Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Tulum

For one person, living is cheaper in Tulum: $1,252 a month against $5,142 in New York, NY, rent and utilities included – about $46,700 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$5,142
/mo nomad
Tulum
🇲🇽 Mexico
$1,252
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Tulum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Tulum actually costs, broken down by who's living it.

A single person spends $5,142 per month in New York, NY vs $1,252 in Tulum, rent included.

  • New York, NY $5,142
  • Tulum $1,252

A couple spends around $7,455 per month in New York, NY vs $2,131 in Tulum, rent included.

  • New York, NY $7,455
  • Tulum $2,131

A family of three spends $9,767 per month in New York, NY vs $3,010 in Tulum, rent included.

  • New York, NY $9,767
  • Tulum $3,010

New York, NY costs about 311% more than Tulum, and outside of rent the biggest gap is in groceries.

New York, NY sits 284% above the global median, while Tulum is 7% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
New York, NY
Tulum
Difference
Meal at Budget Restaurant
$26.46 $26.46
$8.26 MX$150
220.34%
Three-Course Dinner for Two, Mid-Range
$119 $119
$56.4 MX$1,026
110.55%
Fast Food Meal (McDonalds, etc)
$14.43 $14.43
$8.13 MX$148
77.49%
Cappuccino
$6.55 $6.55
$3.87 MX$70.4
69.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 $3.84
$1.14 MX$20.80
236.84%
Water (0.33 liter bottle)
$3.00 $3.00
$1.18 MX$21.42
154.24%
Local Beer (0.5 liter draught)
$8.27 $8.27
$2.94 MX$53.5
181.29%
Imported Beer (0.33 liter bottle)
$10.05 $10.05
$3.80 MX$69.1
164.47%
🛒 Groceries & Markets
New York, NY
Tulum
Difference
Milk (1 liter)
$1.31 $1.31
$1.58 MX$28.75
-17.09%
White Bread (500g)
$4.90 $4.90
$2.00 MX$36.31
145.00%
Rice (white) (1kg)
$7.16 $7.16
$1.74 MX$31.71
311.49%
Eggs
$5.92 $5.92
$1.89 MX$34.29
213.23%
Local Cheese (1kg)
$19.06 $19.06
$5.55 MX$101
243.42%
Chicken Fillets (1kg)
$17.38 $17.38
$7.93 MX$144
119.17%
Beef Round Steak (1kg)
$18.94 $18.94
$9.09 MX$165
108.36%
Apples (1kg)
$6.96 $6.96
$2.66 MX$48.31
161.65%
Banana (1kg)
$2.08 $2.08
$1.42 MX$25.75
46.48%
Oranges (1kg)
$6.10 $6.10
$1.52 MX$27.67
301.32%
Tomato (1kg)
$6.95 $6.95
$1.50 MX$27.34
363.33%
Potato (1kg)
$3.98 $3.98
$2.28 MX$41.45
74.56%
Onion (1kg)
$4.44 $4.44
$1.86 MX$33.77
138.71%
Lettuce (1 head)
$2.81 $2.81
$1.51 MX$27.40
86.09%
Water (1.5 liter bottle)
$2.51 $2.51
$0.83 MX$15.11
202.41%
Cigarettes 20 Pack (Marlboro, Camel)
$19.27 $19.27
$4.39 MX$79.9
338.95%
Wine (Bottle)
$19.67 $19.67
$8.35 MX$152
135.57%
Local Beer (0.5 liter bottle)
$3.08 $3.08
$1.39 MX$25.31
121.58%
Imported Beer (0.33 liter bottle)
$3.68 $3.68
$1.32 MX$24.00
178.79%
🚌 Getting Around
New York, NY
Tulum
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
$1.40 MX$25.48
115.71%
Public Transport Monthly Pass (Regular Price)
$140 $140
-
-
Taxi Start (Normal Tariff)
$3.07 $3.07
$2.81 MX$51.2
9.25%
Taxi (Normal Tariff) (1km)
$2.13 $2.13
$2.44 MX$44.47
-12.70%
Taxi 1hour Waiting (Normal Tariff)
$41.21 $41.21
$5.58 MX$102
638.53%
Gasoline (1 liter)
$1.11 $1.11
$1.52 MX$27.71
-26.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$21.4K MX$389.2K
63.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$23.8K MX$433.0K
6.70%
🧾 Monthly Utilities & Internet
New York, NY
Tulum
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$217 $217
$106 MX$1,927
105.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.0 $74.0
$16.87 MX$307
338.77%
Internet (50+ Mbps, Unlimited Data)
$72.5 $72.5
$34.97 MX$636
107.26%
🎉 Sport & Entertainment
New York, NY
Tulum
Difference
Gym Membership (Monthly)
$120 $120
$34.35 MX$625
250.66%
Tennis Court (1 Hour on Weekend)
$66.9 $66.9
-
-
Cinema Ticket
$22.32 $22.32
$6.45 MX$117
246.05%
🧸 Childcare & Education
New York, NY
Tulum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,425 $3,425
$263 MX$4,776
1204.48%
International Primary School, 1 Child (Yearly)
$61.2K $61.2K
$3,022 MX$55.0K
1924.19%
👕👟 Clothing & Footwear
New York, NY
Tulum
Difference
Jeans (Levis 501 Or Similar)
$76.3 $76.3
$42.26 MX$769
80.55%
Summer Dress (H&M, Zara, etc)
$55.5 $55.5
$33.26 MX$605
66.72%
Sport Shoes (Adidas, Nike)
$119 $119
$97.4 MX$1,772
22.36%
Men's Leather Business Shoes
$131 $131
$60.2 MX$1,095
117.02%
🏠 Accommodation & Living
New York, NY
Tulum
Difference
1-bedroom Apartment, City Center (Monthly)
$4,506 $4,506
$614 MX$11.2K
634.19%
1-bedroom Apartment, Outside City Center (Monthly)
$3,155 $3,155
$539 MX$9,808
485.14%
3-bedroom Apartment, City Center (Monthly)
$8,817 $8,817
$1,504 MX$27.4K
486.38%
3-bedroom Apartment, Outside City Center (Monthly)
$5,532 $5,532
$1,316 MX$23.9K
320.41%
Buy Apartment in City Center (m2)
$19.4K $19.4K
$3,162 MX$57.5K
512.98%
Buy Apartment Outside City Center (m2)
$6,754 $6,754
$1,818 MX$33.1K
271.42%
💵 Salaries & Financials
New York, NY
Tulum
Difference
Average Monthly Net Salary (After Tax)
$5,290 $5,290
$784 MX$14.3K
574.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
10.8
-36.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for Tulum: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.2K
Tulum
$539 82.9% $2.6K
Groceries & Markets
New York, NY
$546
Tulum
$222 59.3% $324
Eating Out
New York, NY
$422
Tulum
$169 60.1% $254
Monthly Utilities & Internet
New York, NY
$364
Tulum
$158 56.6% $206
Clothing & Footwear
New York, NY
$172
Tulum
$105 38.9% $67
Getting Around
New York, NY
$165
Tulum
$21 * 87.5% $145
Sport & Entertainment
New York, NY
$165
Tulum
$47 71.4% $118

