Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nha Trang

For one person, living is cheaper in Nha Trang: $673 a month against $934 in Cebu, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
33

Cost of Living Index in Nha Trang
Learn more

Nha Trang Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Nha Trang

🇻🇳 Vietnam

$673

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nha Trang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nha Trang actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $673 in Nha Trang.

Cebu $934
Nha Trang $673

Estimated couple costs with rent: $1,415 in Cebu versus $1,119 in Nha Trang.

Cebu $1,415
Nha Trang $1,119

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,564 in Nha Trang.

Cebu $1,896
Nha Trang $1,564

Living in Cebu is roughly 39% more expensive than in Nha Trang, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Nha Trang 50% lower.

Meal at Budget Restaurant

$3.03 ₱191

$2.72 ₫70.3K

11.40%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$23.37 ₫605.1K

0.47%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$4.42 ₫114.5K

-7.47%

Cappuccino

$2.52 ₱158

$1.62 ₫42.0K

55.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$0.39 ₫10.2K

294.87%

Water (0.33 liter bottle)

$0.49 ₱31.06

$0.23 ₫5,961

113.04%

Local Beer (0.5 liter draught)

$1.79 ₱113

$0.65 ₫16.8K

175.38%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$1.19 ₫30.9K

89.92%

Milk (1 liter)

$1.95 ₱122

$1.48 ₫38.4K

31.76%

White Bread (500g)

$1.43 ₱89.9

$0.45 ₫11.6K

217.78%

Rice (white) (1kg)

$1.02 ₱64.0

$0.99 ₫25.7K

3.03%

Eggs

$2.06 ₱129

$1.42 ₫36.7K

45.07%

Local Cheese (1kg)

$9.81 ₱617

$11.82 ₫305.9K

-17.01%

Chicken Fillets (1kg)

$4.61 ₱290

$3.19 ₫82.5K

44.51%

Beef Round Steak (1kg)

$7.70 ₱484

$11.03 ₫285.7K

-30.19%

Apples (1kg)

$3.31 ₱208

$1.87 ₫48.5K

77.01%

Banana (1kg)

$1.45 ₱91.2

$0.84 ₫21.6K

72.62%

Oranges (1kg)

$2.36 ₱148

$1.07 ₫27.6K

120.56%

Tomato (1kg)

$1.54 ₱96.6

$1.19 ₫30.7K

29.41%

Potato (1kg)

$2.36 ₱148

$0.84 ₫21.7K

180.95%

Onion (1kg)

$1.99 ₱125

$0.70 ₫18.2K

184.29%

Lettuce (1 head)

$1.15 ₱72.3

$0.74 ₫19.2K

55.41%

Water (1.5 liter bottle)

$0.67 ₱42.26

$0.42 ₫10.9K

59.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.52 ₫39.3K

97.37%

Wine (Bottle)

$6.35 ₱399

$11.34 ₫293.6K

-44.00%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

$0.56 ₫14.6K

133.93%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.86 ₫48.2K

-6.99%

One-way Ticket (Public Transport)

$0.25 ₱15.82

$0.32 ₫8,297

-21.88%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$0.59 ₫15.4K

25.42%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$0.61 ₫15.7K

-65.57%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

Gasoline (1 liter)

$1.33 ₱83.7

$0.88 ₫22.7K

51.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$31.0K ₫802.9M

-29.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$28.4K ₫735.6M

-31.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$77.3 ₫2.0M

55.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$6.60 ₫170.9K

118.94%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$9.54 ₫246.9K

196.54%

Gym Membership (Monthly)

$32.68 ₱2,055

$22.40 ₫579.9K

45.89%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$17.56 ₫454.5K

-63.61%

Cinema Ticket

$5.46 ₱343

$1.96 ₫50.8K

178.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$208 ₫5.4M

31.57%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$3,828 ₫99.1M

113.09%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$41.23 ₫1.1M

20.23%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$48.68 ₫1.3M

57.33%

Men's Leather Business Shoes

$59.3 ₱3,727

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$402 ₫10.4M

25.88%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$280 ₫7.3M

10.43%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$754 ₫19.5M

39.49%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$653 ₫16.9M

-5.24%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

$2,807 ₫72.7M

3.86%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

$1,549 ₫40.1M

20.54%

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$296 ₫7.7M

15.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Nha Trang: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Nha Trang

$280 40.8% 9.4% $29

Groceries & Markets

Cebu

$210 22.7%

Nha Trang

$179 26.1% 14.8% $31

Monthly Utilities & Internet

Cebu

$163 17.7%

Nha Trang

$93 13.6% 42.8% $70

Clothing & Footwear

Cebu

$95 10.2%

Nha Trang

$40 * 5.9% 57.2% $54

Eating Out

Cebu

$88 9.6%

Nha Trang

$63 9.1% 29.2% $26

Sport & Entertainment

Cebu

$44 4.7%

Nha Trang

$26 3.8% 39.6% $17

Getting Around

Cebu

$15 1.7%

Nha Trang

$4.9 * 0.7% 68.1% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $402 in Nha Trang. Housing cost is often the main lever when comparing two cities.

Cebu pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $23.00 in Nha Trang. Groceries flip the comparison at $210 vs $179, with Nha Trang cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇻🇳 Nha Trang

🕒 Local time

09:08 9:08 AM

08:08 8:08 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

579,000

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,037 VND (100,000 VND = 3.44 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Nha Trang 1,620 km ≈ 2 h 30 min nonstop flight

From you

Cebu
Nha Trang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nha Trang: Cost of Living - Frequently Asked Questions

Nha Trang is cheaper overall, especially in groceries, clothing, and eating out. The 39% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 15% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $506 in Cebu versus $402 in Nha Trang. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $673 in Nha Trang – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Nha Trang gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nha Trang is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nha Trang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nha Trang gentler on the wallet – expenses run 39% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.