Last update: Oct 2026

Cost of Living Comparison Between Nha Trang and Cebu

For one person, living is cheaper in Nha Trang: $673 a month against $934 in Cebu, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

33

Cost of Living Index in Nha Trang
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Nha Trang Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Nha Trang

🇻🇳 Vietnam

$673

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Nha Trang and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nha Trang and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $673 in Nha Trang versus $934 in Cebu.

Nha Trang $673
Cebu $934

Estimated couple costs with rent: $1,119 in Nha Trang versus $1,415 in Cebu.

Nha Trang $1,119
Cebu $1,415

Monthly costs for a family of three with rent: $1,564 in Nha Trang versus $1,896 in Cebu.

Nha Trang $1,564
Cebu $1,896

Living in Nha Trang costs roughly 28% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Nha Trang 50% lower, Cebu 30% lower.

Meal at Budget Restaurant

$2.72 ₫70.3K

$3.03 ₱191

-10.23%

Three-Course Dinner for Two, Mid-Range

$23.37 ₫605.1K

$23.48 ₱1,476

-0.47%

Fast Food Meal (McDonalds, etc)

$4.42 ₫114.5K

$4.09 ₱257

8.07%

Cappuccino

$1.62 ₫42.0K

$2.52 ₱158

-35.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₫10.2K

$1.54 ₱97.2

-74.68%

Water (0.33 liter bottle)

$0.23 ₫5,961

$0.49 ₱31.06

-53.06%

Local Beer (0.5 liter draught)

$0.65 ₫16.8K

$1.79 ₱113

-63.69%

Imported Beer (0.33 liter bottle)

$1.19 ₫30.9K

$2.26 ₱142

-47.35%

Milk (1 liter)

$1.48 ₫38.4K

$1.95 ₱122

-24.10%

White Bread (500g)

$0.45 ₫11.6K

$1.43 ₱89.9

-68.53%

Rice (white) (1kg)

$0.99 ₫25.7K

$1.02 ₱64.0

-2.94%

Eggs

$1.42 ₫36.7K

$2.06 ₱129

-31.07%

Local Cheese (1kg)

$11.82 ₫305.9K

$9.81 ₱617

20.49%

Chicken Fillets (1kg)

$3.19 ₫82.5K

$4.61 ₱290

-30.80%

Beef Round Steak (1kg)

$11.03 ₫285.7K

$7.70 ₱484

43.25%

Apples (1kg)

$1.87 ₫48.5K

$3.31 ₱208

-43.50%

Banana (1kg)

$0.84 ₫21.6K

$1.45 ₱91.2

-42.07%

Oranges (1kg)

$1.07 ₫27.6K

$2.36 ₱148

-54.66%

Tomato (1kg)

$1.19 ₫30.7K

$1.54 ₱96.6

-22.73%

Potato (1kg)

$0.84 ₫21.7K

$2.36 ₱148

-64.41%

Onion (1kg)

$0.70 ₫18.2K

$1.99 ₱125

-64.82%

Lettuce (1 head)

$0.74 ₫19.2K

$1.15 ₱72.3

-35.65%

Water (1.5 liter bottle)

$0.42 ₫10.9K

$0.67 ₱42.26

-37.31%

Cigarettes 20 Pack (Marlboro, Camel)

$1.52 ₫39.3K

$3.00 ₱189

-49.33%

Wine (Bottle)

$11.34 ₫293.6K

$6.35 ₱399

78.58%

Local Beer (0.5 liter bottle)

$0.56 ₫14.6K

$1.31 ₱82.1

-57.25%

Imported Beer (0.33 liter bottle)

$1.86 ₫48.2K

$1.73 ₱109

7.51%

One-way Ticket (Public Transport)

$0.32 ₫8,297

$0.25 ₱15.82

28.00%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$0.59 ₫15.4K

$0.74 ₱46.44

-20.27%

Taxi (Normal Tariff) (1km)

$0.61 ₫15.7K

$0.21 ₱13.15

190.48%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

Gasoline (1 liter)

