Last update: Oct 2026

Cost of Living Comparison Between Ayia Napa and Nicosia

For one person, living is cheaper in Nicosia: $1,834 a month against $1,920 in Ayia Napa, rent and utilities included – about $1,000 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Ayia Napa
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Ayia Napa Living Index
88

Cost of Living Index in Nicosia
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Nicosia Living Index

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Ayia Napa

🇨🇾 Cyprus

$1,920

/mo nomad

Nicosia

🇨🇾 Cyprus

$1,834

/mo nomad

Monthly Cost of Living

How much you'll spend in Ayia Napa and in Nicosia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ayia Napa and in Nicosia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,920 in Ayia Napa versus $1,834 in Nicosia.

Ayia Napa $1,920
Nicosia $1,834

Estimated couple costs with rent: $2,817 in Ayia Napa versus $2,858 in Nicosia.

Ayia Napa $2,817
Nicosia $2,858

Monthly costs for a family of three with rent: $3,714 in Ayia Napa versus $3,882 in Nicosia.

Ayia Napa $3,714
Nicosia $3,882

Living in Ayia Napa is roughly 5% more expensive than in Nicosia, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ayia Napa 41% above, Nicosia 35% above.

Meal at Budget Restaurant

$25.98 €23.27

$16.56 €14.84

56.88%

Three-Course Dinner for Two, Mid-Range

$55.7 €49.87

$68.3 €61.1

-18.43%

Fast Food Meal (McDonalds, etc)

$13.53 €12.12

$8.92 €7.99

51.68%

Cappuccino

$3.84 €3.44

$3.75 €3.36

2.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 €2.45

$2.32 €2.07

18.10%

Water (0.33 liter bottle)

$1.36 €1.22

$0.87 €0.78

56.32%

Local Beer (0.5 liter draught)

$3.93 €3.52

$4.39 €3.93

-10.48%

Imported Beer (0.33 liter bottle)

$5.51 €4.93

$5.52 €4.95

-0.18%

Milk (1 liter)

$1.86 €1.67

$1.87 €1.68

-0.53%

White Bread (500g)

$1.44 €1.29

$1.99 €1.78

-27.64%

Rice (white) (1kg)

$2.30 €2.06

$2.78 €2.49

-17.27%

Eggs

$4.69 €4.20

$4.75 €4.25

-1.26%

Local Cheese (1kg)

$13.25 €11.87

$12.85 €11.51

3.11%

Chicken Fillets (1kg)

$8.60 €7.70

$8.73 €7.82

-1.49%

Beef Round Steak (1kg)

$12.85 €11.51

$13.06 €11.70

-1.61%

Apples (1kg)

$3.59 €3.21

$3.45 €3.09

4.06%

Banana (1kg)

$2.03 €1.82

$2.04 €1.83

-0.49%

Oranges (1kg)

$1.99 €1.78

$2.57 €2.30

-22.57%

Tomato (1kg)

$3.08 €2.75

$3.50 €3.13

-12.00%

Potato (1kg)

$1.46 €1.31

$1.89 €1.69

-22.75%

Onion (1kg)

$1.13 €1.01

$1.59 €1.42

-28.93%

Lettuce (1 head)

$0.69 €0.62

$0.91 €0.82

-24.18%

Water (1.5 liter bottle)

$1.01 €0.90

$1.14 €1.03

-11.40%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 €5.09

$5.42 €4.86

4.80%

Wine (Bottle)

$5.79 €5.18

$7.73 €6.92

-25.10%

Local Beer (0.5 liter bottle)

$1.63 €1.46

$1.71 €1.53

-4.68%

Imported Beer (0.33 liter bottle)

$2.28 €2.04

$2.72 €2.44

-16.18%

One-way Ticket (Public Transport)

$2.22 €1.99

$2.60 €2.33

-14.62%

Public Transport Monthly Pass (Regular Price)

$49.37 €44.22

$44.25 €39.63

11.57%

Taxi Start (Normal Tariff)

$6.79 €6.08

$6.10 €5.46

11.31%

Taxi (Normal Tariff) (1km)

