Cost of Living Comparison Between Ubud, Bali and Nganjuk Cost of Living Comparison Between Ubud, Bali and Nganjuk

Monthly Cost of Living

A single person spends $1,397 per month in Ubud, Bali vs $671 in Nganjuk, rent included.

A couple spends around $2,588 per month in Ubud, Bali vs $1,030 in Nganjuk, rent included.

A family of three spends $3,778 per month in Ubud, Bali vs $1,389 in Nganjuk, rent included.

Ubud, Bali costs about 108% more than Nganjuk, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Nganjuk is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.43 Rp 61.5K

$1.52 Rp 27.3K

125.66%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 573.3K

$12.49 Rp 224.1K

155.96%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.6K

$3.47 Rp 62.3K

45.53%

Cappuccino

$2.71 Rp 48.7K

$1.72 Rp 30.8K

57.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$0.56 Rp 9,961

148.21%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.28 Rp 5,042

164.29%

Local Beer (0.5 liter draught)

$2.89 Rp 51.9K

$2.52 Rp 45.3K

14.68%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.47 Rp 62.3K

9.22%

Milk (1 liter)

$1.79 Rp 32.2K

$1.23 Rp 22.0K

45.53%

White Bread (500g)

$2.51 Rp 44.9K

$1.16 Rp 20.8K

116.38%

Rice (white) (1kg)

$1.21 Rp 21.8K

$0.87 Rp 15.7K

39.08%

Eggs

$2.37 Rp 42.5K

$1.53 Rp 27.5K

54.90%

Local Cheese (1kg)

$14.43 Rp 258.8K

$8.29 Rp 148.6K

74.07%

Chicken Fillets (1kg)

$4.15 Rp 74.4K

$3.18 Rp 57.1K

30.50%

Beef Round Steak (1kg)

$12.11 Rp 217.3K

$7.93 Rp 142.2K

52.71%

Apples (1kg)

$3.77 Rp 67.6K

$2.39 Rp 42.8K

57.74%

Banana (1kg)

$1.63 Rp 29.2K

$1.48 Rp 26.6K

10.14%

Oranges (1kg)

$2.71 Rp 48.5K

$1.80 Rp 32.3K

50.56%

Tomato (1kg)

$2.26 Rp 40.5K

$1.57 Rp 28.2K

43.95%

Potato (1kg)

$1.93 Rp 34.5K

$1.38 Rp 24.8K

39.86%

Onion (1kg)

$2.19 Rp 39.3K

$1.88 Rp 33.8K

16.49%

Lettuce (1 head)

$1.02 Rp 18.3K

$0.90 Rp 16.2K

13.33%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.41 Rp 7,406

75.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.1K

$2.54 Rp 45.5K

25.20%

Wine (Bottle)

$23.84 Rp 427.5K

$22.93 Rp 411.3K

3.97%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.8K

$2.02 Rp 36.2K

37.13%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$3.13 Rp 56.1K

-12.14%

One-way Ticket (Public Transport)

$0.27 Rp 4,794

$0.30 Rp 5,346

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 147.0K

$9.84 Rp 176.6K

-16.67%

Taxi Start (Normal Tariff)

$0.48 Rp 8,668

$0.56 Rp 10.1K

-14.29%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,557

$0.38 Rp 6,771

10.53%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.1K

$2.88 Rp 51.6K

109.38%

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.78 Rp 14.0K

5.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.4M

$24.1K Rp 432.3M

10.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.6M

$27.3K Rp 490.5M

17.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$70.7 Rp 1.3M

10.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.2K

$4.24 Rp 76.0K

-7.78%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.9K

$23.16 Rp 415.4K

3.24%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$23.33 Rp 418.5K

312.26%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.0K

$6.21 Rp 111.4K

5.15%

Cinema Ticket

$4.01 Rp 72.0K

$3.10 Rp 55.6K

29.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$91.6 Rp 1.6M

230.37%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.5M

$7,581 Rp 136.0M

-13.59%

Jeans (Levis 501 Or Similar)

$55.3 Rp 992.0K

$42.14 Rp 755.8K

31.25%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 687.3K

$31.07 Rp 557.2K

23.33%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$66.2 Rp 1.2M

33.68%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$72.6 Rp 1.3M

5.76%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$261 Rp 4.7M

277.98%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$158 Rp 2.8M

332.92%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.3M

$579 Rp 10.4M

490.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.2M

$337 Rp 6.0M

515.60%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$1,196 Rp 21.4M

131.03%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$622 Rp 11.2M

260.68%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$85.3 Rp 1.5M

97.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Nganjuk: July 20, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $261 in Nganjuk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 98% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $12.00 in Nganjuk. Monthly groceries follow the same trend: $298 vs $213 – making Nganjuk the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nganjuk: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 108%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,096 per month in Ubud, Bali and $1,006 in Nganjuk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nganjuk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 20% less in Nganjuk. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $303 per month in Ubud, Bali and $91.6 in Nganjuk. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nganjuk, where all-in costs run around $671, than in Ubud, Bali at $1,397. In Nganjuk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nganjuk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nganjuk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.