🙂A single person spends $671 per month in Nganjuk vs $1,397 in Ubud, Bali, rent included.
🙂A couple spends around $1,030 per month in Nganjuk vs $2,588 in Ubud, Bali, rent included.
🙂A family of three spends $1,389 per month in Nganjuk vs $3,778 in Ubud, Bali, rent included.
🙂Nganjuk is about 52% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Nganjuk sits 50% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Nganjuk
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.52Rp 27.3K
$3.43Rp 61.5K
-55.69%
Three-Course Dinner for Two, Mid-Range
$12.49Rp 224.1K
$31.97Rp 573.3K
-60.93%
Fast Food Meal(McDonalds, etc)
$3.47Rp 62.3K
$5.05Rp 90.6K
-31.29%
Cappuccino
$1.72Rp 30.8K
$2.71Rp 48.7K
-36.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.56Rp 9,961
$1.39Rp 24.9K
-59.71%
Water(0.33 liter bottle)
$0.28Rp 5,042
$0.74Rp 13.3K
-62.16%
Local Beer(0.5 liter draught)
$2.52Rp 45.3K
$2.89Rp 51.9K
-12.80%
Imported Beer(0.33 liter bottle)
$3.47Rp 62.3K
$3.79Rp 68.0K
-8.44%
🛒 Groceries & Markets
Nganjuk
Ubud, Bali
Difference
Milk(1 liter)
$1.23Rp 22.0K
$1.79Rp 32.2K
-31.28%
White Bread(500g)
$1.16Rp 20.8K
$2.51Rp 44.9K
-53.78%
Rice(white)(1kg)
$0.87Rp 15.7K
$1.21Rp 21.8K
-28.10%
Eggs
$1.53Rp 27.5K
$2.37Rp 42.5K
-35.44%
Local Cheese(1kg)
$8.29Rp 148.6K
$14.43Rp 258.8K
-42.55%
Chicken Fillets(1kg)
$3.18Rp 57.1K
$4.15Rp 74.4K
-23.37%
Beef Round Steak(1kg)
$7.93Rp 142.2K
$12.11Rp 217.3K
-34.52%
Apples(1kg)
$2.39Rp 42.8K
$3.77Rp 67.6K
-36.60%
Banana(1kg)
$1.48Rp 26.6K
$1.63Rp 29.2K
-9.20%
Oranges(1kg)
$1.80Rp 32.3K
$2.71Rp 48.5K
-33.58%
Tomato(1kg)
$1.57Rp 28.2K
$2.26Rp 40.5K
-30.53%
Potato(1kg)
$1.38Rp 24.8K
$1.93Rp 34.5K
-28.50%
Onion(1kg)
$1.88Rp 33.8K
$2.19Rp 39.3K
-14.16%
Lettuce(1 head)
$0.90Rp 16.2K
$1.02Rp 18.3K
-11.76%
Water(1.5 liter bottle)
$0.41Rp 7,406
$0.72Rp 12.8K
-43.06%
Cigarettes 20 Pack(Marlboro, Camel)
$2.54Rp 45.5K
$3.18Rp 57.1K
-20.13%
Wine(Bottle)
$22.93Rp 411.3K
$23.84Rp 427.5K
-3.82%
Local Beer(0.5 liter bottle)
$2.02Rp 36.2K
$2.77Rp 49.8K
-27.08%
Imported Beer(0.33 liter bottle)
$3.13Rp 56.1K
$2.75Rp 49.3K
13.82%
🚌 Getting Around
Nganjuk
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.30Rp 5,346
$0.27Rp 4,794
11.11%
Public Transport Monthly Pass(Regular Price)
$9.84Rp 176.6K
$8.20Rp 147.0K
20.00%
Taxi Start(Normal Tariff)
$0.56Rp 10.1K
$0.48Rp 8,668
16.67%
Taxi(Normal Tariff)(1km)
$0.38Rp 6,771
$0.42Rp 7,557
-9.52%
Taxi 1hour Waiting(Normal Tariff)
$2.88Rp 51.6K
$6.03Rp 108.1K
-52.24%
Gasoline(1 liter)
$0.78Rp 14.0K
$0.82Rp 14.7K
-4.88%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1KRp 432.3M
$26.6KRp 476.4M
-9.27%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3KRp 490.5M
$32.2KRp 577.6M
-15.08%
🧾 Monthly Utilities & Internet
Nganjuk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7Rp 1.3M
$78.3Rp 1.4M
-9.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.24Rp 76.0K
$3.91Rp 70.2K
8.44%
Internet(50+ Mbps, Unlimited Data)
$23.16Rp 415.4K
$23.91Rp 428.9K
-3.14%
🎉 Sport & Entertainment
Nganjuk
Ubud, Bali
Difference
Gym Membership(Monthly)
$23.33Rp 418.5K
$96.2Rp 1.7M
-75.74%
Tennis Court(1 Hour on Weekend)
$6.21Rp 111.4K
$6.53Rp 117.0K
-4.90%
Cinema Ticket
$3.10Rp 55.6K
$4.01Rp 72.0K
-22.69%
🧸 Childcare & Education
Nganjuk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$91.6Rp 1.6M
$303Rp 5.4M
-69.73%
International Primary School, 1 Child(Yearly)
$7,581Rp 136.0M
$6,551Rp 117.5M
15.73%
👕👟 Clothing & Footwear
Nganjuk
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$42.14Rp 755.8K
$55.3Rp 992.0K
-23.81%
Summer Dress(H&M, Zara, etc)
$31.07Rp 557.2K
$38.32Rp 687.3K
-18.92%
Sport Shoes(Adidas, Nike)
$66.2Rp 1.2M
$88.5Rp 1.6M
-25.19%
Men's Leather Business Shoes
$72.6Rp 1.3M
$76.7Rp 1.4M
-5.45%
🏠 Accommodation & Living
Nganjuk
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$261Rp 4.7M
$986Rp 17.7M
-73.54%
1-bedroom Apartment, Outside City Center(Monthly)
$158Rp 2.8M
$682Rp 12.2M
-76.90%
3-bedroom Apartment, City Center(Monthly)
$579Rp 10.4M
$3,420Rp 61.3M
-83.08%
3-bedroom Apartment, Outside City Center(Monthly)
$337Rp 6.0M
$2,075Rp 37.2M
-83.76%
Buy Apartment in City Center(m2)
$1,196Rp 21.4M
$2,762Rp 49.5M
-56.72%
Buy Apartment Outside City Center(m2)
$622Rp 11.2M
$2,243Rp 40.2M
-72.27%
💵 Salaries & Financials
Nganjuk
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$85.3Rp 1.5M
$169Rp 3.0M
-49.45%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
13.28
-31.10%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nganjuk: July 20, 2026
Last update for Ubud, Bali: July 22, 2026
Cost Breakdown
🏠A central one-bedroom costs $261 in Nganjuk versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 98% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $12.00 in Nganjuk versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $213 vs $298 – making Nganjuk the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nganjuk vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nganjuk?
Yes – Ubud, Bali is pricier by about 108%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,006 per month in Nganjuk and $2,096 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Nganjuk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 20% less in Nganjuk. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $91.6 per month in Nganjuk and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Nganjuk or in Ubud, Bali?
A $1,500 monthly budget goes further in Nganjuk, where all-in costs run around $671, than in Ubud, Bali at $1,397. In Nganjuk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Nganjuk or Ubud, Bali more family-friendly?
Families tend to lean toward Nganjuk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Nganjuk or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Nganjuk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.