Last update: Oct 2026

Cost of Living Comparison Between Nicaragua and Ubud, Bali

For one person, living is cheaper in Nicaragua: $946 a month against $1,348 in Ubud, Bali, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

46

Cost of Living Index in Nicaragua
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Nicaragua Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇳🇮 Nicaragua

$946

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: Nicaragua is 18.9% more expensive than Ubud, Bali without rent, and 29.8% cheaper with rent.

😐 Family of 3: Nicaragua is 6% more expensive than Ubud, Bali without rent, and 37.6% cheaper with rent.

Meal at Budget Restaurant

$4.95 NIO 181

$3.33 Rp 59.6K

48.65%

Three-Course Dinner for Two, Mid-Range

$30.88 NIO 1,131

$35.42 Rp 633.1K

-12.82%

Fast Food Meal (McDonalds, etc)

$7.80 NIO 286

$5.76 Rp 102.9K

35.42%

Cappuccino

$2.36 NIO 86.5

$2.63 Rp 47.0K

-10.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.89 NIO 32.75

$1.74 Rp 31.0K

-48.85%

Water (0.33 liter bottle)

$0.66 NIO 24.09

$0.77 Rp 13.8K

-14.29%

Local Beer (0.5 liter draught)

$1.34 NIO 48.91

$2.71 Rp 48.4K

-50.55%

Imported Beer (0.33 liter bottle)

$1.96 NIO 71.6

$4.52 Rp 80.8K

-56.64%

Milk (1 liter)

$1.21 NIO 44.22

$1.53 Rp 27.4K

-20.92%

White Bread (500g)

$2.08 NIO 76.0

$2.20 Rp 39.2K

-5.45%

Rice (white) (1kg)

$1.66 NIO 60.7

$1.22 Rp 21.8K

36.07%

Eggs

$2.25 NIO 82.5

$2.14 Rp 38.2K

5.14%

Local Cheese (1kg)

$9.34 NIO 342

$17.73 Rp 316.9K

-47.32%

Chicken Fillets (1kg)

$5.96 NIO 218

$3.86 Rp 68.9K

54.40%

Beef Round Steak (1kg)

$8.06 NIO 295

$12.03 Rp 215.0K

-33.00%

Apples (1kg)

$4.73 NIO 173

$3.61 Rp 64.5K

31.02%

Banana (1kg)

$0.81 NIO 29.68

$1.51 Rp 27.1K

-46.36%

Oranges (1kg)

$1.95 NIO 71.6

$2.32 Rp 41.4K

-15.95%

Tomato (1kg)

$2.34 NIO 85.7

$2.00 Rp 35.8K

17.00%

Potato (1kg)

$3.80 NIO 139

$1.81 Rp 32.4K

109.94%

Onion (1kg)

$2.29 NIO 83.9

$2.39 Rp 42.7K

-4.18%

Lettuce (1 head)

$1.08 NIO 39.44

$0.99 Rp 17.8K

9.09%

Water (1.5 liter bottle)

$1.04 NIO 37.95

$0.52 Rp 9,373

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.61 NIO 132

$2.18 Rp 39.0K

65.60%

Wine (Bottle)

$13.20 NIO 483

$22.98 Rp 410.7K

-42.56%

Local Beer (0.5 liter bottle)

$1.47 NIO 53.8

$2.40 Rp 42.8K

-38.75%

Imported Beer (0.33 liter bottle)

$2.16 NIO 79.2

$3.00 Rp 53.6K

-28.00%

One-way Ticket (Public Transport)

$0.15 NIO 5.36

$0.24 Rp 4,255

-37.50%

Public Transport Monthly Pass (Regular Price)

$6.02 NIO 221

$6.99 Rp 125.0K

-13.88%

Taxi Start (Normal Tariff)

$1.54 NIO 56.5

$0.44 Rp 7,876

250.00%

Taxi (Normal Tariff) (1km)

$1.48 NIO 54.1

$0.42 Rp 7,582

252.38%

Taxi 1hour Waiting (Normal Tariff)

