Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Victoria

For one person, living is cheaper in Victoria: $2,574 a month against $5,142 in New York, NY, rent and utilities included – about $30,800 less a year. Rent and utilities account for most of the difference.

245

Cost of Living Index in New York, NY
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New York, NY Living Index
123

Cost of Living Index in Victoria
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Victoria Living Index

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New York, NY

🇺🇸 United States

$5,142

/mo nomad

Victoria

🇨🇦 Canada

$2,574

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Victoria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Victoria actually costs, broken down by who's living it.

A single person spends $5,142 per month in New York, NY vs $2,574 in Victoria, rent included.

New York, NY $5,142
Victoria $2,574

A couple spends around $7,455 per month in New York, NY vs $3,856 in Victoria, rent included.

New York, NY $7,455
Victoria $3,856

A family of three spends $9,767 per month in New York, NY vs $5,138 in Victoria, rent included.

New York, NY $9,767
Victoria $5,138

New York, NY costs about 100% more than Victoria, and outside of rent the biggest gap is in eating out.

Both New York, NY and Victoria sit above the global median – New York, NY by 284%, Victoria by 92%.

Meal at Budget Restaurant

$26.46 $26.46

$18.98 CA$27.06

39.41%

Three-Course Dinner for Two, Mid-Range

$119 $119

$70.0 CA$99.7

69.69%

Fast Food Meal (McDonalds, etc)

$14.43 $14.43

$10.84 CA$15.46

33.12%

Cappuccino

$6.55 $6.55

$4.21 CA$6.00

55.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$2.21 CA$3.15

73.76%

Water (0.33 liter bottle)

$3.00 $3.00

$1.80 CA$2.57

66.67%

Local Beer (0.5 liter draught)

$8.27 $8.27

$5.69 CA$8.11

45.34%

Imported Beer (0.33 liter bottle)

$10.05 $10.05

$6.47 CA$9.23

55.33%

Milk (1 liter)

$1.31 $1.31

$2.65 CA$3.78

-50.57%

White Bread (500g)

$4.90 $4.90

$2.89 CA$4.12

69.55%

Rice (white) (1kg)

$7.16 $7.16

$3.96 CA$5.65

80.81%

Eggs

$5.92 $5.92

$4.04 CA$5.76

46.53%

Local Cheese (1kg)

$19.06 $19.06

$26.77 CA$38.16

-28.80%

Chicken Fillets (1kg)

$17.38 $17.38

$12.55 CA$17.89

38.49%

Beef Round Steak (1kg)

$18.94 $18.94

$14.51 CA$20.68

30.53%

Apples (1kg)

$6.96 $6.96

$3.99 CA$5.69

74.44%

Banana (1kg)

$2.08 $2.08

$1.43 CA$2.04

45.45%

Oranges (1kg)

$6.10 $6.10

$3.82 CA$5.45

59.69%

Tomato (1kg)

$6.95 $6.95

$4.13 CA$5.89

68.28%

Potato (1kg)

$3.98 $3.98

$3.54 CA$5.04

12.43%

Onion (1kg)

$4.44 $4.44

$2.93 CA$4.18

51.54%

Lettuce (1 head)

$2.81 $2.81

$3.18 CA$4.53

-11.64%

Water (1.5 liter bottle)

$2.51 $2.51

$2.55 CA$3.63

-1.57%

Cigarettes 20 Pack (Marlboro, Camel)

$19.27 $19.27

$15.02 CA$21.41

28.30%

Wine (Bottle)

$19.67 $19.67

$17.86 CA$25.46

10.13%

Local Beer (0.5 liter bottle)

$3.08 $3.08

$4.00 CA$5.70

-23.00%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$3.43 CA$4.89

7.29%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.04 CA$2.90

48.04%

Public Transport Monthly Pass (Regular Price)

$140 $140

$58.5 CA$83.4

138.37%

Taxi Start (Normal Tariff)

$3.07 $3.07

$2.67 CA$3.81

14.98%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.52 CA$2.17

40.13%

Taxi 1hour Waiting (Normal Tariff)

$41.21 $41.21

$33.48 CA$47.72

23.09%

Gasoline (1 liter)

$1.11 $1.11

$1.35 CA$1.93

-17.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.7K CA$39.5K

26.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$18.5K CA$26.3K

37.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$105 CA$150

106.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.0 $74.0

$44.49 CA$63.4

66.37%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$61.5 CA$87.6

17.91%

Gym Membership (Monthly)

$120 $120

$42.45 CA$60.5

183.75%

Tennis Court (1 Hour on Weekend)

$66.9 $66.9

$17.27 CA$24.62

287.32%

Cinema Ticket

$22.32 $22.32

$10.68 CA$15.22

108.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,425 $3,425

$878 CA$1,251

290.11%

International Primary School, 1 Child (Yearly)

$61.2K $61.2K

$23.2K CA$33.1K

163.70%

Jeans (Levis 501 Or Similar)

$76.3 $76.3

$53.2 CA$75.8

43.45%

Summer Dress (H&M, Zara, etc)

$55.5 $55.5

$44.19 CA$63.0

25.48%

Sport Shoes (Adidas, Nike)

$119 $119

$89.8 CA$128

32.85%

Men's Leather Business Shoes

$131 $131

$109 CA$155

19.74%

1-bedroom Apartment, City Center (Monthly)

$4,506 $4,506

$1,522 CA$2,170

196.06%

1-bedroom Apartment, Outside City Center (Monthly)

$3,155 $3,155

$1,326 CA$1,890

137.92%

3-bedroom Apartment, City Center (Monthly)

$8,817 $8,817

$2,683 CA$3,825

228.59%

3-bedroom Apartment, Outside City Center (Monthly)

$5,532 $5,532

$2,261 CA$3,222

144.68%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$5,368 CA$7,651

261.16%

Buy Apartment Outside City Center (m2)

$6,754 $6,754

$4,469 CA$6,370

51.13%

Average Monthly Net Salary (After Tax)

$5,290 $5,290

$3,202 CA$4,564

65.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.31

58.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for Victoria: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.2K 63.2%

Victoria

$1.3K 51.7% 58% $1.8K

Groceries & Markets

New York, NY

$546 11%

Victoria

$461 18% 15.6% $85

Eating Out

New York, NY

$422 8.5%

Victoria

$292 11.4% 30.8% $130

Monthly Utilities & Internet

New York, NY

$364 7.3%

Victoria

$211 8.2% 41.9% $153

Clothing & Footwear

New York, NY

$172 3.4%

Victoria

$133 5.2% 22.4% $38

Getting Around

New York, NY

$165 3.3%

Victoria

$77 3% 53.4% $88

Sport & Entertainment

New York, NY

$165 3.3%

Victoria

$64 2.5% 61.3% $101

Cost Breakdown

A central one-bedroom costs $4,506 in New York, NY versus $1,522 in Victoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 65% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in New York, NY versus $70.0 in Victoria. Monthly groceries follow the same trend: $546 vs $461 – making Victoria the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇨🇦 Victoria

🕒 Local time

03:59 3:59 AM

00:59 12:59 AM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

85,792

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

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Between locations

New York, NY Victoria 3,920 km ≈ 5 h nonstop flight

From you

New York, NY
Victoria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Victoria: Cost of Living - Frequently Asked Questions

New York, NY costs about 100% more than Victoria, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,714 per month in New York, NY and $3,862 in Victoria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Victoria, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,425 per month in New York, NY and $878 in Victoria. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 19% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $5,142 in New York, NY and $2,574 in Victoria. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Victoria costs $2,574 versus $5,142 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Victoria. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.