Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nganjuk

For one person, living is cheaper in Nganjuk: $630 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
30

Cost of Living Index in Nganjuk
Learn more

Nganjuk Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Nganjuk

🇮🇩 Indonesia

$630

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nganjuk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nganjuk actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $630 in Nganjuk, rent included.

Ubud, Bali $1,349
Nganjuk $630

A couple spends around $2,305 per month in Ubud, Bali vs $994 in Nganjuk, rent included.

Ubud, Bali $2,305
Nganjuk $994

A family of three spends $3,261 per month in Ubud, Bali vs $1,357 in Nganjuk, rent included.

Ubud, Bali $3,261
Nganjuk $1,357

Ubud, Bali costs about 114% more than Nganjuk, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.57 Rp 28.5K

111.46%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$13.16 Rp 238.8K

170.82%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$2.84 Rp 51.5K

94.72%

Cappuccino

$2.72 Rp 49.3K

$1.59 Rp 28.9K

71.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.40 Rp 7,292

325.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.23 Rp 4,187

230.43%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.31 Rp 41.9K

14.72%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.93 Rp 53.2K

49.49%

Milk (1 liter)

$1.49 Rp 27.1K

$1.17 Rp 21.2K

27.35%

White Bread (500g)

$2.28 Rp 41.3K

$1.02 Rp 18.5K

123.53%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.87 Rp 15.8K

36.78%

Eggs

$2.04 Rp 36.9K

$1.39 Rp 25.2K

46.76%

Local Cheese (1kg)

$17.70 Rp 321.2K

$6.25 Rp 113.4K

183.20%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.31 Rp 60.1K

19.64%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$6.76 Rp 122.7K

80.33%

Apples (1kg)

$3.66 Rp 66.3K

$2.13 Rp 38.6K

71.83%

Banana (1kg)

$1.52 Rp 27.5K

$1.25 Rp 22.6K

21.60%

Oranges (1kg)

$2.23 Rp 40.4K

$1.64 Rp 29.7K

35.98%

Tomato (1kg)

$1.97 Rp 35.8K

$1.18 Rp 21.4K

66.95%

Potato (1kg)

$1.85 Rp 33.5K

$1.16 Rp 21.1K

59.48%

Onion (1kg)

$2.42 Rp 44.0K

$2.07 Rp 37.6K

16.91%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.72 Rp 13.1K

37.50%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.43 Rp 7,763

18.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.61 Rp 47.3K

-14.94%

Wine (Bottle)

$22.24 Rp 403.6K

$21.18 Rp 384.3K

5.00%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.82 Rp 33.1K

24.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.86 Rp 52.0K

3.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.23 Rp 4,215

8.70%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$11.14 Rp 202.2K

-29.80%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$0.50 Rp 9,020

-12.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.31 Rp 5,713

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$2.91 Rp 52.9K

85.91%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.85 Rp 15.4K

-3.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$22.3K Rp 404.8M

6.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$33.5K Rp 608.5M

-5.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$64.3 Rp 1.2M

22.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$4.17 Rp 75.7K

54.68%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$19.41 Rp 352.2K

-4.28%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$18.08 Rp 328.0K

173.67%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$7.65 Rp 138.8K

130.72%

Cinema Ticket

$4.27 Rp 77.6K

$2.77 Rp 50.2K

54.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$83.8 Rp 1.5M

485.09%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$7,921 Rp 143.7M

-28.36%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$42.06 Rp 763.1K

6.13%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$24.06 Rp 436.6K

45.26%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$73.9 Rp 1.3M

8.13%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$68.8 Rp 1.2M

15.42%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$218 Rp 4.0M

414.95%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$160 Rp 2.9M

320.08%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$492 Rp 8.9M

624.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$379 Rp 6.9M

354.30%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,168 Rp 21.2M

133.88%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$724 Rp 13.1M

215.32%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$82.7 Rp 1.5M

98.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.46

45.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Nganjuk: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Nganjuk

$160 25.4% 76.2% $512

Groceries & Markets

Ubud, Bali

$288 21.4%

Nganjuk

$190 30.2% 34.2% $99

Eating Out

Ubud, Bali

$108 8%

Nganjuk

$60 9.6% 44.2% $48

Clothing & Footwear

Ubud, Bali

$108 8%

Nganjuk

$94 14.9% 12.6% $14

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Nganjuk

$88 14% 15.5% $16

Sport & Entertainment

Ubud, Bali

$58 4.3%

Nganjuk

$24 3.8% 59.3% $34

Getting Around

Ubud, Bali

$11 0.9%

Nganjuk

$14 2.3% 23.9% $2.7

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $218 in Nganjuk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 98% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $13 in Nganjuk. Monthly groceries follow the same trend: $288 vs $190 – making Nganjuk the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇩 Nganjuk

🕒 Local time

23:13 11:13 PM

22:13 10:13 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

69,011

💱 Currency

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Ubud, Bali Nganjuk 380 km

From you

Ubud, Bali
Nganjuk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nganjuk: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 114%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $944 in Nganjuk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nganjuk, especially for central apartments: a one-bedroom in the center costs $218 there versus $1,125 in Ubud, Bali.

Public transport costs about 30% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $84 in Nganjuk. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Nganjuk, where all-in costs run around $630, than in Ubud, Bali at $1,349. In Nganjuk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nganjuk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Nganjuk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.