Cost of Living Comparison Between Ubud, Bali and Nganjuk Cost of Living Comparison Between Ubud, Bali and Nganjuk

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $625 in Nganjuk, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,004 in Nganjuk, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,383 in Nganjuk, rent included.

Ubud, Bali costs about 120% more than Nganjuk, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Nganjuk is 55% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$1.68 Rp 29.6K

98.21%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.0K

$13.96 Rp 245.9K

156.59%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.2K

$3.36 Rp 59.3K

67.56%

Cappuccino

$2.82 Rp 49.7K

$1.51 Rp 26.6K

86.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.43 Rp 7,554

306.98%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.25 Rp 4,433

220.00%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.30 Rp 40.5K

32.17%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.53 Rp 62.1K

21.81%

Milk (1 liter)

$1.61 Rp 28.3K

$1.18 Rp 20.7K

36.44%

White Bread (500g)

$2.27 Rp 40.0K

$1.11 Rp 19.6K

104.50%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.87 Rp 15.2K

34.48%

Eggs

$2.17 Rp 38.2K

$1.44 Rp 25.4K

50.69%

Local Cheese (1kg)

$17.63 Rp 310.6K

$7.43 Rp 130.8K

137.28%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$2.93 Rp 51.6K

38.23%

Beef Round Steak (1kg)

$12.18 Rp 214.6K

$7.55 Rp 133.0K

61.32%

Apples (1kg)

$3.62 Rp 63.7K

$2.31 Rp 40.7K

56.71%

Banana (1kg)

$1.64 Rp 28.8K

$1.27 Rp 22.4K

29.13%

Oranges (1kg)

$2.31 Rp 40.6K

$1.73 Rp 30.5K

33.53%

Tomato (1kg)

$1.96 Rp 34.5K

$1.24 Rp 21.8K

58.06%

Potato (1kg)

$1.84 Rp 32.5K

$1.31 Rp 23.1K

40.46%

Onion (1kg)

$2.37 Rp 41.8K

$2.04 Rp 35.9K

16.18%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.77 Rp 13.5K

36.36%

Water (1.5 liter bottle)

$0.54 Rp 9,564

$0.44 Rp 7,727

22.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.64 Rp 46.5K

-12.88%

Wine (Bottle)

$23.08 Rp 406.5K

$20.68 Rp 364.3K

11.61%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.88 Rp 33.0K

24.47%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.05 Rp 53.7K

0.66%

One-way Ticket (Public Transport)

$0.25 Rp 4,366

$0.27 Rp 4,716

-7.41%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,635

$0.50 Rp 8,741

-2.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,352

$0.35 Rp 6,174

34.29%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.7K

$2.91 Rp 51.3K

92.44%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.79 Rp 13.9K

2.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.5M

$23.1K Rp 406.8M

8.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.2M

$31.1K Rp 548.1M

-0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$67.7 Rp 1.2M

22.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.3K

$4.49 Rp 79.1K

44.54%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.0K

$19.75 Rp 347.9K

-4.86%

Gym Membership (Monthly)

$55.2 Rp 973.0K

$19.92 Rp 350.8K

177.31%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.8K

$8.67 Rp 152.7K

110.03%

Cinema Ticket

$4.30 Rp 75.7K

$2.90 Rp 51.1K

48.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$94.7 Rp 1.7M

421.61%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,931 Rp 139.7M

-25.39%

Jeans (Levis 501 Or Similar)

$46.28 Rp 815.2K

$44.23 Rp 779.1K

4.63%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.9K

$29.47 Rp 519.0K

23.65%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$72.0 Rp 1.3M

12.05%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$71.9 Rp 1.3M

9.55%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$225 Rp 4.0M

395.35%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$157 Rp 2.8M

340.47%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$563 Rp 9.9M

546.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

$365 Rp 6.4M

369.39%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,163 Rp 20.5M

137.33%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$665 Rp 11.7M

244.68%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$84.0 Rp 1.5M

99.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.46

45.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Nganjuk: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $225 in Nganjuk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 99% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $14.00 in Nganjuk. Monthly groceries follow the same trend: $294 vs $197 – making Nganjuk the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nganjuk: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 120%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $938 in Nganjuk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nganjuk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $14.00 in Nganjuk. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 49% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Nganjuk, where all-in costs run around $625, than in Ubud, Bali at $1,378. In Nganjuk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nganjuk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nganjuk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.