Cost of Living Comparison Between Ubud, Bali and Nganjuk Cost of Living Comparison Between Ubud, Bali and Nganjuk

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $680 in Nganjuk, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $1,033 in Nganjuk, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $1,386 in Nganjuk, rent included.

Ubud, Bali costs about 107% more than Nganjuk, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Nganjuk is 49% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$1.51 Rp 26.0K

126.49%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$12.19 Rp 209.4K

170.39%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$3.44 Rp 59.1K

47.67%

Cappuccino

$2.82 Rp 48.5K

$1.67 Rp 28.7K

68.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$0.52 Rp 8,919

163.46%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.26 Rp 4,447

173.08%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$2.48 Rp 42.6K

19.76%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$3.51 Rp 60.4K

11.40%

Milk (1 liter)

$1.75 Rp 30.0K

$1.23 Rp 21.2K

42.28%

White Bread (500g)

$2.52 Rp 43.2K

$1.17 Rp 20.1K

115.38%

Rice (white) (1kg)

$1.21 Rp 20.8K

$0.94 Rp 16.2K

28.72%

Eggs

$2.33 Rp 40.1K

$1.54 Rp 26.4K

51.30%

Local Cheese (1kg)

$14.50 Rp 249.2K

$8.07 Rp 138.7K

79.68%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$3.20 Rp 54.9K

36.25%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$8.06 Rp 138.6K

49.50%

Apples (1kg)

$3.82 Rp 65.6K

$2.32 Rp 39.8K

64.66%

Banana (1kg)

$1.61 Rp 27.7K

$1.43 Rp 24.6K

12.59%

Oranges (1kg)

$2.70 Rp 46.5K

$1.82 Rp 31.2K

48.35%

Tomato (1kg)

$2.23 Rp 38.3K

$1.56 Rp 26.7K

42.95%

Potato (1kg)

$1.90 Rp 32.6K

$1.34 Rp 23.0K

41.79%

Onion (1kg)

$2.18 Rp 37.5K

$1.97 Rp 33.8K

10.66%

Lettuce (1 head)

$1.03 Rp 17.7K

$0.89 Rp 15.3K

15.73%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.42 Rp 7,188

83.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$2.51 Rp 43.1K

26.69%

Wine (Bottle)

$23.23 Rp 399.2K

$20.75 Rp 356.6K

11.95%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$2.01 Rp 34.5K

41.79%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$3.23 Rp 55.5K

-15.79%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.32 Rp 5,511

-9.38%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$9.64 Rp 165.7K

-12.55%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$0.57 Rp 9,787

-14.04%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.35 Rp 5,962

28.57%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$2.88 Rp 49.5K

118.06%

Gasoline (1 liter)

$0.85 Rp 14.6K

$0.78 Rp 13.4K

8.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$25.1K Rp 430.6M

4.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$28.1K Rp 482.5M

12.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$70.5 Rp 1.2M

13.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$4.20 Rp 72.1K

-2.62%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$22.48 Rp 386.3K

7.03%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$22.85 Rp 392.7K

320.96%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$6.19 Rp 106.4K

5.49%

Cinema Ticket

$4.13 Rp 71.1K

$3.05 Rp 52.4K

35.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$93.0 Rp 1.6M

219.23%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$7,623 Rp 131.0M

-12.62%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$41.18 Rp 707.7K

33.46%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$30.56 Rp 525.2K

26.80%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$67.1 Rp 1.2M

33.61%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$73.8 Rp 1.3M

6.87%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$260 Rp 4.5M

292.42%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$159 Rp 2.7M

314.91%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$584 Rp 10.0M

487.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$340 Rp 5.8M

503.66%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$1,258 Rp 21.6M

137.01%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$736 Rp 12.6M

221.87%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$86.0 Rp 1.5M

100.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Nganjuk: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $260 in Nganjuk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 100% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33 in Ubud, Bali versus $12 in Nganjuk. Monthly groceries follow the same trend: $299 vs $208 – making Nganjuk the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nganjuk: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 107%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,020 in Nganjuk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nganjuk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 14% less in Nganjuk. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $297 per month in Ubud, Bali and $93.0 in Nganjuk. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nganjuk, where all-in costs run around $680, than in Ubud, Bali at $1,408. In Nganjuk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nganjuk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nganjuk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.