Last update: Nov 2026

Cost of Living Comparison Between Toluca and New York, NY

For one person, living is cheaper in Toluca: $1,114 a month against $4,906 in New York, NY, rent and utilities included – about $45,500 less a year. Rent and utilities account for most of the difference.

Toluca, Mexico
New York, NY, United States
Toluca
🇲🇽 Mexico
$1,114
/mo nomad
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Monthly Cost of Living

How much you'll spend in Toluca and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toluca and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,114 per month in Toluca vs $4,906 in New York, NY, rent included.

  • Toluca $1,114
  • New York, NY $4,906

A couple spends around $1,825 per month in Toluca vs $7,273 in New York, NY, rent included.

  • Toluca $1,825
  • New York, NY $7,273

A family of three spends $2,536 per month in Toluca vs $9,641 in New York, NY, rent included.

  • Toluca $2,536
  • New York, NY $9,641

Toluca is about 77% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Toluca sits 18% below the global median, while New York, NY is 263% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toluca
New York, NY
Difference
Meal at Budget Restaurant
$10.74 MX$201
$26.93 $26.93
-60.12%
Three-Course Dinner for Two, Mid-Range
$42.58 MX$796
$117 $117
-63.54%
Fast Food Meal (McDonalds, etc)
$8.79 MX$164
$14.60 $14.60
-39.79%
Cappuccino
$3.24 MX$60.5
$6.54 $6.54
-50.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.25 MX$23.36
$3.86 $3.86
-67.62%
Water (0.33 liter bottle)
$0.81 MX$15.21
$2.95 $2.95
-72.54%
Local Beer (0.5 liter draught)
$2.12 MX$39.58
$8.08 $8.08
-73.76%
Imported Beer (0.33 liter bottle)
$3.40 MX$63.6
$9.85 $9.85
-65.48%
🛒 Groceries & Markets
Toluca
New York, NY
Difference
Milk (1 liter)
$1.70 MX$31.73
$1.31 $1.31
29.77%
White Bread (500g)
$3.23 MX$60.3
$4.97 $4.97
-35.01%
Rice (white) (1kg)
$2.25 MX$42.16
$7.70 $7.70
-70.78%
Eggs
$3.08 MX$57.6
$6.09 $6.09
-49.43%
Local Cheese (1kg)
$8.10 MX$152
$19.55 $19.55
-58.57%
Chicken Fillets (1kg)
$8.25 MX$154
$17.59 $17.59
-53.10%
Beef Round Steak (1kg)
$8.88 MX$166
$20.26 $20.26
-56.17%
Apples (1kg)
$4.07 MX$76.2
$6.99 $6.99
-41.77%
Banana (1kg)
$2.00 MX$37.36
$2.21 $2.21
-9.50%
Oranges (1kg)
$2.28 MX$42.69
$6.72 $6.72
-66.07%
Tomato (1kg)
$2.32 MX$43.40
$7.12 $7.12
-67.42%
Potato (1kg)
$2.93 MX$54.8
$4.61 $4.61
-36.44%
Onion (1kg)
$2.41 MX$45.04
$4.78 $4.78
-49.58%
Lettuce (1 head)
$1.62 MX$30.21
$2.87 $2.87
-43.55%
Water (1.5 liter bottle)
$1.01 MX$18.86
$2.69 $2.69
-62.45%
Cigarettes 20 Pack (Marlboro, Camel)
$4.86 MX$91.0
$19.14 $19.14
-74.61%
Wine (Bottle)
$12.13 MX$227
$19.63 $19.63
-38.21%
Local Beer (0.5 liter bottle)
$1.97 MX$36.93
$3.32 $3.32
-40.66%
Imported Beer (0.33 liter bottle)
$3.69 MX$69.1
$4.19 $4.19
-11.93%
🚌 Getting Around
Toluca
New York, NY
Difference
One-way Ticket (Public Transport)
$0.73 MX$13.56
$3.02 $3.02
-75.83%
Public Transport Monthly Pass (Regular Price)
$45.79 MX$857
$139 $139
-67.14%
Taxi Start (Normal Tariff)
$3.20 MX$59.9
$3.04 $3.04
5.26%
Taxi (Normal Tariff) (1km)
$1.98 MX$37.13
$2.20 $2.20
-10.00%
Taxi 1hour Waiting (Normal Tariff)
$10.20 MX$191
$41.33 $41.33
-75.32%
Gasoline (1 liter)
$1.42 MX$26.60
$1.13 $1.13
25.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K MX$460.7K
$34.5K $34.5K
-28.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K MX$436.4K
$25.8K $25.8K
-9.74%
🧾 Monthly Utilities & Internet
Toluca
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$57.4 MX$1,073
$232 $232
-75.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.40 MX$475
$71.0 $71.0
-64.24%
Internet (50+ Mbps, Unlimited Data)
$32.03 MX$599
$67.7 $67.7
-52.65%
🎉 Sport & Entertainment
Toluca
New York, NY
Difference
Gym Membership (Monthly)
$40.28 MX$753
$115 $115
-65.09%
Tennis Court (1 Hour on Weekend)
$22.21 MX$415
$76.8 $76.8
-71.08%
Cinema Ticket
$6.95 MX$130
$22.41 $22.41
-68.99%
🧸 Childcare & Education
Toluca
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$225 MX$4,200
$3,606 $3,606
-93.77%
International Primary School, 1 Child (Yearly)
$5,218 MX$97.6K
$68.7K $68.7K
-92.40%
👕👟 Clothing & Footwear
Toluca
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$64.4 MX$1,204
$79.3 $79.3
-18.80%
Summer Dress (H&M, Zara, etc)
$53.0 MX$991
$51.4 $51.4
3.11%
Sport Shoes (Adidas, Nike)
$102 MX$1,904
$121 $121
-15.95%
Men's Leather Business Shoes
$104 MX$1,940
$140 $140
-26.17%
🏠 Accommodation & Living
Toluca
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$421 MX$7,869
$4,555 $4,555
-90.76%
1-bedroom Apartment, Outside City Center (Monthly)
$272 MX$5,088
$3,040 $3,040
-91.05%
3-bedroom Apartment, City Center (Monthly)
$995 MX$18.6K
$9,742 $9,742
-89.79%
3-bedroom Apartment, Outside City Center (Monthly)
$584 MX$10.9K
$5,331 $5,331
-89.04%
Buy Apartment in City Center (m2)
$1,256 MX$23.5K
$18.2K $18.2K
-93.11%
Buy Apartment Outside City Center (m2)
$906 MX$17.0K
$6,685 $6,685
-86.44%
💵 Salaries & Financials
Toluca
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$1,013 MX$18.9K
$5,096 $5,096
-80.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.07
6.89
60.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toluca: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Toluca
$290
New York, NY
$567 95.9% $278
Accommodation & Living
Toluca
$272
New York, NY
$3K 1018% $2.8K
Eating Out
Toluca
$177
New York, NY
$425 140% $248
Clothing & Footwear
Toluca
$145
New York, NY
$176 21.5% $31
Monthly Utilities & Internet
Toluca
$115
New York, NY
$371 223% $256
Getting Around
Toluca
$62
New York, NY
$165 168% $104
Sport & Entertainment
Toluca
$54
New York, NY
$160 196% $106