$6.64 NIO 243

$5.45 Rp 97.4K

21.83%

Gasoline (1 liter)

$1.31 NIO 48.15

$0.84 Rp 15.1K

55.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K NIO 845.1K

$24.3K Rp 434.8M

-5.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K NIO 947.3K

$31.9K Rp 570.0M

-18.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 NIO 4,138

$80.8 Rp 1.4M

39.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.92 NIO 656

$6.58 Rp 117.6K

172.34%

Internet (50+ Mbps, Unlimited Data)

$36.87 NIO 1,350

$18.24 Rp 326.1K

102.14%

Gym Membership (Monthly)

$34.42 NIO 1,260

$55.1 Rp 985.4K

-37.57%

Tennis Court (1 Hour on Weekend)

$15.17 NIO 556

$18.51 Rp 330.9K

-18.04%

Cinema Ticket

$9.29 NIO 340

$4.24 Rp 75.9K

119.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 NIO 8,583

$486 Rp 8.7M

-51.75%

International Primary School, 1 Child (Yearly)

$6,687 NIO 244.9K

$5,676 Rp 101.5M

17.80%

Jeans (Levis 501 Or Similar)

$54.1 NIO 1,981

$45.18 Rp 807.6K

19.72%

Summer Dress (H&M, Zara, etc)

$44.45 NIO 1,628

$34.57 Rp 617.9K

28.58%

Sport Shoes (Adidas, Nike)

$113 NIO 4,155

$79.2 Rp 1.4M

43.34%

Men's Leather Business Shoes

$123 NIO 4,514

$77.6 Rp 1.4M

58.77%

1-bedroom Apartment, City Center (Monthly)

$359 NIO 13.1K

$1,127 Rp 20.1M

-68.16%

1-bedroom Apartment, Outside City Center (Monthly)

$212 NIO 7,768

$674 Rp 12.1M

-68.54%

3-bedroom Apartment, City Center (Monthly)

$612 NIO 22.4K

$3,618 Rp 64.7M

-83.09%

3-bedroom Apartment, Outside City Center (Monthly)

$463 NIO 17.0K

$1,735 Rp 31.0M

-73.30%

Buy Apartment in City Center (m2)

$1,205 NIO 44.1K

$2,829 Rp 50.6M

-57.39%

Buy Apartment Outside City Center (m2)

$671 NIO 24.6K

$2,307 Rp 41.2M

-70.90%

Average Monthly Net Salary (After Tax)

$353 NIO 12.9K

$166 Rp 3.0M

113.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.94

13.78

-13.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nicaragua: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nicaragua

$249 26.1%

Ubud, Bali

$290 21.4% 16.4% $41

Accommodation & Living

Nicaragua

$212 22.2%

Ubud, Bali

$674 49.6% 218% $462

Monthly Utilities & Internet

Nicaragua

$168 17.5%

Ubud, Bali

$106 7.8% 37% $62

Clothing & Footwear

Nicaragua

$151 15.8%

Ubud, Bali

$106 7.8% 29.4% $44

Eating Out

Nicaragua

$108 11.3%

Ubud, Bali

$108 8% 0.1% $0.1

Sport & Entertainment

Nicaragua

$53 5.5%

Ubud, Bali

$64 4.7% 20% $11

Getting Around

Nicaragua

$16 1.6%

Ubud, Bali

$11 0.8% 32.4% $5

Good to know

🇳🇮 Nicaragua

🇮🇩 Ubud, Bali

🕒 Local time

04:52 4:52 AM

18:52 6:52 PM

14 h ahead of Nicaragua

🌤 Weather

👥 Population

6,676,948

74,800

💱 Currency

Nicaraguan Córdoba NIO C$

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NIO = 2.73 USD

100 NIO = 2.44 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to NIO – Nicaraguan Córdoba Converter

🇺🇸 United States Dollar ($)

🇳🇮 Nicaraguan Córdoba (C$)

Nicaraguan Córdoba exchange rates as of October 10, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 41.04 NIO (100 NIO = 2.44 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to NIO in detail →

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