Last update: Oct 2026

Cost of Living Comparison Between Windsor, CT and New York, NY

For one person, living is cheaper in Windsor, CT: $3,237 a month against $4,938 in New York, NY, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

156

Cost of Living Index in Windsor, CT
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Windsor, CT Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Windsor, CT

🇺🇸 United States

$3,237

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Windsor, CT and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Windsor, CT and in New York, NY actually costs, broken down by who's living it.

A single person spends $3,237 per month in Windsor, CT vs $4,938 in New York, NY, rent included.

Windsor, CT $3,237
New York, NY $4,938

A couple spends around $4,524 per month in Windsor, CT vs $7,273 in New York, NY, rent included.

Windsor, CT $4,524
New York, NY $7,273

A family of three spends $5,812 per month in Windsor, CT vs $9,608 in New York, NY, rent included.

Windsor, CT $5,812
New York, NY $9,608

Windsor, CT is about 34% cheaper than New York, NY, and outside of rent the biggest gap is in leisure.

Both Windsor, CT and New York, NY sit above the global median – Windsor, CT by 139%, New York, NY by 264%.

Meal at Budget Restaurant

$30.20 $30.20

$24.99 $24.99

20.85%

Three-Course Dinner for Two, Mid-Range

$100 $100

$120 $120

-16.75%

Fast Food Meal (McDonalds, etc)

$11.77 $11.77

$13.74 $13.74

-14.34%

Cappuccino

$5.23 $5.23

$6.60 $6.60

-20.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$3.82 $3.82

-30.89%

Water (0.33 liter bottle)

$2.23 $2.23

$2.87 $2.87

-22.30%

Local Beer (0.5 liter draught)

$6.89 $6.89

$7.95 $7.95

-13.33%

Imported Beer (0.33 liter bottle)

$7.35 $7.35

$10.06 $10.06

-26.94%

Milk (1 liter)

$1.42 $1.42

$1.37 $1.37

3.65%

White Bread (500g)

$4.69 $4.69

$4.75 $4.75

-1.26%

Rice (white) (1kg)

$7.20 $7.20

$7.69 $7.69

-6.37%

Eggs

$6.07 $6.07

$5.87 $5.87

3.41%

Local Cheese (1kg)

$20.70 $20.70

$19.25 $19.25

7.53%

Chicken Fillets (1kg)

$14.67 $14.67

$17.83 $17.83

-17.72%

Beef Round Steak (1kg)

$19.44 $19.44

$19.03 $19.03

2.15%

Apples (1kg)

$7.17 $7.17

$6.69 $6.69

7.17%

Banana (1kg)

$2.11 $2.11

$2.29 $2.29

-7.86%

Oranges (1kg)

$5.58 $5.58

$6.41 $6.41

-12.95%

Tomato (1kg)

$4.50 $4.50

$6.75 $6.75

-33.33%

Potato (1kg)

$2.24 $2.24

$3.93 $3.93

-43.00%

Onion (1kg)

$2.76 $2.76

$4.52 $4.52

-38.94%

Lettuce (1 head)

$3.04 $3.04

$2.79 $2.79

8.96%

Water (1.5 liter bottle)

$2.95 $2.95

$2.51 $2.51

17.53%

Cigarettes 20 Pack (Marlboro, Camel)

$13.37 $13.37

$18.10 $18.10

-26.13%

Wine (Bottle)

$16.29 $16.29

$20.16 $20.16

-19.20%

Local Beer (0.5 liter bottle)

$3.05 $3.05

$3.26 $3.26

-6.44%

Imported Beer (0.33 liter bottle)

$4.49 $4.49

$3.75 $3.75

19.73%

One-way Ticket (Public Transport)

$1.80 $1.80

$2.92 $2.92

-38.36%

Public Transport Monthly Pass (Regular Price)

$99.1 $99.1

$143 $143

-30.54%

Taxi Start (Normal Tariff)