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,506 in New York, NY versus $614 in Tulum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 574% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in New York, NY versus $56.0 in Tulum. Monthly groceries follow the same trend: $546 vs $222 – making Tulum the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇲🇽 Tulum
🕒 Local time
01:36 1:36 AM
00:36 12:36 AM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
46,721
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Mexican Peso exchange rates as of October 10, 2026: 1 USD = 18.19 MXN (100 MXN = 5.5 USD). 1 EUR = 20.4 MXN (100 MXN = 4.9 EUR).

On the map
Between locations
  • New York, NY Tulum 2,580 km ≈ 3 h 45 min nonstop flight
From you
  • New York, NY
  • Tulum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Tulum: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Tulum?
New York, NY costs about 311% more than Tulum, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in Tulum?
For a comfortable life, plan on about $7,714 per month in New York, NY and $1,878 in Tulum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Tulum?
Rent is clearly cheaper in Tulum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in New York, NY compared to Tulum?
Monthly expenses with rent come to $5,142 in New York, NY and $1,252 in Tulum. That's a gap of about 311%.
How do childcare costs compare in New York, NY and in Tulum?
Kindergarten costs $3,425 per month in New York, NY and $263 in Tulum. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in New York, NY or in Tulum?
A $1,000 monthly budget goes further in Tulum, where all-in costs run around $1,252, than in New York, NY at $5,142. In Tulum it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, New York, NY or Tulum?
For digital nomads, it depends on budget. Tulum costs $1,252 versus $5,142 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to New York, NY or to Tulum?
If budget matters most, go with Tulum. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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