Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Texarkana, TX

For one person, living is cheaper in Texarkana, TX: $1,997 a month against $4,941 in New York, NY, rent and utilities included – about $35,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
96

Cost of Living Index in Texarkana, TX
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Texarkana, TX Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Texarkana, TX

🇺🇸 United States

$1,997

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Texarkana, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Texarkana, TX actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $1,997 in Texarkana, TX, rent included.

New York, NY $4,941
Texarkana, TX $1,997

A couple spends around $7,225 per month in New York, NY vs $2,898 in Texarkana, TX, rent included.

New York, NY $7,225
Texarkana, TX $2,898

A family of three spends $9,509 per month in New York, NY vs $3,799 in Texarkana, TX, rent included.

New York, NY $9,509
Texarkana, TX $3,799

New York, NY costs about 147% more than Texarkana, TX, and outside of rent the biggest gap is in groceries.

Both New York, NY and Texarkana, TX sit above the global median – New York, NY by 263%, Texarkana, TX by 47%.

Meal at Budget Restaurant

$28.55 $28.55

$18.14 $18.14

57.39%

Three-Course Dinner for Two, Mid-Range

$118 $118

$50.3 $50.3

135.58%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$9.83 $9.83

53.00%

Cappuccino

$6.53 $6.53

$6.12 $6.12

6.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.86 $2.86

38.46%

Water (0.33 liter bottle)

$3.01 $3.01

$2.44 $2.44

23.36%

Local Beer (0.5 liter draught)

$8.16 $8.16

$5.45 $5.45

49.72%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.96 $7.96

23.62%

Milk (1 liter)

$1.37 $1.37

$0.62 $0.62

120.97%

White Bread (500g)

$4.97 $4.97

$3.02 $3.02

64.57%

Rice (white) (1kg)

$7.81 $7.81

$4.04 $4.04

93.32%

Eggs

$5.97 $5.97

$3.73 $3.73

60.05%

Local Cheese (1kg)

$18.91 $18.91

$9.00 $9.00

110.11%

Chicken Fillets (1kg)

$18.04 $18.04

$8.55 $8.55

110.99%

Beef Round Steak (1kg)

$19.05 $19.05

$12.20 $12.20

56.15%

Apples (1kg)

$6.76 $6.76

$3.66 $3.66

84.70%

Banana (1kg)

$2.27 $2.27

$1.32 $1.32

71.97%

Oranges (1kg)

$6.83 $6.83

$1.74 $1.74

292.53%

Tomato (1kg)

$7.09 $7.09

$4.71 $4.71

50.53%

Potato (1kg)

$4.22 $4.22

$1.33 $1.33

217.29%

Onion (1kg)

$4.65 $4.65

$2.42 $2.42

92.15%

Lettuce (1 head)

$2.87 $2.87

$1.80 $1.80

59.44%

Water (1.5 liter bottle)

$2.60 $2.60

$1.64 $1.64

58.54%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$9.85 $9.85

90.56%

Wine (Bottle)

$20.13 $20.13

$20.68 $20.68

-2.66%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.00 $2.00

72.50%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$1.47 $1.47

173.47%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.02 $3.02

1.99%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.77 $1.77

19.77%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$23.58 $23.58

77.95%

Gasoline (1 liter)

$1.17 $1.17

$0.91 $0.91

28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$36.3K $36.3K

-4.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.5K $26.5K

-2.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$211 $211

4.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$93.4 $93.4

-20.47%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$83.2 $83.2

-15.59%

Gym Membership (Monthly)

$112 $112

$70.0 $70.0

59.97%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$15.24 $15.24

45.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,909 $1,909

86.34%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$27.6K $27.6K

124.91%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$60.0 $60.0

26.04%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$49.44 $49.44

3.56%

Sport Shoes (Adidas, Nike)

$123 $123

0.32%

Men's Leather Business Shoes

$140 $140

$130 $130

7.76%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$829 $829

442.54%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$702 $702

338.74%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$1,288 $1,288

633.41%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,135 $1,135

357.43%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$1,460 $1,460

1140.20%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,413 $1,413

373.59%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$3,290 $3,290

58.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.62

3.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Texarkana, TX: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Texarkana, TX

$702 35.1% 77.2% $2.4K

Groceries & Markets

New York, NY

$563 11.4%

Texarkana, TX

$321 16.1% 43.1% $242

Eating Out

New York, NY

$440 8.9%

Texarkana, TX

$312 15.7% 29% $128

Monthly Utilities & Internet

New York, NY

$364 7.4%

Texarkana, TX

$387 19.4% 6.4% $23

Clothing & Footwear

New York, NY

$175 3.6%

Texarkana, TX

$163 8.2% 7.1% $13

Getting Around

New York, NY

$164 3.3%

Texarkana, TX

$12 * 0.6% 92.8% $152

Sport & Entertainment

New York, NY

$156 3.2%

Texarkana, TX

$100 5% 35.7% $56

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $829 in Texarkana, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 59% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $50 in Texarkana, TX. Monthly groceries follow the same trend: $563 vs $321 – making Texarkana, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Texarkana, TX

🕒 Local time

18:59 6:59 PM

17:59 5:59 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

36,193

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

New York, NY Texarkana, TX 1,930 km ≈ 3 h nonstop flight

From you

New York, NY
Texarkana, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Texarkana, TX: Cost of Living - Frequently Asked Questions

New York, NY costs about 147% more than Texarkana, TX, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $2,995 in Texarkana, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Texarkana, TX, especially for central apartments: a one-bedroom in the center costs $829 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $1,997 in Texarkana, TX. That makes Texarkana, TX about 60% cheaper.

Kindergarten costs $3,558 per month in New York, NY and $1,909 in Texarkana, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Texarkana, TX, where all-in costs run around $1,997, than in New York, NY at $4,941. In Texarkana, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Texarkana, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Texarkana, TX. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.