$0.88 ₫22.7K

$1.33 ₱83.7

-33.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₫802.9M

$21.8K ₱1.4M

42.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K ₫735.6M

$19.4K ₱1.2M

46.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.3 ₫2.0M

$121 ₱7,583

-35.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.60 ₫170.9K

$14.45 ₱909

-54.33%

Internet (50+ Mbps, Unlimited Data)

$9.54 ₫246.9K

$28.29 ₱1,779

-66.28%

Gym Membership (Monthly)

$22.40 ₫579.9K

$32.68 ₱2,055

-31.46%

Tennis Court (1 Hour on Weekend)

$17.56 ₫454.5K

$6.39 ₱402

174.80%

Cinema Ticket

$1.96 ₫50.8K

$5.46 ₱343

-64.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$208 ₫5.4M

$273 ₱17.2K

-23.99%

International Primary School, 1 Child (Yearly)

$3,828 ₫99.1M

$8,156 ₱512.9K

-53.07%

Jeans (Levis 501 Or Similar)

$41.23 ₫1.1M

$49.57 ₱3,117

-16.82%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

Sport Shoes (Adidas, Nike)

$48.68 ₫1.3M

$76.6 ₱4,817

-36.44%

Men's Leather Business Shoes

$59.3 ₱3,727

1-bedroom Apartment, City Center (Monthly)

$402 ₫10.4M

$506 ₱31.8K

-20.56%

1-bedroom Apartment, Outside City Center (Monthly)

$280 ₫7.3M

$309 ₱19.5K

-9.44%

3-bedroom Apartment, City Center (Monthly)

$754 ₫19.5M

$1,052 ₱66.1K

-28.31%

3-bedroom Apartment, Outside City Center (Monthly)

$653 ₫16.9M

$619 ₱38.9K

5.53%

Buy Apartment in City Center (m2)

$2,807 ₫72.7M

$2,915 ₱183.4K

-3.71%

Buy Apartment Outside City Center (m2)

$1,549 ₫40.1M

$1,867 ₱117.4K

-17.04%

Average Monthly Net Salary (After Tax)

$296 ₫7.7M

$341 ₱21.5K

-13.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nha Trang: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nha Trang

$280 40.8%

Cebu

$309 33.5% 10.4% $29

Groceries & Markets

Nha Trang

$179 26.1%

Cebu

$210 22.7% 17.4% $31

Monthly Utilities & Internet

Nha Trang

$93 13.6%

Cebu

$163 17.7% 74.7% $70

Eating Out

Nha Trang

$63 9.1%

Cebu

$88 9.6% 41.2% $26

Clothing & Footwear

Nha Trang

$40 * 5.9%

Cebu

$95 10.2% 134% $54

Sport & Entertainment

Nha Trang

$26 3.8%

Cebu

$44 4.7% 65.7% $17

Getting Around

Nha Trang

$4.9 * 0.7%

Cebu

$15 1.7% 214% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $402 in Nha Trang and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Nha Trang vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $179 vs $210 per month, with Nha Trang cheaper across the board.

Good to know

🇻🇳 Nha Trang

🇵🇭 Cebu

🕒 Local time

07:32 7:32 AM

08:32 8:32 AM

1 h ahead of Nha Trang

🌤 Weather

👥 Population

579,000

964,169

💱 Currency

Vietnamese Dong VND ₫

Philippine Peso PHP ₱

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,037 VND (100,000 VND = 3.44 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Nha Trang Cebu 1,620 km ≈ 2 h 30 min nonstop flight

From you

Nha Trang
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nha Trang vs Cebu: Cost of Living - Frequently Asked Questions

Nha Trang is cheaper overall, especially in groceries, eating out, and clothing. The 39% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 15% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $402 in Nha Trang versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $673 per month in Nha Trang versus $934 in Cebu – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Nha Trang gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nha Trang is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nha Trang and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nha Trang gentler on the wallet – expenses run 39% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.