Last update: Oct 2026

Cost of Living Comparison Between Nganjuk and Cebu

For one person, living is cheaper in Nganjuk: $625 a month against $915 in Cebu, rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Nganjuk
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Nganjuk Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Nganjuk

🇮🇩 Indonesia

$625

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Nganjuk and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nganjuk and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $625 in Nganjuk versus $915 in Cebu.

Nganjuk $625
Cebu $915

Estimated couple costs with rent: $991 in Nganjuk versus $1,418 in Cebu.

Nganjuk $991
Cebu $1,418

Monthly costs for a family of three with rent: $1,357 in Nganjuk versus $1,921 in Cebu.

Nganjuk $1,357
Cebu $1,921

Living in Nganjuk costs roughly 32% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Nganjuk 54% lower, Cebu 33% lower.

Meal at Budget Restaurant

$1.71 Rp 30.7K

$3.05 ₱192

-43.93%

Three-Course Dinner for Two, Mid-Range

$13.91 Rp 250.5K

$24.00 ₱1,511

-42.04%

Fast Food Meal (McDonalds, etc)

$3.27 Rp 58.8K

$3.99 ₱251

-18.05%

Cappuccino

$1.53 Rp 27.5K

$2.50 ₱157

-38.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 Rp 8,373

$1.54 ₱97.1

-69.48%

Water (0.33 liter bottle)

$0.23 Rp 4,139

$0.50 ₱31.37

-54.00%

Local Beer (0.5 liter draught)

$2.18 Rp 39.2K

$1.78 ₱112

22.47%

Imported Beer (0.33 liter bottle)

$3.52 Rp 63.4K

$2.17 ₱136

62.21%

Milk (1 liter)

$1.13 Rp 20.3K

$2.00 ₱126

-43.50%

White Bread (500g)

$1.10 Rp 19.8K

$1.37 ₱86.2

-19.71%

Rice (white) (1kg)

$0.82 Rp 14.8K

$1.03 ₱64.9

-20.39%

Eggs

$1.47 Rp 26.4K

$2.03 ₱128

-27.59%

Local Cheese (1kg)

$7.13 Rp 128.4K

$10.20 ₱642

-30.10%

Chicken Fillets (1kg)

$3.02 Rp 54.4K

$4.45 ₱280

-32.13%

Beef Round Steak (1kg)

$7.83 Rp 140.9K

$7.67 ₱483

2.09%

Apples (1kg)

$2.28 Rp 41.1K

$3.31 ₱208

-31.12%

Banana (1kg)

$1.31 Rp 23.6K

$1.46 ₱91.8

-10.27%

Oranges (1kg)

$1.70 Rp 30.6K

$2.32 ₱146

-26.72%

Tomato (1kg)

$1.22 Rp 22.0K

$1.49 ₱94.0

-18.12%

Potato (1kg)

$1.25 Rp 22.5K

$2.34 ₱147

-46.58%

Onion (1kg)

$1.91 Rp 34.3K

$1.94 ₱122

-1.55%

Lettuce (1 head)

$0.79 Rp 14.2K

$1.16 ₱73.0

-31.90%

Water (1.5 liter bottle)

$0.40 Rp 7,203

$0.68 ₱42.89

-41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 Rp 48.9K

$2.99 ₱188

-9.03%

Wine (Bottle)

$21.24 Rp 382.3K

$6.24 ₱393

240.38%

Local Beer (0.5 liter bottle)

$1.90 Rp 34.3K

$1.23 ₱77.3

54.47%

Imported Beer (0.33 liter bottle)

$2.92 Rp 52.6K

$1.73 ₱109

68.79%

One-way Ticket (Public Transport)

$0.27 Rp 4,843

$0.23 ₱14.36

17.39%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.50 Rp 8,913

$0.79 ₱49.96

-36.71%

Taxi (Normal Tariff) (1km)

$0.35 Rp 6,257

$0.22 ₱13.86

59.09%

Taxi 1hour Waiting (Normal Tariff)

$2.61 Rp 46.9K

$4.54 ₱286

-42.51%

Gasoline (1 liter)