Cost Breakdown

A central one-bedroom costs $421 in Toluca versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Toluca versus $117 in New York, NY. Monthly groceries follow the same trend: $290 vs $567 – making Toluca the more affordable choice for daily food spending.

Good to know
🇲🇽 Toluca
🇺🇸 New York, NY
🕒 Local time
07:21 7:21 AM
08:21 8:21 AM
1 h ahead of Toluca
🌤 Weather
👥 Population
223,876
8,804,190
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 21.01 MXN (100 MXN = 4.76 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toluca New York, NY 3,390 km ≈ 4 h 45 min nonstop flight
From you
  • Toluca
  • New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toluca vs New York, NY: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toluca or New York, NY?
New York, NY costs about 340% more than Toluca, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Toluca and in New York, NY?
For a comfortable life, plan on about $1,672 per month in Toluca and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Toluca or New York, NY?
Rent is clearly cheaper in Toluca, especially for central apartments: a one-bedroom in the center costs $421 there versus $4,555 in New York, NY.
How do childcare costs compare in Toluca and in New York, NY?
Kindergarten costs $225 per month in Toluca and $3,606 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Toluca or in New York, NY?
Groceries cost about 96% more in New York, NY, though the gap depends on what you buy.
Can you live on $1,500/month in Toluca or in New York, NY?
A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,114, than in New York, NY at $4,906. In Toluca it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Toluca or to New York, NY?
If budget matters most, go with Toluca. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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