Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Windsor, CT

For one person, living is cheaper in Windsor, CT: $3,237 a month against $4,938 in New York, NY, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
156

Cost of Living Index in Windsor, CT
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Windsor, CT Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Windsor, CT

🇺🇸 United States

$3,237

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Windsor, CT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Windsor, CT actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $3,237 in Windsor, CT, rent included.

New York, NY $4,938
Windsor, CT $3,237

A couple spends around $7,273 per month in New York, NY vs $4,524 in Windsor, CT, rent included.

New York, NY $7,273
Windsor, CT $4,524

A family of three spends $9,608 per month in New York, NY vs $5,812 in Windsor, CT, rent included.

New York, NY $9,608
Windsor, CT $5,812

New York, NY costs about 53% more than Windsor, CT, and outside of rent the biggest gap is in leisure.

Both New York, NY and Windsor, CT sit above the global median – New York, NY by 264%, Windsor, CT by 139%.

Meal at Budget Restaurant

$24.99 $24.99

$30.20 $30.20

-17.25%

Three-Course Dinner for Two, Mid-Range

$120 $120

$100 $100

20.13%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.77 $11.77

16.74%

Cappuccino

$6.60 $6.60

$5.23 $5.23

26.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.64 $2.64

44.70%

Water (0.33 liter bottle)

$2.87 $2.87

$2.23 $2.23

28.70%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.89 $6.89

15.38%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.35 $7.35

36.87%

Milk (1 liter)

$1.37 $1.37

$1.42 $1.42

-3.52%

White Bread (500g)

$4.75 $4.75

$4.69 $4.69

1.28%

Rice (white) (1kg)

$7.69 $7.69

$7.20 $7.20

6.81%

Eggs

$5.87 $5.87

$6.07 $6.07

-3.29%

Local Cheese (1kg)

$19.25 $19.25

$20.70 $20.70

-7.00%

Chicken Fillets (1kg)

$17.83 $17.83

$14.67 $14.67

21.54%

Beef Round Steak (1kg)

$19.03 $19.03

$19.44 $19.44

-2.11%

Apples (1kg)

$6.69 $6.69

$7.17 $7.17

-6.69%

Banana (1kg)

$2.29 $2.29

$2.11 $2.11

8.53%

Oranges (1kg)

$6.41 $6.41

$5.58 $5.58

14.87%

Tomato (1kg)

$6.75 $6.75

$4.50 $4.50

50.00%

Potato (1kg)

$3.93 $3.93

$2.24 $2.24

75.45%

Onion (1kg)

$4.52 $4.52

$2.76 $2.76

63.77%

Lettuce (1 head)

$2.79 $2.79

$3.04 $3.04

-8.22%

Water (1.5 liter bottle)

$2.51 $2.51

$2.95 $2.95

-14.92%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$13.37 $13.37

35.38%

Wine (Bottle)

$20.16 $20.16

$16.29 $16.29

23.76%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$3.05 $3.05

6.89%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$4.49 $4.49

-16.48%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.80 $1.80

62.22%

Public Transport Monthly Pass (Regular Price)

$143 $143

$99.1 $99.1

43.96%

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.67 $2.67

14.61%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.77 $1.77

22.03%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$20.25 $20.25

104.10%

Gasoline (1 liter)

$1.12 $1.12

$1.10 $1.10

1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$28.8K $28.8K

14.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.9K $26.9K

-4.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$224 $224

-1.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$55.4 $55.4

36.05%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$86.4 $86.4

-18.39%

Gym Membership (Monthly)

$116 $116

$41.61 $41.61

177.58%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$20.40 $20.40

231.47%

Cinema Ticket

$21.37 $21.37

$15.37 $15.37

39.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,187 $1,187

189.21%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$33.9K $33.9K

81.82%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$69.1 $69.1

8.32%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$50.5 $50.5

3.25%

Sport Shoes (Adidas, Nike)

$117 $117

$80.1 $80.1

45.72%

Men's Leather Business Shoes

$135 $135

$98.9 $98.9

36.11%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,968 $1,968

120.92%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,621 $1,621

92.31%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,480 $2,480

267.37%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,164 $2,164

148.54%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$3,050 $3,050

532.10%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,272 $2,272

205.61%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$5,648 $5,648

-7.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.56

4.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Windsor, CT: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Windsor, CT

$1.6K 50.1% 48% $1.5K

Groceries & Markets

New York, NY

$552 11.2%

Windsor, CT

$518 16% 6.2% $34

Eating Out

New York, NY

$407 8.2%

Windsor, CT

$408 12.6% 0.3% $1.4

Monthly Utilities & Internet

New York, NY

$365 7.4%

Windsor, CT

$365 11.3% 0.1% $0.2

Clothing & Footwear

New York, NY

$170 3.5%

Windsor, CT

$134 4.2% 21.1% $36

Getting Around

New York, NY

$168 3.4%

Windsor, CT

$118 3.6% 30% $50

Sport & Entertainment

New York, NY

$158 3.2%

Windsor, CT

$72 2.2% 54.3% $86

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,968 in Windsor, CT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Windsor, CT, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $120 in New York, NY versus $100 in Windsor, CT. Monthly groceries follow the same trend: $552 vs $518 – making Windsor, CT the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Windsor, CT

🕒 Local time

19:27 7:27 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

22,522

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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New York, NY Windsor, CT 190 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Windsor, CT: Cost of Living - Frequently Asked Questions

New York, NY costs about 53% more than Windsor, CT, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $4,855 in Windsor, CT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Windsor, CT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,432 per month in New York, NY and $1,187 in Windsor, CT. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 7% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $4,938 in New York, NY and $3,237 in Windsor, CT. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Windsor, CT costs $3,237 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Windsor, CT. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.