$2.09 €1.87

$1.98 €1.77

5.56%

Taxi 1hour Waiting (Normal Tariff)

$24.68 €22.10

$44.92 €40.23

-45.06%

Gasoline (1 liter)

$1.66 €1.49

$1.73 €1.55

-4.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K €28.2K

$30.8K €27.6K

2.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K €29.1K

$32.8K €29.4K

-0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 €147

$208 €186

-20.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.45 €18.31

Internet (50+ Mbps, Unlimited Data)

$32.47 €29.08

$32.64 €29.23

-0.52%

Gym Membership (Monthly)

$61.7 €55.3

$73.5 €65.8

-16.05%

Tennis Court (1 Hour on Weekend)

$27.85 €24.94

$19.22 €17.21

44.90%

Cinema Ticket

$12.71 €11.38

$11.31 €10.13

12.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$404 €362

$520 €466

-22.37%

International Primary School, 1 Child (Yearly)

$8,274 €7,411

$9,426 €8,442

-12.21%

Jeans (Levis 501 Or Similar)

$68.1 €61.0

$103 €91.8

-33.61%

Summer Dress (H&M, Zara, etc)

$44.57 €39.91

$55.5 €49.72

-19.72%

Sport Shoes (Adidas, Nike)

$99.7 €89.3

$98.2 €88.0

1.45%

Men's Leather Business Shoes

$92.2 €82.6

$117 €105

-21.09%

1-bedroom Apartment, City Center (Monthly)

$866 €776

$784 €702

10.46%

1-bedroom Apartment, Outside City Center (Monthly)

$780 €698

$685 €613

13.88%

3-bedroom Apartment, City Center (Monthly)

$1,869 €1,674

$1,689 €1,513

10.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,163 €1,042

$1,307 €1,171

-11.02%

Buy Apartment in City Center (m2)

$3,265 €2,924

$3,120 €2,794

4.64%

Buy Apartment Outside City Center (m2)

$2,115 €1,894

$2,327 €2,084

-9.13%

Average Monthly Net Salary (After Tax)

$1,631 €1,461

$1,852 €1,658

-11.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.93

4.48

-12.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ayia Napa: October 26, 2026

Last update for Nicosia: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ayia Napa

$780 40.6%

Nicosia

$685 37.4% 12.2% $95

Eating Out

Ayia Napa

$342 17.8%

Nicosia

$250 13.6% 26.8% $92

Groceries & Markets

Ayia Napa

$281 14.7%

Nicosia

$303 16.5% 7.7% $22

Monthly Utilities & Internet

Ayia Napa

$217 11.3%

Nicosia

$261 14.2% 20.1% $44

Clothing & Footwear

Ayia Napa

$137 7.1%

Nicosia

$168 9.2% 22.5% $31

Sport & Entertainment

Ayia Napa

$87 4.5%

Nicosia

$96 5.2% 10.3% $9

Getting Around

Ayia Napa

$75 3.9%

Nicosia

$71 3.9% 6.4% $4.9

Cost Breakdown

A one-bedroom apartment in the center runs $866 in Ayia Napa and $784 in Nicosia. Housing cost is often the main lever when comparing two cities.

Nicosia pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $56 in Ayia Napa vs $68 in Nicosia for a mid-range dinner for two. Groceries echo the gap at $281 vs $303 per month, with Ayia Napa cheaper across the board.

Good to know

🇨🇾 Ayia Napa

🇨🇾 Nicosia

🕒 Local time

00:31 12:31 AM

Same time as Ayia Napa

🌤 Weather

👥 Population

3,000

310,355 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Ayia Napa Nicosia 61 km

From you

Ayia Napa
Nicosia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ayia Napa vs Nicosia: Cost of Living - Frequently Asked Questions

Nicosia wins on cost – living expenses run 4% lower than in Ayia Napa. Housing and daily spending are where you’ll feel the difference most, making Nicosia the obvious pick if budget is a priority.

On paper, salaries run 12% lower in Ayia Napa. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $866 in Ayia Napa versus $784 in Nicosia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $404 in Ayia Napa versus $520 in Nicosia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ayia Napa pay roughly 7% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $3,000 a month, though Nicosia gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.