Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Toluca

For one person, living is cheaper in Toluca: $1,114 a month against $4,906 in New York, NY, rent and utilities included – about $45,500 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
53

Cost of Living Index in Toluca
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Toluca Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Toluca

🇲🇽 Mexico

$1,114

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Toluca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Toluca actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,114 in Toluca, rent included.

New York, NY $4,906
Toluca $1,114

A couple spends around $7,273 per month in New York, NY vs $1,825 in Toluca, rent included.

New York, NY $7,273
Toluca $1,825

A family of three spends $9,641 per month in New York, NY vs $2,536 in Toluca, rent included.

New York, NY $9,641
Toluca $2,536

New York, NY costs about 340% more than Toluca, and outside of rent the biggest gap is in groceries.

New York, NY sits 263% above the global median, while Toluca is 18% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.93 $26.93

$10.74 MX$201

150.74%

Three-Course Dinner for Two, Mid-Range

$117 $117

$42.58 MX$796

174.28%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$8.79 MX$164

66.10%

Cappuccino

$6.54 $6.54

$3.24 MX$60.5

101.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$1.25 MX$23.36

208.80%

Water (0.33 liter bottle)

$2.95 $2.95

$0.81 MX$15.21

264.20%

Local Beer (0.5 liter draught)

$8.08 $8.08

$2.12 MX$39.58

281.13%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$3.40 MX$63.6

189.71%

Milk (1 liter)

$1.31 $1.31

$1.70 MX$31.73

-22.94%

White Bread (500g)

$4.97 $4.97

$3.23 MX$60.3

53.87%

Rice (white) (1kg)

$7.70 $7.70

$2.25 MX$42.16

242.22%

Eggs

$6.09 $6.09

$3.08 MX$57.6

97.73%

Local Cheese (1kg)

$19.55 $19.55

$8.10 MX$152

141.36%

Chicken Fillets (1kg)

$17.59 $17.59

$8.25 MX$154

113.21%

Beef Round Steak (1kg)

$20.26 $20.26

$8.88 MX$166

128.15%

Apples (1kg)

$6.99 $6.99

$4.07 MX$76.2

71.74%

Banana (1kg)

$2.21 $2.21

$2.00 MX$37.36

10.50%

Oranges (1kg)

$6.72 $6.72

$2.28 MX$42.69

194.74%

Tomato (1kg)

$7.12 $7.12

$2.32 MX$43.40

206.90%

Potato (1kg)

$4.61 $4.61

$2.93 MX$54.8

57.34%

Onion (1kg)

$4.78 $4.78

$2.41 MX$45.04

98.34%

Lettuce (1 head)

$2.87 $2.87

$1.62 MX$30.21

77.16%

Water (1.5 liter bottle)

$2.69 $2.69

$1.01 MX$18.86

166.34%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$4.86 MX$91.0

293.83%

Wine (Bottle)

$19.63 $19.63

$12.13 MX$227

61.83%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.97 MX$36.93

68.53%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.69 MX$69.1

13.55%

One-way Ticket (Public Transport)

$3.02 $3.02

$0.73 MX$13.56

313.70%

Public Transport Monthly Pass (Regular Price)

$139 $139

$45.79 MX$857

204.28%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.20 MX$59.9

-5.00%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.98 MX$37.13

11.11%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$10.20 MX$191

305.20%

Gasoline (1 liter)

$1.13 $1.13

$1.42 MX$26.60

-20.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$24.6K MX$460.7K

39.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$23.3K MX$436.4K

10.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$57.4 MX$1,073

305.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$25.40 MX$475

179.65%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$32.03 MX$599

111.21%

Gym Membership (Monthly)

$115 $115

$40.28 MX$753

186.42%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

$22.21 MX$415

245.84%

Cinema Ticket

$22.41 $22.41

$6.95 MX$130

222.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$225 MX$4,200

1505.62%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$5,218 MX$97.6K

1216.52%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$64.4 MX$1,204

23.15%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$53.0 MX$991

-3.02%

Sport Shoes (Adidas, Nike)

$121 $121

$102 MX$1,904

18.97%

Men's Leather Business Shoes

$140 $140

$104 MX$1,940

35.44%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$421 MX$7,869

982.67%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$272 MX$5,088

1017.50%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$995 MX$18.6K

879.45%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$584 MX$10.9K

812.13%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$1,256 MX$23.5K

1350.64%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$906 MX$17.0K

637.57%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$1,013 MX$18.9K

403.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

11.07

-37.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Toluca: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Toluca

$272 24.4% 91.1% $2.8K

Groceries & Markets

New York, NY

$567 11.6%

Toluca

$290 26% 49% $278

Eating Out

New York, NY

$425 8.7%

Toluca

$177 15.9% 58.4% $248

Monthly Utilities & Internet

New York, NY

$371 7.6%

Toluca

$115 10.3% 69.1% $256

Clothing & Footwear

New York, NY

$176 3.6%

Toluca

$145 13% 17.7% $31

Getting Around

New York, NY

$165 3.4%

Toluca

$62 5.6% 62.6% $104

Sport & Entertainment

New York, NY

$160 3.3%

Toluca

$54 4.9% 66.2% $106

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $421 in Toluca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $43 in Toluca. Monthly groceries follow the same trend: $567 vs $290 – making Toluca the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇲🇽 Toluca

🕒 Local time

13:54 1:54 PM

12:54 12:54 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

223,876

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.35 USD

100 MXN = 4.76 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 21.01 MXN (100 MXN = 4.76 EUR).

MXN to USD in detail →

On the map

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Between locations

New York, NY Toluca 3,390 km ≈ 4 h 45 min nonstop flight

From you

New York, NY
Toluca

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Toluca: Cost of Living - Frequently Asked Questions

New York, NY costs about 340% more than Toluca, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $1,672 in Toluca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toluca, especially for central apartments: a one-bedroom in the center costs $421 there versus $4,555 in New York, NY.

Kindergarten costs $3,606 per month in New York, NY and $225 in Toluca. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 96% more in New York, NY, though the gap depends on what you buy.

A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,114, than in New York, NY at $4,906. In Toluca it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toluca. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.