Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nganjuk

For one person, living is cheaper in Nganjuk: $625 a month against $915 in Cebu, rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
30

Cost of Living Index in Nganjuk
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Nganjuk Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Nganjuk

🇮🇩 Indonesia

$625

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nganjuk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nganjuk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $625 in Nganjuk.

Cebu $915
Nganjuk $625

Estimated couple costs with rent: $1,418 in Cebu versus $991 in Nganjuk.

Cebu $1,418
Nganjuk $991

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,357 in Nganjuk.

Cebu $1,921
Nganjuk $1,357

Living in Cebu is roughly 46% more expensive than in Nganjuk, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Nganjuk 54% lower.

Meal at Budget Restaurant

$3.05 ₱192

$1.71 Rp 30.7K

78.36%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$13.91 Rp 250.5K

72.54%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$3.27 Rp 58.8K

22.02%

Cappuccino

$2.50 ₱157

$1.53 Rp 27.5K

63.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.47 Rp 8,373

227.66%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.23 Rp 4,139

117.39%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.18 Rp 39.2K

-18.35%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$3.52 Rp 63.4K

-38.35%

Milk (1 liter)

$2.00 ₱126

$1.13 Rp 20.3K

76.99%

White Bread (500g)

$1.37 ₱86.2

$1.10 Rp 19.8K

24.55%

Rice (white) (1kg)

$1.03 ₱64.9

$0.82 Rp 14.8K

25.61%

Eggs

$2.03 ₱128

$1.47 Rp 26.4K

38.10%

Local Cheese (1kg)

$10.20 ₱642

$7.13 Rp 128.4K

43.06%

Chicken Fillets (1kg)

$4.45 ₱280

$3.02 Rp 54.4K

47.35%

Beef Round Steak (1kg)

$7.67 ₱483

$7.83 Rp 140.9K

-2.04%

Apples (1kg)

$3.31 ₱208

$2.28 Rp 41.1K

45.18%

Banana (1kg)

$1.46 ₱91.8

$1.31 Rp 23.6K

11.45%

Oranges (1kg)

$2.32 ₱146

$1.70 Rp 30.6K

36.47%

Tomato (1kg)

$1.49 ₱94.0

$1.22 Rp 22.0K

22.13%

Potato (1kg)

$2.34 ₱147

$1.25 Rp 22.5K

87.20%

Onion (1kg)

$1.94 ₱122

$1.91 Rp 34.3K

1.57%

Lettuce (1 head)

$1.16 ₱73.0

$0.79 Rp 14.2K

46.84%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.40 Rp 7,203

70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$2.72 Rp 48.9K

9.93%

Wine (Bottle)

$6.24 ₱393

$21.24 Rp 382.3K

-70.62%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.90 Rp 34.3K

-35.26%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.92 Rp 52.6K

-40.75%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.27 Rp 4,843

-14.81%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$0.50 Rp 8,913

58.00%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.35 Rp 6,257

-37.14%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$2.61 Rp 46.9K

73.95%

Gasoline (1 liter)

$1.32 ₱82.9

$0.80 Rp 14.4K

65.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$23.6K Rp 425.3M

-11.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$30.7K Rp 553.3M

-36.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$67.3 Rp 1.2M

76.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$4.40 Rp 79.2K

223.18%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$19.40 Rp 349.1K

41.60%

Gym Membership (Monthly)

$32.31 ₱2,034

$19.93 Rp 358.8K

62.12%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$8.44 Rp 152.0K

-22.99%

Cinema Ticket

$5.40 ₱340

$2.71 Rp 48.8K

99.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$94.1 Rp 1.7M

193.42%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$7,683 Rp 138.3M

2.39%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$44.01 Rp 792.1K

12.18%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$28.55 Rp 513.8K

-13.91%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$73.1 Rp 1.3M

4.89%

Men's Leather Business Shoes

$58.9 ₱3,706

$71.6 Rp 1.3M

-17.79%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$232 Rp 4.2M

117.17%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$148 Rp 2.7M

106.43%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$544 Rp 9.8M

97.65%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$359 Rp 6.5M

76.02%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$1,181 Rp 21.2M

143.08%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$789 Rp 14.2M

138.02%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$83.6 Rp 1.5M

301.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.46

-23.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Nganjuk: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Nganjuk

$148 23.6% 51.6% $157

Groceries & Markets

Cebu

$210 22.9%

Nganjuk

$197 31.5% 6% $13

Monthly Utilities & Internet

Cebu

$160 17.5%

Nganjuk

$91 14.6% 43.1% $69

Clothing & Footwear

Cebu

$94 10.3%

Nganjuk

$98 15.7% 3.7% $3.5

Eating Out

Cebu

$88 9.6%

Nganjuk

$63 10% 28.7% $25

Sport & Entertainment

Cebu

$43 4.7%

Nganjuk

$25 4.1% 41.2% $18

Getting Around

Cebu

$15 1.7%

Nganjuk

$3.3 * 0.5% 78.2% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $232 in Nganjuk. Housing cost is often the main lever when comparing two cities.

Cebu pays 302% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $14.00 in Nganjuk for a mid-range dinner for two. Groceries echo the gap at $210 vs $197 per month, with Nganjuk cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇩 Nganjuk

🕒 Local time

03:11 3:11 AM

02:11 2:11 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

69,011

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Nganjuk 2,390 km ≈ 3 h 30 min nonstop flight

From you

Cebu
Nganjuk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nganjuk: Cost of Living - Frequently Asked Questions

Nganjuk is cheaper overall, especially in groceries, eating out, and leisure. The 46% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 302% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $503 in Cebu versus $232 in Nganjuk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $625 in Nganjuk – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Nganjuk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nganjuk is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nganjuk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nganjuk gentler on the wallet – expenses run 46% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.