$2.67 $2.67

$3.06 $3.06

-12.75%

Taxi (Normal Tariff) (1km)

$1.77 $1.77

$2.16 $2.16

-18.06%

Taxi 1hour Waiting (Normal Tariff)

$20.25 $20.25

$41.33 $41.33

-51.00%

Gasoline (1 liter)

$1.10 $1.10

$1.12 $1.12

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$33.1K $33.1K

-13.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$25.7K $25.7K

4.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$224 $224

$219 $219

1.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.4 $55.4

$75.3 $75.3

-26.50%

Internet (50+ Mbps, Unlimited Data)

$86.4 $86.4

$70.5 $70.5

22.54%

Gym Membership (Monthly)

$41.61 $41.61

$116 $116

-63.97%

Tennis Court (1 Hour on Weekend)

$20.40 $20.40

$67.6 $67.6

-69.83%

Cinema Ticket

$15.37 $15.37

$21.37 $21.37

-28.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,187 $1,187

$3,432 $3,432

-65.42%

International Primary School, 1 Child (Yearly)

$33.9K $33.9K

$61.7K $61.7K

-45.00%

Jeans (Levis 501 Or Similar)

$69.1 $69.1

$74.9 $74.9

-7.68%

Summer Dress (H&M, Zara, etc)

$50.5 $50.5

$52.1 $52.1

-3.15%

Sport Shoes (Adidas, Nike)

$80.1 $80.1

$117 $117

-31.37%

Men's Leather Business Shoes

$98.9 $98.9

$135 $135

-26.53%

1-bedroom Apartment, City Center (Monthly)

$1,968 $1,968

$4,347 $4,347

-54.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,621 $1,621

$3,117 $3,117

-48.00%

3-bedroom Apartment, City Center (Monthly)

$2,480 $2,480

$9,110 $9,110

-72.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,164 $2,164

$5,379 $5,379

-59.76%

Buy Apartment in City Center (m2)

$3,050 $3,050

$19.3K $19.3K

-84.18%

Buy Apartment Outside City Center (m2)

$2,272 $2,272

$6,943 $6,943

-67.28%

Average Monthly Net Salary (After Tax)

$5,648 $5,648

$5,238 $5,238

7.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.85

-4.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windsor, CT: October 18, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Windsor, CT

$1.6K 50.1%

New York, NY

$3.1K 63.1% 92.3% $1.5K

Groceries & Markets

Windsor, CT

$518 16%

New York, NY

$552 11.2% 6.6% $34

Eating Out

Windsor, CT

$408 12.6%

New York, NY

$407 8.2% 0.3% $1.4

Monthly Utilities & Internet

Windsor, CT

$365 11.3%

New York, NY

$365 7.4% 0.1% $0.2

Clothing & Footwear

Windsor, CT

$134 4.2%

New York, NY

$170 3.5% 26.7% $36

Getting Around

Windsor, CT

$118 3.6%

New York, NY

$168 3.4% 42.8% $50

Sport & Entertainment

Windsor, CT

$72 2.2%

New York, NY

$158 3.2% 119% $86

Cost Breakdown

A central one-bedroom costs $1,968 in Windsor, CT versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Windsor, CT, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $100 in Windsor, CT versus $120 in New York, NY. Monthly groceries follow the same trend: $518 vs $552 – making Windsor, CT the more affordable choice for daily food spending.

Good to know

🇺🇸 Windsor, CT

🇺🇸 New York, NY

🕒 Local time

17:20 5:20 PM

Same time as Windsor, CT

🌤 Weather

👥 Population

22,522

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Windsor, CT New York, NY 190 km

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Windsor, CT
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windsor, CT vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 53% more than Windsor, CT, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,855 per month in Windsor, CT and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Windsor, CT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,187 per month in Windsor, CT and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 7% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $3,237 in Windsor, CT and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Windsor, CT costs $3,237 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Windsor, CT. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.