Ayia Napa

$137 7.1% 18.4% $31

Sport & Entertainment

Nicosia

$96 5.2%

Ayia Napa

$87 4.5% 9.3% $9

Getting Around

Nicosia

$71 3.9%

Ayia Napa

$75 3.9% 6.9% $4.9

Cost Breakdown

A one-bedroom apartment in the center runs $784 in Nicosia and $866 in Ayia Napa. Housing cost is often the main lever when comparing two cities.

Nicosia pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $68 in Nicosia vs $56 in Ayia Napa for a mid-range dinner for two. Groceries echo the gap at $303 vs $281 per month, with Ayia Napa cheaper across the board.

Good to know

🇨🇾 Nicosia

🇨🇾 Ayia Napa

🕒 Local time

13:43 1:43 PM

Same time as Nicosia

🌤 Weather

👥 Population

310,355 Capital

3,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Nicosia Ayia Napa 61 km

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Nicosia
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nicosia vs Ayia Napa: Cost of Living - Frequently Asked Questions

Nicosia wins on cost – living expenses run 4% lower than in Ayia Napa. Housing and daily spending are where you’ll feel the difference most, making Nicosia the obvious pick if budget is a priority.

Average pay runs 13% higher in Nicosia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $784 in Nicosia versus $866 in Ayia Napa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $520 in Nicosia versus $404 in Ayia Napa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ayia Napa pay roughly 7% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $3,000 a month, though Nicosia gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.