$0.80 Rp 14.4K

$1.32 ₱82.9

-39.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K Rp 425.3M

$21.0K ₱1.3M

12.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.7K Rp 553.3M

$19.4K ₱1.2M

58.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.3 Rp 1.2M

$119 ₱7,464

-43.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.40 Rp 79.2K

$14.22 ₱896

-69.06%

Internet (50+ Mbps, Unlimited Data)

$19.40 Rp 349.1K

$27.47 ₱1,730

-29.38%

Gym Membership (Monthly)

$19.93 Rp 358.8K

$32.31 ₱2,034

-38.32%

Tennis Court (1 Hour on Weekend)

$8.44 Rp 152.0K

$6.50 ₱409

29.85%

Cinema Ticket

$2.71 Rp 48.8K

$5.40 ₱340

-49.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$94.1 Rp 1.7M

$276 ₱17.4K

-65.92%

International Primary School, 1 Child (Yearly)

$7,683 Rp 138.3M

$7,866 ₱495.3K

-2.33%

Jeans (Levis 501 Or Similar)

$44.01 Rp 792.1K

$49.37 ₱3,108

-10.86%

Summer Dress (H&M, Zara, etc)

$28.55 Rp 513.8K

$24.58 ₱1,548

16.15%

Sport Shoes (Adidas, Nike)

$73.1 Rp 1.3M

$76.6 ₱4,825

-4.66%

Men's Leather Business Shoes

$71.6 Rp 1.3M

$58.9 ₱3,706

21.64%

1-bedroom Apartment, City Center (Monthly)

$232 Rp 4.2M

$503 ₱31.7K

-53.95%

1-bedroom Apartment, Outside City Center (Monthly)

$148 Rp 2.7M

$305 ₱19.2K

-51.56%

3-bedroom Apartment, City Center (Monthly)

$544 Rp 9.8M

$1,075 ₱67.7K

-49.40%

3-bedroom Apartment, Outside City Center (Monthly)

$359 Rp 6.5M

$632 ₱39.8K

-43.19%

Buy Apartment in City Center (m2)

$1,181 Rp 21.2M

$2,870 ₱180.7K

-58.86%

Buy Apartment Outside City Center (m2)

$789 Rp 14.2M

$1,877 ₱118.2K

-57.99%

Average Monthly Net Salary (After Tax)

$83.6 Rp 1.5M

$336 ₱21.1K

-75.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

7.2

31.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nganjuk: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nganjuk

$197 31.5%

Cebu

$210 22.9% 6.4% $13

Accommodation & Living

Nganjuk

$148 23.6%

Cebu

$305 33.3% 106% $157

Clothing & Footwear

Nganjuk

$98 15.7%

Cebu

$94 10.3% 3.6% $3.5

Monthly Utilities & Internet

Nganjuk

$91 14.6%

Cebu

$160 17.5% 75.9% $69

Eating Out

Nganjuk

$63 10%

Cebu

$88 9.6% 40.3% $25

Sport & Entertainment

Nganjuk

$25 4.1%

Cebu

$43 4.7% 70% $18

Getting Around

Nganjuk

$3.3 * 0.5%

Cebu

$15 1.7% 358% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $232 in Nganjuk and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 302% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Nganjuk vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $197 vs $210 per month, with Nganjuk cheaper across the board.

Good to know

🇮🇩 Nganjuk

🇵🇭 Cebu

🕒 Local time

02:53 2:53 AM

03:53 3:53 AM

1 h ahead of Nganjuk

🌤 Weather

👥 Population

69,011

964,169

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Nganjuk Cebu 2,390 km ≈ 3 h 30 min nonstop flight

From you

Nganjuk
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nganjuk vs Cebu: Cost of Living - Frequently Asked Questions

Nganjuk is cheaper overall, especially in groceries, eating out, and leisure. The 46% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 302% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $232 in Nganjuk versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $625 per month in Nganjuk versus $915 in Cebu – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Nganjuk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nganjuk is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nganjuk and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nganjuk gentler on the wallet – expenses run 46% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.