Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nicaragua

Name: Nicaragua
Address: NI

For one person, living is cheaper in Nicaragua: $946 a month against $1,348 in Ubud, Bali, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Nicaragua
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Nicaragua Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

🇳🇮 Nicaragua

$946

/mo nomad

🙂 Solo nomad: Ubud, Bali is 15.9% cheaper than Nicaragua without rent, and 42.5% more expensive with rent.

🙂 Family of 3: Ubud, Bali is 5.7% cheaper than Nicaragua without rent, and 60.2% more expensive with rent.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$4.95 NIO 181

-32.73%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$30.88 NIO 1,131

14.70%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$7.80 NIO 286

-26.15%

Cappuccino

$2.63 Rp 47.0K

$2.36 NIO 86.5

11.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$0.89 NIO 32.75

95.51%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.66 NIO 24.09

16.67%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$1.34 NIO 48.91

102.24%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$1.96 NIO 71.6

130.61%

Milk (1 liter)

$1.53 Rp 27.4K

$1.21 NIO 44.22

26.45%

White Bread (500g)

$2.20 Rp 39.2K

$2.08 NIO 76.0

5.77%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.66 NIO 60.7

-26.51%

Eggs

$2.14 Rp 38.2K

$2.25 NIO 82.5

-4.89%

Local Cheese (1kg)

$17.73 Rp 316.9K

$9.34 NIO 342

89.83%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$5.96 NIO 218

-35.23%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$8.06 NIO 295

49.26%

Apples (1kg)

$3.61 Rp 64.5K

$4.73 NIO 173

-23.68%

Banana (1kg)

$1.51 Rp 27.1K

$0.81 NIO 29.68

86.42%

Oranges (1kg)

$2.32 Rp 41.4K

$1.95 NIO 71.6

18.97%

Tomato (1kg)

$2.00 Rp 35.8K

$2.34 NIO 85.7

-14.53%

Potato (1kg)

$1.81 Rp 32.4K

$3.80 NIO 139

-52.37%

Onion (1kg)

$2.39 Rp 42.7K

$2.29 NIO 83.9

4.37%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.08 NIO 39.44

-8.33%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.04 NIO 37.95

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$3.61 NIO 132

-39.61%

Wine (Bottle)

$22.98 Rp 410.7K

$13.20 NIO 483

74.09%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.47 NIO 53.8

63.27%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.16 NIO 79.2

38.89%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.15 NIO 5.36

60.00%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$6.02 NIO 221

16.11%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$1.54 NIO 56.5

-71.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.48 NIO 54.1

-71.62%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$6.64 NIO 243

-17.92%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.31 NIO 48.15

-35.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$23.1K NIO 845.1K

5.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$25.9K NIO 947.3K

23.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$113 NIO 4,138

-28.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$17.92 NIO 656

-63.28%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$36.87 NIO 1,350

-50.53%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$34.42 NIO 1,260

60.17%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$15.17 NIO 556

22.02%

Cinema Ticket

$4.24 Rp 75.9K

$9.29 NIO 340

-54.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$234 NIO 8,583

107.23%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$6,687 NIO 244.9K

-15.11%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$54.1 NIO 1,981

-16.47%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$44.45 NIO 1,628

-22.23%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$113 NIO 4,155

-30.23%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$123 NIO 4,514

-37.02%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$359 NIO 13.1K

214.11%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$212 NIO 7,768

217.85%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$612 NIO 22.4K

491.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$463 NIO 17.0K

274.48%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$1,205 NIO 44.1K

134.71%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$671 NIO 24.6K

243.63%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$353 NIO 12.9K

-53.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.94

15.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Nicaragua: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Nicaragua

$212 22.2% 68.5% $462

Groceries & Markets

Ubud, Bali

$290 21.4%

Nicaragua

$249 26.1% 14.1% $41

Eating Out

Ubud, Bali

$108 8%

Nicaragua

$108 11.3% 0.1% $0.1

Clothing & Footwear

Ubud, Bali

$106 7.8%

Nicaragua

$151 15.8% 41.7% $44

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Nicaragua

$168 17.5% 58.8% $62

Sport & Entertainment

Ubud, Bali

$64 4.7%

Nicaragua

$53 5.5% 16.7% $11

Getting Around

Ubud, Bali

$11 0.8%

Nicaragua

$16 1.6% 48% $5

Good to know

🇮🇩 Ubud, Bali

🇳🇮 Nicaragua

🕒 Local time

13:55 1:55 PM

23:55 11:55 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

6,676,948

💱 Currency

Indonesian Rupiah IDR Rp

Nicaraguan Córdoba NIO C$

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 NIO = 2.73 USD

100 NIO = 2.43 EUR

Exchange rates and currency converter

NIO, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Nicaraguan Córdoba exchange rates as of October 10, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 41.08 NIO (100 NIO = 2.43 EUR).

USD to IDR in detail →

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